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西联汇款（AFG）与J.B. Hunt（JBHT）财务数据对比。点击上方公司名可切换其他公司
J.B. Hunt的季度营收约是西联汇款的1.5倍（$3.1B vs $2.1B），西联汇款净利率更高（14.5% vs 5.8%，领先8.6%），J.B. Hunt同比增速更快（-1.6% vs -4.0%），过去两年西联汇款的营收复合增速更高（4.0% vs 2.6%）
西联汇款是总部位于美国科罗拉多州丹佛市的跨国金融服务企业，为全球个人及商业客户提供跨境汇款、支付等多元金融解决方案，在全球绝大多数国家和地区拥有覆盖广泛的服务网络。
J.B.亨特运输服务公司是总部位于美国阿肯色州洛厄尔的运输物流企业，1961年8月10日由约翰尼·布莱恩·亨特与乔内尔·亨特在阿肯色州创立。截至1983年，公司已成为美国第80大卡车运输企业，营收达6.2347亿美元，当时运营550台牵引车、1049辆挂车，拥有约1050名员工。
AFG vs JBHT — 直观对比
营收规模更大
JBHT
是对方的1.5倍
$2.1B
营收增速更快
JBHT
高出2.4%
-4.0%
净利率更高
AFG
高出8.6%
5.8%
两年增速更快
AFG
近两年复合增速
2.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.1B | $3.1B |
| 净利润 | $299.0M | $181.1M |
| 毛利率 | — | — |
| 营业利润率 | 18.4% | 8.0% |
| 净利率 | 14.5% | 5.8% |
| 营收同比 | -4.0% | -1.6% |
| 净利润同比 | 17.3% | 16.5% |
| 每股收益（稀释后） | $3.59 | $1.88 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFGJBHT
| Q4 25 | $2.1B | $3.1B | ||
| Q3 25 | $2.3B | $3.1B | ||
| Q2 25 | $1.9B | $2.9B | ||
| Q1 25 | $1.9B | $2.9B | ||
| Q4 24 | $2.1B | $3.1B | ||
| Q3 24 | $2.4B | $3.1B | ||
| Q2 24 | $1.9B | $2.9B | ||
| Q1 24 | $1.9B | $2.9B |
净利润AFGJBHT
| Q4 25 | $299.0M | $181.1M | ||
| Q3 25 | $215.0M | $170.8M | ||
| Q2 25 | $174.0M | $128.6M | ||
| Q1 25 | $154.0M | $117.7M | ||
| Q4 24 | $255.0M | $155.5M | ||
| Q3 24 | $181.0M | $152.1M | ||
| Q2 24 | $209.0M | $135.9M | ||
| Q1 24 | $242.0M | $127.5M |
营业利润率AFGJBHT
| Q4 25 | 18.4% | 8.0% | ||
| Q3 25 | 11.5% | 7.9% | ||
| Q2 25 | 11.9% | 6.7% | ||
| Q1 25 | 10.6% | 6.1% | ||
| Q4 24 | 14.9% | 6.6% | ||
| Q3 24 | 9.7% | 7.3% | ||
| Q2 24 | 14.3% | 7.0% | ||
| Q1 24 | 15.9% | 6.6% |
净利率AFGJBHT
| Q4 25 | 14.5% | 5.8% | ||
| Q3 25 | 9.2% | 5.6% | ||
| Q2 25 | 9.0% | 4.4% | ||
| Q1 25 | 8.3% | 4.0% | ||
| Q4 24 | 11.9% | 4.9% | ||
| Q3 24 | 7.6% | 5.0% | ||
| Q2 24 | 11.0% | 4.6% | ||
| Q1 24 | 12.7% | 4.3% |
每股收益（稀释后）AFGJBHT
| Q4 25 | $3.59 | $1.88 | ||
| Q3 25 | $2.58 | $1.76 | ||
| Q2 25 | $2.07 | $1.31 | ||
| Q1 25 | $1.84 | $1.17 | ||
| Q4 24 | $3.03 | $1.53 | ||
| Q3 24 | $2.16 | $1.49 | ||
| Q2 24 | $2.49 | $1.32 | ||
| Q1 24 | $2.89 | $1.22 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7B | $17.3M |
| 总债务越低越好 | $1.8B | — |
| 股东权益账面价值 | $4.8B | $3.6B |
| 总资产 | $32.6B | $7.9B |
| 负债/权益比越低杠杆越低 | 0.38× | — |
8季度趋势，按日历期对齐
现金及短期投资AFGJBHT
| Q4 25 | $1.7B | $17.3M | ||
| Q3 25 | $1.8B | $52.3M | ||
| Q2 25 | $1.3B | $50.9M | ||
| Q1 25 | $1.3B | $43.4M | ||
| Q4 24 | $1.4B | $47.0M | ||
| Q3 24 | $1.3B | $120.0M | ||
| Q2 24 | $1.1B | $53.5M | ||
| Q1 24 | $1.1B | $64.2M |
总债务AFGJBHT
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.8B | — | ||
