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好事达（ALL）与Fidelity National Financial, Inc.（FNF）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是Fidelity National Financial, Inc.的31.9倍（$17.3B vs $544.0M）。好事达净利率更高（22.1% vs -21.5%，领先43.6%）。Fidelity National Financial, Inc.同比增速更快（10.3% vs 5.1%）。过去两年Fidelity National Financial, Inc.的营收复合增速更高（13.7% vs 6.6%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
富达国民金融是美国财富500强企业，主要面向房地产与抵押贷款行业提供产权保险及交割服务，2019年其产权及房地产业务相关年度营收约为84.69亿美元，是全球领先的产权保险服务供应商。
ALL vs FNF — 直观对比
营收规模更大
ALL
是对方的31.9倍
$544.0M
营收增速更快
FNF
高出5.3%
5.1%
净利率更高
ALL
高出43.6%
-21.5%
两年增速更快
FNF
近两年复合增速
6.6%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $17.3B | $544.0M |
| 净利润 | $3.8B | $-117.0M |
| 毛利率 | — | — |
| 营业利润率 | — | 82.9% |
| 净利率 | 22.1% | -21.5% |
| 营收同比 | 5.1% | 10.3% |
| 净利润同比 | 98.8% | -126.0% |
| 每股收益（稀释后） | $14.24 | $-0.44 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLFNF
| Q4 25 | $17.3B | $544.0M | ||
| Q3 25 | $17.3B | $553.0M | ||
| Q2 25 | $16.6B | $547.0M | ||
| Q1 25 | $16.5B | $455.0M | ||
| Q4 24 | $16.5B | $493.0M | ||
| Q3 24 | $16.6B | $506.0M | ||
| Q2 24 | $15.7B | $504.0M | ||
| Q1 24 | $15.3B | $421.0M |
净利润ALLFNF
| Q4 25 | $3.8B | $-117.0M | ||
| Q3 25 | $3.7B | $358.0M | ||
| Q2 25 | $2.1B | $278.0M | ||
| Q1 25 | $595.0M | $83.0M | ||
| Q4 24 | $1.9B | $450.0M | ||
| Q3 24 | $1.2B | $266.0M | ||
| Q2 24 | $331.0M | $306.0M | ||
| Q1 24 | $1.2B | $248.0M |
营业利润率ALLFNF
| Q4 25 | — | 82.9% | ||
| Q3 25 | — | 81.9% | ||
| Q2 25 | — | 69.8% | ||
| Q1 25 | — | 24.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 61.9% | ||
| Q2 24 | — | 90.9% | ||
| Q1 24 | — | 78.6% |
净利率ALLFNF
| Q4 25 | 22.1% | -21.5% | ||
| Q3 25 | 21.7% | 64.7% | ||
| Q2 25 | 12.7% | 50.8% | ||
| Q1 25 | 3.6% | 18.2% | ||
| Q4 24 | 11.7% | 91.3% | ||
| Q3 24 | 7.2% | 52.6% | ||
| Q2 24 | 2.1% | 60.7% | ||
| Q1 24 | 8.0% | 58.9% |
每股收益（稀释后）ALLFNF
| Q4 25 | $14.24 | $-0.44 | ||
| Q3 25 | $13.95 | $1.33 | ||
| Q2 25 | $7.76 | $1.02 | ||
| Q1 25 | $2.11 | $0.30 | ||
| Q4 24 | $7.07 | $1.65 | ||
| Q3 24 | $4.33 | $0.97 | ||
| Q2 24 | $1.13 | $1.12 | ||
| Q1 24 | $4.46 | $0.91 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9B | $2.6B |
| 总债务越低越好 | $7.5B | $4.4B |
| 股东权益账面价值 | $30.6B | $7.4B |
| 总资产 | $119.8B | $109.0B |
| 负债/权益比越低杠杆越低 | 0.24× | 0.59× |
8季度趋势，按日历期对齐
现金及短期投资ALLFNF
| Q4 25 | $4.9B | $2.6B | ||
| Q3 25 | $8.7B | $3.5B | ||
| Q2 25 | $9.6B | $3.3B | ||
| Q1 25 | $6.5B | $4.5B | ||
| Q4 24 | $4.5B | $3.5B | ||
| Q3 24 | $7.0B | $5.0B | ||
| Q2 24 | $5.3B | $4.9B | ||
