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奥托立夫（ALV）与哈特福德（HIG）财务数据对比。点击上方公司名可切换其他公司
哈特福德的季度营收约是奥托立夫的1.4倍（$4.1B vs $2.8B），哈特福德净利率更高（13.2% vs 8.0%，领先5.1%），奥托立夫同比增速更快（7.7% vs -43.7%），过去两年奥托立夫的营收复合增速更高（3.8% vs -20.8%）
奥托立夫是美瑞合资的汽车安全供应商，总部位于瑞典斯德哥尔摩，在美国特拉华州注册成立，是全球最大的汽车安全系统供应商，主营安全气囊、安全带、方向盘等产品，为全球各大汽车制造商供货。品牌名由代表汽车的“auto”与瑞典语中意为“生命”的“liv”组合而成。
哈特福德（The Hartford）是美国头部保险企业，位列2024年《财富》世界500强第162位，总部位于康涅狄格州哈特福德市。集团拥有200余年行业经验，在财产意外险、员工福利及共同基金领域处于领先地位，凭借优质服务、可持续运营与诚信经营广受认可。
ALV vs HIG — 直观对比
营收规模更大
HIG
是对方的1.4倍
$2.8B
营收增速更快
ALV
高出51.4%
-43.7%
净利率更高
HIG
高出5.1%
8.0%
两年增速更快
ALV
近两年复合增速
-20.8%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $2.8B | $4.1B |
| 净利润 | $226.0M | $536.0M |
| 毛利率 | 20.3% | — |
| 营业利润率 | 11.4% | — |
| 净利率 | 8.0% | 13.2% |
| 营收同比 | 7.7% | -43.7% |
| 净利润同比 | -7.4% | 12.0% |
| 每股收益（稀释后） | $2.97 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收ALVHIG
| Q1 26 | — | $4.1B | ||
| Q4 25 | $2.8B | $7.3B | ||
| Q3 25 | $2.7B | $7.2B | ||
| Q2 25 | $2.7B | $7.0B | ||
| Q1 25 | $2.6B | $6.8B | ||
| Q4 24 | $2.6B | $6.9B | ||
| Q3 24 | $2.6B | $6.8B | ||
| Q2 24 | $2.6B | $6.5B |
净利润ALVHIG
| Q1 26 | — | $536.0M | ||
| Q4 25 | $226.0M | — | ||
| Q3 25 | $175.0M | $1.1B | ||
| Q2 25 | $167.0M | $995.0M | ||
| Q1 25 | $167.0M | $630.0M | ||
| Q4 24 | $244.0M | — | ||
| Q3 24 | $138.0M | $767.0M | ||
| Q2 24 | $138.0M | $738.0M |
毛利率ALVHIG
| Q1 26 | — | — | ||
| Q4 25 | 20.3% | — | ||
| Q3 25 | 19.3% | — | ||
| Q2 25 | 18.5% | — | ||
| Q1 25 | 18.5% | — | ||
| Q4 24 | 21.0% | — | ||
| Q3 24 | 18.0% | — | ||
| Q2 24 | 18.2% | — |
营业利润率ALVHIG
| Q1 26 | — | — | ||
| Q4 25 | 11.4% | 19.3% | ||
| Q3 25 | 9.9% | 18.2% | ||
| Q2 25 | 9.1% | 17.8% | ||
| Q1 25 | 9.9% | 11.5% | ||
| Q4 24 | 13.5% | 15.6% | ||
| Q3 24 | 8.8% | 14.1% | ||
| Q2 24 | 7.9% | 14.1% |
净利率ALVHIG
| Q1 26 | — | 13.2% | ||
| Q4 25 | 8.0% | — | ||
| Q3 25 | 6.5% | 14.9% | ||
| Q2 25 | 6.2% | 14.2% | ||
| Q1 25 | 6.5% | 9.3% | ||
| Q4 24 | 9.3% | — | ||
| Q3 24 | 5.4% | 11.4% | ||
| Q2 24 | 5.3% | 11.4% |
每股收益（稀释后）ALVHIG
| Q1 26 | — | — | ||
| Q4 25 | $2.97 | $3.96 | ||
| Q3 25 | $2.28 | $3.77 | ||
| Q2 25 | $2.16 | $3.44 | ||
| Q1 25 | $2.14 | $2.15 | ||
| Q4 24 | $3.07 | $2.88 | ||
| Q3 24 | $1.74 | $2.56 | ||
| Q2 24 | $1.71 | $2.44 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $604.0M | $1.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.6B | $16.8M |
| 总资产 | $8.6B | $86.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资ALVHIG
| Q1 26 | — | $1.7M | ||
| Q4 25 | $604.0M | — | ||
| Q3 25 | $225.0M | — | ||
| Q2 25 | $237.0M | — | ||
