vs
美国国际集团（AIG）与Jefferson Capital, Inc.（JCAP）财务数据对比。点击上方公司名可切换其他公司
美国国际集团的季度营收约是Jefferson Capital, Inc.的43.4倍（$6.5B vs $150.8M）。Jefferson Capital, Inc.净利率更高（25.4% vs 11.2%，领先14.2%）
美国国际集团（AIG）是全球知名保险提供商，服务覆盖北美及全球其他地区，面向商业客户、机构客户及个人用户推出多元化保险产品，业务涵盖责任险、财产险、航空航天险、政治风险保险、贸易信用保险、农业保险、海事保险等多个领域，可满足不同客户的风险保障需求。
GE金融曾是通用电气旗下的金融服务分支，2013年至2021年间，其旗下多个业务单元陆续被出售，其中北美消费金融业务分拆为 Synchrony Financial 最为知名，最终仅保留GE能源金融服务部门，通用电气拆分后该部门被划归GE Vernova。
AIG vs JCAP — 直观对比
营收规模更大
AIG
是对方的43.4倍
$150.8M
净利率更高
JCAP
高出14.2%
11.2%
损益表 — Q4 2025 vs Q3 2025
| 指标 | | |
|---|---|---|
| 营收 | $6.5B | $150.8M |
| 净利润 | $735.0M | $38.4M |
| 毛利率 | — | — |
| 营业利润率 | 10.1% | 46.4% |
| 净利率 | 11.2% | 25.4% |
| 营收同比 | 380.9% | — |
| 净利润同比 | -18.2% | — |
| 每股收益（稀释后） | $1.36 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIGJCAP
| Q4 25 | $6.5B | — | ||
| Q3 25 | $6.4B | $150.8M | ||
| Q2 25 | $7.1B | $152.7M | ||
| Q1 25 | $6.8B | — | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $6.8B | — | ||
| Q2 24 | $6.6B | — | ||
| Q1 24 | $12.6B | — |
净利润AIGJCAP
| Q4 25 | $735.0M | — | ||
| Q3 25 | $519.0M | $38.4M | ||
| Q2 25 | $1.1B | $47.7M | ||
| Q1 25 | $698.0M | — | ||
| Q4 24 | $898.0M | — | ||
| Q3 24 | $459.0M | — | ||
| Q2 24 | $-4.0B | — | ||
| Q1 24 | $1.2B | — |
营业利润率AIGJCAP
| Q4 25 | 10.1% | — | ||
| Q3 25 | 11.2% | 46.4% | ||
| Q2 25 | 21.8% | 56.7% | ||
| Q1 25 | 14.2% | — | ||
| Q4 24 | 40.6% | — | ||
| Q3 24 | 9.6% | — | ||
| Q2 24 | 9.4% | — | ||
| Q1 24 | 16.3% | — |
净利率AIGJCAP
| Q4 25 | 11.2% | — | ||
| Q3 25 | 8.2% | 25.4% | ||
| Q2 25 | 16.1% | 31.2% | ||
| Q1 25 | 10.3% | — | ||
| Q4 24 | 65.9% | — | ||
| Q3 24 | 6.8% | — | ||
| Q2 24 | -60.6% | — | ||
| Q1 24 | 9.7% | — |
每股收益（稀释后）AIGJCAP
| Q4 25 | $1.36 | — | ||
| Q3 25 | $0.93 | $0.59 | ||
| Q2 25 | $1.98 | $16.76 | ||
| Q1 25 | $1.16 | — | ||
| Q4 24 | $1.34 | — | ||
| Q3 24 | $0.71 | — | ||
| Q2 24 | $-5.96 | — | ||
| Q1 24 | $1.74 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $42.3M |
| 总债务越低越好 | $9.2B | — |
| 股东权益账面价值 | $41.1B | $437.4M |
| 总资产 | $161.3B | $1.8B |
| 负债/权益比越低杠杆越低 | 0.22× | — |
8季度趋势，按日历期对齐
现金及短期投资AIGJCAP
| Q4 25 | — | — | ||
| Q3 25 | — | $42.3M | ||
| Q2 25 | — | $51.7M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
总债务AIGJCAP
| Q4 25 | $9.2B | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $8.9B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益AIGJCAP
| Q4 25 | $41.1B | — | ||
| Q3 25 | $41.1B | $437.4M | ||
| Q2 25 | $41.5B | $410.8M | ||
| Q1 25 | $41.4B | — | ||
| Q4 24 | $42.5B | — | ||
| Q3 24 | $45.0B | — | ||
| Q2 24 | $44.4B | — | ||
| Q1 24 | $43.4B | — |
总资产AIGJCAP
| Q4 25 | $161.3B | — | ||
| Q3 25 | $163.4B | $1.8B | ||
| Q2 25 | $166.0B | $1.8B | ||
| Q1 25 | $161.9B | — | ||
| Q4 24 | $161.3B | — | ||
| Q3 24 | $169.4B | — | ||
| Q2 24 | $167.9B | — | ||
| Q1 24 | $544.1B | — |
负债/权益比AIGJCAP
| Q4 25 | 0.22× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.21× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $636.0M | $63.1M |
| 自由现金流经营现金流 - 资本支出 | — | $63.0M |
| 自由现金流率自由现金流/营收 | — | 41.7% |
| 资本支出强度资本支出/营收 | — | 0.1% |
| 现金转化率经营现金流/净利润 | 0.87× | 1.64× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流AIGJCAP
| Q4 25 | $636.0M | — | ||
| Q3 25 | $1.3B | $63.1M | ||
| Q2 25 | $1.4B | $130.6M | ||
| Q1 25 | $-56.0M | — | ||
| Q4 24 | $125.0M | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $930.0M | — | ||
| Q1 24 | $519.0M | — |
自由现金流AIGJCAP
| Q4 25 | — | — | ||
| Q3 25 | — | $63.0M | ||
| Q2 25 | — | $130.0M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
自由现金流率AIGJCAP
| Q4 25 | — | — | ||
| Q3 25 | — | 41.7% | ||
| Q2 25 | — | 85.1% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
资本支出强度AIGJCAP
| Q4 25 | — | — | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金转化率AIGJCAP
| Q4 25 | 0.87× | — | ||
| Q3 25 | 2.59× | 1.64× | ||
| Q2 25 | 1.22× | 2.74× | ||
| Q1 25 | -0.08× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 3.70× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | 0.43× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AIG
暂无分部数据
JCAP
| United States Segment | $108.1M | 72% |
| Other | $35.8M | 24% |
| United Kingdom Segment | $6.9M | 5% |
