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好事达（ALL）与Jefferson Capital, Inc.（JCAP）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是Jefferson Capital, Inc.的115.0倍（$17.3B vs $150.8M）。Jefferson Capital, Inc.净利率更高（25.4% vs 22.1%，领先3.3%）。好事达自由现金流更多（$2.9B vs $63.0M）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
GE金融曾是通用电气旗下的金融服务分支，2013年至2021年间，其旗下多个业务单元陆续被出售，其中北美消费金融业务分拆为 Synchrony Financial 最为知名，最终仅保留GE能源金融服务部门，通用电气拆分后该部门被划归GE Vernova。
ALL vs JCAP — 直观对比
营收规模更大
ALL
是对方的115.0倍
$150.8M
净利率更高
JCAP
高出3.3%
22.1%
自由现金流更多
ALL
多$2.8B
$63.0M
损益表 — Q4 2025 vs Q3 2025
| 指标 | | |
|---|---|---|
| 营收 | $17.3B | $150.8M |
| 净利润 | $3.8B | $38.4M |
| 毛利率 | — | — |
| 营业利润率 | — | 46.4% |
| 净利率 | 22.1% | 25.4% |
| 营收同比 | 5.1% | — |
| 净利润同比 | 98.8% | — |
| 每股收益（稀释后） | $14.24 | $0.59 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLJCAP
| Q4 25 | $17.3B | — | ||
| Q3 25 | $17.3B | $150.8M | ||
| Q2 25 | $16.6B | $152.7M | ||
| Q1 25 | $16.5B | — | ||
| Q4 24 | $16.5B | — | ||
| Q3 24 | $16.6B | — | ||
| Q2 24 | $15.7B | — | ||
| Q1 24 | $15.3B | — |
净利润ALLJCAP
| Q4 25 | $3.8B | — | ||
| Q3 25 | $3.7B | $38.4M | ||
| Q2 25 | $2.1B | $47.7M | ||
| Q1 25 | $595.0M | — | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $1.2B | — | ||
| Q2 24 | $331.0M | — | ||
| Q1 24 | $1.2B | — |
营业利润率ALLJCAP
| Q4 25 | — | — | ||
| Q3 25 | — | 46.4% | ||
| Q2 25 | — | 56.7% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
净利率ALLJCAP
| Q4 25 | 22.1% | — | ||
| Q3 25 | 21.7% | 25.4% | ||
| Q2 25 | 12.7% | 31.2% | ||
| Q1 25 | 3.6% | — | ||
| Q4 24 | 11.7% | — | ||
| Q3 24 | 7.2% | — | ||
| Q2 24 | 2.1% | — | ||
| Q1 24 | 8.0% | — |
每股收益（稀释后）ALLJCAP
| Q4 25 | $14.24 | — | ||
| Q3 25 | $13.95 | $0.59 | ||
| Q2 25 | $7.76 | $16.76 | ||
| Q1 25 | $2.11 | — | ||
| Q4 24 | $7.07 | — | ||
| Q3 24 | $4.33 | — | ||
| Q2 24 | $1.13 | — | ||
| Q1 24 | $4.46 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9B | $42.3M |
| 总债务越低越好 | $7.5B | — |
| 股东权益账面价值 | $30.6B | $437.4M |
| 总资产 | $119.8B | $1.8B |
| 负债/权益比越低杠杆越低 | 0.24× | — |
8季度趋势，按日历期对齐
现金及短期投资ALLJCAP
| Q4 25 | $4.9B | — | ||
| Q3 25 | $8.7B | $42.3M | ||
| Q2 25 | $9.6B | $51.7M | ||
| Q1 25 | $6.5B | — | ||
| Q4 24 | $4.5B | — | ||
| Q3 24 | $7.0B | — | ||
| Q2 24 | $5.3B | — | ||
| Q1 24 | $4.3B | — |
总债务ALLJCAP
| Q4 25 | $7.5B | — | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — | ||
| Q1 24 | $7.9B | — |
股东权益ALLJCAP
| Q4 25 | $30.6B | — | ||
| Q3 25 | $27.5B | $437.4M | ||
| Q2 25 | $24.0B | $410.8M | ||
| Q1 25 | $22.1B | — | ||
| Q4 24 | $21.4B | — | ||
| Q3 24 | $20.9B | — | ||
| Q2 24 | $18.6B | — | ||
| Q1 24 | $18.6B | — |
总资产ALLJCAP
| Q4 25 | $119.8B | — | ||
| Q3 25 | $120.4B | $1.8B | ||
| Q2 25 | $115.9B | $1.8B | ||
| Q1 25 | $115.2B | — | ||
| Q4 24 | $111.6B | — | ||
| Q3 24 | $113.7B | — | ||
| Q2 24 | $108.4B | — | ||
| Q1 24 | $105.2B | — |
负债/权益比ALLJCAP
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — | ||
| Q1 24 | 0.43× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.0B | $63.1M |
| 自由现金流经营现金流 - 资本支出 | $2.9B | $63.0M |
| 自由现金流率自由现金流/营收 | 16.7% | 41.7% |
| 资本支出强度资本支出/营收 | 0.5% | 0.1% |
| 现金转化率经营现金流/净利润 | 0.78× | 1.64× |
| 过去12个月自由现金流最近4个季度 | $9.9B | — |
8季度趋势，按日历期对齐
经营现金流ALLJCAP
| Q4 25 | $3.0B | — | ||
| Q3 25 | $3.3B | $63.1M | ||
| Q2 25 | $1.9B | $130.6M | ||
| Q1 25 | $2.0B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $3.2B | — | ||
| Q2 24 | $2.4B | — | ||
| Q1 24 | $1.7B | — |
自由现金流ALLJCAP
| Q4 25 | $2.9B | — | ||
| Q3 25 | $3.2B | $63.0M | ||
| Q2 25 | $1.9B | $130.0M | ||
| Q1 25 | $1.9B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $3.1B | — | ||
| Q2 24 | $2.3B | — | ||
| Q1 24 | $1.6B | — |
自由现金流率ALLJCAP
| Q4 25 | 16.7% | — | ||
| Q3 25 | 18.8% | 41.7% | ||
| Q2 25 | 11.3% | 85.1% | ||
| Q1 25 | 11.4% | — | ||
| Q4 24 | 10.0% | — | ||
| Q3 24 | 18.9% | — | ||
| Q2 24 | 14.7% | — | ||
| Q1 24 | 10.6% | — |
资本支出强度ALLJCAP
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.3% | 0.1% | ||
| Q2 25 | 0.0% | 0.4% | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.4% | — | ||
| Q1 24 | 0.3% | — |
现金转化率ALLJCAP
| Q4 25 | 0.78× | — | ||
| Q3 25 | 0.88× | 1.64× | ||
| Q2 25 | 0.89× | 2.74× | ||
| Q1 25 | 3.30× | — | ||
| Q4 24 | 0.88× | — | ||
| Q3 24 | 2.69× | — | ||
| Q2 24 | 7.13× | — | ||
| Q1 24 | 1.37× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALL
暂无分部数据
JCAP
| United States Segment | $108.1M | 72% |
| Other | $35.8M | 24% |
| United Kingdom Segment | $6.9M | 5% |
