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好事达（ALL）与Finance of America Companies Inc.（FOA）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是Finance of America Companies Inc.的235.9倍（$17.3B vs $73.5M）。好事达净利率更高（22.1% vs -14.1%，领先36.2%）。Finance of America Companies Inc.同比增速更快（248.7% vs 5.1%）。过去两年好事达的营收复合增速更高（6.6% vs -0.8%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
洛克特公司是一家美国金融科技与住房服务企业，由丹·吉尔伯特创立，总部位于密歇根州底特律市中心。依托核心子公司Rocket Mortgage，该公司已是美国规模最大的抵押贷款机构之一，旗下还拥有Redfin、Forsalebyowner.com、Rocket Money等子品牌。
ALL vs FOA — 直观对比
营收规模更大
ALL
是对方的235.9倍
$73.5M
营收增速更快
FOA
高出243.6%
5.1%
净利率更高
ALL
高出36.2%
-14.1%
两年增速更快
ALL
近两年复合增速
-0.8%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $17.3B | $73.5M |
| 净利润 | $3.8B | $-10.4M |
| 毛利率 | — | — |
| 营业利润率 | — | -29.9% |
| 净利率 | 22.1% | -14.1% |
| 营收同比 | 5.1% | 248.7% |
| 净利润同比 | 98.8% | 82.4% |
| 每股收益（稀释后） | $14.24 | $0.45 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLFOA
| Q4 25 | $17.3B | $73.5M | ||
| Q3 25 | $17.3B | $80.8M | ||
| Q2 25 | $16.6B | $177.4M | ||
| Q1 25 | $16.5B | $165.7M | ||
| Q4 24 | $16.5B | $-49.4M | ||
| Q3 24 | $16.6B | $290.1M | ||
| Q2 24 | $15.7B | $79.0M | ||
| Q1 24 | $15.3B | $74.7M |
净利润ALLFOA
| Q4 25 | $3.8B | $-10.4M | ||
| Q3 25 | $3.7B | $-9.5M | ||
| Q2 25 | $2.1B | $34.9M | ||
| Q1 25 | $595.0M | $30.2M | ||
| Q4 24 | $1.9B | $-59.1M | ||
| Q3 24 | $1.2B | $84.2M | ||
| Q2 24 | $331.0M | $-2.1M | ||
| Q1 24 | $1.2B | $-7.5M |
营业利润率ALLFOA
| Q4 25 | — | -29.9% | ||
| Q3 25 | — | -35.3% | ||
| Q2 25 | — | 46.2% | ||
| Q1 25 | — | 49.3% | ||
| Q4 24 | — | 295.0% | ||
| Q3 24 | — | 71.8% | ||
| Q2 24 | — | -4.8% | ||
| Q1 24 | — | -21.1% |
净利率ALLFOA
| Q4 25 | 22.1% | -14.1% | ||
| Q3 25 | 21.7% | -11.8% | ||
| Q2 25 | 12.7% | 19.7% | ||
| Q1 25 | 3.6% | 18.2% | ||
| Q4 24 | 11.7% | 119.5% | ||
| Q3 24 | 7.2% | 29.0% | ||
| Q2 24 | 2.1% | -2.6% | ||
| Q1 24 | 8.0% | -10.1% |
每股收益（稀释后）ALLFOA
| Q4 25 | $14.24 | $0.45 | ||
| Q3 25 | $13.95 | $-1.27 | ||
| Q2 25 | $7.76 | $2.13 | ||
| Q1 25 | $2.11 | $2.43 | ||
| Q4 24 | $7.07 | $-5.24 | ||
| Q3 24 | $4.33 | $7.50 | ||
| Q2 24 | $1.13 | $-0.30 | ||
| Q1 24 | $4.46 | $-0.78 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9B | $89.5M |
| 总债务越低越好 | $7.5B | $357.5M |
| 股东权益账面价值 | $30.6B | $395.6M |
| 总资产 | $119.8B | $30.7B |
| 负债/权益比越低杠杆越低 | 0.24× | 0.90× |
8季度趋势，按日历期对齐
现金及短期投资ALLFOA
| Q4 25 | $4.9B | $89.5M | ||
| Q3 25 | $8.7B | $109.8M | ||
