vs
雅保（ALB）与Citizens Financial Group（CFG）财务数据对比。点击上方公司名可切换其他公司
Citizens Financial Group的季度营收约是雅保的1.5倍（$2.2B vs $1.4B），Citizens Financial Group净利率更高（24.5% vs -29.0%，领先53.5%），雅保同比增速更快（15.9% vs 8.6%），过去两年Citizens Financial Group的营收复合增速更高（4.9% vs 2.4%）
雅保是全球知名的特种化学品企业，业务覆盖研发、生产与全球销售，下设锂、溴、催化剂三大板块。锂业务线供应碳酸锂、氢氧化锂、氯化锂等锂化合物及相关试剂，产品广泛应用于消费电子、电动汽车锂电池、高性能润滑脂、热塑性弹性体等领域。
Citizens Financial Group, Inc.是美国银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有Citizens Bank国民银行，业务覆盖康涅狄格、特拉华、佛罗里达、纽约等十余个美国州份及华盛顿特区，为当地客户提供各类银行金融服务。
ALB vs CFG — 直观对比
营收规模更大
CFG
是对方的1.5倍
$1.4B
营收增速更快
ALB
高出7.3%
8.6%
净利率更高
CFG
高出53.5%
-29.0%
两年增速更快
CFG
近两年复合增速
2.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.4B | $2.2B |
| 净利润 | $-414.2M | $528.0M |
| 毛利率 | 13.9% | — |
| 营业利润率 | -15.2% | 31.4% |
| 净利率 | -29.0% | 24.5% |
| 营收同比 | 15.9% | 8.6% |
| 净利润同比 | -650.1% | 31.7% |
| 每股收益（稀释后） | $-3.88 | $1.12 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALBCFG
| Q4 25 | $1.4B | $2.2B | ||
| Q3 25 | $1.3B | $2.1B | ||
| Q2 25 | $1.3B | $2.0B | ||
| Q1 25 | $1.1B | $1.9B | ||
| Q4 24 | $1.2B | $2.0B | ||
| Q3 24 | $1.4B | $1.9B | ||
| Q2 24 | $1.4B | $2.0B | ||
| Q1 24 | $1.4B | $2.0B |
净利润ALBCFG
| Q4 25 | $-414.2M | $528.0M | ||
| Q3 25 | $-160.7M | $494.0M | ||
| Q2 25 | $22.9M | $436.0M | ||
| Q1 25 | $41.3M | $373.0M | ||
| Q4 24 | $75.3M | $401.0M | ||
| Q3 24 | $-1.1B | $382.0M | ||
| Q2 24 | $-188.2M | $392.0M | ||
| Q1 24 | $2.4M | $334.0M |
毛利率ALBCFG
| Q4 25 | 13.9% | — | ||
| Q3 25 | 9.0% | — | ||
| Q2 25 | 14.8% | — | ||
| Q1 25 | 14.5% | — | ||
| Q4 24 | 11.2% | — | ||
| Q3 24 | -7.7% | — | ||
| Q2 24 | -0.7% | — | ||
| Q1 24 | 2.9% | — |
营业利润率ALBCFG
| Q4 25 | -15.2% | 31.4% | ||
| Q3 25 | -16.6% | 29.7% | ||
| Q2 25 | 3.6% | 27.2% | ||
| Q1 25 | 1.8% | 24.2% | ||
| Q4 24 | 0.4% | 25.6% | ||
| Q3 24 | -81.9% | 24.7% | ||
| Q2 24 | -34.4% | 24.5% | ||
| Q1 24 | -13.2% | 21.9% |
净利率ALBCFG
| Q4 25 | -29.0% | 24.5% | ||
| Q3 25 | -12.3% | 23.3% | ||
| Q2 25 | 1.7% | 21.4% | ||
| Q1 25 | 3.8% | 19.3% | ||
| Q4 24 | 6.1% | 20.2% | ||
| Q3 24 | -78.9% | 20.1% | ||
| Q2 24 | -13.2% | 20.0% | ||
| Q1 24 | 0.2% | 17.0% |
每股收益（稀释后）ALBCFG
| Q4 25 | $-3.88 | $1.12 | ||
| Q3 25 | $-1.72 | $1.05 | ||
| Q2 25 | $-0.16 | $0.92 | ||
| Q1 25 | $0.00 | $0.77 | ||
| Q4 24 | $0.29 | $0.83 | ||
| Q3 24 | $-9.45 | $0.77 | ||
| Q2 24 | $-1.96 | $0.78 | ||
| Q1 24 | $-0.08 | $0.65 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $3.2B | $11.2B |
| 股东权益账面价值 | $9.5B | $26.3B |
| 总资产 | $16.4B | $226.4B |
| 负债/权益比越低杠杆越低 | 0.33× | 0.43× |
8季度趋势，按日历期对齐
现金及短期投资ALBCFG
| Q4 25 | — | — | ||
| Q3 25 | $1.9B | — | ||
| Q2 25 | $1.8B | — | ||
