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Alight, Inc.（ALIT）与FirstCash Holdings, Inc.（FCFS）财务数据对比。点击上方公司名可切换其他公司
Alight, Inc.的季度营收约是FirstCash Holdings, Inc.的1.3倍（$653.0M vs $501.3M），FirstCash Holdings, Inc.净利率更高（20.8% vs -142.7%，领先163.5%），FirstCash Holdings, Inc.同比增速更快（21.2% vs -4.0%），过去两年FirstCash Holdings, Inc.的营收复合增速更高（16.9% vs 8.1%）
Alight公司是一家美国信息技术与咨询企业，专注于人力资源相关业务，主打基于云的系统服务、业务外包与咨询服务，为大型企业提供人力资本管理平台与外包方案，业务范围涵盖健康福利管理、财务管理以及退休规划等领域。
FirstCash Holdings, Inc.是总部位于美国得克萨斯州沃斯堡的典当企业，在美国及拉丁美洲多地运营线下典当零售门店，为纳斯达克证券交易所公开上市企业，在美洲典当服务领域拥有成熟的业务布局与完善的运营网络。
ALIT vs FCFS — 直观对比
营收规模更大
ALIT
是对方的1.3倍
$501.3M
营收增速更快
FCFS
高出25.1%
-4.0%
净利率更高
FCFS
高出163.5%
-142.7%
两年增速更快
FCFS
近两年复合增速
8.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $653.0M | $501.3M |
| 净利润 | $-932.0M | $104.2M |
| 毛利率 | 36.8% | — |
| 营业利润率 | -114.9% | 28.5% |
| 净利率 | -142.7% | 20.8% |
| 营收同比 | -4.0% | 21.2% |
| 净利润同比 | -11750.0% | 24.7% |
| 每股收益（稀释后） | $-1.77 | $2.35 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALITFCFS
| Q4 25 | $653.0M | $501.3M | ||
| Q3 25 | $533.0M | $411.0M | ||
| Q2 25 | $528.0M | $385.1M | ||
| Q1 25 | $548.0M | $371.1M | ||
| Q4 24 | $680.0M | $413.7M | ||
| Q3 24 | $555.0M | $363.1M | ||
| Q2 24 | $538.0M | $363.5M | ||
| Q1 24 | $559.0M | $366.8M |
净利润ALITFCFS
| Q4 25 | $-932.0M | $104.2M | ||
| Q3 25 | $-1.1B | $82.8M | ||
| Q2 25 | $-1.1B | $59.8M | ||
| Q1 25 | $-25.0M | $83.6M | ||
| Q4 24 | $8.0M | $83.5M | ||
| Q3 24 | $-74.0M | $64.8M | ||
| Q2 24 | $23.0M | $49.1M | ||
| Q1 24 | $-114.0M | $61.4M |
毛利率ALITFCFS
| Q4 25 | 36.8% | — | ||
| Q3 25 | 33.4% | — | ||
| Q2 25 | 33.3% | — | ||
| Q1 25 | 31.2% | — | ||
| Q4 24 | 39.9% | — | ||
| Q3 24 | 31.4% | — | ||
| Q2 24 | 31.0% | — | ||
| Q1 24 | 32.6% | — |
营业利润率ALITFCFS
| Q4 25 | -114.9% | 28.5% | ||
| Q3 25 | -248.0% | 27.4% | ||
| Q2 25 | -191.3% | 21.1% | ||
| Q1 25 | -1.5% | 30.0% | ||
| Q4 24 | 6.5% | 26.5% | ||
| Q3 24 | -7.6% | 23.5% | ||
| Q2 24 | -9.7% | 18.2% | ||
| Q1 24 | -7.2% | 22.3% |
净利率ALITFCFS
| Q4 25 | -142.7% | 20.8% | ||
| Q3 25 | -200.2% | 20.1% | ||
| Q2 25 | -203.2% | 15.5% | ||
| Q1 25 | -4.6% | 22.5% | ||
| Q4 24 | 1.2% | 20.2% | ||
| Q3 24 | -13.3% | 17.9% | ||
| Q2 24 | 4.3% | 13.5% | ||
| Q1 24 | -20.4% | 16.7% |
每股收益（稀释后）ALITFCFS
| Q4 25 | $-1.77 | $2.35 | ||
| Q3 25 | $-2.02 | $1.86 | ||
| Q2 25 | $-2.03 | $1.34 | ||
| Q1 25 | $-0.05 | $1.87 | ||
| Q4 24 | $0.02 | $1.86 | ||
| Q3 24 | $-0.14 | $1.44 | ||
| Q2 24 | $0.04 | $1.08 | ||
| Q1 24 | $-0.21 | $1.35 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $273.0M | $125.2M |
| 总债务越低越好 | $2.0B | $2.2B |
| 股东权益账面价值 | $1.0B | $2.3B |
| 总资产 | $4.6B | $5.3B |
| 负债/权益比越低杠杆越低 | 1.92× | 0.98× |
8季度趋势，按日历期对齐
现金及短期投资ALITFCFS
| Q4 25 | $273.0M | $125.2M | ||