| Q1 24 | $4.3B | $3.5B |
总债务ALLFNF
| Q4 25 | $7.5B | $4.4B | ||
| Q3 25 | $8.1B | $4.4B | ||
| Q2 25 | $8.1B | $4.4B | ||
| Q1 25 | $8.1B | $4.4B | ||
| Q4 24 | $8.1B | $4.3B | ||
| Q3 24 | $8.1B | $4.2B | ||
| Q2 24 | $8.1B | $4.2B | ||
| Q1 24 | $7.9B | $3.9B |
股东权益ALLFNF
| Q4 25 | $30.6B | $7.4B | ||
| Q3 25 | $27.5B | $8.4B | ||
| Q2 25 | $24.0B | $7.9B | ||
| Q1 25 | $22.1B | $7.9B | ||
| Q4 24 | $21.4B | $7.8B | ||
| Q3 24 | $20.9B | $8.1B | ||
| Q2 24 | $18.6B | $7.3B | ||
| Q1 24 | $18.6B | $7.1B |
总资产ALLFNF
| Q4 25 | $119.8B | $109.0B | ||
| Q3 25 | $120.4B | $106.6B | ||
| Q2 25 | $115.9B | $102.3B | ||
| Q1 25 | $115.2B | $98.2B | ||
| Q4 24 | $111.6B | $95.4B | ||
| Q3 24 | $113.7B | $94.7B | ||
| Q2 24 | $108.4B | $88.8B | ||
| Q1 24 | $105.2B | $84.5B |
负债/权益比ALLFNF
| Q4 25 | 0.24× | 0.59× | ||
| Q3 25 | 0.29× | 0.53× | ||
| Q2 25 | 0.34× | 0.56× | ||
| Q1 25 | 0.37× | 0.56× | ||
| Q4 24 | 0.38× | 0.56× | ||
| Q3 24 | 0.39× | 0.52× | ||
| Q2 24 | 0.43× | 0.58× | ||
| Q1 24 | 0.43× | 0.55× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.0B | $1.5B |
| 自由现金流经营现金流 - 资本支出 | $2.9B | — |
| 自由现金流率自由现金流/营收 | 16.7% | — |
| 资本支出强度资本支出/营收 | 0.5% | — |
| 现金转化率经营现金流/净利润 | 0.78× | — |
| 过去12个月自由现金流最近4个季度 | $9.9B | — |
8季度趋势，按日历期对齐
经营现金流ALLFNF
| Q4 25 | $3.0B | $1.5B | ||
| Q3 25 | $3.3B | $1.3B | ||
| Q2 25 | $1.9B | $1.9B | ||
| Q1 25 | $2.0B | $1.1B | ||
| Q4 24 | $1.7B | $1.5B | ||
| Q3 24 | $3.2B | $2.4B | ||
| Q2 24 | $2.4B | $1.4B | ||
| Q1 24 | $1.7B | $1.6B |
自由现金流ALLFNF
| Q4 25 | $2.9B | — | ||
| Q3 25 | $3.2B | — | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $1.9B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $3.1B | — | ||
| Q2 24 | $2.3B | — | ||
| Q1 24 | $1.6B | — |
自由现金流率ALLFNF
| Q4 25 | 16.7% | — | ||
| Q3 25 | 18.8% | — | ||
| Q2 25 | 11.3% | — | ||
| Q1 25 | 11.4% | — | ||
| Q4 24 | 10.0% | — | ||
| Q3 24 | 18.9% | — | ||
| Q2 24 | 14.7% | — | ||
| Q1 24 | 10.6% | — |
资本支出强度ALLFNF
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.4% | — | ||
| Q1 24 | 0.3% | — |
现金转化率ALLFNF
| Q4 25 | 0.78× | — | ||
| Q3 25 | 0.88× | 3.66× | ||
| Q2 25 | 0.89× | 6.82× | ||
| Q1 25 | 3.30× | 13.43× | ||
| Q4 24 | 0.88× | 3.32× | ||
| Q3 24 | 2.69× | 8.89× | ||
| Q2 24 | 7.13× | 4.45× | ||
| Q1 24 | 1.37× | 6.42× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALL
暂无分部数据
FNF
| Escrow Fees | $241.0M | 44% |
| Other Title Related Fees And Income | $182.0M | 33% |
| Service Link Excluding Title Premiums Escrow Fees And Subservicing Fees | $87.0M | 16% |
| Insurance Contracts Home Warranty | $31.0M | 6% |
