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好事达（ALL）与Usio, Inc.（USIO）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是Usio, Inc.的779.8倍（$17.3B vs $22.2M）。好事达净利率更高（22.1% vs -6.7%，领先28.8%）。Usio, Inc.同比增速更快（8.2% vs 5.1%）。好事达自由现金流更多（$2.9B vs $-42.8K）。过去两年好事达的营收复合增速更高（6.6% vs 3.0%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
Usio, Inc.是总部位于美国得克萨斯州圣安东尼奥的金融科技企业，主打综合电子支付服务，业务涵盖ACH交易处理、信用卡与借记卡收单、为软件平台提供支付便利、预付卡发行，同时还经营文件打印邮寄业务。
ALL vs USIO — 直观对比
营收规模更大
ALL
是对方的779.8倍
$22.2M
营收增速更快
USIO
高出3.1%
5.1%
净利率更高
ALL
高出28.8%
-6.7%
自由现金流更多
ALL
多$2.9B
$-42.8K
两年增速更快
ALL
近两年复合增速
3.0%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $17.3B | $22.2M |
| 净利润 | $3.8B | $-1.5M |
| 毛利率 | — | 21.9% |
| 营业利润率 | — | -5.7% |
| 净利率 | 22.1% | -6.7% |
| 营收同比 | 5.1% | 8.2% |
| 净利润同比 | 98.8% | -337.8% |
| 每股收益（稀释后） | $14.24 | $-0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLUSIO
| Q4 25 | $17.3B | $22.2M | ||
| Q3 25 | $17.3B | $21.2M | ||
| Q2 25 | $16.6B | $20.0M | ||
| Q1 25 | $16.5B | $22.0M | ||
| Q4 24 | $16.5B | $20.6M | ||
| Q3 24 | $16.6B | $21.3M | ||
| Q2 24 | $15.7B | $20.1M | ||
| Q1 24 | $15.3B | $21.0M |
净利润ALLUSIO
| Q4 25 | $3.8B | $-1.5M | ||
| Q3 25 | $3.7B | $-415.1K | ||
| Q2 25 | $2.1B | $-366.7K | ||
| Q1 25 | $595.0M | $-235.0K | ||
| Q4 24 | $1.9B | $628.9K | ||
| Q3 24 | $1.2B | $2.9M | ||
| Q2 24 | $331.0M | $75.5K | ||
| Q1 24 | $1.2B | $-250.2K |
毛利率ALLUSIO
| Q4 25 | — | 21.9% | ||
| Q3 25 | — | 23.0% | ||
| Q2 25 | — | 25.8% | ||
| Q1 25 | — | 21.9% | ||
| Q4 24 | — | 24.6% | ||
| Q3 24 | — | 23.0% | ||
| Q2 24 | — | 23.9% | ||
| Q1 24 | — | 23.1% |
营业利润率ALLUSIO
| Q4 25 | — | -5.7% | ||
| Q3 25 | — | -2.2% | ||
| Q2 25 | — | -2.0% | ||
| Q1 25 | — | -1.1% | ||
| Q4 24 | — | -2.9% | ||
| Q3 24 | — | -1.8% | ||
| Q2 24 | — | -1.0% | ||
| Q1 24 | — | -1.3% |
净利率ALLUSIO
| Q4 25 | 22.1% | -6.7% | ||
| Q3 25 | 21.7% | -2.0% | ||
| Q2 25 | 12.7% | -1.8% | ||
| Q1 25 | 3.6% | -1.1% | ||
| Q4 24 | 11.7% | 3.1% | ||
| Q3 24 | 7.2% | 13.4% | ||
| Q2 24 | 2.1% | 0.4% | ||
| Q1 24 | 8.0% | -1.2% |
每股收益（稀释后）ALLUSIO
| Q4 25 | $14.24 | $-0.05 | ||
| Q3 25 | $13.95 | $-0.02 | ||
| Q2 25 | $7.76 | $-0.01 | ||
| Q1 25 | $2.11 | $-0.01 | ||
| Q4 24 | $7.07 | $0.03 | ||
| Q3 24 | $4.33 | $0.10 | ||
| Q2 24 | $1.13 | $0.00 | ||
| Q1 24 | $4.46 | $-0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.9B | $7.4M |
| 总债务越低越好 | $7.5B | $1.4M |
| 股东权益账面价值 | $30.6B | $17.9M |
| 总资产 | $119.8B | $134.9M |
| 负债/权益比越低杠杆越低 | 0.24× | 0.08× |
8季度趋势，按日历期对齐
现金及短期投资ALLUSIO
| Q4 25 | $4.9B | $7.4M | ||
| Q3 25 | $8.7B | $7.7M | ||
| Q2 25 | $9.6B | $8.1M | ||
| Q1 25 | $6.5B | $8.7M | ||
| Q4 24 | $4.5B | $8.1M | ||
| Q3 24 | $7.0B | $8.4M | ||
| Q2 24 | $5.3B | $7.2M | ||
