vs
Amalgamated Financial Corp.（AMAL）与ZIPRECRUITER, INC.（ZIP）财务数据对比。点击上方公司名可切换其他公司
ZIPRECRUITER, INC.的季度营收约是Amalgamated Financial Corp.的1.3倍（$111.7M vs $85.2M），Amalgamated Financial Corp.同比增速更快（9.4% vs 0.6%），Amalgamated Financial Corp.自由现金流更多（$134.4M vs $7.6M），过去两年Amalgamated Financial Corp.的营收复合增速更高（4.3% vs -4.4%）
CI金融集团是一家总部位于加拿大安大略省多伦多的投资管理公司，面向高净值个人投资者提供投资管理与财富管理服务，同时也为投资组合经理及机构投资者提供经纪与交易服务。
ZipRecruiter, Inc.是一家美国线上招聘平台企业，主打面向求职者与招聘方的求职招聘匹配服务，为双方提供高效对接的人才服务市场，帮助求职者快速找到适配岗位，也助力企业高效完成招聘需求。
AMAL vs ZIP — 直观对比
营收规模更大
ZIP
是对方的1.3倍
$85.2M
营收增速更快
AMAL
高出8.8%
0.6%
自由现金流更多
AMAL
多$126.8M
$7.6M
两年增速更快
AMAL
近两年复合增速
-4.4%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $85.2M | $111.7M |
| 净利润 | — | $-835.0K |
| 毛利率 | — | 89.1% |
| 营业利润率 | 39.0% | 3.6% |
| 净利率 | — | -0.7% |
| 营收同比 | 9.4% | 0.6% |
| 净利润同比 | — | 92.3% |
| 每股收益（稀释后） | $0.88 | $-0.03 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMALZIP
| Q4 25 | $85.2M | $111.7M | ||
| Q3 25 | $85.6M | $115.0M | ||
| Q2 25 | $80.9M | $112.2M | ||
| Q1 25 | $77.0M | $110.1M | ||
| Q4 24 | $77.9M | $111.0M | ||
| Q3 24 | $81.0M | $117.1M | ||
| Q2 24 | $78.5M | $123.7M | ||
| Q1 24 | $78.3M | $122.2M |
净利润AMALZIP
| Q4 25 | — | $-835.0K | ||
| Q3 25 | $26.8M | $-9.8M | ||
| Q2 25 | $26.0M | $-9.5M | ||
| Q1 25 | $25.0M | $-12.8M | ||
| Q4 24 | — | $-10.8M | ||
| Q3 24 | $27.9M | $-2.6M | ||
| Q2 24 | $26.8M | $7.0M | ||
| Q1 24 | $27.2M | $-6.5M |
毛利率AMALZIP
| Q4 25 | — | 89.1% | ||
| Q3 25 | — | 89.1% | ||
| Q2 25 | — | 89.3% | ||
| Q1 25 | — | 89.4% | ||
| Q4 24 | — | 89.6% | ||
| Q3 24 | — | 89.4% | ||
| Q2 24 | — | 89.5% | ||
| Q1 24 | — | 89.1% |
营业利润率AMALZIP
| Q4 25 | 39.0% | 3.6% | ||
| Q3 25 | 42.9% | -4.4% | ||
| Q2 25 | 43.8% | -5.9% | ||
| Q1 25 | 45.1% | -10.6% | ||
| Q4 24 | 42.4% | -3.6% | ||
| Q3 24 | 47.2% | -2.8% | ||
| Q2 24 | 45.6% | 7.6% | ||
| Q1 24 | 49.2% | -0.7% |
净利率AMALZIP
| Q4 25 | — | -0.7% | ||
| Q3 25 | 31.3% | -8.5% | ||
| Q2 25 | 32.1% | -8.5% | ||
| Q1 25 | 32.5% | -11.7% | ||
| Q4 24 | — | -9.7% | ||
| Q3 24 | 34.5% | -2.2% | ||
| Q2 24 | 34.1% | 5.7% | ||
| Q1 24 | 34.8% | -5.3% |
每股收益（稀释后）AMALZIP
| Q4 25 | $0.88 | $-0.03 | ||
| Q3 25 | $0.88 | $-0.11 | ||
| Q2 25 | $0.84 | $-0.10 | ||
| Q1 25 | $0.81 | $-0.13 | ||
| Q4 24 | $0.78 | $-0.10 | ||
| Q3 24 | $0.90 | $-0.03 | ||
| Q2 24 | $0.87 | $0.07 | ||
| Q1 24 | $0.89 | $-0.07 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $291.2M | $188.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $794.5M | $-77.2M |
