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Ameren（AEE）与SoFi Technologies, Inc.（SOFI）财务数据对比。点击上方公司名可切换其他公司
Ameren的季度营收约是SoFi Technologies, Inc.的1.7倍（$1.8B vs $1.0B），SoFi Technologies, Inc.净利率更高（16.9% vs 14.2%，领先2.7%），SoFi Technologies, Inc.同比增速更快（39.6% vs -8.2%），Ameren自由现金流更多（$-54.0M vs $-4.0B），过去两年SoFi Technologies, Inc.的营收复合增速更高（26.1% vs -0.9%）
Ameren Corporation是美国公共事业控股企业，下设Ameren密苏里、伊利诺伊州配电、伊利诺伊州天然气、输电四大业务板块，主营受费率监管的发电、输电、配电业务，以及受监管的天然气输配业务，电力生产主要采用煤炭、核电等能源。
SoFi Technologies是美国金融科技企业，2011年由斯坦福大学学生创立，持有全国性特许牌照运营线上银行，同时为其他金融机构提供技术解决方案，是美国规模最大的线上贷款机构，截至2025年累计服务客户达1370万。
AEE vs SOFI — 直观对比
营收规模更大
AEE
是对方的1.7倍
$1.0B
营收增速更快
SOFI
高出47.8%
-8.2%
净利率更高
SOFI
高出2.7%
14.2%
自由现金流更多
AEE
多$3.9B
$-4.0B
两年增速更快
SOFI
近两年复合增速
-0.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.8B | $1.0B |
| 净利润 | $253.0M | $173.5M |
| 毛利率 | — | 84.2% |
| 营业利润率 | 20.2% | 18.1% |
| 净利率 | 14.2% | 16.9% |
| 营收同比 | -8.2% | 39.6% |
| 净利润同比 | 21.6% | -47.8% |
| 每股收益（稀释后） | $0.92 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AEESOFI
| Q4 25 | $1.8B | $1.0B | ||
| Q3 25 | $2.7B | $961.6M | ||
| Q2 25 | $2.2B | $854.9M | ||
| Q1 25 | $2.1B | $771.8M | ||
| Q4 24 | $1.9B | $734.1M | ||
| Q3 24 | $2.2B | $697.1M | ||
| Q2 24 | $1.7B | $598.6M | ||
| Q1 24 | $1.8B | $645.0M |
净利润AEESOFI
| Q4 25 | $253.0M | $173.5M | ||
| Q3 25 | $641.0M | $139.4M | ||
| Q2 25 | $277.0M | $97.3M | ||
| Q1 25 | $290.0M | $71.1M | ||
| Q4 24 | $208.0M | $332.5M | ||
| Q3 24 | $457.0M | $60.7M | ||
| Q2 24 | $260.0M | $17.4M | ||
| Q1 24 | $262.0M | $88.0M |
毛利率AEESOFI
| Q4 25 | — | 84.2% | ||
| Q3 25 | — | 83.2% | ||
| Q2 25 | — | 82.4% | ||
| Q1 25 | — | 82.4% | ||
| Q4 24 | — | 82.5% | ||
| Q3 24 | — | 82.3% | ||
| Q2 24 | — | 81.7% | ||
| Q1 24 | — | 84.5% |
营业利润率AEESOFI
| Q4 25 | 20.2% | 18.1% | ||
| Q3 25 | 30.6% | 15.4% | ||
| Q2 25 | 18.5% | 13.1% | ||
| Q1 25 | 20.5% | 10.3% | ||
| Q4 24 | 10.2% | 8.2% | ||
| Q3 24 | 27.0% | 9.2% | ||
| Q2 24 | 21.3% | 2.6% | ||
| Q1 24 | 20.4% | 14.6% |
净利率AEESOFI
| Q4 25 | 14.2% | 16.9% | ||
| Q3 25 | 23.7% | 14.5% | ||
| Q2 25 | 12.5% | 11.4% | ||
| Q1 25 | 13.8% | 9.2% | ||
| Q4 24 | 10.7% | 45.3% | ||
| Q3 24 | 21.0% | 8.7% | ||
| Q2 24 | 15.4% | 2.9% | ||
| Q1 24 | 14.4% | 13.7% |
每股收益（稀释后）AEESOFI
| Q4 25 | $0.92 | $0.14 | ||
| Q3 25 | $2.35 | $0.11 | ||
| Q2 25 | $1.01 | $0.08 | ||
| Q1 25 | $1.07 | $0.06 | ||
| Q4 24 | $0.77 | $0.31 | ||
| Q3 24 | $1.70 | $0.05 | ||
| Q2 24 | $0.97 | $0.01 | ||
| Q1 24 | $0.98 | $0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $13.0M | $4.9B |
| 总债务越低越好 | $19.4B | — |
| 股东权益账面价值 | $13.4B | $10.5B |
| 总资产 | $48.5B | $50.7B |
