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Enact Holdings, Inc.（ACT）与Wendy's Co（WEN）财务数据对比。点击上方公司名可切换其他公司
Wendy's Co的季度营收约是Enact Holdings, Inc.的1.7倍（$523.5M vs $312.1M），Enact Holdings, Inc.净利率更高（53.8% vs 7.5%，领先46.3%），Enact Holdings, Inc.同比增速更快（1.7% vs -3.2%），过去两年Enact Holdings, Inc.的营收复合增速更高（2.2% vs -4.2%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
温蒂公司是美国知名快餐企业，是温蒂汉堡及First Kitchen的母公司，前身为Deisel-Wemmer公司，总部位于俄亥俄州都柏林。旗下核心子公司温蒂国际是温蒂汉堡餐厅的特许经营授权方，在全球快餐市场拥有较高的品牌辨识度。
ACT vs WEN — 直观对比
营收规模更大
WEN
是对方的1.7倍
$312.1M
营收增速更快
ACT
高出4.9%
-3.2%
净利率更高
ACT
高出46.3%
7.5%
两年增速更快
ACT
近两年复合增速
-4.2%
损益表 — Q1 FY2026 vs Q1 FY2027
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $523.5M |
| 净利润 | $168.0M | $39.2M |
| 毛利率 | — | 64.1% |
| 营业利润率 | — | 15.9% |
| 净利率 | 53.8% | 7.5% |
| 营收同比 | 1.7% | -3.2% |
| 净利润同比 | 1.2% | 72.7% |
| 每股收益（稀释后） | $1.18 | $0.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTWEN
| Q1 26 | $312.1M | $523.5M | ||
| Q4 25 | $312.7M | $543.0M | ||
| Q3 25 | $311.5M | $549.5M | ||
| Q2 25 | $304.9M | $560.9M | ||
| Q1 25 | $306.8M | $523.5M | ||
| Q4 24 | $301.8M | $574.3M | ||
| Q3 24 | $309.6M | $566.7M | ||
| Q2 24 | $298.8M | $570.7M |
净利润ACTWEN
| Q1 26 | $168.0M | $39.2M | ||
| Q4 25 | — | $26.5M | ||
| Q3 25 | — | $44.3M | ||
| Q2 25 | — | $55.1M | ||
| Q1 25 | — | $39.2M | ||
| Q4 24 | — | $47.5M | ||
| Q3 24 | — | $50.2M | ||
| Q2 24 | — | $54.6M |
毛利率ACTWEN
| Q1 26 | — | 64.1% | ||
| Q4 25 | — | 62.7% | ||
| Q3 25 | — | 62.8% | ||
| Q2 25 | — | 65.0% | ||
| Q1 25 | — | 64.1% | ||
| Q4 24 | — | 65.9% | ||
| Q3 24 | — | 65.5% | ||
| Q2 24 | — | 65.0% |
营业利润率ACTWEN
| Q1 26 | — | 15.9% | ||
| Q4 25 | 71.3% | 11.8% | ||
| Q3 25 | 67.4% | 16.8% | ||
| Q2 25 | 70.4% | 18.6% | ||
| Q1 25 | 68.9% | 15.9% | ||
| Q4 24 | 68.9% | 16.7% | ||
| Q3 24 | 74.1% | 16.7% | ||
| Q2 24 | 78.6% | 17.4% |
净利率ACTWEN
| Q1 26 | 53.8% | 7.5% | ||
| Q4 25 | — | 4.9% | ||
| Q3 25 | — | 8.1% | ||
| Q2 25 | — | 9.8% | ||
| Q1 25 | — | 7.5% | ||
| Q4 24 | — | 8.3% | ||
| Q3 24 | — | 8.9% | ||
| Q2 24 | — | 9.6% |
每股收益（稀释后）ACTWEN
| Q1 26 | $1.18 | $0.19 | ||
| Q4 25 | $1.23 | $0.14 | ||
| Q3 25 | $1.10 | $0.23 | ||
| Q2 25 | $1.11 | $0.29 | ||
| Q1 25 | $1.08 | $0.19 | ||
| Q4 24 | $1.05 | $0.23 | ||
| Q3 24 | $1.15 | $0.25 | ||
| Q2 24 | $1.16 | $0.27 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $300.8M |
| 总债务越低越好 | $744.9M | $2.8B |
| 股东权益账面价值 | $5.3B | $117.4M |
| 总资产 | $7.0B | $5.0B |
| 负债/权益比越低杠杆越低 | 0.14× | 23.51× |
8季度趋势，按日历期对齐
现金及短期投资ACTWEN
| Q1 26 | $549.0M | $300.8M | ||
