vs
Assurant（AIZ）与Brookfield Business Partners L.P.（BBU）财务数据对比。点击上方公司名可切换其他公司
Brookfield Business Partners L.P.的季度营收约是Assurant的2.0倍（$6.7B vs $3.4B），Assurant净利率更高（6.7% vs 2.0%，领先4.7%），Assurant同比增速更快（7.9% vs -44.0%）
Assurant Inc.是总部位于美国亚特兰大的全球化风险管理产品及服务供应商，旗下业务覆盖财产意外险、电子设备延保、预售丧葬险等多个细分领域的特色保险产品，核心运营板块分为全球住房业务和全球生活方式业务两大板块。
布鲁克菲尔德商业合伙有限合伙（BBU）是一家公开上市的有限合伙企业，是母公司布鲁克菲尔德集团旗下私募股权板块运营商业服务和工业业务的核心上市平台，于2016年6月从布鲁克菲尔德资产管理公司分拆成立。
AIZ vs BBU — 直观对比
营收规模更大
BBU
是对方的2.0倍
$3.4B
营收增速更快
AIZ
高出51.9%
-44.0%
净利率更高
AIZ
高出4.7%
2.0%
损益表 — Q4 FY2025 vs Q2 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $3.4B | $6.7B |
| 净利润 | $225.2M | $135.0M |
| 毛利率 | — | — |
| 营业利润率 | 8.5% | — |
| 净利率 | 6.7% | 2.0% |
| 营收同比 | 7.9% | -44.0% |
| 净利润同比 | 11.9% | 107.7% |
| 每股收益（稀释后） | $4.37 | $0.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AIZBBU
| Q4 25 | $3.4B | — | ||
| Q3 25 | $3.2B | — | ||
| Q2 25 | $3.2B | $6.7B | ||
| Q1 25 | $3.1B | — | ||
| Q4 24 | $3.1B | — | ||
| Q3 24 | $3.0B | — | ||
| Q2 24 | $2.9B | $11.9B | ||
| Q1 24 | $2.9B | — |
净利润AIZBBU
| Q4 25 | $225.2M | — | ||
| Q3 25 | $265.6M | — | ||
| Q2 25 | $235.3M | $135.0M | ||
| Q1 25 | $146.6M | — | ||
| Q4 24 | $201.3M | — | ||
| Q3 24 | $133.8M | — | ||
| Q2 24 | $188.7M | $65.0M | ||
| Q1 24 | $236.4M | — |
营业利润率AIZBBU
| Q4 25 | 8.5% | — | ||
| Q3 25 | 10.2% | — | ||
| Q2 25 | 9.2% | — | ||
| Q1 25 | 6.0% | — | ||
| Q4 24 | 8.1% | — | ||
| Q3 24 | 5.1% | — | ||
| Q2 24 | 8.0% | — | ||
| Q1 24 | 10.2% | — |
净利率AIZBBU
| Q4 25 | 6.7% | — | ||
| Q3 25 | 8.2% | — | ||
| Q2 25 | 7.4% | 2.0% | ||
| Q1 25 | 4.8% | — | ||
| Q4 24 | 6.5% | — | ||
| Q3 24 | 4.5% | — | ||
| Q2 24 | 6.5% | 0.5% | ||
| Q1 24 | 8.2% | — |
每股收益（稀释后）AIZBBU
| Q4 25 | $4.37 | — | ||
| Q3 25 | $5.17 | — | ||
| Q2 25 | $4.56 | $0.12 | ||
| Q1 25 | $2.83 | — | ||
| Q4 24 | $3.86 | — | ||
| Q3 24 | $2.55 | — | ||
| Q2 24 | $3.58 | $-0.10 | ||
| Q1 24 | $4.47 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.8B | $3.3B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $5.9B | $15.3B |
| 总资产 | $36.3B | $75.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AIZBBU
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.7B | — | ||
| Q2 25 | $1.5B | $3.3B | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.8B | — | ||
| Q3 24 | $1.8B | — | ||
| Q2 24 | $1.7B | $3.0B | ||
| Q1 24 | $1.3B | — |
股东权益AIZBBU
| Q4 25 | $5.9B | — | ||
| Q3 25 | $5.8B | — | ||
| Q2 25 | $5.5B | $15.3B | ||
| Q1 25 | $5.2B | — | ||
| Q4 24 | $5.1B | — | ||
| Q3 24 | $5.3B | — | ||
| Q2 24 | $5.0B | $18.2B | ||
| Q1 24 | $4.9B | — |
总资产AIZBBU
| Q4 25 | $36.3B | — | ||
| Q3 25 | $35.8B | — | ||
| Q2 25 | $35.5B | $75.3B | ||
| Q1 25 | $35.0B | — | ||
| Q4 24 | $35.0B | — | ||
| Q3 24 | $35.3B | — | ||
| Q2 24 | $33.8B | $81.5B | ||
| Q1 24 | $33.2B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $671.0M | — |
| 自由现金流经营现金流 - 资本支出 | $611.7M | — |
| 自由现金流率自由现金流/营收 | 18.3% | — |
| 资本支出强度资本支出/营收 | 1.8% | — |
| 现金转化率经营现金流/净利润 | 2.98× | — |
| 过去12个月自由现金流最近4个季度 | $1.6B | — |
8季度趋势，按日历期对齐
经营现金流AIZBBU
| Q4 25 | $671.0M | — | ||
| Q3 25 | $505.0M | — | ||
| Q2 25 | $265.5M | — | ||
| Q1 25 | $392.4M | — | ||
| Q4 24 | $102.8M | — | ||
| Q3 24 | $436.5M | — | ||
| Q2 24 | $710.9M | — | ||
| Q1 24 | $82.5M | — |
自由现金流AIZBBU
| Q4 25 | $611.7M | — | ||
| Q3 25 | $442.1M | — | ||
| Q2 25 | $205.6M | — | ||
| Q1 25 | $339.0M | — | ||
| Q4 24 | $34.8M | — | ||
| Q3 24 | $389.4M | — | ||
| Q2 24 | $655.5M | — | ||
| Q1 24 | $31.7M | — |
自由现金流率AIZBBU
| Q4 25 | 18.3% | — | ||
| Q3 25 | 13.7% | — | ||
| Q2 25 | 6.5% | — | ||
| Q1 25 | 11.0% | — | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 13.1% | — | ||
| Q2 24 | 22.4% | — | ||
| Q1 24 | 1.1% | — |
资本支出强度AIZBBU
| Q4 25 | 1.8% | — | ||
| Q3 25 | 1.9% | — | ||
| Q2 25 | 1.9% | — | ||
| Q1 25 | 1.7% | — | ||
| Q4 24 | 2.2% | — | ||
| Q3 24 | 1.6% | — | ||
| Q2 24 | 1.9% | — | ||
| Q1 24 | 1.8% | — |
现金转化率AIZBBU
| Q4 25 | 2.98× | — | ||
| Q3 25 | 1.90× | — | ||
| Q2 25 | 1.13× | — | ||
| Q1 25 | 2.68× | — | ||
| Q4 24 | 0.51× | — | ||
| Q3 24 | 3.26× | — | ||
| Q2 24 | 3.77× | — | ||
| Q1 24 | 0.35× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AIZ
| Global Lifestyle | $2.6B | 78% |
| Global Housing | $749.1M | 22% |
| Service Contracts And Sales | $34.5M | 1% |
BBU
暂无分部数据
