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ASSURED GUARANTY LTD（AGO）与MBIA INC（MBI）财务数据对比。点击上方公司名可切换其他公司
过去两年MBIA INC的营收复合增速更高（46.8% vs -100.0%）
Assured Guaranty旗下的Assured Investment Management（AIM）是一家主打信贷策略的机构资产管理公司，2023年7月停止运营时管理资产规模约152亿美元，曾被二级投资者评为全球最知名的对冲基金之一。
MBIA Inc.是一家美国金融服务企业，1973年以市政债券保险协会之名成立，总部位于纽约州帕切斯，是全球规模最大的债券保险公司，截至2015年1月共有约180名员工，深耕债券保险领域多年，在行业内拥有重要影响力。
AGO vs MBI — 直观对比
营收规模更大
MBI
是对方的Infinity倍
$0
两年增速更快
MBI
近两年复合增速
-100.0%
损益表 — Q4 2024 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $0 | $28.0M |
| 净利润 | $18.0M | $-51.0M |
| 毛利率 | — | — |
| 营业利润率 | — | -200.0% |
| 净利率 | — | -182.1% |
| 营收同比 | — | -24.3% |
| 净利润同比 | -95.2% | -106.1% |
| 每股收益（稀释后） | $0.40 | $-1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AGOMBI
| Q4 25 | — | $28.0M | ||
| Q3 25 | — | $15.0M | ||
| Q2 25 | — | $23.0M | ||
| Q1 25 | — | $14.0M | ||
| Q4 24 | $0 | $37.0M | ||
| Q3 24 | $0 | $29.0M | ||
| Q2 24 | $0 | $-37.0M | ||
| Q1 24 | $0 | $13.0M |
净利润AGOMBI
| Q4 25 | — | $-51.0M | ||
| Q3 25 | — | $-8.0M | ||
| Q2 25 | — | $-56.0M | ||
| Q1 25 | — | $-62.0M | ||
| Q4 24 | $18.0M | $831.0M | ||
| Q3 24 | $171.0M | $-56.0M | ||
| Q2 24 | $78.0M | $-254.0M | ||
| Q1 24 | $109.0M | $-86.0M |
营业利润率AGOMBI
| Q4 25 | — | -200.0% | ||
| Q3 25 | — | -46.7% | ||
| Q2 25 | — | -243.5% | ||
| Q1 25 | — | -442.9% | ||
| Q4 24 | — | -135.1% | ||
| Q3 24 | — | -175.9% | ||
| Q2 24 | — | 683.8% | ||
| Q1 24 | — | -669.2% |
净利率AGOMBI
| Q4 25 | — | -182.1% | ||
| Q3 25 | — | -53.3% | ||
| Q2 25 | — | -243.5% | ||
| Q1 25 | — | -442.9% | ||
| Q4 24 | — | 2245.9% | ||
| Q3 24 | — | -193.1% | ||
| Q2 24 | — | 686.5% | ||
| Q1 24 | — | -661.5% |
每股收益（稀释后）AGOMBI
| Q4 25 | — | $-1.01 | ||
| Q3 25 | — | $-0.17 | ||
| Q2 25 | — | $-1.12 | ||
| Q1 25 | — | $-1.28 | ||
| Q4 24 | $0.40 | $-1.07 | ||
| Q3 24 | $3.17 | $-1.18 | ||
| Q2 24 | $1.41 | $-5.34 | ||
| Q1 24 | $1.89 | $-1.84 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.2B | — |
| 总债务越低越好 | $1.7B | — |
| 股东权益账面价值 | $5.5B | $-2.2B |
| 总资产 | $11.9B | $2.0B |
| 负债/权益比越低杠杆越低 | 0.31× | — |
8季度趋势，按日历期对齐
现金及短期投资AGOMBI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.5B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.6B | — |
总债务AGOMBI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.7B | — |
股东权益AGOMBI
| Q4 25 | — | $-2.2B | ||
| Q3 25 | — | $-2.2B | ||
| Q2 25 | — | $-2.2B | ||
| Q1 25 | — | $-2.1B | ||
| Q4 24 | $5.5B | $-2.1B | ||
| Q3 24 | $5.7B | $-2.0B | ||
| Q2 24 | $5.5B | $-2.0B | ||
| Q1 24 | $5.6B | $-1.7B |
总资产AGOMBI
| Q4 25 | — | $2.0B | ||
| Q3 25 | — | $2.1B | ||
| Q2 25 | — | $2.1B | ||
| Q1 25 | — | $2.1B | ||
| Q4 24 | $11.9B | $2.2B | ||
| Q3 24 | $12.3B | $2.2B | ||
| Q2 24 | $12.1B | $2.3B | ||
| Q1 24 | $12.2B | $2.5B |
负债/权益比AGOMBI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.30× | — | ||
| Q2 24 | 0.31× | — | ||
| Q1 24 | 0.30× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $46.0M | $-10.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 2.56× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AGOMBI
| Q4 25 | — | $-10.0M | ||
| Q3 25 | — | $90.0M | ||
| Q2 25 | — | $1.0M | ||
| Q1 25 | — | $-43.0M | ||
| Q4 24 | $46.0M | $3.0M | ||
| Q3 24 | $17.0M | $-139.0M | ||
| Q2 24 | $58.0M | $-10.0M | ||
| Q1 24 | $-74.0M | $-30.0M |
现金转化率AGOMBI
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 2.56× | 0.00× | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.74× | — | ||
| Q1 24 | -0.68× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AGO
暂无分部数据
MBI
| US Public Finance Insurance | $15.0M | 54% |
| Corporate Operations | $7.0M | 25% |
| International And Structured Finance Insurance | $5.0M | 18% |
| Other | $1.0M | 4% |
