vs
美国国际集团（AIG）与Beeline Holdings, Inc.（BLNE）财务数据对比。点击上方公司名可切换其他公司
美国国际集团的季度营收约是Beeline Holdings, Inc.的3489.6倍（$6.5B vs $1.9M）。美国国际集团净利率更高（11.2% vs -445.0%，领先456.2%）。过去两年美国国际集团的营收复合增速更高（-27.8% vs -33.0%）
美国国际集团（AIG）是全球知名保险提供商，服务覆盖北美及全球其他地区，面向商业客户、机构客户及个人用户推出多元化保险产品，业务涵盖责任险、财产险、航空航天险、政治风险保险、贸易信用保险、农业保险、海事保险等多个领域，可满足不同客户的风险保障需求。
Beeline（比附，品牌名билайн）是一个移动网络运营商品牌，业务覆盖俄罗斯、哈萨克斯坦、吉尔吉斯斯坦与乌兹别克斯坦，分别隶属于VimpelCom股份公司与VEON集团。该品牌是俄罗斯第四大移动运营商，主要竞争对手包括MTS、MegaFon和T2。
AIG vs BLNE — 直观对比
营收规模更大
AIG
是对方的3489.6倍
$1.9M
净利率更高
AIG
高出456.2%
-445.0%
两年增速更快
AIG
近两年复合增速
-33.0%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $6.5B | $1.9M |
| 净利润 | $735.0M | $-8.4M |
| 毛利率 | — | — |
| 营业利润率 | 10.1% | -418.4% |
| 净利率 | 11.2% | -445.0% |
| 营收同比 | 380.9% | — |
| 净利润同比 | -18.2% | -16.1% |
| 每股收益（稀释后） | $1.36 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIGBLNE
| Q4 25 | $6.5B | $1.9M | ||
| Q3 25 | $6.4B | $2.3M | ||
| Q2 25 | $7.1B | $1.7M | ||
| Q1 25 | $6.8B | $1.8M | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $6.8B | $760.0K | ||
| Q2 24 | $6.6B | $3.0M | ||
| Q1 24 | $12.6B | $2.4M |
净利润AIGBLNE
| Q4 25 | $735.0M | $-8.4M | ||
| Q3 25 | $519.0M | $-3.9M | ||
| Q2 25 | $1.1B | $-4.1M | ||
| Q1 25 | $698.0M | $-6.8M | ||
| Q4 24 | $898.0M | — | ||
| Q3 24 | $459.0M | $-1.4M | ||
| Q2 24 | $-4.0B | $-1.5M | ||
| Q1 24 | $1.2B | $-1.3M |
毛利率AIGBLNE
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 26.3% | ||
| Q2 24 | — | 5.2% | ||
| Q1 24 | — | 7.7% |
营业利润率AIGBLNE
| Q4 25 | 10.1% | -418.4% | ||
| Q3 25 | 11.2% | -120.9% | ||
| Q2 25 | 21.8% | -229.0% | ||
| Q1 25 | 14.2% | -268.7% | ||
| Q4 24 | 40.6% | — | ||
| Q3 24 | 9.6% | -57.2% | ||
| Q2 24 | 9.4% | -11.9% | ||
| Q1 24 | 16.3% | -19.1% |
净利率AIGBLNE
| Q4 25 | 11.2% | -445.0% | ||
| Q3 25 | 8.2% | -167.2% | ||
| Q2 25 | 16.1% | -237.3% | ||
| Q1 25 | 10.3% | -372.4% | ||
| Q4 24 | 65.9% | — | ||
| Q3 24 | 6.8% | -178.8% | ||
| Q2 24 | -60.6% | -50.4% | ||
| Q1 24 | 9.7% | -53.6% |
每股收益（稀释后）AIGBLNE
| Q4 25 | $1.36 | — | ||
| Q3 25 | $0.93 | $-0.20 | ||
| Q2 25 | $1.98 | $-0.64 | ||
| Q1 25 | $1.16 | — | ||
| Q4 24 | $1.34 | — | ||
| Q3 24 | $0.71 | $-6.60 | ||
| Q2 24 | $-5.96 | $-8.74 | ||
| Q1 24 | $1.74 | $-0.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $3.1M |
| 总债务越低越好 | $9.2B | — |
| 股东权益账面价值 | $41.1B | $53.6M |
| 总资产 | $161.3B | $70.2M |
| 负债/权益比越低杠杆越低 | 0.22× | — |
8季度趋势，按日历期对齐
现金及短期投资AIGBLNE
| Q4 25 | — | $3.1M | ||
| Q3 25 | — | $1.3M | ||
| Q2 25 | — | $6.3M | ||
| Q1 25 | — | $1.5M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $310.0K | ||
| Q2 24 | — | $420.0K | ||
| Q1 24 | — | $147.0K |
总债务AIGBLNE
| Q4 25 | $9.2B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $8.9B | — | ||
| Q3 24 | — | $8.2M | ||
| Q2 24 | — | $8.1M | ||
| Q1 24 | — | $8.1M |
股东权益AIGBLNE
| Q4 25 | $41.1B | $53.6M | ||
| Q3 25 | $41.1B | $51.7M | ||
| Q2 25 | $41.5B | $54.6M | ||
| Q1 25 | $41.4B | $47.1M | ||
| Q4 24 | $42.5B | — | ||
| Q3 24 | $45.0B | $-2.5M | ||
| Q2 24 | $44.4B | $-1.9M | ||
| Q1 24 | $43.4B | $-476.0K |
总资产AIGBLNE
| Q4 25 | $161.3B | $70.2M | ||
| Q3 25 | $163.4B | $63.2M | ||
| Q2 25 | $166.0B | $68.6M | ||
| Q1 25 | $161.9B | $63.8M | ||
| Q4 24 | $161.3B | — | ||
| Q3 24 | $169.4B | $16.2M | ||
| Q2 24 | $167.9B | $16.6M | ||
| Q1 24 | $544.1B | $17.0M |
负债/权益比AIGBLNE
| Q4 25 | 0.22× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $636.0M | $-10.0M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 0.87× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AIGBLNE
| Q4 25 | $636.0M | $-10.0M | ||
| Q3 25 | $1.3B | $-5.8M | ||
| Q2 25 | $1.4B | $-4.1M | ||
| Q1 25 | $-56.0M | $-1.5M | ||
| Q4 24 | $125.0M | — | ||
| Q3 24 | $1.7B | $-652.0K | ||
| Q2 24 | $930.0M | $-872.0K | ||
| Q1 24 | $519.0M | $-82.0K |
现金转化率AIGBLNE
| Q4 25 | 0.87× | — | ||
| Q3 25 | 2.59× | — | ||
| Q2 25 | 1.22× | — | ||
| Q1 25 | -0.08× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 3.70× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.43× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
