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好事达（ALL）与Essent Group Ltd.（ESNT）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是Essent Group Ltd.的55.5倍（$17.3B vs $312.4M）。Essent Group Ltd.净利率更高（49.6% vs 22.1%，领先27.5%）。好事达同比增速更快（5.1% vs -0.8%）。好事达自由现金流更多（$2.9B vs $228.0M）。过去两年好事达的营收复合增速更高（6.6% vs 2.3%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
Essentra PLC是一家面向全球市场的塑料及纤维产品供应商，总部位于英国牛津郡基德灵顿，业务网络覆盖全球多个区域，目前在伦敦证券交易所上市，可面向各行业客户提供多元化的相关产品及配套服务，在所属细分领域拥有较高的市场认可度。
ALL vs ESNT — 直观对比
营收规模更大
ALL
是对方的55.5倍
$312.4M
营收增速更快
ALL
高出5.9%
-0.8%
净利率更高
ESNT
高出27.5%
22.1%
自由现金流更多
ALL
多$2.7B
$228.0M
两年增速更快
ALL
近两年复合增速
2.3%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $17.3B | $312.4M |
| 净利润 | $3.8B | $155.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 59.1% |
| 净利率 | 22.1% | 49.6% |
| 营收同比 | 5.1% | -0.8% |
| 净利润同比 | 98.8% | -7.7% |
| 每股收益（稀释后） | $14.24 | $1.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLESNT
| Q4 25 | $17.3B | $312.4M | ||
| Q3 25 | $17.3B | $311.8M | ||
| Q2 25 | $16.6B | $319.1M | ||
| Q1 25 | $16.5B | $317.6M | ||
| Q4 24 | $16.5B | $315.0M | ||
| Q3 24 | $16.6B | $316.6M | ||
| Q2 24 | $15.7B | $312.9M | ||
| Q1 24 | $15.3B | $298.4M |
净利润ALLESNT
| Q4 25 | $3.8B | $155.0M | ||
| Q3 25 | $3.7B | $164.2M | ||
| Q2 25 | $2.1B | $195.3M | ||
| Q1 25 | $595.0M | $175.4M | ||
| Q4 24 | $1.9B | $167.9M | ||
| Q3 24 | $1.2B | $176.2M | ||
| Q2 24 | $331.0M | $203.6M | ||
| Q1 24 | $1.2B | $181.7M |
营业利润率ALLESNT
| Q4 25 | — | 59.1% | ||
| Q3 25 | — | 63.9% | ||
| Q2 25 | — | 72.4% | ||
| Q1 25 | — | 65.2% | ||
| Q4 24 | — | 61.9% | ||
| Q3 24 | — | 65.6% | ||
| Q2 24 | — | 76.4% | ||
| Q1 24 | — | 71.6% |
净利率ALLESNT
| Q4 25 | 22.1% | 49.6% | ||
| Q3 25 | 21.7% | 52.7% | ||
| Q2 25 | 12.7% | 61.2% | ||
| Q1 25 | 3.6% | 55.2% | ||
| Q4 24 | 11.7% | 53.3% | ||
| Q3 24 | 7.2% | 55.6% | ||
| Q2 24 | 2.1% | 65.1% | ||
| Q1 24 | 8.0% | 60.9% |
每股收益（稀释后）ALLESNT
| Q4 25 | $14.24 | $1.61 | ||
| Q3 25 | $13.95 | $1.67 | ||
| Q2 25 | $7.76 | $1.93 | ||
| Q1 25 | $2.11 | $1.69 | ||
| Q4 24 | $7.07 | $1.59 | ||
| Q3 24 | $4.33 | $1.65 | ||
| Q2 24 | $1.13 | $1.91 | ||
| Q1 24 | $4.46 | $1.70 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9B | — |
| 总债务越低越好 | $7.5B | — |
| 股东权益账面价值 | $30.6B | $5.8B |
| 总资产 | $119.8B | $7.4B |
| 负债/权益比越低杠杆越低 | 0.24× | — |
8季度趋势，按日历期对齐
现金及短期投资ALLESNT
| Q4 25 | $4.9B | — | ||
| Q3 25 | $8.7B | — | ||