| 总资产 | $8.9B | $569.7M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AMALZIP
| Q4 25 | $291.2M | $188.0M | ||
| Q3 25 | $115.5M | $211.8M | ||
| Q2 25 | $171.1M | $203.5M | ||
| Q1 25 | $65.7M | $221.1M | ||
| Q4 24 | $60.7M | $218.4M | ||
| Q3 24 | $149.2M | $225.6M | ||
| Q2 24 | $58.0M | $271.7M | ||
| Q1 24 | $155.2M | $282.5M |
股东权益AMALZIP
| Q4 25 | $794.5M | $-77.2M | ||
| Q3 25 | $775.6M | $-76.1M | ||
| Q2 25 | $754.0M | $-65.9M | ||
| Q1 25 | $736.0M | $-11.3M | ||
| Q4 24 | $707.7M | $13.4M | ||
| Q3 24 | $698.2M | $13.6M | ||
| Q2 24 | $646.0M | $24.4M | ||
| Q1 24 | $616.8M | $12.7M |
总资产AMALZIP
| Q4 25 | $8.9B | $569.7M | ||
| Q3 25 | $8.7B | $573.6M | ||
| Q2 25 | $8.6B | $592.4M | ||
| Q1 25 | $8.3B | $629.4M | ||
| Q4 24 | $8.3B | $664.1M | ||
| Q3 24 | $8.4B | $652.0M | ||
| Q2 24 | $8.3B | $665.3M | ||
| Q1 24 | $8.1B | $662.4M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $135.8M | $7.7M |
| 自由现金流经营现金流 - 资本支出 | $134.4M | $7.6M |
| 自由现金流率自由现金流/营收 | 157.8% | 6.8% |
| 资本支出强度资本支出/营收 | 1.6% | 0.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $229.4M | $9.9M |
8季度趋势，按日历期对齐
经营现金流AMALZIP
| Q4 25 | $135.8M | $7.7M | ||
| Q3 25 | $39.5M | $2.6M | ||
| Q2 25 | $24.9M | $10.5M | ||
| Q1 25 | $34.2M | $-9.9M | ||
| Q4 24 | $124.1M | $12.5M | ||
| Q3 24 | $35.8M | $9.3M | ||
| Q2 24 | $28.0M | $21.9M | ||
| Q1 24 | $31.3M | $2.0M |
自由现金流AMALZIP
| Q4 25 | $134.4M | $7.6M | ||
| Q3 25 | $38.3M | $2.2M | ||
| Q2 25 | $24.2M | $10.2M | ||
| Q1 25 | $32.5M | $-10.2M | ||
| Q4 24 | $122.3M | $12.0M | ||
| Q3 24 | $35.2M | $9.2M | ||
| Q2 24 | $27.8M | $21.7M | ||
| Q1 24 | $31.1M | $1.9M |
自由现金流率AMALZIP
| Q4 25 | 157.8% | 6.8% | ||
| Q3 25 | 44.7% | 1.9% | ||
| Q2 25 | 29.9% | 9.1% | ||
| Q1 25 | 42.2% | -9.3% | ||
| Q4 24 | 157.0% | 10.8% | ||
| Q3 24 | 43.4% | 7.8% | ||
| Q2 24 | 35.4% | 17.6% | ||
| Q1 24 | 39.7% | 1.6% |
资本支出强度AMALZIP
| Q4 25 | 1.6% | 0.1% | ||
| Q3 25 | 1.4% | 0.3% | ||
| Q2 25 | 0.9% | 0.3% | ||
| Q1 25 | 2.3% | 0.3% | ||
| Q4 24 | 2.3% | 0.4% | ||
| Q3 24 | 0.7% | 0.2% | ||
| Q2 24 | 0.3% | 0.1% | ||
| Q1 24 | 0.3% | 0.1% |
现金转化率AMALZIP
| Q4 25 | — | — | ||
| Q3 25 | 1.47× | — | ||
| Q2 25 | 0.96× | — | ||
| Q1 25 | 1.37× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.28× | — | ||
| Q2 24 | 1.05× | 3.12× | ||
| Q1 24 | 1.15× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMAL
暂无分部数据
ZIP
| License | $84.3M | 75% |
| Services | $27.4M | 25% |
