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ALERUS FINANCIAL CORP（ALRS）与Rumble Inc.（RUM）财务数据对比。点击上方公司名可切换其他公司
ALERUS FINANCIAL CORP的季度营收约是Rumble Inc.的1.7倍（$45.2M vs $27.1M），ALERUS FINANCIAL CORP净利率更高（-73.2% vs -120.8%，领先47.6%），ALERUS FINANCIAL CORP同比增速更快（18.0% vs -10.5%），ALERUS FINANCIAL CORP自由现金流更多（$58.8M vs $-31.7M），过去两年Rumble Inc.的营收复合增速更高（15.2% vs -2.5%）
阿勒鲁斯金融公司（品牌简称Alerus）是一家连锁金融机构，总部位于北达科他州大福克斯，网点分布在北达科他、明尼苏达、威斯康星与亚利桑那州，为客户提供银行、抵押贷款、财富管理以及退休规划等多种金融服务。
Rumble Inc.是一家加美跨国企业，主营在线视频平台、网络托管及云服务，总部位于加拿大多伦多，美国总部设在佛罗里达州朗博特基。公司由加拿大科技创业者克里斯·帕夫洛夫斯基于2013年创立，云服务板块为Truth Social提供托管支持，其视频平台在美国保守派及极右翼用户群体中广受欢迎，属于“另类科技”阵营。
ALRS vs RUM — 直观对比
营收规模更大
ALRS
是对方的1.7倍
$27.1M
营收增速更快
ALRS
高出28.5%
-10.5%
净利率更高
ALRS
高出47.6%
-120.8%
自由现金流更多
ALRS
多$90.5M
$-31.7M
两年增速更快
RUM
近两年复合增速
-2.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $45.2M | $27.1M |
| 净利润 | $-33.1M | $-32.7M |
| 毛利率 | — | 5.5% |
| 营业利润率 | -96.0% | -131.1% |
| 净利率 | -73.2% | -120.8% |
| 营收同比 | 18.0% | -10.5% |
| 净利润同比 | -49232.8% | 86.2% |
| 每股收益（稀释后） | $-1.27 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALRSRUM
| Q4 25 | $45.2M | $27.1M | ||
| Q3 25 | $72.6M | $24.8M | ||
| Q2 25 | $74.8M | — | ||
| Q1 25 | $68.8M | $23.7M | ||
| Q4 24 | $72.2M | $30.2M | ||
| Q3 24 | $50.9M | $25.1M | ||
| Q2 24 | $51.4M | $22.5M | ||
| Q1 24 | $47.5M | $17.7M |
净利润ALRSRUM
| Q4 25 | $-33.1M | $-32.7M | ||
| Q3 25 | $16.9M | $-16.3M | ||
| Q2 25 | $20.3M | — | ||
| Q1 25 | $13.3M | $-2.7M | ||
| Q4 24 | $-67.0K | $-236.8M | ||
| Q3 24 | $5.2M | $-31.5M | ||
| Q2 24 | $6.2M | $-26.8M | ||
| Q1 24 | $6.4M | $-43.3M |
毛利率ALRSRUM
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | -1.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -26.7% | ||
| Q4 24 | — | -14.2% | ||
| Q3 24 | — | -45.4% | ||
| Q2 24 | — | -58.8% | ||
| Q1 24 | — | -79.5% |
营业利润率ALRSRUM
| Q4 25 | -96.0% | -131.1% | ||
| Q3 25 | 30.4% | -113.6% | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 25.5% | -153.5% | ||
| Q4 24 | -0.8% | -80.1% | ||
| Q3 24 | 13.4% | -131.0% | ||
| Q2 24 | 15.8% | -172.7% | ||
| Q1 24 | 17.9% | -197.4% |
净利率ALRSRUM
| Q4 25 | -73.2% | -120.8% | ||
| Q3 25 | 23.3% | -65.7% | ||
| Q2 25 | 27.1% | — | ||
| Q1 25 | 19.4% | -11.2% | ||
| Q4 24 | -0.2% | -783.2% | ||
| Q3 24 | 10.2% | -125.9% | ||
| Q2 24 | 12.1% | -119.2% | ||
| Q1 24 | 13.5% | -244.1% |
每股收益（稀释后）ALRSRUM
| Q4 25 | $-1.27 | $-0.13 | ||
| Q3 25 | $0.65 | $-0.06 | ||
| Q2 25 | $0.78 | — | ||
| Q1 25 | $0.52 | $-0.01 | ||
| Q4 24 | $-0.06 | $-1.17 | ||
| Q3 24 | $0.26 | $-0.15 | ||
| Q2 24 | $0.31 | $-0.13 | ||
| Q1 24 | $0.32 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $67.2M | $237.9M |
| 总债务越低越好 | $59.2M | — |
| 股东权益账面价值 | $564.9M | $274.8M |
| 总资产 | $5.2B | $336.8M |
| 负债/权益比越低杠杆越低 | 0.10× | — |
8季度趋势，按日历期对齐
现金及短期投资ALRSRUM
| Q4 25 | $67.2M | $237.9M | ||
| Q3 25 | $92.0M | $269.8M | ||
