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美国鹰（AEO）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是美国鹰的1.6倍（$2.2B vs $1.4B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs 6.7%，领先16.8%），美国鹰同比增速更快（5.7% vs -36.8%），过去两年美国鹰的营收复合增速更高（2.3% vs -11.9%）
American Eagle Outfitters是美国知名服饰及配饰零售商，总部位于宾夕法尼亚州匹兹堡市南区工业园。品牌1977年由杰里·西尔弗曼与马克·西尔弗曼兄弟创立，最初为零售风险投资公司的子公司，旗下还运营西尔弗曼男装。1980年创始人向肖滕斯坦家族出售一半股权，1991年售罄剩余股份，目前旗下拥有Aerie、Unsubscribed等多个品牌。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
AEO vs RNR — 直观对比
营收规模更大
RNR
是对方的1.6倍
$1.4B
营收增速更快
AEO
高出42.5%
-36.8%
净利率更高
RNR
高出16.8%
6.7%
两年增速更快
AEO
近两年复合增速
-11.9%
损益表 — Q3 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.4B | $2.2B |
| 净利润 | $91.3M | $515.8M |
| 毛利率 | 40.5% | — |
| 营业利润率 | 8.3% | — |
| 净利率 | 6.7% | 23.5% |
| 营收同比 | 5.7% | -36.8% |
| 净利润同比 | 14.2% | 72.6% |
| 每股收益（稀释后） | $0.53 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AEORNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $1.4B | $3.0B | ||
| Q3 25 | $1.3B | $3.2B | ||
| Q2 25 | $1.1B | $3.2B | ||
| Q1 25 | — | $3.5B | ||
| Q4 24 | $1.3B | $2.3B | ||
| Q3 24 | $1.3B | $4.0B | ||
| Q2 24 | $1.1B | $2.8B |
净利润AEORNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $91.3M | $760.5M | ||
| Q3 25 | $77.6M | $916.5M | ||
| Q2 25 | $-64.9M | $835.4M | ||
| Q1 25 | — | $170.0M | ||
| Q4 24 | $80.0M | $-189.7M | ||
| Q3 24 | $77.3M | $1.2B | ||
| Q2 24 | $67.8M | $503.9M |
毛利率AEORNR
| Q1 26 | — | — | ||
| Q4 25 | 40.5% | — | ||
| Q3 25 | 38.9% | — | ||
| Q2 25 | 29.6% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 40.9% | — | ||
| Q3 24 | 38.6% | — | ||
| Q2 24 | 40.6% | — |
营业利润率AEORNR
| Q1 26 | — | — | ||
| Q4 25 | 8.3% | 42.5% | ||
| Q3 25 | 8.0% | 46.3% | ||
| Q2 25 | -7.8% | 41.8% | ||
| Q1 25 | — | -2.0% | ||
| Q4 24 | 8.2% | -3.6% | ||
| Q3 24 | 7.8% | 43.7% | ||
| Q2 24 | 6.8% | 25.0% |
净利率AEORNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | 6.7% | 25.6% | ||
| Q3 25 | 6.0% | 28.7% | ||
| Q2 25 | -6.0% | 26.1% | ||
| Q1 25 | — | 4.9% | ||
| Q4 24 | 6.2% | -8.3% | ||
| Q3 24 | 6.0% | 29.8% | ||
| Q2 24 | 5.9% | 17.8% |
每股收益（稀释后）AEORNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $0.53 | $16.16 | ||
| Q3 25 | $0.45 | $19.40 | ||
| Q2 25 | $-0.36 | $17.20 | ||
| Q1 25 | — | $3.27 | ||
| Q4 24 | $0.41 | $-3.76 | ||
| Q3 24 | $0.39 | $22.62 | ||
| Q2 24 | $0.34 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $112.8M | $1.6B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.6B | $4.3B |
| 总资产 | $4.2B | $53.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AEORNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | $112.8M | $1.7B | ||
