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Aflac（AFL）与SWK Holdings Corp（SWKH）财务数据对比。点击上方公司名可切换其他公司
过去两年Aflac的营收复合增速更高（-5.4% vs -100.0%）
Aflac是美国知名保险企业，也是美国最大的补充保险提供商，成立于1955年，总部位于佐治亚州哥伦布市。公司在美国推出多类保险产品，其中薪资抵扣型保险服务知名度较高，参保人遭遇保障范围内的意外或疾病时可获现金赔付，目前已为全球超5000万用户提供财务保障。
SWK Holdings Corp是一家专注于医疗健康与生命科学领域的专业金融企业，为生物技术、制药、医疗器械及诊断类企业提供特许权使用费货币化、结构性债务、资产支持贷款等定制化融资服务，核心市场以北美地区为主。
AFL vs SWKH — 直观对比
营收规模更大
AFL
是对方的Infinity倍
$0
两年增速更快
AFL
近两年复合增速
-100.0%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $4.9B | $0 |
| 净利润 | $1.4B | $-19.4M |
| 毛利率 | — | — |
| 营业利润率 | 32.3% | — |
| 净利率 | 28.3% | — |
| 营收同比 | -10.0% | — |
| 净利润同比 | -27.5% | -430.2% |
| 每股收益（稀释后） | $2.58 | $-1.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AFLSWKH
| Q4 25 | $4.9B | $0 | ||
| Q3 25 | $4.7B | $0 | ||
| Q2 25 | $4.2B | $1.2M | ||
| Q1 25 | $3.4B | $963.0K | ||
| Q4 24 | $5.4B | $1.9M | ||
| Q3 24 | $2.9B | $628.0K | ||
| Q2 24 | $5.1B | $804.0K | ||
| Q1 24 | $5.4B | $279.0K |
净利润AFLSWKH
| Q4 25 | $1.4B | $-19.4M | ||
| Q3 25 | $1.6B | $8.8M | ||
| Q2 25 | $599.0M | $3.5M | ||
| Q1 25 | $29.0M | $4.5M | ||
| Q4 24 | $1.9B | $5.9M | ||
| Q3 24 | $-93.0M | $3.5M | ||
| Q2 24 | $1.8B | $3.7M | ||
| Q1 24 | $1.9B | $468.0K |
营业利润率AFLSWKH
| Q4 25 | 32.3% | — | ||
| Q3 25 | 42.1% | — | ||
| Q2 25 | 19.8% | — | ||
| Q1 25 | 4.3% | — | ||
| Q4 24 | 39.5% | — | ||
| Q3 24 | 3.1% | — | ||
| Q2 24 | 39.3% | — | ||
| Q1 24 | 39.9% | — |
净利率AFLSWKH
| Q4 25 | 28.3% | — | ||
| Q3 25 | 34.6% | — | ||
| Q2 25 | 14.4% | 297.1% | ||
| Q1 25 | 0.9% | 471.3% | ||
| Q4 24 | 35.2% | 308.2% | ||
| Q3 24 | -3.2% | 552.2% | ||
| Q2 24 | 34.2% | 457.7% | ||
| Q1 24 | 34.6% | 167.7% |
每股收益（稀释后）AFLSWKH
| Q4 25 | $2.58 | $-1.59 | ||
| Q3 25 | $3.08 | $0.72 | ||
| Q2 25 | $1.11 | $0.29 | ||
| Q1 25 | $0.05 | $0.37 | ||
| Q4 24 | $3.45 | $0.47 | ||
| Q3 24 | $-0.17 | $0.28 | ||
| Q2 24 | $3.10 | $0.30 | ||
| Q1 24 | $3.25 | $0.04 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $6.2B | $42.8M |
| 总债务越低越好 | — | $33.0M |
| 股东权益账面价值 | $29.5B | $235.1M |
| 总资产 | $116.5B | $272.4M |
| 负债/权益比越低杠杆越低 | — | 0.14× |
8季度趋势，按日历期对齐
现金及短期投资AFLSWKH
| Q4 25 | $6.2B | $42.8M | ||
| Q3 25 | $6.8B | $10.2M | ||
| Q2 25 | $7.0B | $8.0M | ||
| Q1 25 | $5.2B | $29.8M | ||
| Q4 24 | $6.2B | $5.9M | ||
| Q3 24 | $5.6B | $17.2M | ||
| Q2 24 | $6.1B | $5.5M | ||
| Q1 24 | $5.1B | $5.5M |
总债务AFLSWKH
