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美国国际集团（AIG）与Better Home & Finance Holding Co（BETR）财务数据对比。点击上方公司名可切换其他公司
美国国际集团的季度营收约是Better Home & Finance Holding Co的5495.0倍（$6.5B vs $1.2M）。美国国际集团净利率更高（11.2% vs -3349.0%，领先3360.2%）。美国国际集团同比增速更快（380.9% vs -71.1%）。过去两年美国国际集团的营收复合增速更高（-27.8% vs -35.0%）
美国国际集团（AIG）是全球知名保险提供商，服务覆盖北美及全球其他地区，面向商业客户、机构客户及个人用户推出多元化保险产品，业务涵盖责任险、财产险、航空航天险、政治风险保险、贸易信用保险、农业保险、海事保险等多个领域，可满足不同客户的风险保障需求。
巴贾吉金融有限公司是印度一家可吸收存款的非银行金融机构，总部位于普纳。截至2025年9月，该公司拥有1.1064亿客户，管理资产规模达46225亿卢比，约合550亿美元，是印度知名的非银行金融服务商。
AIG vs BETR — 直观对比
营收规模更大
AIG
是对方的5495.0倍
$1.2M
营收增速更快
AIG
高出452.0%
-71.1%
净利率更高
AIG
高出3360.2%
-3349.0%
两年增速更快
AIG
近两年复合增速
-35.0%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $6.5B | $1.2M |
| 净利润 | $735.0M | $-39.9M |
| 毛利率 | — | — |
| 营业利润率 | 10.1% | -3376.8% |
| 净利率 | 11.2% | -3349.0% |
| 营收同比 | 380.9% | -71.1% |
| 净利润同比 | -18.2% | 32.6% |
| 每股收益（稀释后） | $1.36 | $-2.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIGBETR
| Q4 25 | $6.5B | $1.2M | ||
| Q3 25 | $6.4B | $2.8M | ||
| Q2 25 | $7.1B | $3.3M | ||
| Q1 25 | $6.8B | $4.0M | ||
| Q4 24 | $1.4B | $4.1M | ||
| Q3 24 | $6.8B | $3.1M | ||
| Q2 24 | $6.6B | $2.9M | ||
| Q1 24 | $12.6B | $2.8M |
净利润AIGBETR
| Q4 25 | $735.0M | $-39.9M | ||
| Q3 25 | $519.0M | $-39.1M | ||
| Q2 25 | $1.1B | $-36.3M | ||
| Q1 25 | $698.0M | $-50.6M | ||
| Q4 24 | $898.0M | $-59.2M | ||
| Q3 24 | $459.0M | $-54.2M | ||
| Q2 24 | $-4.0B | $-41.4M | ||
| Q1 24 | $1.2B | $-51.5M |
营业利润率AIGBETR
| Q4 25 | 10.1% | -3376.8% | ||
| Q3 25 | 11.2% | -1403.7% | ||
| Q2 25 | 21.8% | -1096.2% | ||
| Q1 25 | 14.2% | -1250.9% | ||
| Q4 24 | 40.6% | -1428.3% | ||
| Q3 24 | 9.6% | -1761.7% | ||
| Q2 24 | 9.4% | -1428.7% | ||
| Q1 24 | 16.3% | -1822.8% |
净利率AIGBETR
| Q4 25 | 11.2% | -3349.0% | ||
| Q3 25 | 8.2% | -1408.9% | ||
| Q2 25 | 16.1% | -1099.1% | ||
| Q1 25 | 10.3% | -1254.5% | ||
| Q4 24 | 65.9% | -1437.5% | ||
| Q3 24 | 6.8% | -1765.8% | ||
| Q2 24 | -60.6% | -1435.8% | ||
| Q1 24 | 9.7% | -1827.9% |
每股收益（稀释后）AIGBETR
| Q4 25 | $1.36 | $-2.52 | ||
| Q3 25 | $0.93 | $-2.56 | ||
| Q2 25 | $1.98 | $-2.39 | ||
| Q1 25 | $1.16 | $-3.33 | ||
| Q4 24 | $1.34 | $-3.92 | ||
| Q3 24 | $0.71 | $-3.58 | ||
| Q2 24 | $-5.96 | $-2.74 | ||
| Q1 24 | $1.74 | $-3.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $203.4M |
| 总债务越低越好 | $9.2B | — |
| 股东权益账面价值 | $41.1B | $37.2M |
| 总资产 | $161.3B | $1.5B |
| 负债/权益比越低杠杆越低 | 0.22× | — |