| Q1 25 | $1.5B | — | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.8B | — | ||
| Q1 24 | $2.1B | — |
总债务ALBCFG
| Q4 25 | $3.2B | $11.2B | ||
| Q3 25 | $3.6B | $10.4B | ||
| Q2 25 | $3.6B | $12.5B | ||
| Q1 25 | $3.5B | $12.3B | ||
| Q4 24 | $3.5B | $12.4B | ||
| Q3 24 | $3.6B | $13.9B | ||
| Q2 24 | $3.5B | $13.1B | ||
| Q1 24 | $3.5B | $13.8B |
股东权益ALBCFG
| Q4 25 | $9.5B | $26.3B | ||
| Q3 25 | $10.0B | $25.8B | ||
| Q2 25 | $10.2B | $25.2B | ||
| Q1 25 | $10.0B | $24.9B | ||
| Q4 24 | $10.0B | $24.3B | ||
| Q3 24 | $10.2B | $24.9B | ||
| Q2 24 | $11.2B | $23.9B | ||
| Q1 24 | $11.5B | $23.8B |
总资产ALBCFG
| Q4 25 | $16.4B | $226.4B | ||
| Q3 25 | $17.1B | $222.7B | ||
| Q2 25 | $17.3B | $218.3B | ||
| Q1 25 | $17.0B | $220.1B | ||
| Q4 24 | $16.6B | $217.5B | ||
| Q3 24 | $17.5B | $219.7B | ||
| Q2 24 | $18.4B | $219.9B | ||
| Q1 24 | $19.0B | $220.4B |
负债/权益比ALBCFG
| Q4 25 | 0.33× | 0.43× | ||
| Q3 25 | 0.36× | 0.40× | ||
| Q2 25 | 0.35× | 0.50× | ||
| Q1 25 | 0.35× | 0.49× | ||
| Q4 24 | 0.35× | 0.51× | ||
| Q3 24 | 0.35× | 0.56× | ||
| Q2 24 | 0.31× | 0.55× | ||
| Q1 24 | 0.31× | 0.58× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $388.5M | $2.2B |
| 自由现金流经营现金流 - 资本支出 | $233.1M | — |
| 自由现金流率自由现金流/营收 | 16.3% | — |
| 资本支出强度资本支出/营收 | 10.9% | — |
| 现金转化率经营现金流/净利润 | — | 4.19× |
| 过去12个月自由现金流最近4个季度 | $692.5M | — |
8季度趋势，按日历期对齐
经营现金流ALBCFG
| Q4 25 | $388.5M | $2.2B | ||
| Q3 25 | $355.6M | $1.7B | ||
| Q2 25 | $-7.2M | $886.0M | ||
| Q1 25 | $545.4M | $-213.0M | ||
| Q4 24 | $674.0K | $2.0B | ||
| Q3 24 | $240.5M | $130.0M | ||
| Q2 24 | $362.9M | $834.0M | ||
| Q1 24 | $98.0M | $554.0M |
自由现金流ALBCFG
| Q4 25 | $233.1M | — | ||
| Q3 25 | $223.4M | — | ||
| Q2 25 | $-126.8M | — | ||
| Q1 25 | $362.8M | — | ||
| Q4 24 | $-355.1M | — | ||
| Q3 24 | $-62.6M | — | ||
| Q2 24 | $-84.7M | — | ||
| Q1 24 | $-481.4M | — |
自由现金流率ALBCFG
| Q4 25 | 16.3% | — | ||
| Q3 25 | 17.1% | — | ||
| Q2 25 | -9.5% | — | ||
| Q1 25 | 33.7% | — | ||
| Q4 24 | -28.8% | — | ||
| Q3 24 | -4.6% | — | ||
| Q2 24 | -5.9% | — | ||
| Q1 24 | -35.4% | — |
资本支出强度ALBCFG
| Q4 25 | 10.9% | — | ||
| Q3 25 | 10.1% | — | ||
| Q2 25 | 9.0% | — | ||
| Q1 25 | 17.0% | — | ||
| Q4 24 | 28.9% | — | ||
| Q3 24 | 22.4% | — | ||
| Q2 24 | 31.3% | — | ||
| Q1 24 | 42.6% | — |
现金转化率ALBCFG
| Q4 25 | — | 4.19× | ||
| Q3 25 | — | 3.43× | ||
| Q2 25 | -0.31× | 2.03× | ||
| Q1 25 | 13.19× | -0.57× | ||
| Q4 24 | 0.01× | 4.99× | ||
| Q3 24 | — | 0.34× | ||
| Q2 24 | — | 2.13× | ||
| Q1 24 | 40.01× | 1.66× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALB
| Energy Storage | $759.1M | 53% |
| Specialties | $348.9M | 24% |
| Ketjen | $320.1M | 22% |
CFG
暂无分部数据
