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Enact Holdings, Inc.（ACT）与STONERIDGE INC（SRI）财务数据对比。点击上方公司名可切换其他公司
Enact Holdings, Inc.的季度营收约是STONERIDGE INC的1.5倍（$312.1M vs $205.2M），Enact Holdings, Inc.同比增速更快（1.7% vs -6.0%），过去两年Enact Holdings, Inc.的营收复合增速更高（2.2% vs -7.4%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Stoneridge Inc是全球领先的电气电子元件、集成系统及传感器解决方案设计制造商，服务汽车、商用车、非道路设备与航空航天领域，产品可提升车辆安全性、运行效率、互联性与环保表现，业务覆盖全球核心市场。
ACT vs SRI — 直观对比
营收规模更大
ACT
是对方的1.5倍
$205.2M
营收增速更快
ACT
高出7.7%
-6.0%
两年增速更快
ACT
近两年复合增速
-7.4%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $205.2M |
| 净利润 | $168.0M | — |
| 毛利率 | — | 16.2% |
| 营业利润率 | — | -14.4% |
| 净利率 | 53.8% | — |
| 营收同比 | 1.7% | -6.0% |
| 净利润同比 | 1.2% | — |
| 每股收益（稀释后） | $1.18 | $-2.76 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTSRI
| Q1 26 | $312.1M | — | ||
| Q4 25 | $312.7M | $205.2M | ||
| Q3 25 | $311.5M | $210.3M | ||
| Q2 25 | $304.9M | $228.0M | ||
| Q1 25 | $306.8M | $217.9M | ||
| Q4 24 | $301.8M | $218.2M | ||
| Q3 24 | $309.6M | $213.8M | ||
| Q2 24 | $298.8M | $237.1M |
净利润ACTSRI
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $-9.4M | ||
| Q2 25 | — | $-9.4M | ||
| Q1 25 | — | $-7.2M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-7.1M | ||
| Q2 24 | — | $2.8M |
毛利率ACTSRI
| Q1 26 | — | — | ||
| Q4 25 | — | 16.2% | ||
| Q3 25 | — | 20.3% | ||
| Q2 25 | — | 21.5% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | — | 19.5% | ||
| Q3 24 | — | 20.8% | ||
| Q2 24 | — | 22.7% |
营业利润率ACTSRI
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | -14.4% | ||
| Q3 25 | 67.4% | -1.6% | ||
| Q2 25 | 70.4% | -1.1% | ||
| Q1 25 | 68.9% | -1.5% | ||
| Q4 24 | 68.9% | -2.0% | ||
| Q3 24 | 74.1% | 0.1% | ||
| Q2 24 | 78.6% | 1.4% |
净利率ACTSRI
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | -4.5% | ||
| Q2 25 | — | -4.1% | ||
| Q1 25 | — | -3.3% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -3.3% | ||
| Q2 24 | — | 1.2% |
每股收益（稀释后）ACTSRI
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.23 | $-2.76 | ||
| Q3 25 | $1.10 | $-0.34 | ||
| Q2 25 | $1.11 | $-0.34 | ||
| Q1 25 | $1.08 | $-0.26 | ||
| Q4 24 | $1.05 | $-0.22 | ||
| Q3 24 | $1.15 | $-0.26 | ||
| Q2 24 | $1.16 | $0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $66.3M |
| 总债务越低越好 | $744.9M | $180.9M |
| 股东权益账面价值 | $5.3B | $179.8M |
| 总资产 | $7.0B | $551.2M |
| 负债/权益比越低杠杆越低 | 0.14× | 1.01× |
8季度趋势，按日历期对齐
现金及短期投资ACTSRI
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | $66.3M | ||
| Q3 25 | $545.6M | $54.0M | ||
| Q2 25 | $616.0M | $49.8M | ||
| Q1 25 | $639.0M | $79.1M | ||
| Q4 24 | $602.8M | $71.8M | ||
| Q3 24 | $674.9M | $54.1M | ||
| Q2 24 | $711.3M | $42.1M |
总债务ACTSRI
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | $180.9M | ||
| Q3 25 | $744.1M | — | ||
| Q2 25 | $743.8M | — | ||
| Q1 25 | $743.4M | — | ||
| Q4 24 | $743.0M | $201.6M | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTSRI
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | $179.8M | ||
| Q3 25 | $5.3B | $251.2M | ||
| Q2 25 | $5.2B | $260.5M | ||
| Q1 25 | $5.1B | $253.1M | ||
| Q4 24 | $5.0B | $245.3M | ||
| Q3 24 | $5.0B | $271.4M | ||
| Q2 24 | $4.8B | $270.5M |
总资产ACTSRI
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | $551.2M | ||
| Q3 25 | $6.9B | $632.1M | ||
| Q2 25 | $6.8B | $639.4M | ||
| Q1 25 | $6.7B | $657.4M | ||
| Q4 24 | $6.5B | $621.6M | ||
| Q3 24 | $6.6B | $662.5M | ||
| Q2 24 | $6.3B | $666.7M |
负债/权益比ACTSRI
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | 1.01× | ||
| Q3 25 | 0.14× | — | ||
| Q2 25 | 0.14× | — | ||
| Q1 25 | 0.15× | — | ||
| Q4 24 | 0.15× | 0.82× | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $8.8M |
| 自由现金流经营现金流 - 资本支出 | — | $2.6M |
| 自由现金流率自由现金流/营收 | — | 1.3% |
| 资本支出强度资本支出/营收 | — | 3.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $12.2M |
8季度趋势，按日历期对齐
经营现金流ACTSRI
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | $8.8M | ||
| Q3 25 | $192.0M | $3.6M | ||
| Q2 25 | $119.5M | $10.7M | ||
| Q1 25 | $226.7M | $10.9M | ||
| Q4 24 | $686.3M | $19.2M | ||
| Q3 24 | $188.1M | $10.8M | ||
| Q2 24 | $144.7M | $8.7M |
自由现金流ACTSRI
| Q1 26 | — | — | ||
| Q4 25 | — | $2.6M | ||
| Q3 25 | — | $-2.7M | ||
| Q2 25 | — | $7.4M | ||
| Q1 25 | — | $4.8M | ||
| Q4 24 | — | $14.0M | ||
| Q3 24 | — | $4.6M | ||
| Q2 24 | — | $1.5M |
自由现金流率ACTSRI
| Q1 26 | — | — | ||
| Q4 25 | — | 1.3% | ||
| Q3 25 | — | -1.3% | ||
| Q2 25 | — | 3.3% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 6.4% | ||
| Q3 24 | — | 2.2% | ||
| Q2 24 | — | 0.6% |
资本支出强度ACTSRI
| Q1 26 | — | — | ||
| Q4 25 | — | 3.0% | ||
| Q3 25 | — | 3.0% | ||
| Q2 25 | — | 1.4% | ||
| Q1 25 | — | 2.8% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | — | 2.9% | ||
| Q2 24 | — | 3.0% |
现金转化率ACTSRI
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 3.11× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
SRI
| Control Devices | $51.7M | 25% |
| Electronics | $38.0M | 19% |
| EE | $34.2M | 17% |
| SE | $28.6M | 14% |
| NL | $24.5M | 12% |
| Stoneridge Brazil | $14.1M | 7% |
| Asia Pacific | $13.1M | 6% |
