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好事达（ALL）与先锋自然资源公司（PR）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是先锋自然资源公司的14.5倍（$16.9B vs $1.2B），先锋自然资源公司净利率更高（29.0% vs 14.5%，领先14.5%），好事达同比增速更快（3.0% vs -9.8%），过去两年好事达的营收复合增速更高（3.8% vs -3.0%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
先锋自然资源公司总部位于美国得克萨斯州欧文市，主要从事油气勘探业务，运营覆盖二叠纪盆地Spraberry产区的克莱恩页岩区块，是该区域最大的土地权益持有方，2024年5月被埃克森美孚收购。
ALL vs PR — 直观对比
营收规模更大
ALL
是对方的14.5倍
$1.2B
营收增速更快
ALL
高出12.7%
-9.8%
净利率更高
PR
高出14.5%
14.5%
两年增速更快
ALL
近两年复合增速
-3.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.9B | $1.2B |
| 净利润 | $2.5B | $339.5M |
| 毛利率 | — | — |
| 营业利润率 | 18.3% | 23.1% |
| 净利率 | 14.5% | 29.0% |
| 营收同比 | 3.0% | -9.8% |
| 净利润同比 | 312.4% | 56.7% |
| 每股收益（稀释后） | $9.25 | $0.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLPR
| Q1 26 | $16.9B | — | ||
| Q4 25 | $17.3B | $1.2B | ||
| Q3 25 | $17.3B | $1.3B | ||
| Q2 25 | $16.6B | $1.2B | ||
| Q1 25 | $16.5B | $1.4B | ||
| Q4 24 | $16.5B | $1.3B | ||
| Q3 24 | $16.6B | $1.2B | ||
| Q2 24 | $15.7B | $1.2B |
净利润ALLPR
| Q1 26 | $2.5B | — | ||
| Q4 25 | $3.8B | $339.5M | ||
| Q3 25 | $3.7B | $59.2M | ||
| Q2 25 | $2.1B | $207.1M | ||
| Q1 25 | $595.0M | $329.3M | ||
| Q4 24 | $1.9B | $216.7M | ||
| Q3 24 | $1.2B | $386.4M | ||
| Q2 24 | $331.0M | $235.1M |
营业利润率ALLPR
| Q1 26 | 18.3% | — | ||
| Q4 25 | — | 23.1% | ||
| Q3 25 | — | 29.6% | ||
| Q2 25 | — | 24.8% | ||
| Q1 25 | — | 36.6% | ||
| Q4 24 | — | 32.8% | ||
| Q3 24 | — | 32.5% | ||
| Q2 24 | — | 36.5% |
净利率ALLPR
| Q1 26 | 14.5% | — | ||
| Q4 25 | 22.1% | 29.0% | ||
| Q3 25 | 21.7% | 4.5% | ||
| Q2 25 | 12.7% | 17.3% | ||
| Q1 25 | 3.6% | 23.9% | ||
| Q4 24 | 11.7% | 16.7% | ||
| Q3 24 | 7.2% | 31.8% | ||
| Q2 24 | 2.1% | 18.9% |
每股收益（稀释后）ALLPR
| Q1 26 | $9.25 | — | ||
| Q4 25 | $14.24 | $0.48 | ||
| Q3 25 | $13.95 | $0.08 | ||
| Q2 25 | $7.76 | $0.28 | ||
| Q1 25 | $2.11 | $0.44 | ||
| Q4 24 | $7.07 | $0.31 | ||
| Q3 24 | $4.33 | $0.53 | ||
| Q2 24 | $1.13 | $0.36 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $153.7M |
| 总债务越低越好 | — | $3.5B |
| 股东权益账面价值 | $31.6B | $10.3B |
| 总资产 | $124.0B | $17.9B |
| 负债/权益比越低杠杆越低 | — | 0.34× |
8季度趋势，按日历期对齐
现金及短期投资ALLPR
| Q1 26 | — | — | ||
| Q4 25 | $4.9B | $153.7M | ||
| Q3 25 | $8.7B | $111.8M | ||
| Q2 25 | $9.6B | $451.0M | ||
| Q1 25 | $6.5B | $702.2M | ||
| Q4 24 | $4.5B | $479.3M | ||
| Q3 24 | $7.0B | $272.0M | ||
| Q2 24 | $5.3B | $47.8M |
总债务ALLPR
| Q1 26 | — | — | ||
| Q4 25 | $7.5B | $3.5B | ||
| Q3 25 | $8.1B | $3.5B | ||
