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Amalgamated Financial Corp.（AMAL）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
REPUBLIC BANCORP INC的季度营收约是Amalgamated Financial Corp.的1.1倍（$94.3M vs $85.2M），Amalgamated Financial Corp.同比增速更快（9.4% vs 5.3%），REPUBLIC BANCORP INC自由现金流更多（$161.1M vs $134.4M），过去两年Amalgamated Financial Corp.的营收复合增速更高（4.3% vs -11.5%）
CI金融集团是一家总部位于加拿大安大略省多伦多的投资管理公司，面向高净值个人投资者提供投资管理与财富管理服务，同时也为投资组合经理及机构投资者提供经纪与交易服务。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
AMAL vs RBCAA — 直观对比
营收规模更大
RBCAA
是对方的1.1倍
$85.2M
营收增速更快
AMAL
高出4.1%
5.3%
自由现金流更多
RBCAA
多$26.7M
$134.4M
两年增速更快
AMAL
近两年复合增速
-11.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $85.2M | $94.3M |
| 净利润 | — | $22.8M |
| 毛利率 | — | — |
| 营业利润率 | 39.0% | 29.3% |
| 净利率 | — | 24.2% |
| 营收同比 | 9.4% | 5.3% |
| 净利润同比 | — | 20.0% |
| 每股收益（稀释后） | $0.88 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMALRBCAA
| Q4 25 | $85.2M | $94.3M | ||
| Q3 25 | $85.6M | $93.5M | ||
| Q2 25 | $80.9M | $93.8M | ||
| Q1 25 | $77.0M | $135.8M | ||
| Q4 24 | $77.9M | $89.5M | ||
| Q3 24 | $81.0M | $88.1M | ||
| Q2 24 | $78.5M | $86.9M | ||
| Q1 24 | $78.3M | $120.3M |
净利润AMALRBCAA
| Q4 25 | — | $22.8M | ||
| Q3 25 | $26.8M | $29.7M | ||
| Q2 25 | $26.0M | $31.5M | ||
| Q1 25 | $25.0M | $47.3M | ||
| Q4 24 | — | $19.0M | ||
| Q3 24 | $27.9M | $26.5M | ||
| Q2 24 | $26.8M | $25.2M | ||
| Q1 24 | $27.2M | $30.6M |
营业利润率AMALRBCAA
| Q4 25 | 39.0% | 29.3% | ||
| Q3 25 | 42.9% | 40.4% | ||
| Q2 25 | 43.8% | 43.0% | ||
| Q1 25 | 45.1% | 44.1% | ||
| Q4 24 | 42.4% | 25.8% | ||
| Q3 24 | 47.2% | 38.4% | ||
| Q2 24 | 45.6% | 37.0% | ||
| Q1 24 | 49.2% | 32.2% |
净利率AMALRBCAA
| Q4 25 | — | 24.2% | ||
| Q3 25 | 31.3% | 31.8% | ||
| Q2 25 | 32.1% | 33.5% | ||
| Q1 25 | 32.5% | 34.8% | ||
| Q4 24 | — | 21.2% | ||
| Q3 24 | 34.5% | 30.1% | ||
| Q2 24 | 34.1% | 29.0% | ||
| Q1 24 | 34.8% | 25.4% |
每股收益（稀释后）AMALRBCAA
| Q4 25 | $0.88 | — | ||
| Q3 25 | $0.88 | — | ||
| Q2 25 | $0.84 | — | ||
| Q1 25 | $0.81 | — | ||
| Q4 24 | $0.78 | — | ||
| Q3 24 | $0.90 | — | ||
| Q2 24 | $0.87 | — | ||
| Q1 24 | $0.89 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $291.2M | $220.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $794.5M | $1.1B |
| 总资产 | $8.9B | $7.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AMALRBCAA