| Q2 25 | $9.6B | — | ||
| Q1 25 | $6.5B | — | ||
| Q4 24 | $4.5B | — | ||
| Q3 24 | $7.0B | — | ||
| Q2 24 | $5.3B | — | ||
| Q1 24 | $4.3B | — |
总债务ALLESNT
| Q4 25 | $7.5B | — | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — | ||
| Q1 24 | $7.9B | — |
股东权益ALLESNT
| Q4 25 | $30.6B | $5.8B | ||
| Q3 25 | $27.5B | $5.7B | ||
| Q2 25 | $24.0B | $5.7B | ||
| Q1 25 | $22.1B | $5.7B | ||
| Q4 24 | $21.4B | $5.6B | ||
| Q3 24 | $20.9B | $5.6B | ||
| Q2 24 | $18.6B | $5.4B | ||
| Q1 24 | $18.6B | $5.2B |
总资产ALLESNT
| Q4 25 | $119.8B | $7.4B | ||
| Q3 25 | $120.4B | $7.4B | ||
| Q2 25 | $115.9B | $7.2B | ||
| Q1 25 | $115.2B | $7.2B | ||
| Q4 24 | $111.6B | $7.1B | ||
| Q3 24 | $113.7B | $7.1B | ||
| Q2 24 | $108.4B | $6.7B | ||
| Q1 24 | $105.2B | $6.6B |
负债/权益比ALLESNT
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — | ||
| Q1 24 | 0.43× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.0B | $229.1M |
| 自由现金流经营现金流 - 资本支出 | $2.9B | $228.0M |
| 自由现金流率自由现金流/营收 | 16.7% | 73.0% |
| 资本支出强度资本支出/营收 | 0.5% | 0.4% |
| 现金转化率经营现金流/净利润 | 0.78× | 1.48× |
| 过去12个月自由现金流最近4个季度 | $9.9B | $848.7M |
8季度趋势，按日历期对齐
经营现金流ALLESNT
| Q4 25 | $3.0B | $229.1M | ||
| Q3 25 | $3.3B | $215.9M | ||
| Q2 25 | $1.9B | $189.5M | ||
| Q1 25 | $2.0B | $221.6M | ||
| Q4 24 | $1.7B | $226.7M | ||
| Q3 24 | $3.2B | $229.2M | ||
| Q2 24 | $2.4B | $188.7M | ||
| Q1 24 | $1.7B | $216.9M |
自由现金流ALLESNT
| Q4 25 | $2.9B | $228.0M | ||
| Q3 25 | $3.2B | $210.6M | ||
| Q2 25 | $1.9B | $188.8M | ||
| Q1 25 | $1.9B | $221.3M | ||
| Q4 24 | $1.7B | $226.0M | ||
| Q3 24 | $3.1B | $228.7M | ||
| Q2 24 | $2.3B | $187.6M | ||
| Q1 24 | $1.6B | $212.5M |
自由现金流率ALLESNT
| Q4 25 | 16.7% | 73.0% | ||
| Q3 25 | 18.8% | 67.5% | ||
| Q2 25 | 11.3% | 59.2% | ||
| Q1 25 | 11.4% | 69.7% | ||
| Q4 24 | 10.0% | 71.7% | ||
| Q3 24 | 18.9% | 72.2% | ||
| Q2 24 | 14.7% | 60.0% | ||
| Q1 24 | 10.6% | 71.2% |
资本支出强度ALLESNT
| Q4 25 | 0.5% | 0.4% | ||
| Q3 25 | 0.3% | 1.7% | ||
| Q2 25 | 0.0% | 0.2% | ||
| Q1 25 | 0.6% | 0.1% | ||
| Q4 24 | 0.3% | 0.2% | ||
| Q3 24 | 0.4% | 0.2% | ||
| Q2 24 | 0.4% | 0.3% | ||
| Q1 24 | 0.3% | 1.5% |
现金转化率ALLESNT
| Q4 25 | 0.78× | 1.48× | ||
| Q3 25 | 0.88× | 1.31× | ||
| Q2 25 | 0.89× | 0.97× | ||
| Q1 25 | 3.30× | 1.26× | ||
| Q4 24 | 0.88× | 1.35× | ||
| Q3 24 | 2.69× | 1.30× | ||
| Q2 24 | 7.13× | 0.93× | ||
| Q1 24 | 1.37× | 1.19× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
