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好事达（ALL）与VinFast Auto Ltd.（VFS）财务数据对比。点击上方公司名可切换其他公司
好事达的季度营收约是VinFast Auto Ltd.的23.6倍（$16.9B vs $718.6M），好事达净利率更高（14.5% vs -2.8%，领先17.3%）
好事达集团是面向美国、加拿大市场的综合性保险服务商，提供财产险、意外险及其他保险产品。旗下设好事达保险、保障服务、健康福利、到期财产责任险四大板块，主营私人乘用车险、房屋保险，亦覆盖摩托车、房车、越野车等特种车险及各类个人保险产品。
VinFast Auto Ltd.是越南跨国汽车企业，由越南最大私营综合企业集团之一Vingroup创立。Vingroup由越南知名企业家潘日旺创办，业务覆盖地产、零售、医疗、科技等多个领域，是越南本土头部企业集团。
ALL vs VFS — 直观对比
营收规模更大
ALL
是对方的23.6倍
$718.6M
净利率更高
ALL
高出17.3%
-2.8%
损益表 — Q1 FY2026 vs Q3 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $16.9B | $718.6M |
| 净利润 | $2.5B | $-20.0M |
| 毛利率 | — | — |
| 营业利润率 | 18.3% | -96.1% |
| 净利率 | 14.5% | -2.8% |
| 营收同比 | 3.0% | — |
| 净利润同比 | 312.4% | — |
| 每股收益（稀释后） | $9.25 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLVFS
| Q1 26 | $16.9B | — | ||
| Q4 25 | $17.3B | — | ||
| Q3 25 | $17.3B | $718.6M | ||
| Q2 25 | $16.6B | $663.0M | ||
| Q1 25 | $16.5B | $656.5M | ||
| Q4 24 | $16.5B | — | ||
| Q3 24 | $16.6B | $511.6M | ||
| Q2 24 | $15.7B | — |
净利润ALLVFS
| Q1 26 | $2.5B | — | ||
| Q4 25 | $3.8B | — | ||
| Q3 25 | $3.7B | $-20.0M | ||
| Q2 25 | $2.1B | $-51.8M | ||
| Q1 25 | $595.0M | $-26.1M | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $1.2B | $-10.4M | ||
| Q2 24 | $331.0M | — |
营业利润率ALLVFS
| Q1 26 | 18.3% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | -96.1% | ||
| Q2 25 | — | -79.0% | ||
| Q1 25 | — | -74.0% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -65.9% | ||
| Q2 24 | — | — |
净利率ALLVFS
| Q1 26 | 14.5% | — | ||
| Q4 25 | 22.1% | — | ||
| Q3 25 | 21.7% | -2.8% | ||
| Q2 25 | 12.7% | -7.8% | ||
| Q1 25 | 3.6% | -4.0% | ||
| Q4 24 | 11.7% | — | ||
| Q3 24 | 7.2% | -2.0% | ||
| Q2 24 | 2.1% | — |
每股收益（稀释后）ALLVFS
| Q1 26 | $9.25 | — | ||
| Q4 25 | $14.24 | — | ||
| Q3 25 | $13.95 | — | ||
| Q2 25 | $7.76 | — | ||
| Q1 25 | $2.11 | — | ||
| Q4 24 | $7.07 | — | ||
| Q3 24 | $4.33 | — | ||
| Q2 24 | $1.13 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $8.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $31.6B | — |
| 总资产 | $124.0B | $183.2M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ALLVFS
| Q1 26 | — | — | ||
| Q4 25 | $4.9B | — | ||
| Q3 25 | $8.7B | $8.8M | ||
| Q2 25 | $9.6B | $650.0M | ||
| Q1 25 | $6.5B | $2.4M | ||
| Q4 24 | $4.5B | — | ||
| Q3 24 | $7.0B | $1.9M | ||
| Q2 24 | $5.3B | — |
总债务ALLVFS
| Q1 26 | — | — | ||
| Q4 25 | $7.5B | — | ||
| Q3 25 | $8.1B | — | ||
| Q2 25 | $8.1B | — | ||
| Q1 25 | $8.1B | — | ||
| Q4 24 | $8.1B | — | ||
| Q3 24 | $8.1B | — | ||
| Q2 24 | $8.1B | — |
股东权益ALLVFS
| Q1 26 | $31.6B | — | ||
| Q4 25 | $30.6B | — | ||
| Q3 25 | $27.5B | — | ||
| Q2 25 | $24.0B | $-7.2B | ||
| Q1 25 | $22.1B | — | ||
| Q4 24 | $21.4B | — | ||
| Q3 24 | $20.9B | — | ||
| Q2 24 | $18.6B | — |
总资产ALLVFS
| Q1 26 | $124.0B | — | ||
| Q4 25 | $119.8B | — | ||
| Q3 25 | $120.4B | $183.2M | ||
| Q2 25 | $115.9B | $7.2B | ||
| Q1 25 | $115.2B | $158.2M | ||
| Q4 24 | $111.6B | — | ||
| Q3 24 | $113.7B | $151.8M | ||
| Q2 24 | $108.4B | — |
负债/权益比ALLVFS
| Q1 26 | — | — | ||
| Q4 25 | 0.24× | — | ||
| Q3 25 | 0.29× | — | ||
| Q2 25 | 0.34× | — | ||
| Q1 25 | 0.37× | — | ||
| Q4 24 | 0.38× | — | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 0.43× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALL
| Property and casualty insurance premiums | $15.6B | 92% |
| Other revenue | $719.0M | 4% |
| Other | $533.0M | 3% |
| Accident and health insurance premiums and contract charges | $136.0M | 1% |
VFS
| Sales of vehicles | $662.9M | 92% |
| Sales of spare parts and components | $41.3M | 6% |
| Revenue from leasing activities | $12.3M | 2% |
| Finance income | $2.4M | 0% |
| Rendering of services | $1.2M | 0% |