| Q4 25 | $291.2M | $220.0M | ||
| Q3 25 | $115.5M | $484.2M | ||
| Q2 25 | $171.1M | $484.8M | ||
| Q1 25 | $65.7M | $793.0M | ||
| Q4 24 | $60.7M | $432.2M | ||
| Q3 24 | $149.2M | $530.9M | ||
| Q2 24 | $58.0M | $400.1M | ||
| Q1 24 | $155.2M | $546.4M |
股东权益AMALRBCAA
| Q4 25 | $794.5M | $1.1B | ||
| Q3 25 | $775.6M | $1.1B | ||
| Q2 25 | $754.0M | $1.1B | ||
| Q1 25 | $736.0M | $1.0B | ||
| Q4 24 | $707.7M | $992.0M | ||
| Q3 24 | $698.2M | $979.7M | ||
| Q2 24 | $646.0M | $955.4M | ||
| Q1 24 | $616.8M | $935.6M |
总资产AMALRBCAA
| Q4 25 | $8.9B | $7.0B | ||
| Q3 25 | $8.7B | $7.0B | ||
| Q2 25 | $8.6B | $7.0B | ||
| Q1 25 | $8.3B | $7.1B | ||
| Q4 24 | $8.3B | $6.8B | ||
| Q3 24 | $8.4B | $6.7B | ||
| Q2 24 | $8.3B | $6.6B | ||
| Q1 24 | $8.1B | $6.9B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $135.8M | $168.2M |
| 自由现金流经营现金流 - 资本支出 | $134.4M | $161.1M |
| 自由现金流率自由现金流/营收 | 157.8% | 170.9% |
| 资本支出强度资本支出/营收 | 1.6% | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | $229.4M | $288.6M |
8季度趋势，按日历期对齐
经营现金流AMALRBCAA
| Q4 25 | $135.8M | $168.2M | ||
| Q3 25 | $39.5M | $33.3M | ||
| Q2 25 | $24.9M | $8.4M | ||
| Q1 25 | $34.2M | $93.2M | ||
| Q4 24 | $124.1M | $149.0M | ||
| Q3 24 | $35.8M | $51.3M | ||
| Q2 24 | $28.0M | $4.0M | ||
| Q1 24 | $31.3M | $71.2M |
自由现金流AMALRBCAA
| Q4 25 | $134.4M | $161.1M | ||
| Q3 25 | $38.3M | $30.8M | ||
| Q2 25 | $24.2M | $5.2M | ||
| Q1 25 | $32.5M | $91.6M | ||
| Q4 24 | $122.3M | $143.2M | ||
| Q3 24 | $35.2M | $49.8M | ||
| Q2 24 | $27.8M | $2.7M | ||
| Q1 24 | $31.1M | $69.1M |
自由现金流率AMALRBCAA
| Q4 25 | 157.8% | 170.9% | ||
| Q3 25 | 44.7% | 32.9% | ||
| Q2 25 | 29.9% | 5.5% | ||
| Q1 25 | 42.2% | 67.4% | ||
| Q4 24 | 157.0% | 160.0% | ||
| Q3 24 | 43.4% | 56.5% | ||
| Q2 24 | 35.4% | 3.1% | ||
| Q1 24 | 39.7% | 57.5% |
资本支出强度AMALRBCAA
| Q4 25 | 1.6% | 7.5% | ||
| Q3 25 | 1.4% | 2.6% | ||
| Q2 25 | 0.9% | 3.5% | ||
| Q1 25 | 2.3% | 1.2% | ||
| Q4 24 | 2.3% | 6.5% | ||
| Q3 24 | 0.7% | 1.7% | ||
| Q2 24 | 0.3% | 1.5% | ||
| Q1 24 | 0.3% | 1.7% |
现金转化率AMALRBCAA
| Q4 25 | — | 7.37× | ||
| Q3 25 | 1.47× | 1.12× | ||
| Q2 25 | 0.96× | 0.27× | ||
| Q1 25 | 1.37× | 1.97× | ||
| Q4 24 | — | 7.84× | ||
| Q3 24 | 1.28× | 1.93× | ||
| Q2 24 | 1.05× | 0.16× | ||
| Q1 24 | 1.15× | 2.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
