vs
雅保（ALB）与奇富科技（QFIN）财务数据对比。点击上方公司名可切换其他公司
雅保的季度营收约是奇富科技的2.0倍（$1.4B vs $731.2M），奇富科技净利率更高（27.5% vs -29.0%，领先56.5%），过去两年奇富科技的营收复合增速更高（16.4% vs 2.4%）
雅保是全球知名的特种化学品企业，业务覆盖研发、生产与全球销售，下设锂、溴、催化剂三大板块。锂业务线供应碳酸锂、氢氧化锂、氯化锂等锂化合物及相关试剂，产品广泛应用于消费电子、电动汽车锂电池、高性能润滑脂、热塑性弹性体等领域。
奇富科技（原360数科）是中国头部金融科技企业，主要为持牌金融机构提供智能风控、信贷技术解决方案，服务广大个人消费者及中小微企业，依托大数据、人工智能技术提升金融服务的普惠性与运营效率。
ALB vs QFIN — 直观对比
营收规模更大
ALB
是对方的2.0倍
$731.2M
净利率更高
QFIN
高出56.5%
-29.0%
两年增速更快
QFIN
近两年复合增速
2.4%
损益表 — Q4 FY2025 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $1.4B | $731.2M |
| 净利润 | $-414.2M | $201.2M |
| 毛利率 | 13.9% | — |
| 营业利润率 | -15.2% | 32.7% |
| 净利率 | -29.0% | 27.5% |
| 营收同比 | 15.9% | — |
| 净利润同比 | -650.1% | — |
| 每股收益（稀释后） | $-3.88 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALBQFIN
| Q4 25 | $1.4B | — | ||
| Q3 25 | $1.3B | $731.2M | ||
| Q2 25 | $1.3B | $728.1M | ||
| Q1 25 | $1.1B | $646.4M | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.4B | $622.7M | ||
| Q2 24 | $1.4B | $572.4M | ||
| Q1 24 | $1.4B | $575.2M |
净利润ALBQFIN
| Q4 25 | $-414.2M | — | ||
| Q3 25 | $-160.7M | $201.2M | ||
| Q2 25 | $22.9M | $241.6M | ||
| Q1 25 | $41.3M | $247.6M | ||
| Q4 24 | $75.3M | — | ||
| Q3 24 | $-1.1B | $256.3M | ||
| Q2 24 | $-188.2M | $189.4M | ||
| Q1 24 | $2.4M | $160.7M |
毛利率ALBQFIN
| Q4 25 | 13.9% | — | ||
| Q3 25 | 9.0% | — | ||
| Q2 25 | 14.8% | — | ||
| Q1 25 | 14.5% | — | ||
| Q4 24 | 11.2% | — | ||
| Q3 24 | -7.7% | — | ||
| Q2 24 | -0.7% | — | ||
| Q1 24 | 2.9% | — |
营业利润率ALBQFIN
| Q4 25 | -15.2% | — | ||
| Q3 25 | -16.6% | 32.7% | ||
| Q2 25 | 3.6% | 41.0% | ||
| Q1 25 | 1.8% | 42.1% | ||
| Q4 24 | 0.4% | — | ||
| Q3 24 | -81.9% | 52.4% | ||
| Q2 24 | -34.4% | 47.7% | ||
| Q1 24 | -13.2% | 32.8% |
净利率ALBQFIN
| Q4 25 | -29.0% | — | ||
| Q3 25 | -12.3% | 27.5% | ||
| Q2 25 | 1.7% | 33.2% | ||
| Q1 25 | 3.8% | 38.3% | ||
| Q4 24 | 6.1% | — | ||
| Q3 24 | -78.9% | 41.2% | ||
| Q2 24 | -13.2% | 33.1% | ||
| Q1 24 | 0.2% | 27.9% |
每股收益（稀释后）ALBQFIN
| Q4 25 | $-3.88 | — | ||
| Q3 25 | $-1.72 | — | ||
| Q2 25 | $-0.16 | — | ||
| Q1 25 | $0.00 | — | ||
| Q4 24 | $0.29 | — | ||
| Q3 24 | $-9.45 | — | ||
| Q2 24 | $-1.96 | — | ||
| Q1 24 | $-0.08 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $6.5B |
| 总债务越低越好 | $3.2B | — |
| 股东权益账面价值 | $9.5B | $24.3B |
| 总资产 | $16.4B | $61.4B |
| 负债/权益比越低杠杆越低 | 0.33× | — |
8季度趋势，按日历期对齐
现金及短期投资ALBQFIN
| Q4 25 | — | — | ||
| Q3 25 | $1.9B | $6.5B | ||
| Q2 25 | $1.8B | $5.3B | ||
| Q1 25 | $1.5B | $8.6B | ||
| Q4 24 | $1.2B | — | ||
| Q3 24 | $1.7B | $4.3B | ||
