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Affinity Bancshares, Inc.（AFBI）与Rocky Mountain Chocolate Factory, Inc.（RMCF）财务数据对比。点击上方公司名可切换其他公司
Affinity Bancshares, Inc.的季度营收约是Rocky Mountain Chocolate Factory, Inc.的1.1倍（$8.6M vs $7.5M），Affinity Bancshares, Inc.净利率更高（24.9% vs -2.1%，领先26.9%），Affinity Bancshares, Inc.同比增速更快（12.8% vs -4.4%），Affinity Bancshares, Inc.自由现金流更多（$11.2M vs $-1.3M），过去两年Affinity Bancshares, Inc.的营收复合增速更高（8.1% vs 1.9%）
落基山巧克力厂是美国知名巧克力企业，同时开展国际特许经营业务，集糖果生产与零售运营于一体，总部位于美国科罗拉多州杜兰戈，除美国本土门店外，在巴拿马、菲律宾也设有经营网点。
AFBI vs RMCF — 直观对比
营收规模更大
AFBI
是对方的1.1倍
$7.5M
营收增速更快
AFBI
高出17.2%
-4.4%
净利率更高
AFBI
高出26.9%
-2.1%
自由现金流更多
AFBI
多$12.5M
$-1.3M
两年增速更快
AFBI
近两年复合增速
1.9%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $8.6M | $7.5M |
| 净利润 | $2.1M | $-155.0K |
| 毛利率 | — | 34.0% |
| 营业利润率 | 35.9% | 1.1% |
| 净利率 | 24.9% | -2.1% |
| 营收同比 | 12.8% | -4.4% |
| 净利润同比 | 58.5% | 81.7% |
| 每股收益（稀释后） | $0.34 | $-0.02 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFBIRMCF
| Q4 25 | $8.6M | $7.5M | ||
| Q3 25 | $8.4M | $6.8M | ||
| Q2 25 | $8.3M | $6.4M | ||
| Q1 25 | $7.8M | $8.9M | ||
| Q4 24 | $7.6M | $7.9M | ||
| Q3 24 | $8.0M | $6.4M | ||
| Q2 24 | $8.3M | $6.4M | ||
| Q1 24 | $7.3M | $7.3M |
净利润AFBIRMCF
| Q4 25 | $2.1M | $-155.0K | ||
| Q3 25 | $2.2M | $-662.0K | ||
| Q2 25 | $2.2M | $-324.0K | ||
| Q1 25 | $1.8M | $-2.9M | ||
| Q4 24 | $1.3M | $-847.0K | ||
| Q3 24 | $1.7M | $-722.0K | ||
| Q2 24 | $1.0M | $-1.7M | ||
| Q1 24 | $1.3M | $-1.6M |
毛利率AFBIRMCF
| Q4 25 | — | 34.0% | ||
| Q3 25 | — | 23.6% | ||
| Q2 25 | — | 31.1% | ||
| Q1 25 | — | 10.8% | ||
| Q4 24 | — | 23.4% | ||
| Q3 24 | — | 31.8% | ||
| Q2 24 | — | 12.8% | ||
| Q1 24 | — | 24.3% |
营业利润率AFBIRMCF
| Q4 25 | 35.9% | 1.1% | ||
| Q3 25 | 34.9% | -7.0% | ||
| Q2 25 | 34.1% | -2.3% | ||
| Q1 25 | 30.8% | -30.3% | ||
| Q4 24 | 21.1% | -8.9% | ||
| Q3 24 | 28.5% | -14.3% | ||
| Q2 24 | 16.2% | -25.4% | ||
| Q1 24 | 24.0% | -21.7% |
净利率AFBIRMCF
| Q4 25 | 24.9% | -2.1% | ||
| Q3 25 | 26.5% | -9.7% | ||
| Q2 25 | 25.9% | -5.1% | ||
| Q1 25 | 23.4% | -32.5% | ||
| Q4 24 | 17.7% | -10.7% | ||
| Q3 24 | 21.7% | -11.3% | ||
| Q2 24 | 12.5% | -25.9% | ||
| Q1 24 | 18.2% | -21.9% |
每股收益（稀释后）AFBIRMCF
| Q4 25 | $0.34 | $-0.02 | ||
| Q3 25 | $0.34 | $-0.09 | ||
| Q2 25 | $0.33 | $-0.04 | ||
| Q1 25 | $0.28 | $-0.38 | ||
| Q4 24 | $0.21 | $-0.11 | ||
| Q3 24 | $0.26 | $-0.11 | ||
| Q2 24 | $0.16 | $-0.26 | ||
| Q1 24 | $0.20 | $-0.25 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $53.9M | $641.0K |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $127.0M | $6.0M |
