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Amalgamated Financial Corp.（AMAL）与Business First Bancshares, Inc.（BFST）财务数据对比。点击上方公司名可切换其他公司
Amalgamated Financial Corp.的季度营收约是Business First Bancshares, Inc.的1.0倍（$85.2M vs $83.1M），Amalgamated Financial Corp.同比增速更快（9.4% vs 7.1%），Amalgamated Financial Corp.自由现金流更多（$134.4M vs $92.0M），过去两年Business First Bancshares, Inc.的营收复合增速更高（16.8% vs 4.3%）
CI金融集团是一家总部位于加拿大安大略省多伦多的投资管理公司，面向高净值个人投资者提供投资管理与财富管理服务，同时也为投资组合经理及机构投资者提供经纪与交易服务。
第一公民银行股份公司是一家银行控股公司，总部位于美国北卡罗来纳州罗利，是美国规模最大的银行机构之一。公司核心子公司第一公民银行在全美23个州经营着超过500家网点，另一子公司硅谷银行则在15个州设有39家办事处。
AMAL vs BFST — 直观对比
营收规模更大
AMAL
是对方的1.0倍
$83.1M
营收增速更快
AMAL
高出2.3%
7.1%
自由现金流更多
AMAL
多$42.4M
$92.0M
两年增速更快
BFST
近两年复合增速
4.3%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $85.2M | $83.1M |
| 净利润 | — | — |
| 毛利率 | — | — |
| 营业利润率 | 39.0% | 33.2% |
| 净利率 | — | — |
| 营收同比 | 9.4% | 7.1% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.88 | $0.71 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMALBFST
| Q4 25 | $85.2M | $83.1M | ||
| Q3 25 | $85.6M | $80.9M | ||
| Q2 25 | $80.9M | $81.5M | ||
| Q1 25 | $77.0M | $79.2M | ||
| Q4 24 | $77.9M | $77.6M | ||
| Q3 24 | $81.0M | $66.9M | ||
| Q2 24 | $78.5M | $66.2M | ||
| Q1 24 | $78.3M | $60.9M |
净利润AMALBFST
| Q4 25 | — | — | ||
| Q3 25 | $26.8M | $22.9M | ||
| Q2 25 | $26.0M | $22.1M | ||
| Q1 25 | $25.0M | $20.5M | ||
| Q4 24 | — | — | ||
| Q3 24 | $27.9M | $17.8M | ||
| Q2 24 | $26.8M | $17.2M | ||
| Q1 24 | $27.2M | $13.6M |
营业利润率AMALBFST
| Q4 25 | 39.0% | 33.2% | ||
| Q3 25 | 42.9% | 35.7% | ||
| Q2 25 | 43.8% | 34.4% | ||
| Q1 25 | 45.1% | 32.6% | ||
| Q4 24 | 42.4% | 27.5% | ||
| Q3 24 | 47.2% | 34.0% | ||
| Q2 24 | 45.6% | 32.9% | ||
| Q1 24 | 49.2% | 28.2% |
净利率AMALBFST
| Q4 25 | — | — | ||
| Q3 25 | 31.3% | 28.2% | ||
| Q2 25 | 32.1% | 27.1% | ||
| Q1 25 | 32.5% | 25.9% | ||
| Q4 24 | — | — | ||
| Q3 24 | 34.5% | 26.7% | ||
| Q2 24 | 34.1% | 26.0% | ||
| Q1 24 | 34.8% | 22.3% |
每股收益（稀释后）AMALBFST
| Q4 25 | $0.88 | $0.71 | ||
| Q3 25 | $0.88 | $0.73 | ||
| Q2 25 | $0.84 | $0.70 | ||
| Q1 25 | $0.81 | $0.65 | ||
| Q4 24 | $0.78 | $0.51 | ||
| Q3 24 | $0.90 | $0.65 | ||
| Q2 24 | $0.87 | $0.62 | ||
| Q1 24 | $0.89 | $0.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $291.2M | $411.2M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $794.5M | $896.9M |
