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ALKAMI TECHNOLOGY, INC.（ALKT）与牛津地产（IIPR）财务数据对比。点击上方公司名可切换其他公司
ALKAMI TECHNOLOGY, INC.的季度营收约是牛津地产的1.9倍（$126.1M vs $66.7M），牛津地产净利率更高（47.8% vs -7.9%，领先55.7%），ALKAMI TECHNOLOGY, INC.同比增速更快（28.9% vs -13.1%），过去两年ALKAMI TECHNOLOGY, INC.的营收复合增速更高（23.9% vs -6.0%）
Alkami科技是一家面向美国市场的云原生数字银行解决方案提供商，主要为社区银行、信用合作社等金融机构提供在线及移动银行系统、支付处理工具、数据分析模块与客户互动功能，助力合作机构优化终端用户的数字银行使用体验。
牛津地产是一家加拿大跨国企业，业务涵盖房地产投资、开发与物业管理。其投资组合包含写字楼、零售、工业、多户住宅、生命科学及酒店类资产。该公司1960年以私营企业形式创立，自2003年起成为安大略省市政雇员退休系统（OMERS）的全资子公司，总部设于多伦多，在纽约、伦敦、澳大利亚、新加坡及卢森堡均设有区域总部。
ALKT vs IIPR — 直观对比
营收规模更大
ALKT
是对方的1.9倍
$66.7M
营收增速更快
ALKT
高出42.1%
-13.1%
净利率更高
IIPR
高出55.7%
-7.9%
两年增速更快
ALKT
近两年复合增速
-6.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $126.1M | $66.7M |
| 净利润 | $-10.0M | $31.8M |
| 毛利率 | 58.6% | — |
| 营业利润率 | 36.9% | 47.8% |
| 净利率 | -7.9% | 47.8% |
| 营收同比 | 28.9% | -13.1% |
| 净利润同比 | -27.5% | -20.4% |
| 每股收益（稀释后） | — | $1.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALKTIIPR
| Q1 26 | $126.1M | — | ||
| Q4 25 | $120.8M | $66.7M | ||
| Q3 25 | $113.0M | $64.7M | ||
| Q2 25 | $112.1M | $62.9M | ||
| Q1 25 | $97.8M | $71.7M | ||
| Q4 24 | $89.7M | $76.7M | ||
| Q3 24 | $85.9M | $76.5M | ||
| Q2 24 | $82.2M | $79.8M |
净利润ALKTIIPR
| Q1 26 | $-10.0M | — | ||
| Q4 25 | — | $31.8M | ||
| Q3 25 | $-14.8M | $29.3M | ||
| Q2 25 | $-13.6M | $26.0M | ||
| Q1 25 | — | $31.1M | ||
| Q4 24 | — | $40.0M | ||
| Q3 24 | $-9.4M | $40.2M | ||
| Q2 24 | $-12.3M | $42.0M |
毛利率ALKTIIPR
| Q1 26 | 58.6% | — | ||
| Q4 25 | 57.2% | — | ||
| Q3 25 | 56.8% | — | ||
| Q2 25 | 58.6% | — | ||
| Q1 25 | 59.0% | — | ||
| Q4 24 | 59.3% | — | ||
| Q3 24 | 58.9% | — | ||
| Q2 24 | 59.4% | — |
营业利润率ALKTIIPR
| Q1 26 | 36.9% | — | ||
| Q4 25 | -7.9% | 47.8% | ||
| Q3 25 | -11.4% | 45.5% | ||
| Q2 25 | -14.2% | 45.9% | ||
| Q1 25 | -15.7% | 47.4% | ||
| Q4 24 | -9.6% | 54.7% | ||
| Q3 24 | -12.1% | 54.8% | ||
| Q2 24 | -16.1% | 53.1% |
净利率ALKTIIPR
| Q1 26 | -7.9% | — | ||
| Q4 25 | — | 47.8% | ||
| Q3 25 | -13.1% | 45.3% | ||
| Q2 25 | -12.1% | 41.4% | ||
| Q1 25 | — | 43.3% | ||
| Q4 24 | — | 52.2% | ||
| Q3 24 | -11.0% | 52.6% | ||
| Q2 24 | -15.0% | 52.6% |
每股收益（稀释后）ALKTIIPR
| Q1 26 | — | — | ||
| Q4 25 | $-0.11 | $1.07 | ||
| Q3 25 | $-0.14 | $0.97 | ||
| Q2 25 | $-0.13 | $0.86 | ||
| Q1 25 | $-0.08 | $1.03 | ||
| Q4 24 | $-0.07 | $1.35 | ||
| Q3 24 | $-0.09 | $1.37 | ||
| Q2 24 | $-0.13 | $1.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $40.4M | $47.6M |
