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美国国际集团（AIG）与Finance of America Companies Inc.（FOA）财务数据对比。点击上方公司名可切换其他公司
美国国际集团的季度营收约是Finance of America Companies Inc.的89.1倍（$6.5B vs $73.5M）。美国国际集团净利率更高（11.2% vs -14.1%，领先25.3%）。美国国际集团同比增速更快（380.9% vs 248.7%）。过去两年Finance of America Companies Inc.的营收复合增速更高（-0.8% vs -27.8%）
美国国际集团（AIG）是全球知名保险提供商，服务覆盖北美及全球其他地区，面向商业客户、机构客户及个人用户推出多元化保险产品，业务涵盖责任险、财产险、航空航天险、政治风险保险、贸易信用保险、农业保险、海事保险等多个领域，可满足不同客户的风险保障需求。
洛克特公司是一家美国金融科技与住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。依托核心子公司Rocket Mortgage，该公司已是美国规模最大的抵押贷款机构之一，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
AIG vs FOA — 直观对比
营收规模更大
AIG
是对方的89.1倍
$73.5M
营收增速更快
AIG
高出132.2%
248.7%
净利率更高
AIG
高出25.3%
-14.1%
两年增速更快
FOA
近两年复合增速
-27.8%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $6.5B | $73.5M |
| 净利润 | $735.0M | $-10.4M |
| 毛利率 | — | — |
| 营业利润率 | 10.1% | -29.9% |
| 净利率 | 11.2% | -14.1% |
| 营收同比 | 380.9% | 248.7% |
| 净利润同比 | -18.2% | 82.4% |
| 每股收益（稀释后） | $1.36 | $0.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIGFOA
| Q4 25 | $6.5B | $73.5M | ||
| Q3 25 | $6.4B | $80.8M | ||
| Q2 25 | $7.1B | $177.4M | ||
| Q1 25 | $6.8B | $165.7M | ||
| Q4 24 | $1.4B | $-49.4M | ||
| Q3 24 | $6.8B | $290.1M | ||
| Q2 24 | $6.6B | $79.0M | ||
| Q1 24 | $12.6B | $74.7M |
净利润AIGFOA
| Q4 25 | $735.0M | $-10.4M | ||
| Q3 25 | $519.0M | $-9.5M | ||
| Q2 25 | $1.1B | $34.9M | ||
| Q1 25 | $698.0M | $30.2M | ||
| Q4 24 | $898.0M | $-59.1M | ||
| Q3 24 | $459.0M | $84.2M | ||
| Q2 24 | $-4.0B | $-2.1M | ||
| Q1 24 | $1.2B | $-7.5M |
营业利润率AIGFOA
| Q4 25 | 10.1% | -29.9% | ||
| Q3 25 | 11.2% | -35.3% | ||
| Q2 25 | 21.8% | 46.2% | ||
| Q1 25 | 14.2% | 49.3% | ||
| Q4 24 | 40.6% | 295.0% | ||
| Q3 24 | 9.6% | 71.8% | ||
| Q2 24 | 9.4% | -4.8% | ||
| Q1 24 | 16.3% | -21.1% |
净利率AIGFOA
| Q4 25 | 11.2% | -14.1% | ||
| Q3 25 | 8.2% | -11.8% | ||
| Q2 25 | 16.1% | 19.7% | ||
| Q1 25 | 10.3% | 18.2% | ||
| Q4 24 | 65.9% | 119.5% | ||
| Q3 24 | 6.8% | 29.0% | ||
| Q2 24 | -60.6% | -2.6% | ||
| Q1 24 | 9.7% | -10.1% |
每股收益（稀释后）AIGFOA
| Q4 25 | $1.36 | $0.45 | ||
| Q3 25 | $0.93 | $-1.27 | ||
| Q2 25 | $1.98 | $2.13 | ||
| Q1 25 | $1.16 | $2.43 | ||
| Q4 24 | $1.34 | $-5.24 | ||
| Q3 24 | $0.71 | $7.50 | ||
| Q2 24 | $-5.96 | $-0.30 | ||
| Q1 24 | $1.74 | $-0.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $89.5M |
| 总债务越低越好 | $9.2B | $357.5M |
| 股东权益账面价值 | $41.1B | $395.6M |
| 总资产 | $161.3B | $30.7B |
| 负债/权益比越低杠杆越低 | 0.22× | 0.90× |
8季度趋势，按日历期对齐
现金及短期投资AIGFOA
| Q4 25 | — | $89.5M | ||
| Q3 25 | — | $109.8M | ||
| Q2 25 | — | $46.5M | ||
| Q1 25 | — | $52.0M | ||
| Q4 24 | — | $47.4M | ||
| Q3 24 | — | $44.3M | ||
| Q2 24 | — | $46.5M | ||
| Q1 24 | — | $48.2M |
总债务AIGFOA
| Q4 25 | $9.2B | $357.5M | ||
| Q3 25 | — | $390.0M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $8.9B | $374.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AIGFOA
| Q4 25 | $41.1B | $395.6M | ||
| Q3 25 | $41.1B | $365.8M | ||
| Q2 25 | $41.5B | $473.4M | ||
| Q1 25 | $41.4B | $394.9M | ||
| Q4 24 | $42.5B | $315.7M | ||
| Q3 24 | $45.0B | $456.5M | ||
| Q2 24 | $44.4B | $251.3M | ||
| Q1 24 | $43.4B | $255.7M |
总资产AIGFOA
| Q4 25 | $161.3B | $30.7B | ||
| Q3 25 | $163.4B | $30.7B | ||
| Q2 25 | $166.0B | $30.1B | ||
| Q1 25 | $161.9B | $29.7B | ||
| Q4 24 | $161.3B | $29.2B | ||
| Q3 24 | $169.4B | $29.0B | ||
| Q2 24 | $167.9B | $28.0B | ||
| Q1 24 | $544.1B | $27.7B |
负债/权益比AIGFOA
| Q4 25 | 0.22× | 0.90× | ||
| Q3 25 | — | 1.07× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.21× | 1.19× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $636.0M | $-91.4M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | 0.87× | — |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AIGFOA
| Q4 25 | $636.0M | $-91.4M | ||
| Q3 25 | $1.3B | $-149.7M | ||
| Q2 25 | $1.4B | $-96.5M | ||
| Q1 25 | $-56.0M | $-92.1M | ||
| Q4 24 | $125.0M | $-106.2M | ||
| Q3 24 | $1.7B | $-81.4M | ||
| Q2 24 | $930.0M | $-104.0M | ||
| Q1 24 | $519.0M | $-132.2M |
自由现金流AIGFOA
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $-132.7M |
自由现金流率AIGFOA
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | -177.7% |
资本支出强度AIGFOA
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 0.6% |
现金转化率AIGFOA
| Q4 25 | 0.87× | — | ||
| Q3 25 | 2.59× | — | ||
| Q2 25 | 1.22× | -2.76× | ||
| Q1 25 | -0.08× | -3.05× | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 3.70× | -0.97× | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.43× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