| 负债/权益比越低杠杆越低 | 1.45× | — |
8季度趋势，按日历期对齐
现金及短期投资AEESOFI
| Q4 25 | $13.0M | $4.9B | ||
| Q3 25 | $9.0M | $3.2B | ||
| Q2 25 | $11.0M | $2.1B | ||
| Q1 25 | $23.0M | $2.1B | ||
| Q4 24 | $7.0M | $2.5B | ||
| Q3 24 | $17.0M | $2.4B | ||
| Q2 24 | $19.0M | $2.3B | ||
| Q1 24 | $85.0M | $3.7B |
总债务AEESOFI
| Q4 25 | $19.4B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $17.8B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AEESOFI
| Q4 25 | $13.4B | $10.5B | ||
| Q3 25 | $12.8B | $8.8B | ||
| Q2 25 | $12.3B | $6.9B | ||
| Q1 25 | $12.2B | $6.7B | ||
| Q4 24 | $12.1B | $6.5B | ||
| Q3 24 | $11.8B | $6.1B | ||
| Q2 24 | $11.5B | $5.9B | ||
| Q1 24 | $11.4B | $5.8B |
总资产AEESOFI
| Q4 25 | $48.5B | $50.7B | ||
| Q3 25 | $47.4B | $45.3B | ||
| Q2 25 | $46.6B | $41.1B | ||
| Q1 25 | $45.7B | $37.7B | ||
| Q4 24 | $44.6B | $36.3B | ||
| Q3 24 | $43.3B | $34.4B | ||
| Q2 24 | $42.3B | $32.6B | ||
| Q1 24 | $41.3B | $31.3B |
负债/权益比AEESOFI
| Q4 25 | 1.45× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.47× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $956.0M | $-3.7B |
| 自由现金流经营现金流 - 资本支出 | $-54.0M | $-4.0B |
| 自由现金流率自由现金流/营收 | -3.0% | -388.8% |
| 资本支出强度资本支出/营收 | 56.7% | 23.7% |
| 现金转化率经营现金流/净利润 | 3.78× | -21.56× |
| 过去12个月自由现金流最近4个季度 | $-775.0M | $-6.9B |
8季度趋势，按日历期对齐
经营现金流AEESOFI
| Q4 25 | $956.0M | $-3.7B | ||
| Q3 25 | $1.1B | $-1.3B | ||
| Q2 25 | $862.0M | $-1.5B | ||
| Q1 25 | $431.0M | $21.5M | ||
| Q4 24 | $817.0M | $-1.1B | ||
| Q3 24 | $897.0M | $-1.2B | ||
| Q2 24 | $557.0M | $-484.4M | ||
| Q1 24 | $492.0M | $738.2M |
自由现金流AEESOFI
| Q4 25 | $-54.0M | $-4.0B | ||
| Q3 25 | $116.0M | $-1.4B | ||
| Q2 25 | $-204.0M | $-1.5B | ||
| Q1 25 | $-633.0M | $-31.1M | ||
| Q4 24 | $-473.0M | $-1.3B | ||
| Q3 24 | $-240.0M | $-1.2B | ||
| Q2 24 | $-445.0M | $-521.1M | ||
| Q1 24 | $-398.0M | $706.3M |
自由现金流率AEESOFI
| Q4 25 | -3.0% | -388.8% | ||
| Q3 25 | 4.3% | -142.0% | ||
| Q2 25 | -9.2% | -179.0% | ||
| Q1 25 | -30.2% | -4.0% | ||
| Q4 24 | -24.4% | -173.5% | ||
| Q3 24 | -11.0% | -174.6% | ||
| Q2 24 | -26.3% | -87.0% | ||
| Q1 24 | -21.9% | 109.5% |
资本支出强度AEESOFI
| Q4 25 | 56.7% | 23.7% | ||
| Q3 25 | 36.6% | 6.2% | ||
| Q2 25 | 48.0% | 7.4% | ||
| Q1 25 | 50.7% | 6.8% | ||
| Q4 24 | 66.5% | 21.0% | ||
| Q3 24 | 52.3% | 6.2% | ||
| Q2 24 | 59.2% | 6.1% | ||
| Q1 24 | 49.0% | 5.0% |
现金转化率AEESOFI
| Q4 25 | 3.78× | -21.56× | ||
| Q3 25 | 1.72× | -9.37× | ||
| Q2 25 | 3.11× | -15.08× | ||
| Q1 25 | 1.49× | 0.30× | ||
| Q4 24 | 3.93× | -3.37× | ||
| Q3 24 | 1.96× | -19.32× | ||
| Q2 24 | 2.14× | -27.83× | ||
| Q1 24 | 1.88× | 8.39× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