| Q3 25 | $205.0M | $130.2M | ||
| Q2 25 | $227.0M | $101.5M | ||
| Q1 25 | $223.0M | $146.0M | ||
| Q4 24 | $343.0M | $175.1M | ||
| Q3 24 | $300.0M | $106.3M | ||
| Q2 24 | $183.0M | $113.7M | ||
| Q1 24 | $256.0M | $135.1M |
总债务ALITFCFS
| Q4 25 | $2.0B | $2.2B | ||
| Q3 25 | $2.0B | $2.2B | ||
| Q2 25 | $2.0B | $1.7B | ||
| Q1 25 | $2.0B | $1.7B | ||
| Q4 24 | $2.0B | $1.7B | ||
| Q3 24 | $2.0B | $1.7B | ||
| Q2 24 | $2.8B | $1.7B | ||
| Q1 24 | $2.8B | $1.5B |
股东权益ALITFCFS
| Q4 25 | $1.0B | $2.3B | ||
| Q3 25 | $2.0B | $2.2B | ||
| Q2 25 | $3.1B | $2.1B | ||
| Q1 25 | $4.2B | $2.1B | ||
| Q4 24 | $4.3B | $2.1B | ||
| Q3 24 | $4.3B | $2.0B | ||
| Q2 24 | $4.5B | $2.0B | ||
| Q1 24 | $4.5B | $2.0B |
总资产ALITFCFS
| Q4 25 | $4.6B | $5.3B | ||
| Q3 25 | $5.5B | $5.2B | ||
| Q2 25 | $6.8B | $4.5B | ||
| Q1 25 | $7.9B | $4.4B | ||
| Q4 24 | $8.2B | $4.5B | ||
| Q3 24 | $8.3B | $4.4B | ||
| Q2 24 | $10.5B | $4.3B | ||
| Q1 24 | $10.7B | $4.2B |
负债/权益比ALITFCFS
| Q4 25 | 1.92× | 0.98× | ||
| Q3 25 | 1.00× | 1.01× | ||
| Q2 25 | 0.65× | 0.79× | ||
| Q1 25 | 0.48× | 0.83× | ||
| Q4 24 | 0.47× | 0.85× | ||
| Q3 24 | 0.47× | 0.87× | ||
| Q2 24 | 0.62× | 0.85× | ||
| Q1 24 | 0.62× | 0.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $124.0M | $206.6M |
| 自由现金流经营现金流 - 资本支出 | $99.0M | — |
| 自由现金流率自由现金流/营收 | 15.2% | — |
| 资本支出强度资本支出/营收 | 3.8% | — |
| 现金转化率经营现金流/净利润 | — | 1.98× |
| 过去12个月自由现金流最近4个季度 | $250.0M | — |
8季度趋势，按日历期对齐
经营现金流ALITFCFS
| Q4 25 | $124.0M | $206.6M | ||
| Q3 25 | $77.0M | $135.8M | ||
| Q2 25 | $86.0M | $116.9M | ||
| Q1 25 | $73.0M | $126.6M | ||
| Q4 24 | $118.0M | $198.1M | ||
| Q3 24 | $-24.0M | $113.1M | ||
| Q2 24 | $58.0M | $106.2M | ||
| Q1 24 | $100.0M | $122.5M |
自由现金流ALITFCFS
| Q4 25 | $99.0M | — | ||
| Q3 25 | $49.0M | — | ||
| Q2 25 | $58.0M | — | ||
| Q1 25 | $44.0M | — | ||
| Q4 24 | $92.0M | — | ||
| Q3 24 | $-52.0M | — | ||
| Q2 24 | $22.0M | — | ||
| Q1 24 | $69.0M | — |
自由现金流率ALITFCFS
| Q4 25 | 15.2% | — | ||
| Q3 25 | 9.2% | — | ||
| Q2 25 | 11.0% | — | ||
| Q1 25 | 8.0% | — | ||
| Q4 24 | 13.5% | — | ||
| Q3 24 | -9.4% | — | ||
| Q2 24 | 4.1% | — | ||
| Q1 24 | 12.3% | — |
资本支出强度ALITFCFS
| Q4 25 | 3.8% | — | ||
| Q3 25 | 5.3% | — | ||
| Q2 25 | 5.3% | — | ||
| Q1 25 | 5.3% | — | ||
| Q4 24 | 3.8% | — | ||
| Q3 24 | 5.0% | — | ||
| Q2 24 | 6.7% | — | ||
| Q1 24 | 5.5% | — |
现金转化率ALITFCFS
| Q4 25 | — | 1.98× | ||
| Q3 25 | — | 1.64× | ||
| Q2 25 | — | 1.95× | ||
| Q1 25 | — | 1.51× | ||
| Q4 24 | 14.75× | 2.37× | ||
| Q3 24 | — | 1.74× | ||
| Q2 24 | 2.52× | 2.16× | ||
| Q1 24 | — | 2.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALIT
| Recurring | $607.0M | 93% |
| Projects | $46.0M | 7% |
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
