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ALKAMI TECHNOLOGY, INC.（ALKT）与Resolute Holdings Management, Inc.（RHLD）财务数据对比。点击上方公司名可切换其他公司
ALKAMI TECHNOLOGY, INC.的季度营收约是Resolute Holdings Management, Inc.的1.1倍（$126.1M vs $117.7M），Resolute Holdings Management, Inc.净利率更高（-1.5% vs -7.9%，领先6.4%），Resolute Holdings Management, Inc.自由现金流更多（$189.2M vs $-7.4M）
Alkami科技是一家面向美国市场的云原生数字银行解决方案提供商，主要为社区银行、信用合作社等金融机构提供在线及移动银行系统、支付处理工具、数据分析模块与客户互动功能，助力合作机构优化终端用户的数字银行使用体验。
Resolute Holdings Management, Inc.是一家澳大利亚矿业企业，核心业务布局于非洲地区，目前运营两座金矿，分别为位于马里的 Syama 金矿和塞内加尔的 Mako 金矿，专注于黄金资源的勘探、开采及相关运营管理工作。
ALKT vs RHLD — 直观对比
营收规模更大
ALKT
是对方的1.1倍
$117.7M
净利率更高
RHLD
高出6.4%
-7.9%
自由现金流更多
RHLD
多$196.6M
$-7.4M
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $126.1M | $117.7M |
| 净利润 | $-10.0M | $-1.7M |
| 毛利率 | 58.6% | 55.7% |
| 营业利润率 | 36.9% | 30.2% |
| 净利率 | -7.9% | -1.5% |
| 营收同比 | 28.9% | — |
| 净利润同比 | -27.5% | — |
| 每股收益（稀释后） | — | $-0.20 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALKTRHLD
| Q1 26 | $126.1M | — | ||
| Q4 25 | $120.8M | $117.7M | ||
| Q3 25 | $113.0M | $120.9M | ||
| Q2 25 | $112.1M | $119.6M | ||
| Q1 25 | $97.8M | $103.9M | ||
| Q4 24 | $89.7M | — | ||
| Q3 24 | $85.9M | — | ||
| Q2 24 | $82.2M | — |
净利润ALKTRHLD
| Q1 26 | $-10.0M | — | ||
| Q4 25 | — | $-1.7M | ||
| Q3 25 | $-14.8M | $-231.0K | ||
| Q2 25 | $-13.6M | $-611.0K | ||
| Q1 25 | — | $-3.4M | ||
| Q4 24 | — | — | ||
| Q3 24 | $-9.4M | — | ||
| Q2 24 | $-12.3M | — |
毛利率ALKTRHLD
| Q1 26 | 58.6% | — | ||
| Q4 25 | 57.2% | 55.7% | ||
| Q3 25 | 56.8% | 59.0% | ||
| Q2 25 | 58.6% | 57.5% | ||
| Q1 25 | 59.0% | 52.5% | ||
| Q4 24 | 59.3% | — | ||
| Q3 24 | 58.9% | — | ||
| Q2 24 | 59.4% | — |
营业利润率ALKTRHLD
| Q1 26 | 36.9% | — | ||
| Q4 25 | -7.9% | 30.2% | ||
| Q3 25 | -11.4% | 34.3% | ||
| Q2 25 | -14.2% | 34.0% | ||
| Q1 25 | -15.7% | 24.7% | ||
| Q4 24 | -9.6% | — | ||
| Q3 24 | -12.1% | — | ||
| Q2 24 | -16.1% | — |
净利率ALKTRHLD
| Q1 26 | -7.9% | — | ||
| Q4 25 | — | -1.5% | ||
| Q3 25 | -13.1% | -0.2% | ||
| Q2 25 | -12.1% | -0.5% | ||
| Q1 25 | — | -3.2% | ||
| Q4 24 | — | — | ||
| Q3 24 | -11.0% | — | ||
| Q2 24 | -15.0% | — |
每股收益（稀释后）ALKTRHLD
| Q1 26 | — | — | ||
| Q4 25 | $-0.11 | $-0.20 | ||
| Q3 25 | $-0.14 | $-0.03 | ||
| Q2 25 | $-0.13 | $-0.07 | ||
| Q1 25 | $-0.08 | $-0.39 | ||
| Q4 24 | $-0.07 | — | ||
| Q3 24 | $-0.09 | — | ||
| Q2 24 | $-0.13 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $40.4M | $205.5M |