| Q1 24 | $4.3B | $7.1M |
总债务ALLUSIO
| Q4 25 | $7.5B | $1.4M | ||
| Q3 25 | $8.1B | $836.7K | ||
| Q2 25 | $8.1B | $647.1K | ||
| Q1 25 | $8.1B | $683.3K | ||
| Q4 24 | $8.1B | $719.4K | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — | ||
| Q1 24 | $7.9B | — |
股东权益ALLUSIO
| Q4 25 | $30.6B | $17.9M | ||
| Q3 25 | $27.5B | $18.7M | ||
| Q2 25 | $24.0B | $18.7M | ||
| Q1 25 | $22.1B | $19.0M | ||
| Q4 24 | $21.4B | $19.2M | ||
| Q3 24 | $20.9B | $18.9M | ||
| Q2 24 | $18.6B | $15.7M | ||
| Q1 24 | $18.6B | $15.3M |
总资产ALLUSIO
| Q4 25 | $119.8B | $134.9M | ||
| Q3 25 | $120.4B | $99.4M | ||
| Q2 25 | $115.9B | $108.4M | ||
| Q1 25 | $115.2B | $109.6M | ||
| Q4 24 | $111.6B | $107.2M | ||
| Q3 24 | $113.7B | $114.6M | ||
| Q2 24 | $108.4B | $108.8M | ||
| Q1 24 | $105.2B | $99.1M |
负债/权益比ALLUSIO
| Q4 25 | 0.24× | 0.08× | ||
| Q3 25 | 0.29× | 0.04× | ||
| Q2 25 | 0.34× | 0.03× | ||
| Q1 25 | 0.37× | 0.04× | ||
| Q4 24 | 0.38× | 0.04× | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — | ||
| Q1 24 | 0.43× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.0B | $99.6K |
| 自由现金流经营现金流 - 资本支出 | $2.9B | $-42.8K |
| 自由现金流率自由现金流/营收 | 16.7% | -0.2% |
| 资本支出强度资本支出/营收 | 0.5% | 0.6% |
| 现金转化率经营现金流/净利润 | 0.78× | — |
| 过去12个月自由现金流最近4个季度 | $9.9B | $600.1K |
8季度趋势，按日历期对齐
经营现金流ALLUSIO
| Q4 25 | $3.0B | $99.6K | ||
| Q3 25 | $3.3B | $303.8K | ||
| Q2 25 | $1.9B | $-263.9K | ||
| Q1 25 | $2.0B | $1.4M | ||
| Q4 24 | $1.7B | $1.0M | ||
| Q3 24 | $3.2B | $1.4M | ||
| Q2 24 | $2.4B | $369.1K | ||
| Q1 24 | $1.7B | $88.7K |
自由现金流ALLUSIO
| Q4 25 | $2.9B | $-42.8K | ||
| Q3 25 | $3.2B | $85.2K | ||
| Q2 25 | $1.9B | $-503.2K | ||
| Q1 25 | $1.9B | $1.1M | ||
| Q4 24 | $1.7B | $931.7K | ||
| Q3 24 | $3.1B | $1.4M | ||
| Q2 24 | $2.3B | $246.3K | ||
| Q1 24 | $1.6B | $-88.1K |
自由现金流率ALLUSIO
| Q4 25 | 16.7% | -0.2% | ||
| Q3 25 | 18.8% | 0.4% | ||
| Q2 25 | 11.3% | -2.5% | ||
| Q1 25 | 11.4% | 4.8% | ||
| Q4 24 | 10.0% | 4.5% | ||
| Q3 24 | 18.9% | 6.4% | ||
| Q2 24 | 14.7% | 1.2% | ||
| Q1 24 | 10.6% | -0.4% |
资本支出强度ALLUSIO
| Q4 25 | 0.5% | 0.6% | ||
| Q3 25 | 0.3% | 1.0% | ||
| Q2 25 | 0.0% | 1.2% | ||
| Q1 25 | 0.6% | 1.4% | ||
| Q4 24 | 0.3% | 0.4% | ||
| Q3 24 | 0.4% | 0.3% | ||
| Q2 24 | 0.4% | 0.6% | ||
| Q1 24 | 0.3% | 0.8% |
现金转化率ALLUSIO
| Q4 25 | 0.78× | — | ||
| Q3 25 | 0.88× | — | ||
| Q2 25 | 0.89× | — | ||
| Q1 25 | 3.30× | — | ||
| Q4 24 | 0.88× | 1.60× | ||
| Q3 24 | 2.69× | 0.50× | ||
| Q2 24 | 7.13× | 4.89× | ||
| Q1 24 | 1.37× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALL
暂无分部数据
USIO
| Credit Card Revenue | $7.7M | 35% |
| ACH And Complementary Service Revenue | $6.1M | 28% |
| Output Solutions | $5.4M | 24% |
| Prepaid Card Services Revenue | $2.6M | 12% |
