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西联汇款（AFG）与Fabrinet（FN）财务数据对比。点击上方公司名可切换其他公司
西联汇款的季度营收约是Fabrinet的1.8倍（$2.1B vs $1.1B），西联汇款净利率更高（14.5% vs 9.9%，领先4.6%），Fabrinet同比增速更快（35.9% vs -4.0%），过去两年Fabrinet的营收复合增速更高（24.4% vs 4.0%）
西联汇款是总部位于美国科罗拉多州丹佛市的跨国金融服务企业，为全球个人及商业客户提供跨境汇款、支付等多元金融解决方案，在全球绝大多数国家和地区拥有覆盖广泛的服务网络。
Fabrinet（股票代码FN）为标普中型股400指数成分股。该指数由标普道琼斯指数公司维护，覆盖400家以美企为主的中等市值企业，若成分企业存在多类流通股，指数的成分股总量有时会超过400只。
AFG vs FN — 直观对比
营收规模更大
AFG
是对方的1.8倍
$1.1B
营收增速更快
FN
高出39.9%
-4.0%
净利率更高
AFG
高出4.6%
9.9%
两年增速更快
FN
近两年复合增速
4.0%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.1B | $1.1B |
| 净利润 | $299.0M | $112.6M |
| 毛利率 | — | 12.2% |
| 营业利润率 | 18.4% | 10.1% |
| 净利率 | 14.5% | 9.9% |
| 营收同比 | -4.0% | 35.9% |
| 净利润同比 | 17.3% | 30.0% |
| 每股收益（稀释后） | $3.59 | $3.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFGFN
| Q4 25 | $2.1B | $1.1B | ||
| Q3 25 | $2.3B | $978.1M | ||
| Q2 25 | $1.9B | $909.7M | ||
| Q1 25 | $1.9B | $871.8M | ||
| Q4 24 | $2.1B | $833.6M | ||
| Q3 24 | $2.4B | $804.2M | ||
| Q2 24 | $1.9B | $753.3M | ||
| Q1 24 | $1.9B | $731.5M |
净利润AFGFN
| Q4 25 | $299.0M | $112.6M | ||
| Q3 25 | $215.0M | $95.9M | ||
| Q2 25 | $174.0M | $87.2M | ||
| Q1 25 | $154.0M | $81.3M | ||
| Q4 24 | $255.0M | $86.6M | ||
| Q3 24 | $181.0M | $77.4M | ||
| Q2 24 | $209.0M | $81.1M | ||
| Q1 24 | $242.0M | $80.9M |
毛利率AFGFN
| Q4 25 | — | 12.2% | ||
| Q3 25 | — | 11.9% | ||
| Q2 25 | — | 12.2% | ||
| Q1 25 | — | 11.7% | ||
| Q4 24 | — | 12.1% | ||
| Q3 24 | — | 12.3% | ||
| Q2 24 | — | 12.3% | ||
| Q1 24 | — | 12.4% |
营业利润率AFGFN
| Q4 25 | 18.4% | 10.1% | ||
| Q3 25 | 11.5% | 9.6% | ||
| Q2 25 | 11.9% | 9.8% | ||
| Q1 25 | 10.6% | 9.0% | ||
| Q4 24 | 14.9% | 9.5% | ||
| Q3 24 | 9.7% | 9.6% | ||
| Q2 24 | 14.3% | 9.7% | ||
| Q1 24 | 15.9% | 9.7% |
净利率AFGFN
| Q4 25 | 14.5% | 9.9% | ||
| Q3 25 | 9.2% | 9.8% | ||
| Q2 25 | 9.0% | 9.6% | ||
| Q1 25 | 8.3% | 9.3% | ||
| Q4 24 | 11.9% | 10.4% | ||
| Q3 24 | 7.6% | 9.6% | ||
| Q2 24 | 11.0% | 10.8% | ||
| Q1 24 | 12.7% | 11.1% |
每股收益（稀释后）AFGFN
| Q4 25 | $3.59 | $3.11 | ||
| Q3 25 | $2.58 | $2.66 | ||
| Q2 25 | $2.07 | $2.41 | ||
| Q1 25 | $1.84 | $2.25 | ||
| Q4 24 | $3.03 | $2.38 | ||
| Q3 24 | $2.16 | $2.13 | ||
| Q2 24 | $2.49 | $2.22 | ||
| Q1 24 | $2.89 | $2.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7B | $960.8M |
| 总债务越低越好 | $1.8B | — |
| 股东权益账面价值 | $4.8B | $2.2B |
| 总资产 | $32.6B | $3.3B |
| 负债/权益比越低杠杆越低 | 0.38× | — |
8季度趋势，按日历期对齐
现金及短期投资AFGFN
| Q4 25 | $1.7B | $960.8M | ||
| Q3 25 | $1.8B | $968.8M | ||
| Q2 25 | $1.3B | $934.2M | ||
| Q1 25 | $1.3B | $950.7M | ||
| Q4 24 | $1.4B | $934.6M | ||