| Q2 25 | $9.6B | $46.5M | ||
| Q1 25 | $6.5B | $52.0M | ||
| Q4 24 | $4.5B | $47.4M | ||
| Q3 24 | $7.0B | $44.3M | ||
| Q2 24 | $5.3B | $46.5M | ||
| Q1 24 | $4.3B | $48.2M |
总债务ALLFOA
| Q4 25 | $7.5B | $357.5M | ||
| Q3 25 | $8.1B | $390.0M | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | $374.5M | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — | ||
| Q1 24 | $7.9B | — |
股东权益ALLFOA
| Q4 25 | $30.6B | $395.6M | ||
| Q3 25 | $27.5B | $365.8M | ||
| Q2 25 | $24.0B | $473.4M | ||
| Q1 25 | $22.1B | $394.9M | ||
| Q4 24 | $21.4B | $315.7M | ||
| Q3 24 | $20.9B | $456.5M | ||
| Q2 24 | $18.6B | $251.3M | ||
| Q1 24 | $18.6B | $255.7M |
总资产ALLFOA
| Q4 25 | $119.8B | $30.7B | ||
| Q3 25 | $120.4B | $30.7B | ||
| Q2 25 | $115.9B | $30.1B | ||
| Q1 25 | $115.2B | $29.7B | ||
| Q4 24 | $111.6B | $29.2B | ||
| Q3 24 | $113.7B | $29.0B | ||
| Q2 24 | $108.4B | $28.0B | ||
| Q1 24 | $105.2B | $27.7B |
负债/权益比ALLFOA
| Q4 25 | 0.24× | 0.90× | ||
| Q3 25 | 0.29× | 1.07× | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | 1.19× | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — | ||
| Q1 24 | 0.43× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.0B | $-91.4M |
| 自由现金流经营现金流 - 资本支出 | $2.9B | — |
| 自由现金流率自由现金流/营收 | 16.7% | — |
| 资本支出强度资本支出/营收 | 0.5% | — |
| 现金转化率经营现金流/净利润 | 0.78× | — |
| 过去12个月自由现金流最近4个季度 | $9.9B | — |
8季度趋势，按日历期对齐
经营现金流ALLFOA
| Q4 25 | $3.0B | $-91.4M | ||
| Q3 25 | $3.3B | $-149.7M | ||
| Q2 25 | $1.9B | $-96.5M | ||
| Q1 25 | $2.0B | $-92.1M | ||
| Q4 24 | $1.7B | $-106.2M | ||
| Q3 24 | $3.2B | $-81.4M | ||
| Q2 24 | $2.4B | $-104.0M | ||
| Q1 24 | $1.7B | $-132.2M |
自由现金流ALLFOA
| Q4 25 | $2.9B | — | ||
| Q3 25 | $3.2B | — | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $1.9B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $3.1B | — | ||
| Q2 24 | $2.3B | — | ||
| Q1 24 | $1.6B | $-132.7M |
自由现金流率ALLFOA
| Q4 25 | 16.7% | — | ||
| Q3 25 | 18.8% | — | ||
| Q2 25 | 11.3% | — | ||
| Q1 25 | 11.4% | — | ||
| Q4 24 | 10.0% | — | ||
| Q3 24 | 18.9% | — | ||
| Q2 24 | 14.7% | — | ||
| Q1 24 | 10.6% | -177.7% |
资本支出强度ALLFOA
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.4% | — | ||
| Q1 24 | 0.3% | 0.6% |
现金转化率ALLFOA
| Q4 25 | 0.78× | — | ||
| Q3 25 | 0.88× | — | ||
| Q2 25 | 0.89× | -2.76× | ||
| Q1 25 | 3.30× | -3.05× | ||
| Q4 24 | 0.88× | — | ||
| Q3 24 | 2.69× | -0.97× | ||
| Q2 24 | 7.13× | — | ||
| Q1 24 | 1.37× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
