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雅保（ALB）与RENAISSANCERE HOLDINGS LTD（RNR）财务数据对比。点击上方公司名可切换其他公司
RENAISSANCERE HOLDINGS LTD的季度营收约是雅保的1.5倍（$2.2B vs $1.4B），RENAISSANCERE HOLDINGS LTD净利率更高（23.5% vs -29.0%，领先52.5%），雅保同比增速更快（15.9% vs -36.8%），过去两年雅保的营收复合增速更高（2.4% vs -11.9%）
雅保是全球知名的特种化学品企业，业务覆盖研发、生产与全球销售，下设锂、溴、催化剂三大板块。锂业务线供应碳酸锂、氢氧化锂、氯化锂等锂化合物及相关试剂，产品广泛应用于消费电子、电动汽车锂电池、高性能润滑脂、热塑性弹性体等领域。
RenaissanceRe Holdings Ltd是总部位于百慕大的保险及相关商业服务提供商，核心业务覆盖再保险、常规保险两大板块，同时运营风险相关创新投资业务，为全球客户提供专业的风险对冲与保险解决方案。
ALB vs RNR — 直观对比
营收规模更大
RNR
是对方的1.5倍
$1.4B
营收增速更快
ALB
高出52.7%
-36.8%
净利率更高
RNR
高出52.5%
-29.0%
两年增速更快
ALB
近两年复合增速
-11.9%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.4B | $2.2B |
| 净利润 | $-414.2M | $515.8M |
| 毛利率 | 13.9% | — |
| 营业利润率 | -15.2% | — |
| 净利率 | -29.0% | 23.5% |
| 营收同比 | 15.9% | -36.8% |
| 净利润同比 | -650.1% | 72.6% |
| 每股收益（稀释后） | $-3.88 | $6.57 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALBRNR
| Q1 26 | — | $2.2B | ||
| Q4 25 | $1.4B | $3.0B | ||
| Q3 25 | $1.3B | $3.2B | ||
| Q2 25 | $1.3B | $3.2B | ||
| Q1 25 | $1.1B | $3.5B | ||
| Q4 24 | $1.2B | $2.3B | ||
| Q3 24 | $1.4B | $4.0B | ||
| Q2 24 | $1.4B | $2.8B |
净利润ALBRNR
| Q1 26 | — | $515.8M | ||
| Q4 25 | $-414.2M | $760.5M | ||
| Q3 25 | $-160.7M | $916.5M | ||
| Q2 25 | $22.9M | $835.4M | ||
| Q1 25 | $41.3M | $170.0M | ||
| Q4 24 | $75.3M | $-189.7M | ||
| Q3 24 | $-1.1B | $1.2B | ||
| Q2 24 | $-188.2M | $503.9M |
毛利率ALBRNR
| Q1 26 | — | — | ||
| Q4 25 | 13.9% | — | ||
| Q3 25 | 9.0% | — | ||
| Q2 25 | 14.8% | — | ||
| Q1 25 | 14.5% | — | ||
| Q4 24 | 11.2% | — | ||
| Q3 24 | -7.7% | — | ||
| Q2 24 | -0.7% | — |
营业利润率ALBRNR
| Q1 26 | — | — | ||
| Q4 25 | -15.2% | 42.5% | ||
| Q3 25 | -16.6% | 46.3% | ||
| Q2 25 | 3.6% | 41.8% | ||
| Q1 25 | 1.8% | -2.0% | ||
| Q4 24 | 0.4% | -3.6% | ||
| Q3 24 | -81.9% | 43.7% | ||
| Q2 24 | -34.4% | 25.0% |
净利率ALBRNR
| Q1 26 | — | 23.5% | ||
| Q4 25 | -29.0% | 25.6% | ||
| Q3 25 | -12.3% | 28.7% | ||
| Q2 25 | 1.7% | 26.1% | ||
| Q1 25 | 3.8% | 4.9% | ||
| Q4 24 | 6.1% | -8.3% | ||
| Q3 24 | -78.9% | 29.8% | ||
| Q2 24 | -13.2% | 17.8% |
每股收益（稀释后）ALBRNR
| Q1 26 | — | $6.57 | ||
| Q4 25 | $-3.88 | $16.16 | ||
| Q3 25 | $-1.72 | $19.40 | ||
| Q2 25 | $-0.16 | $17.20 | ||
| Q1 25 | $0.00 | $3.27 | ||
| Q4 24 | $0.29 | $-3.76 | ||
| Q3 24 | $-9.45 | $22.62 | ||
| Q2 24 | $-1.96 | $9.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $1.6B |
| 总债务越低越好 | $3.2B | — |
| 股东权益账面价值 | $9.5B | $4.3B |
| 总资产 | $16.4B | $53.7B |
| 负债/权益比越低杠杆越低 | 0.33× | — |
8季度趋势，按日历期对齐
现金及短期投资ALBRNR
| Q1 26 | — | $1.6B | ||
| Q4 25 | — | $1.7B | ||
| Q3 25 | $1.9B | $1.7B | ||
