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ALKAMI TECHNOLOGY, INC.（ALKT）与Gen Digital（GEN）财务数据对比。点击上方公司名可切换其他公司
Gen Digital的季度营收约是ALKAMI TECHNOLOGY, INC.的10.3倍（$1.2B vs $120.8M）。ALKAMI TECHNOLOGY, INC.同比增速更快（34.7% vs 28.5%）。过去两年ALKAMI TECHNOLOGY, INC.的营收复合增速更高（26.0% vs 13.4%）
Alkami科技是一家面向美国市场的云原生数字银行解决方案提供商，主要为社区银行、信用合作社等金融机构提供在线及移动银行系统、支付处理工具、数据分析模块与客户互动功能，助力合作机构优化终端用户的数字银行使用体验。
Gen Digital是一家跨国软件企业，双总部分别设于美国亚利桑那州坦佩和欧盟捷克布拉格，是财富500强企业及标普500指数成分股，同时在纳斯达克与布拉格证券交易所挂牌上市。公司主营网络安全软件、金融科技及相关服务，旗下拥有诺顿、Avast、LifeLock、AVG、CCleaner等多个知名品牌。
ALKT vs GEN — 直观对比
营收规模更大
GEN
是对方的10.3倍
$120.8M
营收增速更快
ALKT
高出6.2%
28.5%
两年增速更快
ALKT
近两年复合增速
13.4%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $120.8M | $1.2B |
| 净利润 | — | $192.0M |
| 毛利率 | 57.2% | 78.4% |
| 营业利润率 | -7.9% | 34.9% |
| 净利率 | — | 15.5% |
| 营收同比 | 34.7% | 28.5% |
| 净利润同比 | — | 6.1% |
| 每股收益（稀释后） | $-0.11 | $0.31 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALKTGEN
| Q1 26 | — | $1.2B | ||
| Q4 25 | $120.8M | $1.2B | ||
| Q3 25 | $113.0M | $1.3B | ||
| Q2 25 | $112.1M | — | ||
| Q1 25 | $97.8M | $1.0B | ||
| Q4 24 | $89.7M | $986.0M | ||
| Q3 24 | $85.9M | $974.0M | ||
| Q2 24 | $82.2M | $965.0M |
净利润ALKTGEN
| Q1 26 | — | $192.0M | ||
| Q4 25 | — | $134.0M | ||
| Q3 25 | $-14.8M | $135.0M | ||
| Q2 25 | $-13.6M | — | ||
| Q1 25 | — | $142.0M | ||
| Q4 24 | — | $159.0M | ||
| Q3 24 | $-9.4M | $161.0M | ||
| Q2 24 | $-12.3M | $181.0M |
毛利率ALKTGEN
| Q1 26 | — | 78.4% | ||
| Q4 25 | 57.2% | 78.2% | ||
| Q3 25 | 56.8% | 78.8% | ||
| Q2 25 | 58.6% | — | ||
| Q1 25 | 59.0% | 80.3% | ||
| Q4 24 | 59.3% | 80.4% | ||
| Q3 24 | 58.9% | 80.1% | ||
| Q2 24 | 59.4% | 80.3% |
营业利润率ALKTGEN
| Q1 26 | — | 34.9% | ||
| Q4 25 | -7.9% | 35.9% | ||
| Q3 25 | -11.4% | 35.5% | ||
| Q2 25 | -14.2% | — | ||
| Q1 25 | -15.7% | 41.3% | ||
| Q4 24 | -9.6% | 37.9% | ||
| Q3 24 | -12.1% | 41.3% | ||
| Q2 24 | -16.1% | 43.2% |
净利率ALKTGEN
| Q1 26 | — | 15.5% | ||
| Q4 25 | — | 11.0% | ||
| Q3 25 | -13.1% | 10.7% | ||
| Q2 25 | -12.1% | — | ||
| Q1 25 | — | 14.1% | ||
| Q4 24 | — | 16.1% | ||
| Q3 24 | -11.0% | 16.5% | ||
| Q2 24 | -15.0% | 18.8% |
每股收益（稀释后）ALKTGEN
| Q1 26 | — | $0.31 | ||
| Q4 25 | $-0.11 | $0.21 | ||
| Q3 25 | $-0.14 | $0.22 | ||
| Q2 25 | $-0.13 | — | ||
| Q1 25 | $-0.08 | $0.22 | ||
| Q4 24 | $-0.07 | $0.26 | ||
| Q3 24 | $-0.09 | $0.26 | ||
| Q2 24 | $-0.13 | $0.29 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $63.5M | — |
| 总债务越低越好 | — | $8.4B |
| 股东权益账面价值 | $362.0M | $2.3B |
| 总资产 | $847.2M | $15.8B |
| 负债/权益比越低杠杆越低 | — | 3.61× |
8季度趋势，按日历期对齐
现金及短期投资ALKTGEN
| Q1 26 | — | — | ||
| Q4 25 | $63.5M | — | ||
| Q3 25 | $57.3M | — | ||
| Q2 25 | $52.4M | — | ||
| Q1 25 | $61.7M | $1.0B | ||
| Q4 24 | $94.4M | $883.0M | ||
