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Ally Financial Inc.（ALLY）与POWER SOLUTIONS INTERNATIONAL, INC.（PSIX）财务数据对比。点击上方公司名可切换其他公司
Ally Financial Inc.的季度营收约是POWER SOLUTIONS INTERNATIONAL, INC.的1.6倍（$301.0M vs $191.2M），Ally Financial Inc.净利率更高（108.6% vs 8.4%，领先100.2%），POWER SOLUTIONS INTERNATIONAL, INC.同比增速更快（32.5% vs -3.2%），过去两年POWER SOLUTIONS INTERNATIONAL, INC.的营收复合增速更高（41.7% vs 11.1%）
Ally Financial Inc.是注册于美国特拉华州、总部位于密歇根州底特律的银行控股企业，业务覆盖汽车金融、直营银行线上服务、企业贷款、车辆保险、住房抵押贷款，以及分期销售、租赁协议等相关配套融资服务。
阿达尼能源解决方案有限公司（前身为阿达尼输电有限公司）是一家电力输配企业，总部位于艾哈迈达巴德。截至2025年4月，公司累计输电网络总长26696回路公里，是印度规模最大的民营输电企业之一。
ALLY vs PSIX — 直观对比
营收规模更大
ALLY
是对方的1.6倍
$191.2M
营收增速更快
PSIX
高出35.7%
-3.2%
净利率更高
ALLY
高出100.2%
8.4%
两年增速更快
PSIX
近两年复合增速
11.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $301.0M | $191.2M |
| 净利润 | $327.0M | $16.1M |
| 毛利率 | — | 21.9% |
| 营业利润率 | — | 12.7% |
| 净利率 | 108.6% | 8.4% |
| 营收同比 | -3.2% | 32.5% |
| 净利润同比 | 333.6% | -31.0% |
| 每股收益（稀释后） | $0.97 | $0.69 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALLYPSIX
| Q4 25 | $301.0M | $191.2M | ||
| Q3 25 | $308.0M | $203.8M | ||
| Q2 25 | $312.0M | $191.9M | ||
| Q1 25 | $323.0M | $135.4M | ||
| Q4 24 | $311.0M | $144.3M | ||
| Q3 24 | $319.0M | $125.8M | ||
| Q2 24 | $324.0M | $110.6M | ||
| Q1 24 | $244.0M | $95.2M |
净利润ALLYPSIX
| Q4 25 | $327.0M | $16.1M | ||
| Q3 25 | $398.0M | $27.6M | ||
| Q2 25 | $352.0M | $51.2M | ||
| Q1 25 | $-225.0M | $19.1M | ||
| Q4 24 | $-140.0M | $23.3M | ||
| Q3 24 | $357.0M | $17.3M | ||
| Q2 24 | $294.0M | $21.5M | ||
| Q1 24 | $157.0M | $7.1M |
毛利率ALLYPSIX
| Q4 25 | — | 21.9% | ||
| Q3 25 | — | 23.9% | ||
| Q2 25 | — | 28.2% | ||
| Q1 25 | — | 29.7% | ||
| Q4 24 | — | 29.9% | ||
| Q3 24 | — | 28.9% | ||
| Q2 24 | — | 31.8% | ||
| Q1 24 | — | 27.0% |
营业利润率ALLYPSIX
| Q4 25 | — | 12.7% | ||
| Q3 25 | — | 13.9% | ||
| Q2 25 | — | 16.9% | ||
| Q1 25 | -87.9% | 18.2% | ||
| Q4 24 | 56.3% | 17.5% | ||
| Q3 24 | 73.0% | 16.3% | ||
| Q2 24 | 79.3% | 22.9% | ||
| Q1 24 | 70.1% | 11.2% |
净利率ALLYPSIX
| Q4 25 | 108.6% | 8.4% | ||
| Q3 25 | 129.2% | 13.5% | ||
| Q2 25 | 112.8% | 26.7% | ||
| Q1 25 | -69.7% | 14.1% | ||
| Q4 24 | -45.0% | 16.1% | ||
| Q3 24 | 111.9% | 13.8% | ||
| Q2 24 | 90.7% | 19.5% | ||
| Q1 24 | 64.3% | 7.5% |
每股收益（稀释后）ALLYPSIX
| Q4 25 | $0.97 | $0.69 | ||
| Q3 25 | $1.18 | $1.20 | ||
| Q2 25 | $1.04 | $2.22 | ||
| Q1 25 | $-0.82 | $0.83 | ||
| Q4 24 | $-0.54 | $1.01 | ||
| Q3 24 | $1.06 | $0.75 | ||
| Q2 24 | $0.86 | $0.94 | ||
| Q1 24 | $0.42 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $10.0B | $41.3M |
| 总债务越低越好 | $17.1B | $96.6M |
| 股东权益账面价值 | $15.5B | $178.6M |
| 总资产 | $196.0B | $424.7M |
| 负债/权益比越低杠杆越低 | 1.10× | 0.54× |
8季度趋势，按日历期对齐
现金及短期投资ALLYPSIX
| Q4 25 | $10.0B | $41.3M | ||
| Q3 25 | $10.2B | $49.0M | ||
| Q2 25 | $10.6B | $49.5M | ||
| Q1 25 | $10.4B | $50.0M | ||
| Q4 24 | $10.3B | $55.3M | ||
| Q3 24 | $8.6B | $40.5M | ||
