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Amalgamated Financial Corp.（AMAL）与FIRST CITIZENS BANCSHARES INC（FCNCA）财务数据对比。点击上方公司名可切换其他公司
FIRST CITIZENS BANCSHARES INC的季度营收约是Amalgamated Financial Corp.的14.0倍（$1.1B vs $77.9M）。Amalgamated Financial Corp.同比增速更快（6.5% vs 3.5%）。过去两年Amalgamated Financial Corp.的营收复合增速更高（7.0% vs -33.5%）
CI金融集团是一家总部位于加拿大安大略省多伦多的投资管理公司，面向高净值个人投资者提供投资管理与财富管理服务，同时也为投资组合经理及机构投资者提供经纪与交易服务。
第一公民银行控股公司是美国本土银行控股企业，总部位于罗德岛州普罗维登斯，旗下拥有国民公民银行，业务覆盖美国康涅狄格、特拉华、佛罗里达、马里兰、马萨诸塞、密歇根、新罕布什尔、新泽西、纽约、俄亥俄、宾夕法尼亚、罗德岛、佛蒙特、弗吉尼亚等14个州及华盛顿哥伦比亚特区。
AMAL vs FCNCA — 直观对比
营收规模更大
FCNCA
是对方的14.0倍
$77.9M
营收增速更快
AMAL
高出3.0%
3.5%
两年增速更快
AMAL
近两年复合增速
-33.5%
损益表 — Q4 2025 vs Q1 2026
| 指标 | | |
|---|---|---|
| 营收 | $77.9M | $1.1B |
| 净利润 | — | $534.0M |
| 毛利率 | — | — |
| 营业利润率 | 42.7% | — |
| 净利率 | — | 49.1% |
| 营收同比 | 6.5% | 3.5% |
| 净利润同比 | — | 10.6% |
| 每股收益（稀释后） | $0.88 | $42.63 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMALFCNCA
| Q1 26 | — | $1.1B | ||
| Q4 25 | $77.9M | $2.4B | ||
| Q3 25 | $76.4M | $2.4B | ||
| Q2 25 | $72.9M | $2.4B | ||
| Q1 25 | $70.6M | $2.3B | ||
| Q4 24 | $73.1M | $2.4B | ||
| Q3 24 | $72.1M | $2.4B | ||
| Q2 24 | $69.2M | $2.5B |
净利润AMALFCNCA
| Q1 26 | — | $534.0M | ||
| Q4 25 | — | $580.0M | ||
| Q3 25 | $26.8M | $568.0M | ||
| Q2 25 | $26.0M | $575.0M | ||
| Q1 25 | $25.0M | $483.0M | ||
| Q4 24 | — | $700.0M | ||
| Q3 24 | $27.9M | $639.0M | ||
| Q2 24 | $26.8M | $707.0M |
营业利润率AMALFCNCA
| Q1 26 | — | — | ||
| Q4 25 | 42.7% | 33.3% | ||
| Q3 25 | 48.0% | 30.9% | ||
| Q2 25 | 48.6% | 31.9% | ||
| Q1 25 | 49.2% | 28.3% | ||
| Q4 24 | 45.2% | 30.6% | ||
| Q3 24 | 53.0% | 35.7% | ||
| Q2 24 | 51.7% | 39.8% |
净利率AMALFCNCA
| Q1 26 | — | 49.1% | ||
| Q4 25 | — | 23.8% | ||
| Q3 25 | 35.0% | 23.3% | ||
| Q2 25 | 35.6% | 24.2% | ||
| Q1 25 | 35.5% | 21.0% | ||
| Q4 24 | — | 29.1% | ||
| Q3 24 | 38.8% | 26.1% | ||
| Q2 24 | 38.7% | 28.7% |
每股收益（稀释后）AMALFCNCA
| Q1 26 | — | $42.63 | ||
| Q4 25 | $0.88 | $45.33 | ||
| Q3 25 | $0.88 | $43.08 | ||
| Q2 25 | $0.84 | $42.36 | ||
| Q1 25 | $0.81 | $34.47 | ||
| Q4 24 | $0.78 | $49.19 | ||
| Q3 24 | $0.90 | $43.42 | ||
| Q2 24 | $0.87 | $47.54 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $291.2M | — |
| 总债务越低越好 | — | $34.0B |
| 股东权益账面价值 | $794.5M | $22.0B |
| 总资产 | $8.9B | $236.0B |
| 负债/权益比越低杠杆越低 | — | 1.54× |
8季度趋势，按日历期对齐
现金及短期投资AMALFCNCA
| Q1 26 | — | — | ||
| Q4 25 | $291.2M | — | ||
| Q3 25 | $115.5M | — | ||
| Q2 25 | $171.1M | — | ||
| Q1 25 | $65.7M | — | ||
