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ALKAMI TECHNOLOGY, INC.（ALKT）与MP Materials Corp.（MP）财务数据对比。点击上方公司名可切换其他公司
ALKAMI TECHNOLOGY, INC.的季度营收约是MP Materials Corp.的1.4倍（$126.1M vs $90.6M），ALKAMI TECHNOLOGY, INC.净利率更高（-7.9% vs -8.8%，领先0.9%），MP Materials Corp.同比增速更快（49.1% vs 28.9%），过去两年MP Materials Corp.的营收复合增速更高（70.3% vs 23.9%）
Alkami科技是一家面向美国市场的云原生数字银行解决方案提供商，主要为社区银行、信用合作社等金融机构提供在线及移动银行系统、支付处理工具、数据分析模块与客户互动功能，助力合作机构优化终端用户的数字银行使用体验。
MP Materials Corp.是总部位于美国的稀土材料生产商，拥有并运营加利福尼亚州芒廷帕斯矿，这是西半球唯一在产的稀土开采及加工设施，所产核心材料可广泛应用于电动汽车、风力发电机、国防工业等多个关键领域。
ALKT vs MP — 直观对比
营收规模更大
ALKT
是对方的1.4倍
$90.6M
营收增速更快
MP
高出20.1%
28.9%
净利率更高
ALKT
高出0.9%
-8.8%
两年增速更快
MP
近两年复合增速
23.9%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $126.1M | $90.6M |
| 净利润 | $-10.0M | $-8.0M |
| 毛利率 | 58.6% | — |
| 营业利润率 | 36.9% | — |
| 净利率 | -7.9% | -8.8% |
| 营收同比 | 28.9% | 49.1% |
| 净利润同比 | -27.5% | 64.8% |
| 每股收益（稀释后） | — | $-0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALKTMP
| Q1 26 | $126.1M | $90.6M | ||
| Q4 25 | $120.8M | $52.7M | ||
| Q3 25 | $113.0M | $53.6M | ||
| Q2 25 | $112.1M | $57.4M | ||
| Q1 25 | $97.8M | $60.8M | ||
| Q4 24 | $89.7M | $61.0M | ||
| Q3 24 | $85.9M | $62.9M | ||
| Q2 24 | $82.2M | $31.3M |
净利润ALKTMP
| Q1 26 | $-10.0M | $-8.0M | ||
| Q4 25 | — | $9.4M | ||
| Q3 25 | $-14.8M | $-41.8M | ||
| Q2 25 | $-13.6M | $-30.9M | ||
| Q1 25 | — | $-22.6M | ||
| Q4 24 | — | $-22.3M | ||
| Q3 24 | $-9.4M | $-25.5M | ||
| Q2 24 | $-12.3M | $-34.1M |
毛利率ALKTMP
| Q1 26 | 58.6% | — | ||
| Q4 25 | 57.2% | — | ||
| Q3 25 | 56.8% | — | ||
| Q2 25 | 58.6% | — | ||
| Q1 25 | 59.0% | — | ||
| Q4 24 | 59.3% | — | ||
| Q3 24 | 58.9% | — | ||
| Q2 24 | 59.4% | — |
营业利润率ALKTMP
| Q1 26 | 36.9% | — | ||
| Q4 25 | -7.9% | -7.0% | ||
| Q3 25 | -11.4% | -125.2% | ||
| Q2 25 | -14.2% | -76.5% | ||
| Q1 25 | -15.7% | -57.2% | ||
| Q4 24 | -9.6% | -72.1% | ||
| Q3 24 | -12.1% | -62.8% | ||
| Q2 24 | -16.1% | -171.1% |
净利率ALKTMP
| Q1 26 | -7.9% | -8.8% | ||
| Q4 25 | — | 17.9% | ||
| Q3 25 | -13.1% | -78.0% | ||
| Q2 25 | -12.1% | -53.8% | ||
| Q1 25 | — | -37.2% | ||
| Q4 24 | — | -36.6% | ||
| Q3 24 | -11.0% | -40.5% | ||
| Q2 24 | -15.0% | -108.9% |
每股收益（稀释后）ALKTMP
| Q1 26 | — | $-0.04 | ||
| Q4 25 | $-0.11 | $0.07 | ||
| Q3 25 | $-0.14 | $-0.24 | ||
| Q2 25 | $-0.13 | $-0.19 | ||
| Q1 25 | $-0.08 | $-0.14 | ||
| Q4 24 | $-0.07 | $-0.12 | ||
| Q3 24 | $-0.09 | $-0.16 | ||
| Q2 24 | $-0.13 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $40.4M | $1.7B |
| 总债务越低越好 | — | $1.0B |
| 股东权益账面价值 | $370.7M | $2.0B |
| 总资产 | $829.3M | $3.8B |
| 负债/权益比越低杠杆越低 | — | 0.51× |