| Q3 24 | $81.0M | $737.0M | ||
| Q2 24 | $61.4M | $644.0M |
总债务ALKTGEN
| Q1 26 | — | $8.4B | ||
| Q4 25 | — | $8.7B | ||
| Q3 25 | — | $8.9B | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $8.3B | ||
| Q4 24 | — | $8.5B | ||
| Q3 24 | — | $8.5B | ||
| Q2 24 | — | $8.5B |
股东权益ALKTGEN
| Q1 26 | — | $2.3B | ||
| Q4 25 | $362.0M | $2.5B | ||
| Q3 25 | $350.1M | $2.4B | ||
| Q2 25 | $344.0M | — | ||
| Q1 25 | $334.0M | $2.3B | ||
| Q4 24 | $357.0M | $2.2B | ||
| Q3 24 | $338.5M | $2.1B | ||
| Q2 24 | $327.2M | $2.0B |
总资产ALKTGEN
| Q1 26 | — | $15.8B | ||
| Q4 25 | $847.2M | $16.1B | ||
| Q3 25 | $835.2M | $16.4B | ||
| Q2 25 | $840.4M | — | ||
| Q1 25 | $837.2M | $15.5B | ||
| Q4 24 | $437.3M | $15.4B | ||
| Q3 24 | $422.2M | $15.5B | ||
| Q2 24 | $403.9M | $15.4B |
负债/权益比ALKTGEN
| Q1 26 | — | 3.61× | ||
| Q4 25 | — | 3.54× | ||
| Q3 25 | — | 3.75× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 3.64× | ||
| Q4 24 | — | 3.94× | ||
| Q3 24 | — | 4.06× | ||
| Q2 24 | — | 4.33× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $16.6M | — |
| 自由现金流经营现金流 - 资本支出 | $16.2M | — |
| 自由现金流率自由现金流/营收 | 13.4% | — |
| 资本支出强度资本支出/营收 | 0.3% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $41.4M | — |
8季度趋势，按日历期对齐
经营现金流ALKTGEN
| Q1 26 | — | — | ||
| Q4 25 | $16.6M | $541.0M | ||
| Q3 25 | $30.8M | $409.0M | ||
| Q2 25 | $1.2M | — | ||
| Q1 25 | $-5.7M | $473.0M | ||
| Q4 24 | $6.1M | $326.0M | ||
| Q3 24 | $11.0M | $158.0M | ||
| Q2 24 | $548.0K | $264.0M |
自由现金流ALKTGEN
| Q1 26 | — | — | ||
| Q4 25 | $16.2M | $535.0M | ||
| Q3 25 | $30.5M | $405.0M | ||
| Q2 25 | $760.0K | — | ||
| Q1 25 | $-6.1M | $470.0M | ||
| Q4 24 | $6.0M | $318.0M | ||
| Q3 24 | $10.7M | $156.0M | ||
| Q2 24 | $123.0K | $262.0M |
自由现金流率ALKTGEN
| Q1 26 | — | — | ||
| Q4 25 | 13.4% | 43.9% | ||
| Q3 25 | 27.0% | 32.2% | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | -6.3% | 46.5% | ||
| Q4 24 | 6.6% | 32.3% | ||
| Q3 24 | 12.4% | 16.0% | ||
| Q2 24 | 0.1% | 27.2% |
资本支出强度ALKTGEN
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | 0.5% | ||
| Q3 25 | 0.2% | 0.3% | ||
| Q2 25 | 0.4% | — | ||
| Q1 25 | 0.5% | 0.3% | ||
| Q4 24 | 0.2% | 0.8% | ||
| Q3 24 | 0.4% | 0.2% | ||
| Q2 24 | 0.5% | 0.2% |
现金转化率ALKTGEN
| Q1 26 | — | — | ||
| Q4 25 | — | 4.04× | ||
| Q3 25 | — | 3.03× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 3.33× | ||
| Q4 24 | — | 2.05× | ||
| Q3 24 | — | 0.98× | ||
| Q2 24 | — | 1.46× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALKT
| Saa S Subscription Services | $115.1M | 95% |
| Implementation Services | $3.6M | 3% |
| Service Other | $2.1M | 2% |
GEN
| Cyber Safety Platform | $819.0M | 66% |
| Trust Based Solutions | $421.0M | 34% |
| Net Interest Income On Notes Receivable | $4.0M | 0% |