| Q2 24 | $7.4B | $28.8M | ||
| Q1 24 | $8.2B | $33.1M |
总债务ALLYPSIX
| Q4 25 | $17.1B | $96.6M | ||
| Q3 25 | $16.7B | $96.7M | ||
| Q2 25 | $15.9B | $1.8M | ||
| Q1 25 | $16.5B | $1.0M | ||
| Q4 24 | $17.5B | $184.0K | ||
| Q3 24 | $16.8B | $238.0K | ||
| Q2 24 | $16.0B | $292.0K | ||
| Q1 24 | $17.0B | $345.0K |
股东权益ALLYPSIX
| Q4 25 | $15.5B | $178.6M | ||
| Q3 25 | $15.1B | $162.5M | ||
| Q2 25 | $14.5B | $135.7M | ||
| Q1 25 | $14.2B | $84.3M | ||
| Q4 24 | $13.9B | $65.3M | ||
| Q3 24 | $14.7B | $42.1M | ||
| Q2 24 | $13.9B | $24.8M | ||
| Q1 24 | $13.7B | $3.2M |
总资产ALLYPSIX
| Q4 25 | $196.0B | $424.7M | ||
| Q3 25 | $191.7B | $458.9M | ||
| Q2 25 | $189.5B | $437.7M | ||
| Q1 25 | $193.3B | $372.7M | ||
| Q4 24 | $191.8B | $328.2M | ||
| Q3 24 | $193.0B | $339.1M | ||
| Q2 24 | $192.5B | $307.6M | ||
| Q1 24 | $192.9B | $286.8M |
负债/权益比ALLYPSIX
| Q4 25 | 1.10× | 0.54× | ||
| Q3 25 | 1.11× | 0.60× | ||
| Q2 25 | 1.09× | 0.01× | ||
| Q1 25 | 1.16× | 0.01× | ||
| Q4 24 | 1.26× | 0.00× | ||
| Q3 24 | 1.14× | 0.01× | ||
| Q2 24 | 1.15× | 0.01× | ||
| Q1 24 | 1.25× | 0.11× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $640.0M | $-4.6M |
| 自由现金流经营现金流 - 资本支出 | — | $-7.6M |
| 自由现金流率自由现金流/营收 | — | -4.0% |
| 资本支出强度资本支出/营收 | — | 1.6% |
| 现金转化率经营现金流/净利润 | 1.96× | -0.29× |
| 过去12个月自由现金流最近4个季度 | — | $14.1M |
8季度趋势，按日历期对齐
经营现金流ALLYPSIX
| Q4 25 | $640.0M | $-4.6M | ||
| Q3 25 | $1.2B | $3.3M | ||
| Q2 25 | $947.0M | $16.7M | ||
| Q1 25 | $940.0M | $8.8M | ||
| Q4 24 | $620.0M | $32.7M | ||
| Q3 24 | $992.0M | $12.6M | ||
| Q2 24 | $1.6B | $1.5M | ||
| Q1 24 | $1.3B | $15.6M |
自由现金流ALLYPSIX
| Q4 25 | — | $-7.6M | ||
| Q3 25 | — | $1.7M | ||
| Q2 25 | — | $14.6M | ||
| Q1 25 | — | $5.4M | ||
| Q4 24 | — | $30.0M | ||
| Q3 24 | — | $12.1M | ||
| Q2 24 | — | $822.0K | ||
| Q1 24 | — | $14.8M |
自由现金流率ALLYPSIX
| Q4 25 | — | -4.0% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 7.6% | ||
| Q1 25 | — | 4.0% | ||
| Q4 24 | — | 20.8% | ||
| Q3 24 | — | 9.7% | ||
| Q2 24 | — | 0.7% | ||
| Q1 24 | — | 15.6% |
资本支出强度ALLYPSIX
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 1.1% | ||
| Q1 25 | — | 2.5% | ||
| Q4 24 | — | 1.8% | ||
| Q3 24 | — | 0.3% | ||
| Q2 24 | — | 0.6% | ||
| Q1 24 | — | 0.9% |
现金转化率ALLYPSIX
| Q4 25 | 1.96× | -0.29× | ||
| Q3 25 | 3.02× | 0.12× | ||
| Q2 25 | 2.69× | 0.33× | ||
| Q1 25 | — | 0.46× | ||
| Q4 24 | — | 1.40× | ||
| Q3 24 | 2.78× | 0.73× | ||
| Q2 24 | 5.36× | 0.07× | ||
| Q1 24 | 8.54× | 2.20× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALLY
| Noninsurance Contracts | $242.0M | 80% |
| Brokerage Commissionsand Other | $21.0M | 7% |
| Commercial Portfolio Segment | $19.0M | 6% |
| Other | $13.0M | 4% |
| Banking Fees And Interchange Income | $5.0M | 2% |
| Brokered Agent Commissions | $1.0M | 0% |
PSIX
| Energy End Market | $153.4M | 80% |
| Industrial End Market | $33.3M | 17% |
| Transportation End Market | $4.6M | 2% |
