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ALKAMI TECHNOLOGY, INC.（ALKT）与null（SWIM）财务数据对比。点击上方公司名可切换其他公司
ALKAMI TECHNOLOGY, INC.的季度营收约是null的1.3倍（$126.1M vs $100.0M），null净利率更高（-7.0% vs -7.9%，领先0.9%），ALKAMI TECHNOLOGY, INC.同比增速更快（28.9% vs 14.5%），null自由现金流更多（$14.1M vs $-7.4M），过去两年ALKAMI TECHNOLOGY, INC.的营收复合增速更高（23.9% vs -4.9%）
Alkami科技是一家面向美国市场的云原生数字银行解决方案提供商，主要为社区银行、信用合作社等金融机构提供在线及移动银行系统、支付处理工具、数据分析模块与客户互动功能，助力合作机构优化终端用户的数字银行使用体验。
该企业是一家源自美国的跨国律师事务所，1934年创立于加利福尼亚州洛杉矶，在诉讼业务、公司法务以及监管合规法律领域拥有深厚的行业积累与知名度，是全球颇具影响力的综合性律所之一。
ALKT vs SWIM — 直观对比
营收规模更大
ALKT
是对方的1.3倍
$100.0M
营收增速更快
ALKT
高出14.4%
14.5%
净利率更高
SWIM
高出0.9%
-7.9%
自由现金流更多
SWIM
多$21.5M
$-7.4M
两年增速更快
ALKT
近两年复合增速
-4.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $126.1M | $100.0M |
| 净利润 | $-10.0M | $-7.0M |
| 毛利率 | 58.6% | 28.0% |
| 营业利润率 | 36.9% | -10.7% |
| 净利率 | -7.9% | -7.0% |
| 营收同比 | 28.9% | 14.5% |
| 净利润同比 | -27.5% | 76.0% |
| 每股收益（稀释后） | — | $-0.06 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALKTSWIM
| Q1 26 | $126.1M | — | ||
| Q4 25 | $120.8M | $100.0M | ||
| Q3 25 | $113.0M | $161.9M | ||
| Q2 25 | $112.1M | $172.6M | ||
| Q1 25 | $97.8M | $111.4M | ||
| Q4 24 | $89.7M | $87.3M | ||
| Q3 24 | $85.9M | $150.5M | ||
| Q2 24 | $82.2M | $160.1M |
净利润ALKTSWIM
| Q1 26 | $-10.0M | — | ||
| Q4 25 | — | $-7.0M | ||
| Q3 25 | $-14.8M | $8.1M | ||
| Q2 25 | $-13.6M | $16.0M | ||
| Q1 25 | — | $-6.0M | ||
| Q4 24 | — | $-29.2M | ||
| Q3 24 | $-9.4M | $5.9M | ||
| Q2 24 | $-12.3M | $13.3M |
毛利率ALKTSWIM
| Q1 26 | 58.6% | — | ||
| Q4 25 | 57.2% | 28.0% | ||
| Q3 25 | 56.8% | 35.4% | ||
| Q2 25 | 58.6% | 37.1% | ||
| Q1 25 | 59.0% | 29.5% | ||
| Q4 24 | 59.3% | 24.6% | ||
| Q3 24 | 58.9% | 32.4% | ||
| Q2 24 | 59.4% | 33.1% |
营业利润率ALKTSWIM
| Q1 26 | 36.9% | — | ||
| Q4 25 | -7.9% | -10.7% | ||
| Q3 25 | -11.4% | 13.3% | ||
| Q2 25 | -14.2% | 14.3% | ||
| Q1 25 | -15.7% | -4.4% | ||
| Q4 24 | -9.6% | -14.9% | ||
| Q3 24 | -12.1% | 8.9% | ||
| Q2 24 | -16.1% | 12.5% |
净利率ALKTSWIM
| Q1 26 | -7.9% | — | ||
| Q4 25 | — | -7.0% | ||
| Q3 25 | -13.1% | 5.0% | ||
| Q2 25 | -12.1% | 9.3% | ||
| Q1 25 | — | -5.4% | ||
| Q4 24 | — | -33.4% | ||
| Q3 24 | -11.0% | 3.9% | ||
| Q2 24 | -15.0% | 8.3% |
每股收益（稀释后）ALKTSWIM
| Q1 26 | — | — | ||
| Q4 25 | $-0.11 | $-0.06 | ||
| Q3 25 | $-0.14 | $0.07 | ||
| Q2 25 | $-0.13 | $0.13 | ||
| Q1 25 | $-0.08 | $-0.05 | ||
| Q4 24 | $-0.07 | $-0.24 | ||
| Q3 24 | $-0.09 | $0.05 | ||
| Q2 24 | $-0.13 | $0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $40.4M | — |
| 总债务越低越好 | — | $279.8M |
| 股东权益账面价值 | $370.7M | $405.9M |
| 总资产 | $829.3M | $823.2M |
| 负债/权益比越低杠杆越低 | — | 0.69× |
8季度趋势，按日历期对齐
现金及短期投资ALKTSWIM
| Q1 26 | $40.4M | — | ||
| Q4 25 | $63.5M | — | ||