| Q1 25 | $322.0M | — | ||
| Q4 24 | $330.0M | — | ||
| Q3 24 | $415.0M | — | ||
| Q2 24 | $408.0M | — |
总债务ALVHIG
| Q1 26 | — | — | ||
| Q4 25 | — | $4.4B | ||
| Q3 25 | — | $4.4B | ||
| Q2 25 | — | $4.4B | ||
| Q1 25 | — | $4.4B | ||
| Q4 24 | — | $4.4B | ||
| Q3 24 | — | $4.4B | ||
| Q2 24 | — | $4.4B |
股东权益ALVHIG
| Q1 26 | — | $16.8M | ||
| Q4 25 | $2.6B | $19.0B | ||
| Q3 25 | $2.5B | $18.4B | ||
| Q2 25 | $2.5B | $17.5B | ||
| Q1 25 | $2.4B | $16.8B | ||
| Q4 24 | $2.3B | $16.4B | ||
| Q3 24 | $2.3B | $17.0B | ||
| Q2 24 | $2.3B | $15.7B |
总资产ALVHIG
| Q1 26 | — | $86.3M | ||
| Q4 25 | $8.6B | $86.0B | ||
| Q3 25 | $8.5B | $85.0B | ||
| Q2 25 | $8.5B | $83.6B | ||
| Q1 25 | $8.1B | $82.3B | ||
| Q4 24 | $7.8B | $80.9B | ||
| Q3 24 | $8.3B | $81.2B | ||
| Q2 24 | $8.0B | $79.0B |
负债/权益比ALVHIG
| Q1 26 | — | — | ||
| Q4 25 | — | 0.23× | ||
| Q3 25 | — | 0.24× | ||
| Q2 25 | — | 0.25× | ||
| Q1 25 | — | 0.26× | ||
| Q4 24 | — | 0.27× | ||
| Q3 24 | — | 0.26× | ||
| Q2 24 | — | 0.28× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $544.0M | — |
| 自由现金流经营现金流 - 资本支出 | $426.0M | — |
| 自由现金流率自由现金流/营收 | 15.1% | — |
| 资本支出强度资本支出/营收 | 4.2% | — |
| 现金转化率经营现金流/净利润 | 2.41× | — |
| 过去12个月自由现金流最近4个季度 | $716.0M | — |
8季度趋势，按日历期对齐
经营现金流ALVHIG
| Q1 26 | — | — | ||
| Q4 25 | $544.0M | $5.9B | ||
| Q3 25 | $258.0M | $1.8B | ||
| Q2 25 | $278.0M | $1.3B | ||
| Q1 25 | $77.0M | $985.0M | ||
| Q4 24 | $420.0M | $5.9B | ||
| Q3 24 | $177.0M | $1.7B | ||
| Q2 24 | $340.0M | $1.3B |
自由现金流ALVHIG
| Q1 26 | — | — | ||
| Q4 25 | $426.0M | $5.8B | ||
| Q3 25 | $152.0M | $1.8B | ||
| Q2 25 | $163.0M | $1.3B | ||
| Q1 25 | $-25.0M | $947.0M | ||
| Q4 24 | $281.0M | $5.8B | ||
| Q3 24 | $31.0M | $1.6B | ||
| Q2 24 | $186.0M | $1.2B |
自由现金流率ALVHIG
| Q1 26 | — | — | ||
| Q4 25 | 15.1% | 78.4% | ||
| Q3 25 | 5.6% | 24.8% | ||
| Q2 25 | 6.0% | 17.9% | ||
| Q1 25 | -1.0% | 13.9% | ||
| Q4 24 | 10.7% | 83.8% | ||
| Q3 24 | 1.2% | 24.0% | ||
| Q2 24 | 7.1% | 18.5% |
资本支出强度ALVHIG
| Q1 26 | — | — | ||
| Q4 25 | 4.2% | 2.3% | ||
| Q3 25 | 3.9% | 0.6% | ||
| Q2 25 | 4.2% | 0.6% | ||
| Q1 25 | 4.0% | 0.6% | ||
| Q4 24 | 5.3% | 2.1% | ||
| Q3 24 | 5.7% | 0.9% | ||
| Q2 24 | 5.9% | 0.9% |
现金转化率ALVHIG
| Q1 26 | — | — | ||
| Q4 25 | 2.41× | — | ||
| Q3 25 | 1.47× | 1.70× | ||
| Q2 25 | 1.66× | 1.30× | ||
| Q1 25 | 0.46× | 1.56× | ||
| Q4 24 | 1.72× | — | ||
| Q3 24 | 1.28× | 2.19× | ||
| Q2 24 | 2.46× | 1.71× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
ALV
暂无分部数据
HIG
| Earned premiums | $3.6B | 88% |
| Other | $486.0M | 12% |
| Fee income | $12.0M | 0% |