8季度趋势，按日历期对齐
现金及短期投资AIGBETR
| Q4 25 | — | $203.4M | ||
| Q3 25 | — | $205.8M | ||
| Q2 25 | — | $221.5M | ||
| Q1 25 | — | $228.0M | ||
| Q4 24 | — | $264.9M | ||
| Q3 24 | — | $262.1M | ||
| Q2 24 | — | $378.8M | ||
| Q1 24 | — | $482.6M |
总债务AIGBETR
| Q4 25 | $9.2B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $8.9B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AIGBETR
| Q4 25 | $41.1B | $37.2M | ||
| Q3 25 | $41.1B | $41.9M | ||
| Q2 25 | $41.5B | $76.6M | ||
| Q1 25 | $41.4B | $-102.1M | ||
| Q4 24 | $42.5B | $-58.2M | ||
| Q3 24 | $45.0B | $388.0K | ||
| Q2 24 | $44.4B | $44.9M | ||
| Q1 24 | $43.4B | $76.3M |
总资产AIGBETR
| Q4 25 | $161.3B | $1.5B | ||
| Q3 25 | $163.4B | $1.4B | ||
| Q2 25 | $166.0B | $1.2B | ||
| Q1 25 | $161.9B | $1.0B | ||
| Q4 24 | $161.3B | $913.1M | ||
| Q3 24 | $169.4B | $845.2M | ||
| Q2 24 | $167.9B | $957.9M | ||
| Q1 24 | $544.1B | $841.6M |
负债/权益比AIGBETR
| Q4 25 | 0.22× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $636.0M | $-57.3M |
| 自由现金流经营现金流 - 资本支出 | — | $-57.6M |
| 自由现金流率自由现金流/营收 | — | -4833.4% |
| 资本支出强度资本支出/营收 | — | 28.9% |
| 现金转化率经营现金流/净利润 | 0.87× | — |
| 过去12个月自由现金流最近4个季度 | — | $-167.8M |
8季度趋势，按日历期对齐
经营现金流AIGBETR
| Q4 25 | $636.0M | $-57.3M | ||
| Q3 25 | $1.3B | $4.2M | ||
| Q2 25 | $1.4B | $-56.3M | ||
| Q1 25 | $-56.0M | $-57.2M | ||
| Q4 24 | $125.0M | $-106.0M | ||
| Q3 24 | $1.7B | $-10.6M | ||
| Q2 24 | $930.0M | $-220.6M | ||
| Q1 24 | $519.0M | $-42.8M |
自由现金流AIGBETR
| Q4 25 | — | $-57.6M | ||
| Q3 25 | — | $4.0M | ||
| Q2 25 | — | $-56.7M | ||
| Q1 25 | — | $-57.4M | ||
| Q4 24 | — | $-106.5M | ||
| Q3 24 | — | $-11.7M | ||
| Q2 24 | — | $-221.8M | ||
| Q1 24 | — | $-43.3M |
自由现金流率AIGBETR
| Q4 25 | — | -4833.4% | ||
| Q3 25 | — | 143.0% | ||
| Q2 25 | — | -1719.2% | ||
| Q1 25 | — | -1424.0% | ||
| Q4 24 | — | -2584.9% | ||
| Q3 24 | — | -382.7% | ||
| Q2 24 | — | -7699.9% | ||
| Q1 24 | — | -1536.4% |
资本支出强度AIGBETR
| Q4 25 | — | 28.9% | ||
| Q3 25 | — | 8.6% | ||
| Q2 25 | — | 12.3% | ||
| Q1 25 | — | 5.0% | ||
| Q4 24 | — | 11.4% | ||
| Q3 24 | — | 38.6% | ||
| Q2 24 | — | 43.7% | ||
| Q1 24 | — | 16.8% |
现金转化率AIGBETR
| Q4 25 | 0.87× | — | ||
| Q3 25 | 2.59× | — | ||
| Q2 25 | 1.22× | — | ||
| Q1 25 | -0.08× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 3.70× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.43× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
