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Enact Holdings, Inc.（ACT）与Zeta Global Holdings Corp.（ZETA）财务数据对比。点击上方公司名可切换其他公司
Zeta Global Holdings Corp.的季度营收约是Enact Holdings, Inc.的1.3倍（$394.6M vs $312.1M），Enact Holdings, Inc.净利率更高（53.8% vs 1.7%，领先52.2%），Zeta Global Holdings Corp.同比增速更快（25.4% vs 1.7%），过去两年Zeta Global Holdings Corp.的营收复合增速更高（42.3% vs 2.2%）
Enact Holdings, Inc.是美国领先的私人抵押贷款保险服务商，为银行、信用社等各类住宅抵押贷款机构提供风险缓释解决方案，帮助首付较低的购房者获得可负担的住房贷款，助力更多美国普通消费者实现安居需求。
Zeta Global Holdings Corp是一家2007年成立的美国营销科技企业，为各公司提供多渠道营销工具矩阵，核心业务围绕客户关系的构建、维护与价值变现展开。该公司于2021年6月10日在纽约证券交易所上市，上市时估值达17亿美元。
ACT vs ZETA — 直观对比
营收规模更大
ZETA
是对方的1.3倍
$312.1M
营收增速更快
ZETA
高出23.7%
1.7%
净利率更高
ACT
高出52.2%
1.7%
两年增速更快
ZETA
近两年复合增速
2.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $312.1M | $394.6M |
| 净利润 | $168.0M | $6.5M |
| 毛利率 | — | 59.5% |
| 营业利润率 | — | 4.5% |
| 净利率 | 53.8% | 1.7% |
| 营收同比 | 1.7% | 25.4% |
| 净利润同比 | 1.2% | -57.1% |
| 每股收益（稀释后） | $1.18 | $0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ACTZETA
| Q1 26 | $312.1M | — | ||
| Q4 25 | $312.7M | $394.6M | ||
| Q3 25 | $311.5M | $337.2M | ||
| Q2 25 | $304.9M | $308.4M | ||
| Q1 25 | $306.8M | $264.4M | ||
| Q4 24 | $301.8M | $314.7M | ||
| Q3 24 | $309.6M | $268.3M | ||
| Q2 24 | $298.8M | $227.8M |
净利润ACTZETA
| Q1 26 | $168.0M | — | ||
| Q4 25 | — | $6.5M | ||
| Q3 25 | — | $-3.6M | ||
| Q2 25 | — | $-12.8M | ||
| Q1 25 | — | $-21.6M | ||
| Q4 24 | — | $15.2M | ||
| Q3 24 | — | $-17.4M | ||
| Q2 24 | — | $-28.1M |
毛利率ACTZETA
| Q1 26 | — | — | ||
| Q4 25 | — | 59.5% | ||
| Q3 25 | — | 60.5% | ||
| Q2 25 | — | 62.1% | ||
| Q1 25 | — | 60.9% | ||
| Q4 24 | — | 60.0% | ||
| Q3 24 | — | 60.6% | ||
| Q2 24 | — | 60.0% |
营业利润率ACTZETA
| Q1 26 | — | — | ||
| Q4 25 | 71.3% | 4.5% | ||
| Q3 25 | 67.4% | 2.6% | ||
| Q2 25 | 70.4% | -1.7% | ||
| Q1 25 | 68.9% | -6.1% | ||
| Q4 24 | 68.9% | 2.2% | ||
| Q3 24 | 74.1% | -4.6% | ||
| Q2 24 | 78.6% | -11.7% |
净利率ACTZETA
| Q1 26 | 53.8% | — | ||
| Q4 25 | — | 1.7% | ||
| Q3 25 | — | -1.1% | ||
| Q2 25 | — | -4.2% | ||
| Q1 25 | — | -8.2% | ||
| Q4 24 | — | 4.8% | ||
| Q3 24 | — | -6.5% | ||
| Q2 24 | — | -12.3% |
每股收益（稀释后）ACTZETA
| Q1 26 | $1.18 | — | ||
| Q4 25 | $1.23 | $0.04 | ||
| Q3 25 | $1.10 | $-0.02 | ||
| Q2 25 | $1.11 | $-0.06 | ||
| Q1 25 | $1.08 | $-0.10 | ||
| Q4 24 | $1.05 | $0.10 | ||
| Q3 24 | $1.15 | $-0.09 | ||
| Q2 24 | $1.16 | $-0.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $549.0M | $319.8M |
| 总债务越低越好 | $744.9M | $197.1M |
| 股东权益账面价值 | $5.3B | $804.6M |
| 总资产 | $7.0B | $1.5B |
| 负债/权益比越低杠杆越低 | 0.14× | 0.24× |
8季度趋势，按日历期对齐
现金及短期投资ACTZETA
