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Amalgamated Financial Corp.（AMAL）与合众银行（OSBC）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是Amalgamated Financial Corp.的1.1倍（$93.8M vs $85.2M），过去两年合众银行的营收复合增速更高（15.1% vs 4.3%）
CI金融集团是一家总部位于加拿大安大略省多伦多的投资管理公司，面向高净值个人投资者提供投资管理与财富管理服务，同时也为投资组合经理及机构投资者提供经纪与交易服务。
合众银行是一家总部位于美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押等金融服务。
AMAL vs OSBC — 直观对比
营收规模更大
OSBC
是对方的1.1倍
$85.2M
两年增速更快
OSBC
近两年复合增速
4.3%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $85.2M | $93.8M |
| 净利润 | — | $25.6M |
| 毛利率 | — | — |
| 营业利润率 | 39.0% | — |
| 净利率 | — | 27.3% |
| 营收同比 | 9.4% | — |
| 净利润同比 | — | 159.2% |
| 每股收益（稀释后） | $0.88 | $0.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMALOSBC
| Q1 26 | — | $93.8M | ||
| Q4 25 | $85.2M | $95.2M | ||
| Q3 25 | $85.6M | $95.9M | ||
| Q2 25 | $80.9M | $75.1M | ||
| Q1 25 | $77.0M | $73.1M | ||
| Q4 24 | $77.9M | $73.2M | ||
| Q3 24 | $81.0M | $71.2M | ||
| Q2 24 | $78.5M | $70.8M |
净利润AMALOSBC
| Q1 26 | — | $25.6M | ||
| Q4 25 | — | — | ||
| Q3 25 | $26.8M | $9.9M | ||
| Q2 25 | $26.0M | $21.8M | ||
| Q1 25 | $25.0M | $19.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | $27.9M | $23.0M | ||
| Q2 24 | $26.8M | $21.9M |
营业利润率AMALOSBC
| Q1 26 | — | — | ||
| Q4 25 | 39.0% | 41.2% | ||
| Q3 25 | 42.9% | 13.6% | ||
| Q2 25 | 43.8% | 38.9% | ||
| Q1 25 | 45.1% | 35.8% | ||
| Q4 24 | 42.4% | 34.7% | ||
| Q3 24 | 47.2% | 41.9% | ||
| Q2 24 | 45.6% | 41.2% |
净利率AMALOSBC
| Q1 26 | — | 27.3% | ||
| Q4 25 | — | — | ||
| Q3 25 | 31.3% | 10.3% | ||
| Q2 25 | 32.1% | 29.0% | ||
| Q1 25 | 32.5% | 27.1% | ||
| Q4 24 | — | — | ||
| Q3 24 | 34.5% | 32.3% | ||
| Q2 24 | 34.1% | 30.9% |
每股收益（稀释后）AMALOSBC
| Q1 26 | — | $0.48 | ||
| Q4 25 | $0.88 | $0.53 | ||
| Q3 25 | $0.88 | $0.18 | ||
| Q2 25 | $0.84 | $0.48 | ||
| Q1 25 | $0.81 | $0.43 | ||
| Q4 24 | $0.78 | $0.42 | ||
| Q3 24 | $0.90 | $0.50 | ||
| Q2 24 | $0.87 | $0.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $291.2M | $115.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $794.5M | $893.3M |
| 总资产 | $8.9B | $6.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AMALOSBC
| Q1 26 | — | $115.7M | ||
| Q4 25 | $291.2M | $124.0M | ||
| Q3 25 | $115.5M | $116.5M | ||
| Q2 25 | $171.1M | $141.8M | ||
| Q1 25 | $65.7M | $256.1M | ||
| Q4 24 | $60.7M | $99.3M | ||
| Q3 24 | $149.2M | $115.8M | ||
| Q2 24 | $58.0M | $120.9M |
股东权益AMALOSBC
| Q1 26 | — | $893.3M | ||
| Q4 25 | $794.5M | $896.8M | ||
| Q3 25 | $775.6M | $866.7M | ||
| Q2 25 | $754.0M | $718.6M | ||
| Q1 25 | $736.0M | $694.5M | ||
| Q4 24 | $707.7M | $671.0M | ||
| Q3 24 | $698.2M | $661.4M | ||
| Q2 24 | $646.0M | $619.3M |
总资产AMALOSBC
| Q1 26 | — | $6.8B | ||
| Q4 25 | $8.9B | $6.9B | ||
| Q3 25 | $8.7B | $7.0B | ||
| Q2 25 | $8.6B | $5.7B | ||
| Q1 25 | $8.3B | $5.7B | ||
| Q4 24 | $8.3B | $5.6B | ||
| Q3 24 | $8.4B | $5.7B | ||
| Q2 24 | $8.3B | $5.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $135.8M | — |
| 自由现金流经营现金流 - 资本支出 | $134.4M | — |
| 自由现金流率自由现金流/营收 | 157.8% | — |
| 资本支出强度资本支出/营收 | 1.6% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $229.4M | — |
8季度趋势，按日历期对齐
经营现金流AMALOSBC
| Q1 26 | — | — | ||
| Q4 25 | $135.8M | $122.3M | ||
| Q3 25 | $39.5M | $35.9M | ||
| Q2 25 | $24.9M | $24.2M | ||
| Q1 25 | $34.2M | $17.8M | ||
| Q4 24 | $124.1M | $131.5M | ||
| Q3 24 | $35.8M | $48.5M | ||
| Q2 24 | $28.0M | $11.6M |
自由现金流AMALOSBC
| Q1 26 | — | — | ||
| Q4 25 | $134.4M | $117.8M | ||
| Q3 25 | $38.3M | $34.7M | ||
| Q2 25 | $24.2M | $23.5M | ||
| Q1 25 | $32.5M | $16.2M | ||
| Q4 24 | $122.3M | $120.7M | ||
| Q3 24 | $35.2M | $46.2M | ||
| Q2 24 | $27.8M | $8.7M |
自由现金流率AMALOSBC
| Q1 26 | — | — | ||
| Q4 25 | 157.8% | 123.7% | ||
| Q3 25 | 44.7% | 36.2% | ||
| Q2 25 | 29.9% | 31.2% | ||
| Q1 25 | 42.2% | 22.2% | ||
| Q4 24 | 157.0% | 165.0% | ||
| Q3 24 | 43.4% | 64.9% | ||
| Q2 24 | 35.4% | 12.3% |
资本支出强度AMALOSBC
| Q1 26 | — | — | ||
| Q4 25 | 1.6% | 4.7% | ||
| Q3 25 | 1.4% | 1.3% | ||
| Q2 25 | 0.9% | 1.1% | ||
| Q1 25 | 2.3% | 2.2% | ||
| Q4 24 | 2.3% | 14.7% | ||
| Q3 24 | 0.7% | 3.3% | ||
| Q2 24 | 0.3% | 4.2% |
现金转化率AMALOSBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.47× | 3.64× | ||
| Q2 25 | 0.96× | 1.11× | ||
| Q1 25 | 1.37× | 0.90× | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.28× | 2.11× | ||
| Q2 24 | 1.05× | 0.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMAL
暂无分部数据
OSBC
| Net Interest Income | $81.1M | 87% |
| Noninterest Income | $12.6M | 13% |