| Q2 25 | $1.5B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.5B | $977.7M | ||
| Q3 24 | $1.5B | $1.0B | ||
| Q2 24 | $1.5B | $1.5B | ||
| Q1 24 | $1.5B | $1.4B |
股东权益AFGJBHT
| Q4 25 | $4.8B | $3.6B | ||
| Q3 25 | $4.7B | $3.6B | ||
| Q2 25 | $4.5B | $3.7B | ||
| Q1 25 | $4.4B | $3.9B | ||
| Q4 24 | $4.5B | $4.0B | ||
| Q3 24 | $4.7B | $4.0B | ||
| Q2 24 | $4.4B | $4.1B | ||
| Q1 24 | $4.2B | $4.2B |
总资产AFGJBHT
| Q4 25 | $32.6B | $7.9B | ||
| Q3 25 | $33.8B | $8.1B | ||
| Q2 25 | $30.7B | $8.2B | ||
| Q1 25 | $30.3B | $8.3B | ||
| Q4 24 | $30.8B | $8.3B | ||
| Q3 24 | $32.6B | $8.3B | ||
| Q2 24 | $29.9B | $8.4B | ||
| Q1 24 | $30.0B | $8.4B |
负债/权益比AFGJBHT
| Q4 25 | 0.38× | — | ||
| Q3 25 | 0.38× | — | ||
| Q2 25 | 0.33× | — | ||
| Q1 25 | 0.34× | — | ||
| Q4 24 | 0.33× | 0.24× | ||
| Q3 24 | 0.31× | 0.26× | ||
| Q2 24 | 0.34× | 0.36× | ||
| Q1 24 | 0.35× | 0.33× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $784.0M | $385.6M |
| 自由现金流经营现金流 - 资本支出 | — | $251.3M |
| 自由现金流率自由现金流/营收 | — | 8.1% |
| 资本支出强度资本支出/营收 | — | 4.3% |
| 现金转化率经营现金流/净利润 | 2.62× | 2.13× |
| 过去12个月自由现金流最近4个季度 | — | $947.6M |
8季度趋势，按日历期对齐
经营现金流AFGJBHT
| Q4 25 | $784.0M | $385.6M | ||
| Q3 25 | $216.0M | $486.4M | ||
| Q2 25 | $191.0M | $402.1M | ||
| Q1 25 | $342.0M | $404.2M | ||
| Q4 24 | $674.0M | $317.6M | ||
| Q3 24 | $459.0M | $338.5M | ||
| Q2 24 | $-88.0M | $360.6M | ||
| Q1 24 | $107.0M | $466.5M |
自由现金流AFGJBHT
| Q4 25 | — | $251.3M | ||
| Q3 25 | — | $352.4M | ||
| Q2 25 | — | $185.6M | ||
| Q1 25 | — | $158.4M | ||
| Q4 24 | — | $93.3M | ||
| Q3 24 | — | $163.1M | ||
| Q2 24 | — | $98.2M | ||
| Q1 24 | — | $263.1M |
自由现金流率AFGJBHT
| Q4 25 | — | 8.1% | ||
| Q3 25 | — | 11.5% | ||
| Q2 25 | — | 6.3% | ||
| Q1 25 | — | 5.4% | ||
| Q4 24 | — | 3.0% | ||
| Q3 24 | — | 5.3% | ||
| Q2 24 | — | 3.4% | ||
| Q1 24 | — | 8.9% |
资本支出强度AFGJBHT
| Q4 25 | — | 4.3% | ||
| Q3 25 | — | 4.4% | ||
| Q2 25 | — | 7.4% | ||
| Q1 25 | — | 8.4% | ||
| Q4 24 | — | 7.1% | ||
| Q3 24 | — | 5.7% | ||
| Q2 24 | — | 9.0% | ||
| Q1 24 | — | 6.9% |
现金转化率AFGJBHT
| Q4 25 | 2.62× | 2.13× | ||
| Q3 25 | 1.00× | 2.85× | ||
| Q2 25 | 1.10× | 3.13× | ||
| Q1 25 | 2.22× | 3.43× | ||
| Q4 24 | 2.64× | 2.04× | ||
| Q3 24 | 2.54× | 2.23× | ||
| Q2 24 | -0.42× | 2.65× | ||
| Q1 24 | 0.44× | 3.66× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AFG
| Property And Casualty Insurance | $2.0B | 96% |
| Other | $83.0M | 4% |
JBHT
| JBI | $1.5B | 50% |
| DCS | $842.8M | 27% |
| ICS | $304.5M | 10% |
| FMS | $206.3M | 7% |
| JBT | $200.7M | 6% |