| 总债务越低越好 | — | $393.7M |
| 股东权益账面价值 | $370.7M | $1.8B |
| 总资产 | $829.3M | $2.4B |
| 负债/权益比越低杠杆越低 | — | 0.21× |
8季度趋势，按日历期对齐
现金及短期投资ALKTIIPR
| Q1 26 | $40.4M | — | ||
| Q4 25 | $63.5M | $47.6M | ||
| Q3 25 | $57.3M | $41.9M | ||
| Q2 25 | $52.4M | $104.9M | ||
| Q1 25 | $61.7M | $133.3M | ||
| Q4 24 | $94.4M | $151.2M | ||
| Q3 24 | $81.0M | $172.4M | ||
| Q2 24 | $61.4M | $160.9M |
总债务ALKTIIPR
| Q1 26 | — | — | ||
| Q4 25 | — | $393.7M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益ALKTIIPR
| Q1 26 | $370.7M | — | ||
| Q4 25 | $362.0M | $1.8B | ||
| Q3 25 | $350.1M | $1.9B | ||
| Q2 25 | $344.0M | $1.9B | ||
| Q1 25 | $334.0M | $1.9B | ||
| Q4 24 | $357.0M | $1.9B | ||
| Q3 24 | $338.5M | $1.9B | ||
| Q2 24 | $327.2M | $1.9B |
总资产ALKTIIPR
| Q1 26 | $829.3M | — | ||
| Q4 25 | $847.2M | $2.4B | ||
| Q3 25 | $835.2M | $2.3B | ||
| Q2 25 | $840.4M | $2.3B | ||
| Q1 25 | $837.2M | $2.4B | ||
| Q4 24 | $437.3M | $2.4B | ||
| Q3 24 | $422.2M | $2.4B | ||
| Q2 24 | $403.9M | $2.4B |
负债/权益比ALKTIIPR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.21× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-4.8M | $198.2M |
| 自由现金流经营现金流 - 资本支出 | $-7.4M | — |
| 自由现金流率自由现金流/营收 | -5.8% | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 6.22× |
| 过去12个月自由现金流最近4个季度 | $40.1M | — |
8季度趋势，按日历期对齐
经营现金流ALKTIIPR
| Q1 26 | $-4.8M | — | ||
| Q4 25 | $16.6M | $198.2M | ||
| Q3 25 | $30.8M | $45.6M | ||
| Q2 25 | $1.2M | $48.4M | ||
| Q1 25 | $-5.7M | $54.2M | ||
| Q4 24 | $6.1M | $258.4M | ||
| Q3 24 | $11.0M | $64.9M | ||
| Q2 24 | $548.0K | $64.2M |
自由现金流ALKTIIPR
| Q1 26 | $-7.4M | — | ||
| Q4 25 | $16.2M | — | ||
| Q3 25 | $30.5M | — | ||
| Q2 25 | $760.0K | — | ||
| Q1 25 | $-6.1M | — | ||
| Q4 24 | $6.0M | — | ||
| Q3 24 | $10.7M | — | ||
| Q2 24 | $123.0K | — |
自由现金流率ALKTIIPR
| Q1 26 | -5.8% | — | ||
| Q4 25 | 13.4% | — | ||
| Q3 25 | 27.0% | — | ||
| Q2 25 | 0.7% | — | ||
| Q1 25 | -6.3% | — | ||
| Q4 24 | 6.6% | — | ||
| Q3 24 | 12.4% | — | ||
| Q2 24 | 0.1% | — |
资本支出强度ALKTIIPR
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | — | ||
| Q3 25 | 0.2% | — | ||
| Q2 25 | 0.4% | — | ||
| Q1 25 | 0.5% | — | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.5% | — |
现金转化率ALKTIIPR
| Q1 26 | — | — | ||
| Q4 25 | — | 6.22× | ||
| Q3 25 | — | 1.56× | ||
| Q2 25 | — | 1.86× | ||
| Q1 25 | — | 1.75× | ||
| Q4 24 | — | 6.46× | ||
| Q3 24 | — | 1.61× | ||
| Q2 24 | — | 1.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