| Q2 25 | $8.1B | $4.0B | ||
| Q1 25 | $8.1B | $4.0B | ||
| Q4 24 | $8.1B | $4.2B | ||
| Q3 24 | $8.1B | $4.2B | ||
| Q2 24 | $8.1B | $3.9B |
股东权益ALLPR
| Q1 26 | $31.6B | — | ||
| Q4 25 | $30.6B | $10.3B | ||
| Q3 25 | $27.5B | $10.0B | ||
| Q2 25 | $24.0B | $9.5B | ||
| Q1 25 | $22.1B | $9.4B | ||
| Q4 24 | $21.4B | $9.1B | ||
| Q3 24 | $20.9B | $9.0B | ||
| Q2 24 | $18.6B | $8.3B |
总资产ALLPR
| Q1 26 | $124.0B | — | ||
| Q4 25 | $119.8B | $17.9B | ||
| Q3 25 | $120.4B | $17.3B | ||
| Q2 25 | $115.9B | $17.5B | ||
| Q1 25 | $115.2B | $17.1B | ||
| Q4 24 | $111.6B | $16.9B | ||
| Q3 24 | $113.7B | $16.6B | ||
| Q2 24 | $108.4B | $15.4B |
负债/权益比ALLPR
| Q1 26 | — | — | ||
| Q4 25 | 0.24× | 0.34× | ||
| Q3 25 | 0.29× | 0.35× | ||
| Q2 25 | 0.34× | 0.42× | ||
| Q1 25 | 0.37× | 0.43× | ||
| Q4 24 | 0.38× | 0.46× | ||
| Q3 24 | 0.39× | 0.47× | ||
| Q2 24 | 0.43× | 0.46× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $904.3M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 2.66× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流ALLPR
| Q1 26 | — | — | ||
| Q4 25 | $3.0B | $904.3M | ||
| Q3 25 | $3.3B | $766.5M | ||
| Q2 25 | $1.9B | $1.0B | ||
| Q1 25 | $2.0B | $898.0M | ||
| Q4 24 | $1.7B | $871.6M | ||
| Q3 24 | $3.2B | $954.4M | ||
| Q2 24 | $2.4B | $938.4M |
自由现金流ALLPR
| Q1 26 | — | — | ||
| Q4 25 | $2.9B | — | ||
| Q3 25 | $3.2B | — | ||
| Q2 25 | $1.9B | — | ||
| Q1 25 | $1.9B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $3.1B | — | ||
| Q2 24 | $2.3B | — |
自由现金流率ALLPR
| Q1 26 | — | — | ||
| Q4 25 | 16.7% | — | ||
| Q3 25 | 18.8% | — | ||
| Q2 25 | 11.3% | — | ||
| Q1 25 | 11.4% | — | ||
| Q4 24 | 10.0% | — | ||
| Q3 24 | 18.9% | — | ||
| Q2 24 | 14.7% | — |
资本支出强度ALLPR
| Q1 26 | — | — | ||
| Q4 25 | 0.5% | — | ||
| Q3 25 | 0.3% | — | ||
| Q2 25 | 0.0% | — | ||
| Q1 25 | 0.6% | — | ||
| Q4 24 | 0.3% | — | ||
| Q3 24 | 0.4% | — | ||
| Q2 24 | 0.4% | — |
现金转化率ALLPR
| Q1 26 | — | — | ||
| Q4 25 | 0.78× | 2.66× | ||
| Q3 25 | 0.88× | 12.94× | ||
| Q2 25 | 0.89× | 5.01× | ||
| Q1 25 | 3.30× | 2.73× | ||
| Q4 24 | 0.88× | 4.02× | ||
| Q3 24 | 2.69× | 2.47× | ||
| Q2 24 | 7.13× | 3.99× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALL
| Property and casualty insurance premiums | $15.6B | 92% |
| Other revenue | $719.0M | 4% |
| Other | $533.0M | 3% |
| Accident and health insurance premiums and contract charges | $136.0M | 1% |
PR
| Crude Oil | $1.0B | 87% |
| Natural Gas Liquids Reserves | $145.1M | 12% |