| Q3 24 | $1.3B | $908.9M | ||
| Q2 24 | $1.1B | $858.6M | ||
| Q1 24 | $1.1B | $794.0M |
总债务AFGFN
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.8B | — | ||
| Q2 25 | $1.5B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.5B | — | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.5B | — | ||
| Q1 24 | $1.5B | — |
股东权益AFGFN
| Q4 25 | $4.8B | $2.2B | ||
| Q3 25 | $4.7B | $2.1B | ||
| Q2 25 | $4.5B | $2.0B | ||
| Q1 25 | $4.4B | $1.9B | ||
| Q4 24 | $4.5B | $1.8B | ||
| Q3 24 | $4.7B | $1.8B | ||
| Q2 24 | $4.4B | $1.7B | ||
| Q1 24 | $4.2B | $1.7B |
总资产AFGFN
| Q4 25 | $32.6B | $3.3B | ||
| Q3 25 | $33.8B | $3.0B | ||
| Q2 25 | $30.7B | $2.8B | ||
| Q1 25 | $30.3B | $2.6B | ||
| Q4 24 | $30.8B | $2.5B | ||
| Q3 24 | $32.6B | $2.4B | ||
| Q2 24 | $29.9B | $2.3B | ||
| Q1 24 | $30.0B | $2.2B |
负债/权益比AFGFN
| Q4 25 | 0.38× | — | ||
| Q3 25 | 0.38× | — | ||
| Q2 25 | 0.33× | — | ||
| Q1 25 | 0.34× | — | ||
| Q4 24 | 0.33× | — | ||
| Q3 24 | 0.31× | — | ||
| Q2 24 | 0.34× | — | ||
| Q1 24 | 0.35× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $784.0M | $46.3M |
| 自由现金流经营现金流 - 资本支出 | — | $-5.3M |
| 自由现金流率自由现金流/营收 | — | -0.5% |
| 资本支出强度资本支出/营收 | — | 4.6% |
| 现金转化率经营现金流/净利润 | 2.62× | 0.41× |
| 过去12个月自由现金流最近4个季度 | — | $102.3M |
8季度趋势，按日历期对齐
经营现金流AFGFN
| Q4 25 | $784.0M | $46.3M | ||
| Q3 25 | $216.0M | $102.6M | ||
| Q2 25 | $191.0M | $55.1M | ||
| Q1 25 | $342.0M | $74.2M | ||
| Q4 24 | $674.0M | $115.9M | ||
| Q3 24 | $459.0M | $83.2M | ||
| Q2 24 | $-88.0M | $83.1M | ||
| Q1 24 | $107.0M | $100.9M |
自由现金流AFGFN
| Q4 25 | — | $-5.3M | ||
| Q3 25 | — | $57.3M | ||
| Q2 25 | — | $4.7M | ||
| Q1 25 | — | $45.7M | ||
| Q4 24 | — | $94.0M | ||
| Q3 24 | — | $62.9M | ||
| Q2 24 | — | $70.4M | ||
| Q1 24 | — | $87.3M |
自由现金流率AFGFN
| Q4 25 | — | -0.5% | ||
| Q3 25 | — | 5.9% | ||
| Q2 25 | — | 0.5% | ||
| Q1 25 | — | 5.2% | ||
| Q4 24 | — | 11.3% | ||
| Q3 24 | — | 7.8% | ||
| Q2 24 | — | 9.3% | ||
| Q1 24 | — | 11.9% |
资本支出强度AFGFN
| Q4 25 | — | 4.6% | ||
| Q3 25 | — | 4.6% | ||
| Q2 25 | — | 5.5% | ||
| Q1 25 | — | 3.3% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 2.5% | ||
| Q2 24 | — | 1.7% | ||
| Q1 24 | — | 1.9% |
现金转化率AFGFN
| Q4 25 | 2.62× | 0.41× | ||
| Q3 25 | 1.00× | 1.07× | ||
| Q2 25 | 1.10× | 0.63× | ||
| Q1 25 | 2.22× | 0.91× | ||
| Q4 24 | 2.64× | 1.34× | ||
| Q3 24 | 2.54× | 1.07× | ||
| Q2 24 | -0.42× | 1.02× | ||
| Q1 24 | 0.44× | 1.25× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AFG
| Property And Casualty Insurance | $2.0B | 96% |
| Other | $83.0M | 4% |
FN
| Optical Communications | $832.6M | 73% |
| Non Optical Communications | $300.3M | 27% |
