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Advantage Solutions Inc.（ADV）与UWM Holdings Corp（UWMC）财务数据对比。点击上方公司名可切换其他公司
UWM Holdings Corp的季度营收约是Advantage Solutions Inc.的1.0倍（$945.2M vs $932.1M），UWM Holdings Corp净利率更高（2.1% vs -17.4%，领先19.4%），UWM Holdings Corp同比增速更快（68.7% vs 4.5%），UWM Holdings Corp自由现金流更多（$82.0M vs $23.4M），过去两年UWM Holdings Corp的营收复合增速更高（28.8% vs 4.0%）
该公司是一家全球数据与分析企业，为众多行业提供数据技术服务、分析工具、预测洞察与欺诈防范方案，总部位于佐治亚州阿尔法利塔，在美国全境以及澳大利亚、巴西、中国、法国、中国香港、印度、爱尔兰、以色列、菲律宾、英国均设有办公地点。
UWM控股（前身为联合海岸金融服务）是总部位于美国密歇根州庞蒂亚克的批发抵押贷款机构，专门为独立贷款经纪人提供贷款承销服务，据2024年公开数据显示，该公司是目前美国规模最大的抵押贷款放贷机构。
ADV vs UWMC — 直观对比
营收规模更大
UWMC
是对方的1.0倍
$932.1M
营收增速更快
UWMC
高出64.3%
4.5%
净利率更高
UWMC
高出19.4%
-17.4%
自由现金流更多
UWMC
多$58.6M
$23.4M
两年增速更快
UWMC
近两年复合增速
4.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $932.1M | $945.2M |
| 净利润 | $-161.7M | $19.4M |
| 毛利率 | — | — |
| 营业利润率 | -17.4% | 17.9% |
| 净利率 | -17.4% | 2.1% |
| 营收同比 | 4.5% | 68.7% |
| 净利润同比 | 9.2% | 117.6% |
| 每股收益（稀释后） | — | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ADVUWMC
| Q4 25 | $932.1M | $945.2M | ||
| Q3 25 | $915.0M | $843.3M | ||
| Q2 25 | $873.7M | $758.7M | ||
| Q1 25 | $821.8M | $613.4M | ||
| Q4 24 | $892.3M | $560.2M | ||
| Q3 24 | $939.3M | $526.4M | ||
| Q2 24 | $873.4M | $507.1M | ||
| Q1 24 | $861.4M | $570.0M |
净利润ADVUWMC
| Q4 25 | $-161.7M | $19.4M | ||
| Q3 25 | $20.6M | $-1.3M | ||
| Q2 25 | $-30.4M | $22.9M | ||
| Q1 25 | $-56.1M | $-13.7M | ||
| Q4 24 | $-178.0M | $8.9M | ||
| Q3 24 | $-42.8M | $-6.3M | ||
| Q2 24 | $-100.8M | $3.0M | ||
| Q1 24 | $-5.3M | $8.7M |
营业利润率ADVUWMC
| Q4 25 | -17.4% | 17.9% | ||
| Q3 25 | 4.4% | 1.5% | ||
| Q2 25 | 1.1% | 43.4% | ||
| Q1 25 | -1.8% | -42.5% | ||
| Q4 24 | -19.1% | 7.6% | ||
| Q3 24 | -0.3% | 6.1% | ||
| Q2 24 | -10.4% | 15.2% | ||
| Q1 24 | -3.5% | 32.3% |
净利率ADVUWMC
| Q4 25 | -17.4% | 2.1% | ||
| Q3 25 | 2.2% | -0.1% | ||
| Q2 25 | -3.5% | 3.0% | ||
| Q1 25 | -6.8% | -2.2% | ||
| Q4 24 | -20.0% | 1.6% | ||
| Q3 24 | -4.6% | -1.2% | ||
| Q2 24 | -11.5% | 0.6% | ||
| Q1 24 | -0.6% | 1.5% |
每股收益（稀释后）ADVUWMC
| Q4 25 | — | $0.14 | ||
| Q3 25 | — | $-0.01 | ||
| Q2 25 | — | $0.11 | ||
| Q1 25 | — | $-0.12 | ||
| Q4 24 | — | $0.07 | ||
| Q3 24 | $-0.13 | $-0.06 | ||
| Q2 24 | $-0.31 | $0.03 | ||
| Q1 24 | $-0.02 | $0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $240.8M | $503.4M |
| 总债务越低越好 | $1.7B | $3.0B |
| 股东权益账面价值 | $554.0M | $1.6B |
| 总资产 | $2.8B | $16.9B |
| 负债/权益比越低杠杆越低 | 3.05× | 1.87× |
8季度趋势，按日历期对齐
现金及短期投资ADVUWMC
| Q4 25 | $240.8M | $503.4M | ||
| Q3 25 | $201.1M | $870.7M | ||
| Q2 25 | $102.9M | $490.0M | ||
| Q1 25 | $121.1M | $485.0M | ||
| Q4 24 | $205.2M | $507.3M | ||
| Q3 24 | $196.1M | $636.3M | ||
| Q2 24 | $154.0M | $680.2M | ||