| 总债务越低越好 | — | $169.8M |
| 股东权益账面价值 | $370.7M | $6.5M |
| 总资产 | $829.3M | $333.4M |
| 负债/权益比越低杠杆越低 | — | 26.03× |
8季度趋势，按日历期对齐
现金及短期投资ALKTRHLD
| Q1 26 | $40.4M | — | ||
| Q4 25 | $63.5M | $205.5M | ||
| Q3 25 | $57.3M | $148.0M | ||
| Q2 25 | $52.4M | $99.9M | ||
| Q1 25 | $61.7M | $71.0M | ||
| Q4 24 | $94.4M | — | ||
| Q3 24 | $81.0M | — | ||
| Q2 24 | $61.4M | — |
总债务ALKTRHLD
| Q1 26 | — | — | ||
| Q4 25 | — | $169.8M | ||
| Q3 25 | — | $173.4M | ||
| Q2 25 | — | $177.1M | ||
| Q1 25 | — | $180.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益ALKTRHLD
| Q1 26 | $370.7M | — | ||
| Q4 25 | $362.0M | $6.5M | ||
| Q3 25 | $350.1M | $10.8M | ||
| Q2 25 | $344.0M | $9.6M | ||
| Q1 25 | $334.0M | $8.9M | ||
| Q4 24 | $357.0M | — | ||
| Q3 24 | $338.5M | — | ||
| Q2 24 | $327.2M | — |
总资产ALKTRHLD
| Q1 26 | $829.3M | — | ||
| Q4 25 | $847.2M | $333.4M | ||
| Q3 25 | $835.2M | $293.2M | ||
| Q2 25 | $840.4M | $253.3M | ||
| Q1 25 | $837.2M | $214.3M | ||
| Q4 24 | $437.3M | — | ||
| Q3 24 | $422.2M | — | ||
| Q2 24 | $403.9M | — |
负债/权益比ALKTRHLD
| Q1 26 | — | — | ||
| Q4 25 | — | 26.03× | ||
| Q3 25 | — | 16.01× | ||
| Q2 25 | — | 18.42× | ||
| Q1 25 | — | 20.38× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-4.8M | $196.1M |
| 自由现金流经营现金流 - 资本支出 | $-7.4M | $189.2M |
| 自由现金流率自由现金流/营收 | -5.8% | 160.8% |
| 资本支出强度资本支出/营收 | — | 5.8% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $40.1M | $313.2M |
8季度趋势，按日历期对齐
经营现金流ALKTRHLD
| Q1 26 | $-4.8M | — | ||
| Q4 25 | $16.6M | $196.1M | ||
| Q3 25 | $30.8M | $59.6M | ||
| Q2 25 | $1.2M | $48.9M | ||
| Q1 25 | $-5.7M | $18.4M | ||
| Q4 24 | $6.1M | — | ||
| Q3 24 | $11.0M | — | ||
| Q2 24 | $548.0K | — |
自由现金流ALKTRHLD
| Q1 26 | $-7.4M | — | ||
| Q4 25 | $16.2M | $189.2M | ||
| Q3 25 | $30.5M | $58.6M | ||
| Q2 25 | $760.0K | $47.5M | ||
| Q1 25 | $-6.1M | $17.8M | ||
| Q4 24 | $6.0M | — | ||
| Q3 24 | $10.7M | — | ||
| Q2 24 | $123.0K | — |
自由现金流率ALKTRHLD
| Q1 26 | -5.8% | — | ||
| Q4 25 | 13.4% | 160.8% | ||
| Q3 25 | 27.0% | 48.5% | ||
| Q2 25 | 0.7% | 39.7% | ||
| Q1 25 | -6.3% | 17.1% | ||
| Q4 24 | 6.6% | — | ||
| Q3 24 | 12.4% | — | ||
| Q2 24 | 0.1% | — |
资本支出强度ALKTRHLD
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | 5.8% | ||
| Q3 25 | 0.2% | 0.8% | ||
| Q2 25 | 0.4% | 1.2% | ||
| Q1 25 | 0.5% | 0.6% | ||
| Q4 24 | 0.2% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.5% | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