| Q2 24 | $1.8B | $6.3B | ||
| Q1 24 | $2.1B | $5.3B |
总债务ALBQFIN
| Q4 25 | $3.2B | — | ||
| Q3 25 | $3.6B | — | ||
| Q2 25 | $3.6B | — | ||
| Q1 25 | $3.5B | — | ||
| Q4 24 | $3.5B | — | ||
| Q3 24 | $3.6B | — | ||
| Q2 24 | $3.5B | — | ||
| Q1 24 | $3.5B | — |
股东权益ALBQFIN
| Q4 25 | $9.5B | — | ||
| Q3 25 | $10.0B | $24.3B | ||
| Q2 25 | $10.2B | $24.1B | ||
| Q1 25 | $10.0B | $23.1B | ||
| Q4 24 | $10.0B | — | ||
| Q3 24 | $10.2B | $22.9B | ||
| Q2 24 | $11.2B | $22.6B | ||
| Q1 24 | $11.5B | $22.1B |
总资产ALBQFIN
| Q4 25 | $16.4B | — | ||
| Q3 25 | $17.1B | $61.4B | ||
| Q2 25 | $17.3B | $59.8B | ||
| Q1 25 | $17.0B | $55.6B | ||
| Q4 24 | $16.6B | — | ||
| Q3 24 | $17.5B | $47.0B | ||
| Q2 24 | $18.4B | $47.0B | ||
| Q1 24 | $19.0B | $47.4B |
负债/权益比ALBQFIN
| Q4 25 | 0.33× | — | ||
| Q3 25 | 0.36× | — | ||
| Q2 25 | 0.35× | — | ||
| Q1 25 | 0.35× | — | ||
| Q4 24 | 0.35× | — | ||
| Q3 24 | 0.35× | — | ||
| Q2 24 | 0.31× | — | ||
| Q1 24 | 0.31× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $388.5M | $351.4M |
| 自由现金流经营现金流 - 资本支出 | $233.1M | — |
| 自由现金流率自由现金流/营收 | 16.3% | — |
| 资本支出强度资本支出/营收 | 10.9% | — |
| 现金转化率经营现金流/净利润 | — | 1.75× |
| 过去12个月自由现金流最近4个季度 | $692.5M | — |
8季度趋势，按日历期对齐
经营现金流ALBQFIN
| Q4 25 | $388.5M | — | ||
| Q3 25 | $355.6M | $351.4M | ||
| Q2 25 | $-7.2M | $366.0M | ||
| Q1 25 | $545.4M | $386.6M | ||
| Q4 24 | $674.0K | — | ||
| Q3 24 | $240.5M | $338.0M | ||
| Q2 24 | $362.9M | $269.9M | ||
| Q1 24 | $98.0M | $271.2M |
自由现金流ALBQFIN
| Q4 25 | $233.1M | — | ||
| Q3 25 | $223.4M | — | ||
| Q2 25 | $-126.8M | — | ||
| Q1 25 | $362.8M | — | ||
| Q4 24 | $-355.1M | — | ||
| Q3 24 | $-62.6M | — | ||
| Q2 24 | $-84.7M | — | ||
| Q1 24 | $-481.4M | — |
自由现金流率ALBQFIN
| Q4 25 | 16.3% | — | ||
| Q3 25 | 17.1% | — | ||
| Q2 25 | -9.5% | — | ||
| Q1 25 | 33.7% | — | ||
| Q4 24 | -28.8% | — | ||
| Q3 24 | -4.6% | — | ||
| Q2 24 | -5.9% | — | ||
| Q1 24 | -35.4% | — |
资本支出强度ALBQFIN
| Q4 25 | 10.9% | — | ||
| Q3 25 | 10.1% | — | ||
| Q2 25 | 9.0% | — | ||
| Q1 25 | 17.0% | — | ||
| Q4 24 | 28.9% | — | ||
| Q3 24 | 22.4% | — | ||
| Q2 24 | 31.3% | — | ||
| Q1 24 | 42.6% | — |
现金转化率ALBQFIN
| Q4 25 | — | — | ||
| Q3 25 | — | 1.75× | ||
| Q2 25 | -0.31× | 1.52× | ||
| Q1 25 | 13.19× | 1.56× | ||
| Q4 24 | 0.01× | — | ||
| Q3 24 | — | 1.32× | ||
| Q2 24 | — | 1.43× | ||
| Q1 24 | 40.01× | 1.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALB
| Energy Storage | $759.1M | 53% |
| Specialties | $348.9M | 24% |
| Ketjen | $320.1M | 22% |
QFIN
暂无分部数据