| Q4 25 | $582.5M | $300.8M | ||
| Q3 25 | $545.6M | $291.4M | ||
| Q2 25 | $616.0M | $281.2M | ||
| Q1 25 | $639.0M | $335.3M | ||
| Q4 24 | $602.8M | $450.5M | ||
| Q3 24 | $674.9M | $482.2M | ||
| Q2 24 | $711.3M | $465.5M |
总债务ACTWEN
| Q1 26 | $744.9M | $2.8B | ||
| Q4 25 | $744.5M | $2.8B | ||
| Q3 25 | $744.1M | $2.7B | ||
| Q2 25 | $743.8M | $2.7B | ||
| Q1 25 | $743.4M | $2.7B | ||
| Q4 24 | $743.0M | $2.7B | ||
| Q3 24 | $742.7M | — | ||
| Q2 24 | $742.4M | — |
股东权益ACTWEN
| Q1 26 | $5.3B | $117.4M | ||
| Q4 25 | $5.4B | $117.4M | ||
| Q3 25 | $5.3B | $109.2M | ||
| Q2 25 | $5.2B | $112.9M | ||
| Q1 25 | $5.1B | $130.2M | ||
| Q4 24 | $5.0B | $259.4M | ||
| Q3 24 | $5.0B | $259.9M | ||
| Q2 24 | $4.8B | $273.8M |
总资产ACTWEN
| Q1 26 | $7.0B | $5.0B | ||
| Q4 25 | $6.9B | $5.0B | ||
| Q3 25 | $6.9B | $5.0B | ||
| Q2 25 | $6.8B | $4.9B | ||
| Q1 25 | $6.7B | $4.9B | ||
| Q4 24 | $6.5B | $5.0B | ||
| Q3 24 | $6.6B | $5.1B | ||
| Q2 24 | $6.3B | $5.1B |
负债/权益比ACTWEN
| Q1 26 | 0.14× | 23.51× | ||
| Q4 25 | 0.14× | 23.51× | ||
| Q3 25 | 0.14× | 24.95× | ||
| Q2 25 | 0.14× | 24.18× | ||
| Q1 25 | 0.15× | 21.00× | ||
| Q4 24 | 0.15× | 10.57× | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $85.4M |
| 自由现金流经营现金流 - 资本支出 | — | $68.0M |
| 自由现金流率自由现金流/营收 | — | 13.0% |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 2.18× |
| 过去12个月自由现金流最近4个季度 | — | $242.9M |
8季度趋势，按日历期对齐
经营现金流ACTWEN
| Q1 26 | — | $85.4M | ||
| Q4 25 | $724.5M | $69.3M | ||
| Q3 25 | $192.0M | $129.3M | ||
| Q2 25 | $119.5M | $60.6M | ||
| Q1 25 | $226.7M | $85.4M | ||
| Q4 24 | $686.3M | $68.6M | ||
| Q3 24 | $188.1M | $141.2M | ||
| Q2 24 | $144.7M | $45.5M |
自由现金流ACTWEN
| Q1 26 | — | $68.0M | ||
| Q4 25 | — | $31.4M | ||
| Q3 25 | — | $104.3M | ||
| Q2 25 | — | $39.2M | ||
| Q1 25 | — | $67.7M | ||
| Q4 24 | — | $26.6M | ||
| Q3 24 | — | $123.3M | ||
| Q2 24 | — | $28.4M |
自由现金流率ACTWEN
| Q1 26 | — | 13.0% | ||
| Q4 25 | — | 5.8% | ||
| Q3 25 | — | 19.0% | ||
| Q2 25 | — | 7.0% | ||
| Q1 25 | — | 12.9% | ||
| Q4 24 | — | 4.6% | ||
| Q3 24 | — | 21.8% | ||
| Q2 24 | — | 5.0% |
资本支出强度ACTWEN
| Q1 26 | — | — | ||
| Q4 25 | — | 7.0% | ||
| Q3 25 | — | 4.5% | ||
| Q2 25 | — | 3.8% | ||
| Q1 25 | — | 3.4% | ||
| Q4 24 | — | 7.3% | ||
| Q3 24 | — | 3.2% | ||
| Q2 24 | — | 3.0% |
现金转化率ACTWEN
| Q1 26 | — | 2.18× | ||
| Q4 25 | — | 2.62× | ||
| Q3 25 | — | 2.92× | ||
| Q2 25 | — | 1.10× | ||
| Q1 25 | — | 2.18× | ||
| Q4 24 | — | 1.44× | ||
| Q3 24 | — | 2.81× | ||
| Q2 24 | — | 0.83× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
WEN
暂无分部数据