| Q3 25 | $57.3M | — | ||
| Q2 25 | $52.4M | — | ||
| Q1 25 | $61.7M | — | ||
| Q4 24 | $94.4M | — | ||
| Q3 24 | $81.0M | — | ||
| Q2 24 | $61.4M | — |
总债务ALKTSWIM
| Q1 26 | — | — | ||
| Q4 25 | — | $279.8M | ||
| Q3 25 | — | $281.1M | ||
| Q2 25 | — | $281.5M | ||
| Q1 25 | — | $306.9M | ||
| Q4 24 | — | $281.5M | ||
| Q3 24 | — | $282.8M | ||
| Q2 24 | — | $282.4M |
股东权益ALKTSWIM
| Q1 26 | $370.7M | — | ||
| Q4 25 | $362.0M | $405.9M | ||
| Q3 25 | $350.1M | $408.4M | ||
| Q2 25 | $344.0M | $398.4M | ||
| Q1 25 | $334.0M | $381.1M | ||
| Q4 24 | $357.0M | $387.2M | ||
| Q3 24 | $338.5M | $416.6M | ||
| Q2 24 | $327.2M | $408.1M |
总资产ALKTSWIM
| Q1 26 | $829.3M | — | ||
| Q4 25 | $847.2M | $823.2M | ||
| Q3 25 | $835.2M | $844.4M | ||
| Q2 25 | $840.4M | $822.1M | ||
| Q1 25 | $837.2M | $824.6M | ||
| Q4 24 | $437.3M | $794.2M | ||
| Q3 24 | $422.2M | $853.4M | ||
| Q2 24 | $403.9M | $830.0M |
负债/权益比ALKTSWIM
| Q1 26 | — | — | ||
| Q4 25 | — | 0.69× | ||
| Q3 25 | — | 0.69× | ||
| Q2 25 | — | 0.71× | ||
| Q1 25 | — | 0.81× | ||
| Q4 24 | — | 0.73× | ||
| Q3 24 | — | 0.68× | ||
| Q2 24 | — | 0.69× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-4.8M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $-7.4M | $14.1M |
| 自由现金流率自由现金流/营收 | -5.8% | 14.1% |
| 资本支出强度资本支出/营收 | — | 9.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $40.1M | $38.0M |
8季度趋势，按日历期对齐
经营现金流ALKTSWIM
| Q1 26 | $-4.8M | — | ||
| Q4 25 | $16.6M | $23.3M | ||
| Q3 25 | $30.8M | $51.0M | ||
| Q2 25 | $1.2M | $36.0M | ||
| Q1 25 | $-5.7M | $-46.9M | ||
| Q4 24 | $6.1M | $6.2M | ||
| Q3 24 | $11.0M | $37.2M | ||
| Q2 24 | $548.0K | $52.4M |
自由现金流ALKTSWIM
| Q1 26 | $-7.4M | — | ||
| Q4 25 | $16.2M | $14.1M | ||
| Q3 25 | $30.5M | $45.2M | ||
| Q2 25 | $760.0K | $29.1M | ||
| Q1 25 | $-6.1M | $-50.3M | ||
| Q4 24 | $6.0M | $-98.0K | ||
| Q3 24 | $10.7M | $33.2M | ||
| Q2 24 | $123.0K | $47.9M |
自由现金流率ALKTSWIM
| Q1 26 | -5.8% | — | ||
| Q4 25 | 13.4% | 14.1% | ||
| Q3 25 | 27.0% | 27.9% | ||
| Q2 25 | 0.7% | 16.8% | ||
| Q1 25 | -6.3% | -45.2% | ||
| Q4 24 | 6.6% | -0.1% | ||
| Q3 24 | 12.4% | 22.1% | ||
| Q2 24 | 0.1% | 29.9% |
资本支出强度ALKTSWIM
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | 9.2% | ||
| Q3 25 | 0.2% | 3.6% | ||
| Q2 25 | 0.4% | 4.0% | ||
| Q1 25 | 0.5% | 3.1% | ||
| Q4 24 | 0.2% | 7.2% | ||
| Q3 24 | 0.4% | 2.7% | ||
| Q2 24 | 0.5% | 2.8% |
现金转化率ALKTSWIM
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 6.29× | ||
| Q2 25 | — | 2.25× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 6.32× | ||
| Q2 24 | — | 3.95× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALKT
暂无分部数据
SWIM
| In Ground Swimming Pools | $50.2M | 50% |
| Covers | $37.0M | 37% |
| Liners | $12.7M | 13% |