| Q4 24 | $60.7M | — | ||
| Q3 24 | $149.2M | — | ||
| Q2 24 | $58.0M | — |
总债务AMALFCNCA
| Q1 26 | — | $34.0B | ||
| Q4 25 | — | $35.8B | ||
| Q3 25 | — | $38.3B | ||
| Q2 25 | — | $37.6B | ||
| Q1 25 | — | $38.0B | ||
| Q4 24 | — | $36.7B | ||
| Q3 24 | — | $36.8B | ||
| Q2 24 | — | $37.1B |
股东权益AMALFCNCA
| Q1 26 | — | $22.0B | ||
| Q4 25 | $794.5M | $22.2B | ||
| Q3 25 | $775.6M | $22.0B | ||
| Q2 25 | $754.0M | $22.3B | ||
| Q1 25 | $736.0M | $22.3B | ||
| Q4 24 | $707.7M | $22.2B | ||
| Q3 24 | $698.2M | $22.8B | ||
| Q2 24 | $646.0M | $22.5B |
总资产AMALFCNCA
| Q1 26 | — | $236.0B | ||
| Q4 25 | $8.9B | $229.7B | ||
| Q3 25 | $8.7B | $233.5B | ||
| Q2 25 | $8.6B | $229.7B | ||
| Q1 25 | $8.3B | $228.8B | ||
| Q4 24 | $8.3B | $223.7B | ||
| Q3 24 | $8.4B | $220.6B | ||
| Q2 24 | $8.3B | $219.8B |
负债/权益比AMALFCNCA
| Q1 26 | — | 1.54× | ||
| Q4 25 | — | 1.61× | ||
| Q3 25 | — | 1.74× | ||
| Q2 25 | — | 1.69× | ||
| Q1 25 | — | 1.70× | ||
| Q4 24 | — | 1.65× | ||
| Q3 24 | — | 1.61× | ||
| Q2 24 | — | 1.65× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $37.1M | — |
| 自由现金流经营现金流 - 资本支出 | $36.3M | — |
| 自由现金流率自由现金流/营收 | 46.6% | — |
| 资本支出强度资本支出/营收 | 1.1% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $131.3M | — |
8季度趋势，按日历期对齐
经营现金流AMALFCNCA
| Q1 26 | — | — | ||
| Q4 25 | $37.1M | $1.1B | ||
| Q3 25 | $39.5M | $916.0M | ||
| Q2 25 | $24.9M | $859.0M | ||
| Q1 25 | $34.2M | $98.0M | ||
| Q4 24 | $29.0M | $1.1B | ||
| Q3 24 | $35.8M | $991.0M | ||
| Q2 24 | $28.0M | $417.0M |
自由现金流AMALFCNCA
| Q1 26 | — | — | ||
| Q4 25 | $36.3M | $807.0M | ||
| Q3 25 | $38.3M | $678.0M | ||
| Q2 25 | $24.2M | $733.0M | ||
| Q1 25 | $32.5M | $-5.0M | ||
| Q4 24 | $28.3M | $991.0M | ||
| Q3 24 | $35.2M | $885.0M | ||
| Q2 24 | $27.8M | $316.0M |
自由现金流率AMALFCNCA
| Q1 26 | — | — | ||
| Q4 25 | 46.6% | 33.1% | ||
| Q3 25 | 50.1% | 27.9% | ||
| Q2 25 | 33.2% | 30.9% | ||
| Q1 25 | 46.0% | -0.2% | ||
| Q4 24 | 38.7% | 41.2% | ||
| Q3 24 | 48.8% | 36.2% | ||
| Q2 24 | 40.1% | 12.8% |
资本支出强度AMALFCNCA
| Q1 26 | — | — | ||
| Q4 25 | 1.1% | 10.0% | ||
| Q3 25 | 1.6% | 9.8% | ||
| Q2 25 | 1.0% | 5.3% | ||
| Q1 25 | 2.5% | 4.5% | ||
| Q4 24 | 1.0% | 5.3% | ||
| Q3 24 | 0.8% | 4.3% | ||
| Q2 24 | 0.4% | 4.1% |
现金转化率AMALFCNCA
| Q1 26 | — | — | ||
| Q4 25 | — | 1.81× | ||
| Q3 25 | 1.47× | 1.61× | ||
| Q2 25 | 0.96× | 1.49× | ||
| Q1 25 | 1.37× | 0.20× | ||
| Q4 24 | — | 1.60× | ||
| Q3 24 | 1.28× | 1.55× | ||
| Q2 24 | 1.05× | 0.59× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