| Q2 25 | $1.8B | $1.4B | ||
| Q1 25 | $1.5B | $1.6B | ||
| Q4 24 | $1.2B | $1.7B | ||
| Q3 24 | $1.7B | $1.6B | ||
| Q2 24 | $1.8B | $1.6B |
总债务ALBRNR
| Q1 26 | — | — | ||
| Q4 25 | $3.2B | $2.3B | ||
| Q3 25 | $3.6B | $2.2B | ||
| Q2 25 | $3.6B | $2.3B | ||
| Q1 25 | $3.5B | $2.8B | ||
| Q4 24 | $3.5B | $1.9B | ||
| Q3 24 | $3.6B | $1.9B | ||
| Q2 24 | $3.5B | $2.0B |
股东权益ALBRNR
| Q1 26 | — | $4.3B | ||
| Q4 25 | $9.5B | $11.6B | ||
| Q3 25 | $10.0B | $11.5B | ||
| Q2 25 | $10.2B | $10.8B | ||
| Q1 25 | $10.0B | $10.3B | ||
| Q4 24 | $10.0B | $10.6B | ||
| Q3 24 | $10.2B | $11.2B | ||
| Q2 24 | $11.2B | $10.2B |
总资产ALBRNR
| Q1 26 | — | $53.7B | ||
| Q4 25 | $16.4B | $53.8B | ||
| Q3 25 | $17.1B | $54.5B | ||
| Q2 25 | $17.3B | $54.7B | ||
| Q1 25 | $17.0B | $53.6B | ||
| Q4 24 | $16.6B | $50.7B | ||
| Q3 24 | $17.5B | $52.8B | ||
| Q2 24 | $18.4B | $51.6B |
负债/权益比ALBRNR
| Q1 26 | — | — | ||
| Q4 25 | 0.33× | 0.20× | ||
| Q3 25 | 0.36× | 0.19× | ||
| Q2 25 | 0.35× | 0.21× | ||
| Q1 25 | 0.35× | 0.27× | ||
| Q4 24 | 0.35× | 0.18× | ||
| Q3 24 | 0.35× | 0.17× | ||
| Q2 24 | 0.31× | 0.19× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $388.5M | — |
| 自由现金流经营现金流 - 资本支出 | $233.1M | — |
| 自由现金流率自由现金流/营收 | 16.3% | — |
| 资本支出强度资本支出/营收 | 10.9% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $692.5M | — |
8季度趋势，按日历期对齐
经营现金流ALBRNR
| Q1 26 | — | — | ||
| Q4 25 | $388.5M | $483.0M | ||
| Q3 25 | $355.6M | $1.6B | ||
| Q2 25 | $-7.2M | $1.5B | ||
| Q1 25 | $545.4M | $157.8M | ||
| Q4 24 | $674.0K | $778.9M | ||
| Q3 24 | $240.5M | $1.5B | ||
| Q2 24 | $362.9M | $1.2B |
自由现金流ALBRNR
| Q1 26 | — | — | ||
| Q4 25 | $233.1M | — | ||
| Q3 25 | $223.4M | — | ||
| Q2 25 | $-126.8M | — | ||
| Q1 25 | $362.8M | — | ||
| Q4 24 | $-355.1M | — | ||
| Q3 24 | $-62.6M | — | ||
| Q2 24 | $-84.7M | — |
自由现金流率ALBRNR
| Q1 26 | — | — | ||
| Q4 25 | 16.3% | — | ||
| Q3 25 | 17.1% | — | ||
| Q2 25 | -9.5% | — | ||
| Q1 25 | 33.7% | — | ||
| Q4 24 | -28.8% | — | ||
| Q3 24 | -4.6% | — | ||
| Q2 24 | -5.9% | — |
资本支出强度ALBRNR
| Q1 26 | — | — | ||
| Q4 25 | 10.9% | — | ||
| Q3 25 | 10.1% | — | ||
| Q2 25 | 9.0% | — | ||
| Q1 25 | 17.0% | — | ||
| Q4 24 | 28.9% | — | ||
| Q3 24 | 22.4% | — | ||
| Q2 24 | 31.3% | — |
现金转化率ALBRNR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.64× | ||
| Q3 25 | — | 1.73× | ||
| Q2 25 | -0.31× | 1.76× | ||
| Q1 25 | 13.19× | 0.93× | ||
| Q4 24 | 0.01× | — | ||
| Q3 24 | — | 1.26× | ||
| Q2 24 | — | 2.41× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALB
| Energy Storage | $759.1M | 53% |
| Specialties | $348.9M | 24% |
| Ketjen | $320.1M | 22% |
RNR
暂无分部数据