| 总资产 | $881.7M | $20.7M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AFBIRMCF
| Q4 25 | $53.9M | $641.0K | ||
| Q3 25 | $84.8M | $2.0M | ||
| Q2 25 | $89.7M | $893.0K | ||
| Q1 25 | $74.7M | $720.0K | ||
| Q4 24 | $41.4M | $1.1M | ||
| Q3 24 | $52.3M | $973.0K | ||
| Q2 24 | $50.4M | $637.0K | ||
| Q1 24 | $61.4M | $2.1M |
股东权益AFBIRMCF
| Q4 25 | $127.0M | $6.0M | ||
| Q3 25 | $125.4M | $6.1M | ||
| Q2 25 | $124.1M | $6.7M | ||
| Q1 25 | $122.3M | $7.0M | ||
| Q4 24 | $129.1M | $9.8M | ||
| Q3 24 | $128.4M | $10.5M | ||
| Q2 24 | $125.1M | $9.0M | ||
| Q1 24 | $123.3M | $10.6M |
总资产AFBIRMCF
| Q4 25 | $881.7M | $20.7M | ||
| Q3 25 | $925.2M | $22.3M | ||
| Q2 25 | $933.8M | $20.1M | ||
| Q1 25 | $912.5M | $21.2M | ||
| Q4 24 | $866.8M | $21.6M | ||
| Q3 24 | $878.6M | $21.1M | ||
| Q2 24 | $873.6M | $19.0M | ||
| Q1 24 | $869.5M | $20.6M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $11.6M | $-1.2M |
| 自由现金流经营现金流 - 资本支出 | $11.2M | $-1.3M |
| 自由现金流率自由现金流/营收 | 130.9% | -16.9% |
| 资本支出强度资本支出/营收 | 4.9% | 0.5% |
| 现金转化率经营现金流/净利润 | 5.46× | — |
| 过去12个月自由现金流最近4个季度 | $20.3M | — |
8季度趋势，按日历期对齐
经营现金流AFBIRMCF
| Q4 25 | $11.6M | $-1.2M | ||
| Q3 25 | $3.7M | $-488.0K | ||
| Q2 25 | $3.8M | $350.0K | ||
| Q1 25 | $1.9M | $1.2M | ||
| Q4 24 | $6.8M | $-2.1M | ||
| Q3 24 | $4.1M | $-3.5M | ||
| Q2 24 | $619.0K | $-2.2M | ||
| Q1 24 | $1.2M | $129.0K |
自由现金流AFBIRMCF
| Q4 25 | $11.2M | $-1.3M | ||
| Q3 25 | $3.6M | $-544.0K | ||
| Q2 25 | $3.7M | $182.0K | ||
| Q1 25 | $1.8M | — | ||
| Q4 24 | $6.4M | — | ||
| Q3 24 | $4.0M | $-4.6M | ||
| Q2 24 | $489.0K | $-2.6M | ||
| Q1 24 | $1.1M | $-352.3K |
自由现金流率AFBIRMCF
| Q4 25 | 130.9% | -16.9% | ||
| Q3 25 | 43.3% | -8.0% | ||
| Q2 25 | 44.0% | 2.9% | ||
| Q1 25 | 22.7% | — | ||
| Q4 24 | 83.9% | — | ||
| Q3 24 | 49.5% | -72.6% | ||
| Q2 24 | 5.9% | -40.2% | ||
| Q1 24 | 14.8% | -4.9% |
资本支出强度AFBIRMCF
| Q4 25 | 4.9% | 0.5% | ||
| Q3 25 | 0.8% | 0.8% | ||
| Q2 25 | 1.4% | 2.6% | ||
| Q1 25 | 1.9% | — | ||
| Q4 24 | 5.6% | — | ||
| Q3 24 | 1.7% | 17.5% | ||
| Q2 24 | 1.6% | 6.5% | ||
| Q1 24 | 1.8% | 6.6% |
现金转化率AFBIRMCF
| Q4 25 | 5.46× | — | ||
| Q3 25 | 1.66× | — | ||
| Q2 25 | 1.75× | — | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | 5.05× | — | ||
| Q3 24 | 2.36× | — | ||
| Q2 24 | 0.60× | — | ||
| Q1 24 | 0.91× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AFBI
暂无分部数据
RMCF
| Manufacturing | $5.9M | 78% |
| Transferred At Point In Time | $1.2M | 16% |
| Other | $414.0K | 5% |
