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Aflac（AFL）与Great Elm Capital Corp.（GECC）财务数据对比。点击上方公司名可切换其他公司
Aflac的季度营收约是Great Elm Capital Corp.的389.4倍（$4.9B vs $12.5M）。Aflac净利率更高（28.3% vs 3.6%，领先24.7%）。Great Elm Capital Corp.同比增速更快（40.3% vs -10.0%）。过去两年Great Elm Capital Corp.的营收复合增速更高（18.0% vs -5.4%）
Aflac是美国知名保险企业，也是美国最大的补充保险提供商，成立于1955年，总部位于佐治亚州哥伦布市。公司在美国推出多类保险产品，其中薪资抵扣型保险服务知名度较高，参保人遭遇保障范围内的意外或疾病时可获现金赔付，目前已为全球超5000万用户提供财务保障。
Great Elm Capital Corp.是一家总部位于美国的商业发展公司，主要为美国本土中型市场企业提供债务融资与股权投资服务，覆盖科技、医疗、消费品、工业服务等领域，专注为投资者创造经风险调整后的合理回报。
AFL vs GECC — 直观对比
营收规模更大
AFL
是对方的389.4倍
$12.5M
营收增速更快
GECC
高出50.2%
-10.0%
净利率更高
AFL
高出24.7%
3.6%
两年增速更快
GECC
近两年复合增速
-5.4%
损益表 — Q4 2025 vs Q1 2025
| 指标 | | |
|---|---|---|
| 营收 | $4.9B | $12.5M |
| 净利润 | $1.4B | $453.0K |
| 毛利率 | — | — |
| 营业利润率 | 32.3% | — |
| 净利率 | 28.3% | 3.6% |
| 营收同比 | -10.0% | 40.3% |
| 净利润同比 | -27.5% | 198.9% |
| 每股收益（稀释后） | $2.58 | $0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFLGECC
| Q4 25 | $4.9B | — | ||
| Q3 25 | $4.7B | — | ||
| Q2 25 | $4.2B | — | ||
| Q1 25 | $3.4B | $12.5M | ||
| Q4 24 | $5.4B | $9.1M | ||
| Q3 24 | $2.9B | $11.7M | ||
| Q2 24 | $5.1B | $9.5M | ||
| Q1 24 | $5.4B | $8.9M |
净利润AFLGECC
| Q4 25 | $1.4B | — | ||
| Q3 25 | $1.6B | — | ||
| Q2 25 | $599.0M | — | ||
| Q1 25 | $29.0M | $453.0K | ||
| Q4 24 | $1.9B | $1.9M | ||
| Q3 24 | $-93.0M | $3.5M | ||
| Q2 24 | $1.8B | $-1.3M | ||
| Q1 24 | $1.9B | $-458.0K |
营业利润率AFLGECC
| Q4 25 | 32.3% | — | ||
| Q3 25 | 42.1% | — | ||
| Q2 25 | 19.8% | — | ||
| Q1 25 | 4.3% | — | ||
| Q4 24 | 39.5% | — | ||
| Q3 24 | 3.1% | — | ||
| Q2 24 | 39.3% | — | ||
| Q1 24 | 39.9% | — |
净利率AFLGECC
| Q4 25 | 28.3% | — | ||
| Q3 25 | 34.6% | — | ||
| Q2 25 | 14.4% | — | ||
| Q1 25 | 0.9% | 3.6% | ||
| Q4 24 | 35.2% | 20.4% | ||
| Q3 24 | -3.2% | 29.6% | ||
| Q2 24 | 34.2% | -13.9% | ||
| Q1 24 | 34.6% | -5.1% |
每股收益（稀释后）AFLGECC
| Q4 25 | $2.58 | — | ||
| Q3 25 | $3.08 | — | ||
| Q2 25 | $1.11 | — | ||
| Q1 25 | $0.05 | $0.04 | ||
| Q4 24 | $3.45 | $0.22 | ||
| Q3 24 | $-0.17 | $0.33 | ||
| Q2 24 | $3.10 | $-0.14 | ||
| Q1 24 | $3.25 | $-0.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.2B | $1.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $29.5B | $132.3M |
| 总资产 | $116.5B | $350.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AFLGECC
| Q4 25 | $6.2B | — | ||
| Q3 25 | $6.8B | — | ||
| Q2 25 | $7.0B | — | ||
| Q1 25 | $5.2B | $1.3M | ||
| Q4 24 | $6.2B | — | ||
| Q3 24 | $5.6B | $305.0K | ||
| Q2 24 | $6.1B | $2.6M | ||
| Q1 24 | $5.1B | $334.0K |
股东权益AFLGECC
| Q4 25 | $29.5B | — | ||
| Q3 25 | $28.7B | — | ||
| Q2 25 | $27.2B | — | ||
| Q1 25 | $26.3B | $132.3M | ||
| Q4 24 | $26.1B | $136.1M | ||
| Q3 24 | $24.8B | $125.8M | ||
| Q2 24 | $26.0B | $126.0M | ||
| Q1 24 | $23.5B | $118.8M |
总资产AFLGECC
| Q4 25 | $116.5B | — | ||
| Q3 25 | $122.3B | — | ||
| Q2 25 | $124.7B | — | ||
| Q1 25 | $120.3B | $350.8M | ||
| Q4 24 | $117.6B | $342.0M | ||
| Q3 24 | $128.4B | $427.0M | ||
| Q2 24 | $120.2B | $326.5M | ||
| Q1 24 | $124.7B | $279.1M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $315.0M | $-5.9M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 0.23× | -12.96× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AFLGECC
| Q4 25 | $315.0M | — | ||
| Q3 25 | $1.3B | — | ||
| Q2 25 | $399.0M | — | ||
| Q1 25 | $589.0M | $-5.9M | ||
| Q4 24 | $333.0M | $31.4M | ||
| Q3 24 | $1.3B | $-54.4M | ||
| Q2 24 | $255.0M | $-34.3M | ||
| Q1 24 | $849.0M | $-25.4M |
现金转化率AFLGECC
| Q4 25 | 0.23× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.67× | — | ||
| Q1 25 | 20.31× | -12.96× | ||
| Q4 24 | 0.18× | 16.87× | ||
| Q3 24 | — | -15.66× | ||
| Q2 24 | 0.15× | — | ||
| Q1 24 | 0.45× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AFL
| Aflac Japan | $2.3B | 47% |
| Aflac US | $1.7B | 35% |
| Other | $862.0M | 18% |
GECC
暂无分部数据