| Q1 24 | $112.3M | $605.6M |
总债务ADVUWMC
| Q4 25 | $1.7B | $3.0B | ||
| Q3 25 | — | $3.8B | ||
| Q2 25 | — | $2.8B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | $1.7B | $2.8B | ||
| Q3 24 | — | $2.0B | ||
| Q2 24 | — | $2.0B | ||
| Q1 24 | — | $2.0B |
股东权益ADVUWMC
| Q4 25 | $554.0M | $1.6B | ||
| Q3 25 | $708.5M | $1.6B | ||
| Q2 25 | $683.6M | $1.7B | ||
| Q1 25 | $695.6M | $1.6B | ||
| Q4 24 | $748.7M | $2.1B | ||
| Q3 24 | $932.5M | $2.2B | ||
| Q2 24 | $973.7M | $2.3B | ||
| Q1 24 | $1.1B | $2.5B |
总资产ADVUWMC
| Q4 25 | $2.8B | $16.9B | ||
| Q3 25 | $3.0B | $17.0B | ||
| Q2 25 | $3.0B | $13.9B | ||
| Q1 25 | $3.0B | $14.0B | ||
| Q4 24 | $3.1B | $15.7B | ||
| Q3 24 | $3.4B | $15.1B | ||
| Q2 24 | $3.5B | $12.9B | ||
| Q1 24 | $3.6B | $12.8B |
负债/权益比ADVUWMC
| Q4 25 | 3.05× | 1.87× | ||
| Q3 25 | — | 2.38× | ||
| Q2 25 | — | 1.59× | ||
| Q1 25 | — | 1.70× | ||
| Q4 24 | 2.30× | 1.36× | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | 0.86× | ||
| Q1 24 | — | 0.81× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $45.6M | $103.8M |
| 自由现金流经营现金流 - 资本支出 | $23.4M | $82.0M |
| 自由现金流率自由现金流/营收 | 2.5% | 8.7% |
| 资本支出强度资本支出/营收 | 2.4% | 2.3% |
| 现金转化率经营现金流/净利润 | — | 5.34× |
| 过去12个月自由现金流最近4个季度 | $10.7M | $-2.7B |
8季度趋势，按日历期对齐
经营现金流ADVUWMC
| Q4 25 | $45.6M | $103.8M | ||
| Q3 25 | $63.6M | $-3.1B | ||
| Q2 25 | $-8.1M | $-265.9M | ||
| Q1 25 | $-39.6M | $593.9M | ||
| Q4 24 | $15.1M | $-543.3M | ||
| Q3 24 | $34.0M | $-2.2B | ||
| Q2 24 | $53.4M | $-1.3B | ||
| Q1 24 | $-9.4M | $-2.2B |
自由现金流ADVUWMC
| Q4 25 | $23.4M | $82.0M | ||
| Q3 25 | $52.2M | $-3.1B | ||
| Q2 25 | $-10.2M | $-290.1M | ||
| Q1 25 | $-54.7M | $576.1M | ||
| Q4 24 | $-27.4M | $-551.6M | ||
| Q3 24 | $8.6M | $-2.2B | ||
| Q2 24 | $43.8M | $-1.3B | ||
| Q1 24 | $-24.8M | $-2.2B |
自由现金流率ADVUWMC
| Q4 25 | 2.5% | 8.7% | ||
| Q3 25 | 5.7% | -366.4% | ||
| Q2 25 | -1.2% | -38.2% | ||
| Q1 25 | -6.7% | 93.9% | ||
| Q4 24 | -3.1% | -98.5% | ||
| Q3 24 | 0.9% | -416.1% | ||
| Q2 24 | 5.0% | -262.1% | ||
| Q1 24 | -2.9% | -387.7% |
资本支出强度ADVUWMC
| Q4 25 | 2.4% | 2.3% | ||
| Q3 25 | 1.3% | 1.2% | ||
| Q2 25 | 0.2% | 3.2% | ||
| Q1 25 | 1.8% | 2.9% | ||
| Q4 24 | 4.8% | 1.5% | ||
| Q3 24 | 2.7% | 2.3% | ||
| Q2 24 | 1.1% | 2.4% | ||
| Q1 24 | 1.8% | 1.2% |
现金转化率ADVUWMC
| Q4 25 | — | 5.34× | ||
| Q3 25 | 3.09× | — | ||
| Q2 25 | — | -11.61× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | -60.91× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -431.86× | ||
| Q1 24 | — | -252.32× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ADV
| Experiential Services | $395.9M | 42% |
| Branded Services | $289.8M | 31% |
| Retailer Services | $246.5M | 26% |
UWMC
暂无分部数据
