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西联汇款（AFG）与UGI CORP（UGI）财务数据对比。点击上方公司名可切换其他公司
UGI CORP的季度营收约是西联汇款的1.0倍（$2.1B vs $2.1B），西联汇款净利率更高（14.5% vs 14.4%，领先0.1%），UGI CORP同比增速更快（3.9% vs -4.0%），过去两年西联汇款的营收复合增速更高（4.0% vs -7.5%）
西联汇款是总部位于美国科罗拉多州丹佛市的跨国金融服务企业，为全球个人及商业客户提供跨境汇款、支付等多元金融解决方案，在全球绝大多数国家和地区拥有覆盖广泛的服务网络。
UGI公司是总部位于美国宾夕法尼亚州普鲁士王市的能源企业，主营天然气与电力配送业务，布局覆盖范围广泛，在美国本土及欧洲地区均拥有成熟运营网络，为当地用户提供稳定可靠的能源配送服务。
AFG vs UGI — 直观对比
营收规模更大
UGI
是对方的1.0倍
$2.1B
营收增速更快
UGI
高出7.9%
-4.0%
净利率更高
AFG
高出0.1%
14.4%
两年增速更快
AFG
近两年复合增速
-7.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.1B | $2.1B |
| 净利润 | $299.0M | $297.0M |
| 毛利率 | — | — |
| 营业利润率 | 18.4% | 22.0% |
| 净利率 | 14.5% | 14.4% |
| 营收同比 | -4.0% | 3.9% |
| 净利润同比 | 17.3% | -20.8% |
| 每股收益（稀释后） | $3.59 | $1.34 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFGUGI
| Q4 25 | $2.1B | $2.1B | ||
| Q3 25 | $2.3B | $1.2B | ||
| Q2 25 | $1.9B | $1.4B | ||
| Q1 25 | $1.9B | $2.6B | ||
| Q4 24 | $2.1B | $2.0B | ||
| Q3 24 | $2.4B | $1.2B | ||
| Q2 24 | $1.9B | $1.4B | ||
| Q1 24 | $1.9B | $2.4B |
净利润AFGUGI
| Q4 25 | $299.0M | $297.0M | ||
| Q3 25 | $215.0M | $-13.0M | ||
| Q2 25 | $174.0M | $-163.0M | ||
| Q1 25 | $154.0M | $479.0M | ||
| Q4 24 | $255.0M | $375.0M | ||
| Q3 24 | $181.0M | $-273.0M | ||
| Q2 24 | $209.0M | $-48.0M | ||
| Q1 24 | $242.0M | $496.0M |
营业利润率AFGUGI
| Q4 25 | 18.4% | 22.0% | ||
| Q3 25 | 11.5% | 1.1% | ||
| Q2 25 | 11.9% | -6.8% | ||
| Q1 25 | 10.6% | 26.6% | ||
| Q4 24 | 14.9% | 24.5% | ||
| Q3 24 | 9.7% | -20.4% | ||
| Q2 24 | 14.3% | 5.0% | ||
| Q1 24 | 15.9% | 29.7% |
净利率AFGUGI
| Q4 25 | 14.5% | 14.4% | ||
| Q3 25 | 9.2% | -1.1% | ||
| Q2 25 | 9.0% | -12.0% | ||
| Q1 25 | 8.3% | 18.2% | ||
| Q4 24 | 11.9% | 18.9% | ||
| Q3 24 | 7.6% | -22.6% | ||
| Q2 24 | 11.0% | -3.6% | ||
| Q1 24 | 12.7% | 20.6% |
每股收益（稀释后）AFGUGI
| Q4 25 | $3.59 | $1.34 | ||
| Q3 25 | $2.58 | $-0.08 | ||
| Q2 25 | $2.07 | $-0.76 | ||
| Q1 25 | $1.84 | $2.19 | ||
| Q4 24 | $3.03 | $1.74 | ||
| Q3 24 | $2.16 | $-1.26 | ||
| Q2 24 | $2.49 | $-0.23 | ||
| Q1 24 | $2.89 | $2.30 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.7B | $251.0M |
| 总债务越低越好 | $1.8B | $6.0B |
| 股东权益账面价值 | $4.8B | $5.0B |
| 总资产 | $32.6B | $15.8B |
| 负债/权益比越低杠杆越低 | 0.38× | 1.19× |
8季度趋势，按日历期对齐
现金及短期投资AFGUGI
| Q4 25 | $1.7B | $251.0M | ||
| Q3 25 | $1.8B | $335.0M | ||
| Q2 25 | $1.3B | $350.0M | ||
| Q1 25 | $1.3B | $426.0M | ||
| Q4 24 | $1.4B | $240.0M | ||
| Q3 24 | $1.3B | $213.0M | ||
| Q2 24 | $1.1B | $183.0M | ||
| Q1 24 | $1.1B | $263.0M |
总债务AFGUGI
| Q4 25 | $1.8B | $6.0B | ||
| Q3 25 | $1.8B | $6.5B | ||
| Q2 25 | $1.5B | $5.7B | ||
| Q1 25 | $1.5B | $6.6B | ||
| Q4 24 | $1.5B | $6.6B | ||
| Q3 24 | $1.5B | $6.4B | ||
| Q2 24 | $1.5B | $6.3B | ||
| Q1 24 | $1.5B | $6.7B |
股东权益AFGUGI
| Q4 25 | $4.8B | $5.0B | ||
| Q3 25 | $4.7B | $4.8B | ||
| Q2 25 | $4.5B | $4.9B | ||
| Q1 25 | $4.4B | $5.0B | ||
| Q4 24 | $4.5B | $4.6B | ||
| Q3 24 | $4.7B | $4.3B | ||
| Q2 24 | $4.4B | $4.7B | ||
| Q1 24 | $4.2B | $4.8B |
总资产AFGUGI
| Q4 25 | $32.6B | $15.8B | ||
| Q3 25 | $33.8B | $15.5B | ||
| Q2 25 | $30.7B | $15.4B | ||
| Q1 25 | $30.3B | $15.7B | ||
| Q4 24 | $30.8B | $15.4B | ||
| Q3 24 | $32.6B | $15.1B | ||
| Q2 24 | $29.9B | $15.1B | ||
| Q1 24 | $30.0B | $15.6B |
负债/权益比AFGUGI
| Q4 25 | 0.38× | 1.19× | ||
| Q3 25 | 0.38× | 1.37× | ||
| Q2 25 | 0.33× | 1.17× | ||
| Q1 25 | 0.34× | 1.32× | ||
| Q4 24 | 0.33× | 1.44× | ||
| Q3 24 | 0.31× | 1.48× | ||
| Q2 24 | 0.34× | 1.34× | ||
| Q1 24 | 0.35× | 1.40× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $784.0M | $66.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-155.0M |
| 自由现金流率自由现金流/营收 | — | -7.5% |
| 资本支出强度资本支出/营收 | — | 10.7% |
| 现金转化率经营现金流/净利润 | 2.62× | 0.22× |
| 过去12个月自由现金流最近4个季度 | — | $282.0M |
8季度趋势，按日历期对齐
经营现金流AFGUGI
| Q4 25 | $784.0M | $66.0M | ||
| Q3 25 | $216.0M | $90.0M | ||
| Q2 25 | $191.0M | $289.0M | ||
| Q1 25 | $342.0M | $684.0M | ||
| Q4 24 | $674.0M | $164.0M | ||
| Q3 24 | $459.0M | $151.0M | ||
| Q2 24 | $-88.0M | $390.0M | ||
| Q1 24 | $107.0M | $522.0M |
自由现金流AFGUGI
| Q4 25 | — | $-155.0M | ||
| Q3 25 | — | $-168.0M | ||
| Q2 25 | — | $67.0M | ||
| Q1 25 | — | $538.0M | ||
| Q4 24 | — | $-47.0M | ||
| Q3 24 | — | $-115.0M | ||
| Q2 24 | — | $185.0M | ||
| Q1 24 | — | $353.0M |
自由现金流率AFGUGI
| Q4 25 | — | -7.5% | ||
| Q3 25 | — | -14.4% | ||
| Q2 25 | — | 4.9% | ||
| Q1 25 | — | 20.4% | ||
| Q4 24 | — | -2.4% | ||
| Q3 24 | — | -9.5% | ||
| Q2 24 | — | 13.7% | ||
| Q1 24 | — | 14.6% |
资本支出强度AFGUGI
| Q4 25 | — | 10.7% | ||
| Q3 25 | — | 22.1% | ||
| Q2 25 | — | 16.3% | ||
| Q1 25 | — | 5.5% | ||
| Q4 24 | — | 10.6% | ||
| Q3 24 | — | 22.0% | ||
| Q2 24 | — | 15.2% | ||
| Q1 24 | — | 7.0% |
现金转化率AFGUGI
| Q4 25 | 2.62× | 0.22× | ||
| Q3 25 | 1.00× | — | ||
| Q2 25 | 1.10× | — | ||
| Q1 25 | 2.22× | 1.43× | ||
| Q4 24 | 2.64× | 0.44× | ||
| Q3 24 | 2.54× | — | ||
| Q2 24 | -0.42× | — | ||
| Q1 24 | 0.44× | 1.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AFG
| Property And Casualty Insurance | $2.0B | 96% |
| Other | $83.0M | 4% |
UGI
暂无分部数据