| Q2 25 | $80.9M | — | ||
| Q1 25 | $83.0M | $301.3M | ||
| Q4 24 | $61.2M | $114.0M | ||
| Q3 24 | $66.0M | $132.0M | ||
| Q2 24 | $438.1M | $154.2M | ||
| Q1 24 | $545.8M | $183.8M |
总债务ALRSRUM
| Q4 25 | $59.2M | — | ||
| Q3 25 | $59.2M | — | ||
| Q2 25 | $59.1M | — | ||
| Q1 25 | $59.1M | — | ||
| Q4 24 | $59.1M | — | ||
| Q3 24 | $59.0M | — | ||
| Q2 24 | $59.0M | — | ||
| Q1 24 | $59.0M | — |
股东权益ALRSRUM
| Q4 25 | $564.9M | $274.8M | ||
| Q3 25 | $550.7M | $302.2M | ||
| Q2 25 | $533.2M | — | ||
| Q1 25 | $514.2M | $339.6M | ||
| Q4 24 | $495.4M | $-63.1M | ||
| Q3 24 | $386.5M | $166.1M | ||
| Q2 24 | $373.2M | $192.7M | ||
| Q1 24 | $371.6M | $210.7M |
总资产ALRSRUM
| Q4 25 | $5.2B | $336.8M | ||
| Q3 25 | $5.3B | $367.2M | ||
| Q2 25 | $5.3B | — | ||
| Q1 25 | $5.3B | $391.1M | ||
| Q4 24 | $5.3B | $195.3M | ||
| Q3 24 | $4.4B | $217.2M | ||
| Q2 24 | $4.4B | $243.2M | ||
| Q1 24 | $4.3B | $263.0M |
负债/权益比ALRSRUM
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.11× | — | ||
| Q1 25 | 0.11× | — | ||
| Q4 24 | 0.12× | — | ||
| Q3 24 | 0.15× | — | ||
| Q2 24 | 0.16× | — | ||
| Q1 24 | 0.16× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $67.5M | $-29.4M |
| 自由现金流经营现金流 - 资本支出 | $58.8M | $-31.7M |
| 自由现金流率自由现金流/营收 | 130.2% | -117.2% |
| 资本支出强度资本支出/营收 | 19.3% | 8.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $102.4M | $-70.8M |
8季度趋势，按日历期对齐
经营现金流ALRSRUM
| Q4 25 | $67.5M | $-29.4M | ||
| Q3 25 | $32.8M | $-10.6M | ||
| Q2 25 | $10.7M | — | ||
| Q1 25 | $7.7M | $-14.5M | ||
| Q4 24 | $21.7M | $-12.4M | ||
| Q3 24 | $20.2M | $-19.1M | ||
| Q2 24 | $-12.5M | $-21.7M | ||
| Q1 24 | $11.7M | $-33.9M |
自由现金流ALRSRUM
| Q4 25 | $58.8M | $-31.7M | ||
| Q3 25 | $30.3M | $-12.0M | ||
| Q2 25 | $7.6M | — | ||
| Q1 25 | $5.7M | $-14.6M | ||
| Q4 24 | $9.4M | $-12.4M | ||
| Q3 24 | $17.4M | $-19.9M | ||
| Q2 24 | $-16.1M | $-23.1M | ||
| Q1 24 | $10.8M | $-34.3M |
自由现金流率ALRSRUM
| Q4 25 | 130.2% | -117.2% | ||
| Q3 25 | 41.8% | -48.6% | ||
| Q2 25 | 10.1% | — | ||
| Q1 25 | 8.2% | -61.7% | ||
| Q4 24 | 13.0% | -40.9% | ||
| Q3 24 | 34.2% | -79.5% | ||
| Q2 24 | -31.4% | -102.8% | ||
| Q1 24 | 22.8% | -193.3% |
资本支出强度ALRSRUM
| Q4 25 | 19.3% | 8.5% | ||
| Q3 25 | 3.4% | 5.7% | ||
| Q2 25 | 4.2% | — | ||
| Q1 25 | 3.0% | 0.6% | ||
| Q4 24 | 17.1% | 0.1% | ||
| Q3 24 | 5.4% | 3.4% | ||
| Q2 24 | 7.2% | 6.1% | ||
| Q1 24 | 1.9% | 2.4% |
现金转化率ALRSRUM
| Q4 25 | — | — | ||
| Q3 25 | 1.94× | — | ||
| Q2 25 | 0.53× | — | ||
| Q1 25 | 0.58× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 3.88× | — | ||
| Q2 24 | -2.01× | — | ||
| Q1 24 | 1.82× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALRS
| Other | $17.3M | 38% |
| Retirement And Benefit Services | $17.3M | 38% |
| Wealth Management | $7.4M | 16% |
| Mortgage Banking | $3.2M | 7% |
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |
