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Ally Financial Inc.（ALLY）与ALLIANCE RESOURCE PARTNERS LP（ARLP）财务数据对比。点击上方公司名可切换其他公司
ALLIANCE RESOURCE PARTNERS LP的季度营收约是Ally Financial Inc.的1.7倍（$516.0M vs $301.0M），Ally Financial Inc.净利率更高（108.6% vs 2.1%，领先106.6%），Ally Financial Inc.同比增速更快（-3.2% vs -3.6%），过去两年Ally Financial Inc.的营收复合增速更高（11.1% vs -6.7%）
Ally Financial Inc.是注册于美国特拉华州、总部位于密歇根州底特律的银行控股企业，业务覆盖汽车金融、直营银行线上服务、企业贷款、车辆保险、住房抵押贷款，以及分期销售、租赁协议等相关配套融资服务。
联合资源伙伴有限合伙是北美领先的自然资源企业，核心业务为公用事业及工业客户生产、销售煤炭，同时运营矿权特许经营、油气开采、物流配套等关联业务，服务覆盖美国及周边主要能源消费市场。
ALLY vs ARLP — 直观对比
营收规模更大
ARLP
是对方的1.7倍
$301.0M
营收增速更快
ALLY
高出0.4%
-3.6%
净利率更高
ALLY
高出106.6%
2.1%
两年增速更快
ALLY
近两年复合增速
-6.7%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $301.0M | $516.0M |
| 净利润 | $327.0M | $10.7M |
| 毛利率 | — | — |
| 营业利润率 | — | 4.2% |
| 净利率 | 108.6% | 2.1% |
| 营收同比 | -3.2% | -3.6% |
| 净利润同比 | 333.6% | — |
| 每股收益（稀释后） | $0.97 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLYARLP
| Q1 26 | — | $516.0M | ||
| Q4 25 | $301.0M | $535.5M | ||
| Q3 25 | $308.0M | $571.4M | ||
| Q2 25 | $312.0M | $547.5M | ||
| Q1 25 | $323.0M | $540.5M | ||
| Q4 24 | $311.0M | $590.1M | ||
| Q3 24 | $319.0M | $613.6M | ||
| Q2 24 | $324.0M | $593.4M |
净利润ALLYARLP
| Q1 26 | — | $10.7M | ||
| Q4 25 | $327.0M | $82.7M | ||
| Q3 25 | $398.0M | $95.1M | ||
| Q2 25 | $352.0M | $59.4M | ||
| Q1 25 | $-225.0M | $74.0M | ||
| Q4 24 | $-140.0M | $16.3M | ||
| Q3 24 | $357.0M | $86.3M | ||
| Q2 24 | $294.0M | $100.2M |
营业利润率ALLYARLP
| Q1 26 | — | 4.2% | ||
| Q4 25 | — | 18.2% | ||
| Q3 25 | — | 18.4% | ||
| Q2 25 | — | 16.2% | ||
| Q1 25 | -87.9% | 17.4% | ||
| Q4 24 | 56.3% | 2.6% | ||
| Q3 24 | 73.0% | 16.5% | ||
| Q2 24 | 79.3% | 19.8% |
净利率ALLYARLP
| Q1 26 | — | 2.1% | ||
| Q4 25 | 108.6% | 15.4% | ||
| Q3 25 | 129.2% | 16.6% | ||
| Q2 25 | 112.8% | 10.9% | ||
| Q1 25 | -69.7% | 13.7% | ||
| Q4 24 | -45.0% | 2.8% | ||
| Q3 24 | 111.9% | 14.1% | ||
| Q2 24 | 90.7% | 16.9% |
每股收益（稀释后）ALLYARLP
| Q1 26 | — | — | ||
| Q4 25 | $0.97 | — | ||
| Q3 25 | $1.18 | — | ||
| Q2 25 | $1.04 | — | ||
| Q1 25 | $-0.82 | — | ||
| Q4 24 | $-0.54 | — | ||
| Q3 24 | $1.06 | — | ||
| Q2 24 | $0.86 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $10.0B | $28.9M |
| 总债务越低越好 | $17.1B | — |
| 股东权益账面价值 | $15.5B | — |
| 总资产 | $196.0B | $2.9B |
| 负债/权益比越低杠杆越低 | 1.10× | — |
8季度趋势，按日历期对齐
现金及短期投资ALLYARLP
| Q1 26 | — | $28.9M | ||
| Q4 25 | $10.0B | $71.2M | ||
| Q3 25 | $10.2B | $94.5M | ||
| Q2 25 | $10.6B | $55.0M | ||
| Q1 25 | $10.4B | $81.3M | ||
| Q4 24 | $10.3B | $137.0M | ||
| Q3 24 | $8.6B | $195.4M | ||