| 总资产 | $8.9B | $8.2B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AMALBFST
| Q4 25 | $291.2M | $411.2M | ||
| Q3 25 | $115.5M | $399.1M | ||
| Q2 25 | $171.1M | $495.8M | ||
| Q1 25 | $65.7M | $312.9M | ||
| Q4 24 | $60.7M | $319.1M | ||
| Q3 24 | $149.2M | $213.2M | ||
| Q2 24 | $58.0M | $208.1M | ||
| Q1 24 | $155.2M | $185.9M |
股东权益AMALBFST
| Q4 25 | $794.5M | $896.9M | ||
| Q3 25 | $775.6M | $878.4M | ||
| Q2 25 | $754.0M | $848.4M | ||
| Q1 25 | $736.0M | $826.3M | ||
| Q4 24 | $707.7M | $799.5M | ||
| Q3 24 | $698.2M | $699.5M | ||
| Q2 24 | $646.0M | $664.5M | ||
| Q1 24 | $616.8M | $649.0M |
总资产AMALBFST
| Q4 25 | $8.9B | $8.2B | ||
| Q3 25 | $8.7B | $8.0B | ||
| Q2 25 | $8.6B | $7.9B | ||
| Q1 25 | $8.3B | $7.8B | ||
| Q4 24 | $8.3B | $7.9B | ||
| Q3 24 | $8.4B | $6.9B | ||
| Q2 24 | $8.3B | $6.7B | ||
| Q1 24 | $8.1B | $6.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $135.8M | $92.1M |
| 自由现金流经营现金流 - 资本支出 | $134.4M | $92.0M |
| 自由现金流率自由现金流/营收 | 157.8% | 110.7% |
| 资本支出强度资本支出/营收 | 1.6% | 0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $229.4M | $165.6M |
8季度趋势，按日历期对齐
经营现金流AMALBFST
| Q4 25 | $135.8M | $92.1M | ||
| Q3 25 | $39.5M | $32.4M | ||
| Q2 25 | $24.9M | $14.0M | ||
| Q1 25 | $34.2M | $28.7M | ||
| Q4 24 | $124.1M | $61.4M | ||
| Q3 24 | $35.8M | $21.4M | ||
| Q2 24 | $28.0M | $15.1M | ||
| Q1 24 | $31.3M | $7.6M |
自由现金流AMALBFST
| Q4 25 | $134.4M | $92.0M | ||
| Q3 25 | $38.3M | $32.1M | ||
| Q2 25 | $24.2M | $13.8M | ||
| Q1 25 | $32.5M | $27.7M | ||
| Q4 24 | $122.3M | $59.8M | ||
| Q3 24 | $35.2M | $21.0M | ||
| Q2 24 | $27.8M | $14.0M | ||
| Q1 24 | $31.1M | $7.2M |
自由现金流率AMALBFST
| Q4 25 | 157.8% | 110.7% | ||
| Q3 25 | 44.7% | 39.6% | ||
| Q2 25 | 29.9% | 16.9% | ||
| Q1 25 | 42.2% | 34.9% | ||
| Q4 24 | 157.0% | 77.1% | ||
| Q3 24 | 43.4% | 31.4% | ||
| Q2 24 | 35.4% | 21.2% | ||
| Q1 24 | 39.7% | 11.8% |
资本支出强度AMALBFST
| Q4 25 | 1.6% | 0.1% | ||
| Q3 25 | 1.4% | 0.4% | ||
| Q2 25 | 0.9% | 0.3% | ||
| Q1 25 | 2.3% | 1.3% | ||
| Q4 24 | 2.3% | 2.0% | ||
| Q3 24 | 0.7% | 0.6% | ||
| Q2 24 | 0.3% | 1.6% | ||
| Q1 24 | 0.3% | 0.6% |
现金转化率AMALBFST
| Q4 25 | — | — | ||
| Q3 25 | 1.47× | 1.42× | ||
| Q2 25 | 0.96× | 0.63× | ||
| Q1 25 | 1.37× | 1.40× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.28× | 1.20× | ||
| Q2 24 | 1.05× | 0.88× | ||
| Q1 24 | 1.15× | 0.56× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