| Q3 25 | $126.8M | $1.7B | ||
| Q2 25 | $87.9M | $1.4B | ||
| Q1 25 | — | $1.6B | ||
| Q4 24 | $160.2M | $1.7B | ||
| Q3 24 | $191.8M | $1.6B | ||
| Q2 24 | $300.5M | $1.6B |
总债务AEORNR
| Q1 26 | — | — | ||
| Q4 25 | — | $2.3B | ||
| Q3 25 | — | $2.2B | ||
| Q2 25 | — | $2.3B | ||
| Q1 25 | — | $2.8B | ||
| Q4 24 | $0 | $1.9B | ||
| Q3 24 | $0 | $1.9B | ||
| Q2 24 | $0 | $2.0B |
股东权益AEORNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $1.6B | $11.6B | ||
| Q3 25 | $1.5B | $11.5B | ||
| Q2 25 | $1.5B | $10.8B | ||
| Q1 25 | — | $10.3B | ||
| Q4 24 | $1.7B | $10.6B | ||
| Q3 24 | $1.7B | $11.2B | ||
| Q2 24 | $1.8B | $10.2B |
总资产AEORNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $4.2B | $53.8B | ||
| Q3 25 | $4.1B | $54.5B | ||
| Q2 25 | $3.8B | $54.7B | ||
| Q1 25 | — | $53.6B | ||
| Q4 24 | $3.7B | $50.7B | ||
| Q3 24 | $3.5B | $52.8B | ||
| Q2 24 | $3.6B | $51.6B |
负债/权益比AEORNR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.20× | ||
| Q3 25 | — | 0.19× | ||
| Q2 25 | — | 0.21× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | 0.00× | 0.18× | ||
| Q3 24 | 0.00× | 0.17× | ||
| Q2 24 | 0.00× | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $67.1M | — |
| 自由现金流经营现金流 - 资本支出 | $-2.5M | — |
| 自由现金流率自由现金流/营收 | -0.2% | — |
| 资本支出强度资本支出/营收 | 5.1% | — |
| 现金转化率经营现金流/净利润 | 0.74× | — |
| 过去12个月自由现金流最近4个季度 | $-169.8M | — |
8季度趋势，按日历期对齐
经营现金流AEORNR
| Q1 26 | — | — | ||
| Q4 25 | $67.1M | $483.0M | ||
| Q3 25 | $27.8M | $1.6B | ||
| Q2 25 | $-54.7M | $1.5B | ||
| Q1 25 | — | $157.8M | ||
| Q4 24 | $52.9M | $778.9M | ||
| Q3 24 | $78.3M | $1.5B | ||
| Q2 24 | $-38.1M | $1.2B |
自由现金流AEORNR
| Q1 26 | — | — | ||
| Q4 25 | $-2.5M | — | ||
| Q3 25 | $-43.1M | — | ||
| Q2 25 | $-116.3M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $-7.8M | — | ||
| Q3 24 | $17.5M | — | ||
| Q2 24 | $-74.3M | — |
自由现金流率AEORNR
| Q1 26 | — | — | ||
| Q4 25 | -0.2% | — | ||
| Q3 25 | -3.4% | — | ||
| Q2 25 | -10.7% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | -0.6% | — | ||
| Q3 24 | 1.4% | — | ||
| Q2 24 | -6.5% | — |
资本支出强度AEORNR
| Q1 26 | — | — | ||
| Q4 25 | 5.1% | — | ||
| Q3 25 | 5.5% | — | ||
| Q2 25 | 5.7% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 4.7% | — | ||
| Q3 24 | 4.7% | — | ||
| Q2 24 | 3.2% | — |
现金转化率AEORNR
| Q1 26 | — | — | ||
| Q4 25 | 0.74× | 0.64× | ||
| Q3 25 | 0.36× | 1.73× | ||
| Q2 25 | — | 1.76× | ||
| Q1 25 | — | 0.93× | ||
| Q4 24 | 0.66× | — | ||
| Q3 24 | 1.01× | 1.26× | ||
| Q2 24 | -0.56× | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AEO
| American Eagle Brand | $800.4M | 59% |
| Aerie Brand | $429.1M | 31% |
| Other | $133.2M | 10% |
RNR
暂无分部数据