| Q2 24 | $7.4B | $203.7M |
总债务ALLYARLP
| Q1 26 | — | — | ||
| Q4 25 | $17.1B | — | ||
| Q3 25 | $16.7B | — | ||
| Q2 25 | $15.9B | — | ||
| Q1 25 | $16.5B | — | ||
| Q4 24 | $17.5B | — | ||
| Q3 24 | $16.8B | — | ||
| Q2 24 | $16.0B | — |
股东权益ALLYARLP
| Q1 26 | — | — | ||
| Q4 25 | $15.5B | — | ||
| Q3 25 | $15.1B | — | ||
| Q2 25 | $14.5B | — | ||
| Q1 25 | $14.2B | — | ||
| Q4 24 | $13.9B | — | ||
| Q3 24 | $14.7B | — | ||
| Q2 24 | $13.9B | — |
总资产ALLYARLP
| Q1 26 | — | $2.9B | ||
| Q4 25 | $196.0B | $2.9B | ||
| Q3 25 | $191.7B | $2.9B | ||
| Q2 25 | $189.5B | $2.9B | ||
| Q1 25 | $193.3B | $2.9B | ||
| Q4 24 | $191.8B | $2.9B | ||
| Q3 24 | $193.0B | $3.0B | ||
| Q2 24 | $192.5B | $3.1B |
负债/权益比ALLYARLP
| Q1 26 | — | — | ||
| Q4 25 | 1.10× | — | ||
| Q3 25 | 1.11× | — | ||
| Q2 25 | 1.09× | — | ||
| Q1 25 | 1.16× | — | ||
| Q4 24 | 1.26× | — | ||
| Q3 24 | 1.14× | — | ||
| Q2 24 | 1.15× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $640.0M | — |
| 自由现金流经营现金流 - 资本支出 | — | $13.3M |
| 自由现金流率自由现金流/营收 | — | 2.6% |
| 资本支出强度资本支出/营收 | — | 18.5% |
| 现金转化率经营现金流/净利润 | 1.96× | — |
| 过去12个月自由现金流最近4个季度 | — | $342.2M |
8季度趋势，按日历期对齐
经营现金流ALLYARLP
| Q1 26 | — | — | ||
| Q4 25 | $640.0M | $143.9M | ||
| Q3 25 | $1.2B | $209.9M | ||
| Q2 25 | $947.0M | $151.7M | ||
| Q1 25 | $940.0M | $145.7M | ||
| Q4 24 | $620.0M | $168.4M | ||
| Q3 24 | $992.0M | $209.3M | ||
| Q2 24 | $1.6B | $215.8M |
自由现金流ALLYARLP
| Q1 26 | — | $13.3M | ||
| Q4 25 | — | $99.1M | ||
| Q3 25 | — | $145.2M | ||
| Q2 25 | — | $84.7M | ||
| Q1 25 | — | $58.9M | ||
| Q4 24 | — | $75.3M | ||
| Q3 24 | — | $99.0M | ||
| Q2 24 | — | $114.3M |
自由现金流率ALLYARLP
| Q1 26 | — | 2.6% | ||
| Q4 25 | — | 18.5% | ||
| Q3 25 | — | 25.4% | ||
| Q2 25 | — | 15.5% | ||
| Q1 25 | — | 10.9% | ||
| Q4 24 | — | 12.8% | ||
| Q3 24 | — | 16.1% | ||
| Q2 24 | — | 19.3% |
资本支出强度ALLYARLP
| Q1 26 | — | 18.5% | ||
| Q4 25 | — | 8.4% | ||
| Q3 25 | — | 11.3% | ||
| Q2 25 | — | 12.2% | ||
| Q1 25 | — | 16.1% | ||
| Q4 24 | — | 15.8% | ||
| Q3 24 | — | 18.0% | ||
| Q2 24 | — | 17.1% |
现金转化率ALLYARLP
| Q1 26 | — | — | ||
| Q4 25 | 1.96× | 1.74× | ||
| Q3 25 | 3.02× | 2.21× | ||
| Q2 25 | 2.69× | 2.55× | ||
| Q1 25 | — | 1.97× | ||
| Q4 24 | — | 10.31× | ||
| Q3 24 | 2.78× | 2.43× | ||
| Q2 24 | 5.36× | 2.15× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
ARLP
| Coal sales | $443.3M | 86% |
| Oil & gas royalties | $41.3M | 8% |
| Other revenues | $22.8M | 4% |
| Transportation revenues | $8.6M | 2% |
| Tons Produced | $8.0M | 2% |
| Mineral Interest Volumes (BOE) | $1.0M | 0% |
