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Amalgamated Financial Corp.（AMAL）与Certara, Inc.（CERT）财务数据对比。点击上方公司名可切换其他公司
Certara, Inc.的季度营收约是Amalgamated Financial Corp.的1.2倍（$103.6M vs $85.2M），Amalgamated Financial Corp.同比增速更快（9.4% vs 3.3%），Amalgamated Financial Corp.自由现金流更多（$134.4M vs $27.8M），过去两年Amalgamated Financial Corp.的营收复合增速更高（4.3% vs 3.6%）
CI金融集团是一家总部位于加拿大安大略省多伦多的投资管理公司，面向高净值个人投资者提供投资管理与财富管理服务，同时也为投资组合经理及机构投资者提供经纪与交易服务。
Certara是全球领先的生物制药软件及咨询服务提供商，专注于建模模拟、监管科学领域的解决方案，服务药企、生物技术企业及医疗相关方，覆盖药物研发全周期，助力加快新疗法上市，降低研发风险与综合成本。
AMAL vs CERT — 直观对比
营收规模更大
CERT
是对方的1.2倍
$85.2M
营收增速更快
AMAL
高出6.1%
3.3%
自由现金流更多
AMAL
多$106.6M
$27.8M
两年增速更快
AMAL
近两年复合增速
3.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $85.2M | $103.6M |
| 净利润 | — | $-5.9M |
| 毛利率 | — | — |
| 营业利润率 | 39.0% | 0.8% |
| 净利率 | — | -5.7% |
| 营收同比 | 9.4% | 3.3% |
| 净利润同比 | — | -189.6% |
| 每股收益（稀释后） | $0.88 | $-0.04 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMALCERT
| Q4 25 | $85.2M | $103.6M | ||
| Q3 25 | $85.6M | $104.6M | ||
| Q2 25 | $80.9M | $104.6M | ||
| Q1 25 | $77.0M | $106.0M | ||
| Q4 24 | $77.9M | $100.4M | ||
| Q3 24 | $81.0M | $94.8M | ||
| Q2 24 | $78.5M | $93.3M | ||
| Q1 24 | $78.3M | $96.7M |
净利润AMALCERT
| Q4 25 | — | $-5.9M | ||
| Q3 25 | $26.8M | $1.5M | ||
| Q2 25 | $26.0M | $-2.0M | ||
| Q1 25 | $25.0M | $4.7M | ||
| Q4 24 | — | $6.6M | ||
| Q3 24 | $27.9M | $-1.4M | ||
| Q2 24 | $26.8M | $-12.6M | ||
| Q1 24 | $27.2M | $-4.7M |
营业利润率AMALCERT
| Q4 25 | 39.0% | 0.8% | ||
| Q3 25 | 42.9% | 2.9% | ||
| Q2 25 | 43.8% | 9.1% | ||
| Q1 25 | 45.1% | 7.2% | ||
| Q4 24 | 42.4% | 6.0% | ||
| Q3 24 | 47.2% | 2.7% | ||
| Q2 24 | 45.6% | -9.7% | ||
| Q1 24 | 49.2% | -1.3% |
净利率AMALCERT
| Q4 25 | — | -5.7% | ||
| Q3 25 | 31.3% | 1.5% | ||
| Q2 25 | 32.1% | -1.9% | ||
| Q1 25 | 32.5% | 4.5% | ||
| Q4 24 | — | 6.6% | ||
| Q3 24 | 34.5% | -1.4% | ||
| Q2 24 | 34.1% | -13.5% | ||
| Q1 24 | 34.8% | -4.8% |
每股收益（稀释后）AMALCERT
| Q4 25 | $0.88 | $-0.04 | ||
| Q3 25 | $0.88 | $0.01 | ||
| Q2 25 | $0.84 | $-0.01 | ||
| Q1 25 | $0.81 | $0.03 | ||
| Q4 24 | $0.78 | $0.04 | ||
| Q3 24 | $0.90 | $-0.01 | ||
| Q2 24 | $0.87 | $-0.08 | ||
| Q1 24 | $0.89 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $291.2M | $189.4M |
| 总债务越低越好 | — | $293.1M |
| 股东权益账面价值 | $794.5M | $1.1B |
| 总资产 | $8.9B | $1.6B |
| 负债/权益比越低杠杆越低 | — | 0.28× |
8季度趋势，按日历期对齐
现金及短期投资AMALCERT
| Q4 25 | $291.2M | $189.4M | ||
| Q3 25 | $115.5M | $172.7M | ||
| Q2 25 | $171.1M | $162.3M | ||
| Q1 25 | $65.7M | $179.1M | ||
| Q4 24 | $60.7M | $179.2M | ||