8季度趋势，按日历期对齐
现金及短期投资ALKTMP
| Q1 26 | $40.4M | $1.7B | ||
| Q4 25 | $63.5M | $1.2B | ||
| Q3 25 | $57.3M | $1.1B | ||
| Q2 25 | $52.4M | $261.5M | ||
| Q1 25 | $61.7M | $198.3M | ||
| Q4 24 | $94.4M | $282.4M | ||
| Q3 24 | $81.0M | $284.4M | ||
| Q2 24 | $61.4M | $295.6M |
总债务ALKTMP
| Q1 26 | — | $1.0B | ||
| Q4 25 | — | $998.7M | ||
| Q3 25 | — | $997.3M | ||
| Q2 25 | — | $910.8M | ||
| Q1 25 | — | $909.8M | ||
| Q4 24 | — | $908.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益ALKTMP
| Q1 26 | $370.7M | $2.0B | ||
| Q4 25 | $362.0M | $2.0B | ||
| Q3 25 | $350.1M | $2.0B | ||
| Q2 25 | $344.0M | $1.0B | ||
| Q1 25 | $334.0M | $1.0B | ||
| Q4 24 | $357.0M | $1.1B | ||
| Q3 24 | $338.5M | $1.1B | ||
| Q2 24 | $327.2M | $1.1B |
总资产ALKTMP
| Q1 26 | $829.3M | $3.8B | ||
| Q4 25 | $847.2M | $3.9B | ||
| Q3 25 | $835.2M | $3.8B | ||
| Q2 25 | $840.4M | $2.3B | ||
| Q1 25 | $837.2M | $2.4B | ||
| Q4 24 | $437.3M | $2.3B | ||
| Q3 24 | $422.2M | $2.3B | ||
| Q2 24 | $403.9M | $2.4B |
负债/权益比ALKTMP
| Q1 26 | — | 0.51× | ||
| Q4 25 | — | 0.50× | ||
| Q3 25 | — | 0.51× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.88× | ||
| Q4 24 | — | 0.86× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-4.8M | $-1.9M |
| 自由现金流经营现金流 - 资本支出 | $-7.4M | — |
| 自由现金流率自由现金流/营收 | -5.8% | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $40.1M | — |
8季度趋势，按日历期对齐
经营现金流ALKTMP
| Q1 26 | $-4.8M | $-1.9M | ||
| Q4 25 | $16.6M | $-46.9M | ||
| Q3 25 | $30.8M | $-42.0M | ||
| Q2 25 | $1.2M | $-3.7M | ||
| Q1 25 | $-5.7M | $-63.2M | ||
| Q4 24 | $6.1M | $30.5M | ||
| Q3 24 | $11.0M | $-6.8M | ||
| Q2 24 | $548.0K | $30.8M |
自由现金流ALKTMP
| Q1 26 | $-7.4M | — | ||
| Q4 25 | $16.2M | $-109.3M | ||
| Q3 25 | $30.5M | $-92.5M | ||
| Q2 25 | $760.0K | $-32.7M | ||
| Q1 25 | $-6.1M | $-93.7M | ||
| Q4 24 | $6.0M | $-11.2M | ||
| Q3 24 | $10.7M | $-53.3M | ||
| Q2 24 | $123.0K | $-15.6M |
自由现金流率ALKTMP
| Q1 26 | -5.8% | — | ||
| Q4 25 | 13.4% | -207.4% | ||
| Q3 25 | 27.0% | -172.8% | ||
| Q2 25 | 0.7% | -56.9% | ||
| Q1 25 | -6.3% | -154.0% | ||
| Q4 24 | 6.6% | -18.3% | ||
| Q3 24 | 12.4% | -84.7% | ||
| Q2 24 | 0.1% | -50.1% |
资本支出强度ALKTMP
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | 118.5% | ||
| Q3 25 | 0.2% | 94.3% | ||
| Q2 25 | 0.4% | 50.5% | ||
| Q1 25 | 0.5% | 50.1% | ||
| Q4 24 | 0.2% | 68.3% | ||
| Q3 24 | 0.4% | 73.8% | ||
| Q2 24 | 0.5% | 148.7% |
现金转化率ALKTMP
| Q1 26 | — | — | ||
| Q4 25 | — | -4.97× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALKT
暂无分部数据
MP
| Materials Segment | $72.2M | 80% |
| Magnetics Segment | $21.1M | 23% |