| Q4 25 | — | $33.0M | ||
| Q3 25 | — | $33.0M | ||
| Q2 25 | — | $33.0M | ||
| Q1 25 | — | $33.0M | ||
| Q4 24 | — | $33.0M | ||
| Q3 24 | — | $33.0M | ||
| Q2 24 | — | $33.0M | ||
| Q1 24 | — | $33.0M |
股东权益AFLSWKH
| Q4 25 | $29.5B | $235.1M | ||
| Q3 25 | $28.7B | $254.2M | ||
| Q2 25 | $27.2B | $246.5M | ||
| Q1 25 | $26.3B | $292.7M | ||
| Q4 24 | $26.1B | $288.7M | ||
| Q3 24 | $24.8B | $283.4M | ||
| Q2 24 | $26.0B | $282.8M | ||
| Q1 24 | $23.5B | $279.9M |
总资产AFLSWKH
| Q4 25 | $116.5B | $272.4M | ||
| Q3 25 | $122.3B | $289.4M | ||
| Q2 25 | $124.7B | $285.7M | ||
| Q1 25 | $120.3B | $331.3M | ||
| Q4 24 | $117.6B | $332.2M | ||
| Q3 24 | $128.4B | $321.3M | ||
| Q2 24 | $120.2B | $321.0M | ||
| Q1 24 | $124.7B | $322.0M |
负债/权益比AFLSWKH
| Q4 25 | — | 0.14× | ||
| Q3 25 | — | 0.13× | ||
| Q2 25 | — | 0.13× | ||
| Q1 25 | — | 0.11× | ||
| Q4 24 | — | 0.11× | ||
| Q3 24 | — | 0.12× | ||
| Q2 24 | — | 0.12× | ||
| Q1 24 | — | 0.12× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $315.0M | $10.3M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 0.23× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AFLSWKH
| Q4 25 | $315.0M | $10.3M | ||
| Q3 25 | $1.3B | $906.0K | ||
| Q2 25 | $399.0M | $7.8M | ||
| Q1 25 | $589.0M | $8.3M | ||
| Q4 24 | $333.0M | $6.9M | ||
| Q3 24 | $1.3B | $6.3M | ||
| Q2 24 | $255.0M | $5.4M | ||
| Q1 24 | $849.0M | $4.4M |
自由现金流AFLSWKH
| Q4 25 | — | — | ||
| Q3 25 | — | $557.0K | ||
| Q2 25 | — | $7.7M | ||
| Q1 25 | — | $8.2M | ||
| Q4 24 | — | $6.8M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $5.4M | ||
| Q1 24 | — | — |
自由现金流率AFLSWKH
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 650.3% | ||
| Q1 25 | — | 849.4% | ||
| Q4 24 | — | 357.0% | ||
| Q3 24 | — | 1001.3% | ||
| Q2 24 | — | 670.6% | ||
| Q1 24 | — | — |
资本支出强度AFLSWKH
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 5.3% | ||
| Q1 25 | — | 10.4% | ||
| Q4 24 | — | 4.6% | ||
| Q3 24 | — | 4.6% | ||
| Q2 24 | — | 2.6% | ||
| Q1 24 | — | 0.0% |
现金转化率AFLSWKH
| Q4 25 | 0.23× | — | ||
| Q3 25 | 0.76× | 0.10× | ||
| Q2 25 | 0.67× | 2.21× | ||
| Q1 25 | 20.31× | 1.82× | ||
| Q4 24 | 0.18× | 1.17× | ||
| Q3 24 | — | 1.82× | ||
| Q2 24 | 0.15× | 1.47× | ||
| Q1 24 | 0.45× | 9.47× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AFL
| Aflac Japan | $2.3B | 47% |
| Aflac US | $1.7B | 35% |
| Other | $862.0M | 18% |
SWKH
暂无分部数据