| Q3 24 | $149.2M | $233.0M | ||
| Q2 24 | $58.0M | $224.6M | ||
| Q1 24 | $155.2M | $224.8M |
总债务AMALCERT
| Q4 25 | — | $293.1M | ||
| Q3 25 | — | $293.5M | ||
| Q2 25 | — | $294.2M | ||
| Q1 25 | — | $294.8M | ||
| Q4 24 | — | $295.4M | ||
| Q3 24 | — | $296.1M | ||
| Q2 24 | — | $296.7M | ||
| Q1 24 | — | $290.8M |
股东权益AMALCERT
| Q4 25 | $794.5M | $1.1B | ||
| Q3 25 | $775.6M | $1.1B | ||
| Q2 25 | $754.0M | $1.1B | ||
| Q1 25 | $736.0M | $1.1B | ||
| Q4 24 | $707.7M | $1.1B | ||
| Q3 24 | $698.2M | $1.1B | ||
| Q2 24 | $646.0M | $1.0B | ||
| Q1 24 | $616.8M | $1.1B |
总资产AMALCERT
| Q4 25 | $8.9B | $1.6B | ||
| Q3 25 | $8.7B | $1.5B | ||
| Q2 25 | $8.6B | $1.5B | ||
| Q1 25 | $8.3B | $1.6B | ||
| Q4 24 | $8.3B | $1.6B | ||
| Q3 24 | $8.4B | $1.5B | ||
| Q2 24 | $8.3B | $1.5B | ||
| Q1 24 | $8.1B | $1.5B |
负债/权益比AMALCERT
| Q4 25 | — | 0.28× | ||
| Q3 25 | — | 0.28× | ||
| Q2 25 | — | 0.27× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | — | 0.28× | ||
| Q2 24 | — | 0.28× | ||
| Q1 24 | — | 0.28× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $135.8M | $28.8M |
| 自由现金流经营现金流 - 资本支出 | $134.4M | $27.8M |
| 自由现金流率自由现金流/营收 | 157.8% | 26.8% |
| 资本支出强度资本支出/营收 | 1.6% | 1.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $229.4M | $94.4M |
8季度趋势，按日历期对齐
经营现金流AMALCERT
| Q4 25 | $135.8M | $28.8M | ||
| Q3 25 | $39.5M | $32.3M | ||
| Q2 25 | $24.9M | $17.8M | ||
| Q1 25 | $34.2M | $17.4M | ||
| Q4 24 | $124.1M | $49.4M | ||
| Q3 24 | $35.8M | $17.0M | ||
| Q2 24 | $28.0M | $9.8M | ||
| Q1 24 | $31.3M | $4.3M |
自由现金流AMALCERT
| Q4 25 | $134.4M | $27.8M | ||
| Q3 25 | $38.3M | $32.1M | ||
| Q2 25 | $24.2M | $17.8M | ||
| Q1 25 | $32.5M | $16.8M | ||
| Q4 24 | $122.3M | $49.0M | ||
| Q3 24 | $35.2M | $16.8M | ||
| Q2 24 | $27.8M | $9.4M | ||
| Q1 24 | $31.1M | $3.7M |
自由现金流率AMALCERT
| Q4 25 | 157.8% | 26.8% | ||
| Q3 25 | 44.7% | 30.7% | ||
| Q2 25 | 29.9% | 17.0% | ||
| Q1 25 | 42.2% | 15.8% | ||
| Q4 24 | 157.0% | 48.8% | ||
| Q3 24 | 43.4% | 17.7% | ||
| Q2 24 | 35.4% | 10.1% | ||
| Q1 24 | 39.7% | 3.8% |
资本支出强度AMALCERT
| Q4 25 | 1.6% | 1.0% | ||
| Q3 25 | 1.4% | 0.2% | ||
| Q2 25 | 0.9% | 0.1% | ||
| Q1 25 | 2.3% | 0.6% | ||
| Q4 24 | 2.3% | 0.4% | ||
| Q3 24 | 0.7% | 0.2% | ||
| Q2 24 | 0.3% | 0.5% | ||
| Q1 24 | 0.3% | 0.6% |
现金转化率AMALCERT
| Q4 25 | — | — | ||
| Q3 25 | 1.47× | 21.19× | ||
| Q2 25 | 0.96× | — | ||
| Q1 25 | 1.37× | 3.66× | ||
| Q4 24 | — | 7.51× | ||
| Q3 24 | 1.28× | — | ||
| Q2 24 | 1.05× | — | ||
| Q1 24 | 1.15× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