| Q1 26 | $549.0M | — | ||
| Q4 25 | $582.5M | $319.8M | ||
| Q3 25 | $545.6M | $385.2M | ||
| Q2 25 | $616.0M | $365.3M | ||
| Q1 25 | $639.0M | $364.4M | ||
| Q4 24 | $602.8M | $366.2M | ||
| Q3 24 | $674.9M | $418.5M | ||
| Q2 24 | $711.3M | $154.7M |
总债务ACTZETA
| Q1 26 | $744.9M | — | ||
| Q4 25 | $744.5M | $197.1M | ||
| Q3 25 | $744.1M | $196.9M | ||
| Q2 25 | $743.8M | $196.7M | ||
| Q1 25 | $743.4M | $196.5M | ||
| Q4 24 | $743.0M | $196.3M | ||
| Q3 24 | $742.7M | $196.1M | ||
| Q2 24 | $742.4M | $184.4M |
股东权益ACTZETA
| Q1 26 | $5.3B | — | ||
| Q4 25 | $5.4B | $804.6M | ||
| Q3 25 | $5.3B | $689.2M | ||
| Q2 25 | $5.2B | $673.3M | ||
| Q1 25 | $5.1B | $676.6M | ||
| Q4 24 | $5.0B | $676.8M | ||
| Q3 24 | $5.0B | $474.9M | ||
| Q2 24 | $4.8B | $217.0M |
总资产ACTZETA
| Q1 26 | $7.0B | — | ||
| Q4 25 | $6.9B | $1.5B | ||
| Q3 25 | $6.9B | $1.2B | ||
| Q2 25 | $6.8B | $1.1B | ||
| Q1 25 | $6.7B | $1.1B | ||
| Q4 24 | $6.5B | $1.1B | ||
| Q3 24 | $6.6B | $869.1M | ||
| Q2 24 | $6.3B | $583.9M |
负债/权益比ACTZETA
| Q1 26 | 0.14× | — | ||
| Q4 25 | 0.14× | 0.24× | ||
| Q3 25 | 0.14× | 0.29× | ||
| Q2 25 | 0.14× | 0.29× | ||
| Q1 25 | 0.15× | 0.29× | ||
| Q4 24 | 0.15× | 0.29× | ||
| Q3 24 | 0.15× | 0.41× | ||
| Q2 24 | 0.15× | 0.85× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $64.1M |
| 自由现金流经营现金流 - 资本支出 | — | $60.9M |
| 自由现金流率自由现金流/营收 | — | 15.4% |
| 资本支出强度资本支出/营收 | — | 0.8% |
| 现金转化率经营现金流/净利润 | — | 9.81× |
| 过去12个月自由现金流最近4个季度 | — | $185.1M |
8季度趋势，按日历期对齐
经营现金流ACTZETA
| Q1 26 | — | — | ||
| Q4 25 | $724.5M | $64.1M | ||
| Q3 25 | $192.0M | $57.9M | ||
| Q2 25 | $119.5M | $42.0M | ||
| Q1 25 | $226.7M | $34.8M | ||
| Q4 24 | $686.3M | $43.7M | ||
| Q3 24 | $188.1M | $34.4M | ||
| Q2 24 | $144.7M | $31.1M |
自由现金流ACTZETA
| Q1 26 | — | — | ||
| Q4 25 | — | $60.9M | ||
| Q3 25 | — | $52.4M | ||
| Q2 25 | — | $39.7M | ||
| Q1 25 | — | $32.1M | ||
| Q4 24 | — | $35.4M | ||
| Q3 24 | — | $29.5M | ||
| Q2 24 | — | $24.4M |
自由现金流率ACTZETA
| Q1 26 | — | — | ||
| Q4 25 | — | 15.4% | ||
| Q3 25 | — | 15.6% | ||
| Q2 25 | — | 12.9% | ||
| Q1 25 | — | 12.1% | ||
| Q4 24 | — | 11.3% | ||
| Q3 24 | — | 11.0% | ||
| Q2 24 | — | 10.7% |
资本支出强度ACTZETA
| Q1 26 | — | — | ||
| Q4 25 | — | 0.8% | ||
| Q3 25 | — | 1.6% | ||
| Q2 25 | — | 0.8% | ||
| Q1 25 | — | 1.0% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 1.8% | ||
| Q2 24 | — | 3.0% |
现金转化率ACTZETA
| Q1 26 | — | — | ||
| Q4 25 | — | 9.81× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 2.87× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ACT
| Premiums | $242.8M | 78% |
| Other | $69.2M | 22% |
ZETA
暂无分部数据
