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AFFILIATED MANAGERS GROUP, INC.（AMG）与Fair Isaac（FICO）财务数据对比。点击上方公司名可切换其他公司
AFFILIATED MANAGERS GROUP, INC.的季度营收约是Fair Isaac的1.1倍（$556.6M vs $512.0M），AFFILIATED MANAGERS GROUP, INC.净利率更高（62.4% vs 30.9%，领先31.5%），Fair Isaac同比增速更快（16.4% vs 6.2%），AFFILIATED MANAGERS GROUP, INC.自由现金流更多（$254.5M vs $173.9M），过去两年Fair Isaac的营收复合增速更高（8.6% vs 5.5%）
Affiliated Managers Group（简称AMG）是一家成立于1993年的美国金融服务企业，总部位于佛罗里达州西棕榈滩。公司股票在纽约证券交易所挂牌交易，代码为AMG，同时是标普400美国中型企业指数的成份股。
FICO（原Fair, Isaac and Company）是美国知名数据分析企业，1956年由比尔·费尔与厄尔·艾萨克创立，总部位于蒙大拿州博兹曼市，核心业务为信用评分服务，其推出的FICO信用分是评估消费者信贷风险的重要指标，目前已被美国消费信贷行业广泛采用。
AMG vs FICO — 直观对比
营收规模更大
AMG
是对方的1.1倍
$512.0M
营收增速更快
FICO
高出10.2%
6.2%
净利率更高
AMG
高出31.5%
30.9%
自由现金流更多
AMG
多$80.6M
$173.9M
两年增速更快
FICO
近两年复合增速
5.5%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $556.6M | $512.0M |
| 净利润 | $347.5M | $158.4M |
| 毛利率 | — | 83.0% |
| 营业利润率 | 94.4% | 45.7% |
| 净利率 | 62.4% | 30.9% |
| 营收同比 | 6.2% | 16.4% |
| 净利润同比 | 114.2% | 3.8% |
| 每股收益（稀释后） | $10.87 | $6.61 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMGFICO
| Q4 25 | $556.6M | $512.0M | ||
| Q3 25 | $528.0M | $515.8M | ||
| Q2 25 | $493.2M | $536.4M | ||
| Q1 25 | $496.6M | $498.7M | ||
| Q4 24 | $524.3M | $440.0M | ||
| Q3 24 | $516.4M | $453.8M | ||
| Q2 24 | $500.3M | $447.8M | ||
| Q1 24 | $499.9M | $433.8M |
净利润AMGFICO
| Q4 25 | $347.5M | $158.4M | ||
| Q3 25 | $212.4M | $155.0M | ||
| Q2 25 | $84.3M | $181.8M | ||
| Q1 25 | $72.4M | $162.6M | ||
| Q4 24 | $162.2M | $152.5M | ||
| Q3 24 | $123.6M | $135.7M | ||
| Q2 24 | $76.0M | $126.3M | ||
| Q1 24 | $149.8M | $129.8M |
毛利率AMGFICO
| Q4 25 | — | 83.0% | ||
| Q3 25 | — | 82.3% | ||
| Q2 25 | — | 83.7% | ||
| Q1 25 | — | 82.4% | ||
| Q4 24 | — | 80.1% | ||
| Q3 24 | — | 80.3% | ||
| Q2 24 | — | 80.3% | ||
| Q1 24 | — | 80.0% |
营业利润率AMGFICO
| Q4 25 | 94.4% | 45.7% | ||
| Q3 25 | 68.7% | 46.0% | ||
| Q2 25 | 34.8% | 48.9% | ||
| Q1 25 | 25.5% | 49.3% | ||
| Q4 24 | 52.2% | 40.8% | ||
| Q3 24 | 42.0% | 43.4% | ||
| Q2 24 | 35.6% | 42.5% | ||
| Q1 24 | 50.8% | 44.9% |
净利率AMGFICO
| Q4 25 | 62.4% | 30.9% | ||
| Q3 25 | 40.2% | 30.1% | ||
| Q2 25 | 17.1% | 33.9% | ||
| Q1 25 | 14.6% | 32.6% | ||
| Q4 24 | 30.9% | 34.7% | ||
| Q3 24 | 23.9% | 29.9% | ||
| Q2 24 | 15.2% | 28.2% | ||
| Q1 24 | 30.0% | 29.9% |
每股收益（稀释后）AMGFICO
| Q4 25 | $10.87 | $6.61 | ||
| Q3 25 | $6.87 | $6.41 | ||
| Q2 25 | $2.80 | $7.40 | ||
| Q1 25 | $2.20 | $6.59 | ||
| Q4 24 | $4.95 | $6.14 | ||
| Q3 24 | $3.78 | $5.44 | ||
| Q2 24 | $2.26 | $5.05 | ||
| Q1 24 | $4.14 | $5.16 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $586.0M | $162.0M |
| 总债务越低越好 | $2.7B | $3.2B |
| 股东权益账面价值 | $3.2B | $-1.8B |
| 总资产 | $9.2B | $1.9B |
| 负债/权益比越低杠杆越低 | 0.83× | — |
8季度趋势，按日历期对齐
现金及短期投资AMGFICO
| Q4 25 | $586.0M | $162.0M | ||
| Q3 25 | $476.1M | $134.1M | ||
| Q2 25 | $361.0M | $189.0M | ||
| Q1 25 | $816.5M | $146.6M | ||
| Q4 24 | $950.0M | $184.3M | ||
| Q3 24 | $1.0B | $150.7M | ||
| Q2 24 | $865.5M | $156.0M | ||
| Q1 24 | $793.4M | $135.7M |
总债务AMGFICO
| Q4 25 | $2.7B | $3.2B | ||
| Q3 25 | $2.4B | $3.1B | ||
| Q2 25 | $2.6B | $2.8B | ||
| Q1 25 | $2.6B | $2.5B | ||
| Q4 24 | $2.6B | $2.4B | ||
| Q3 24 | $2.6B | $2.2B | ||
| Q2 24 | $2.5B | $2.1B | ||
| Q1 24 | $2.5B | $2.0B |
股东权益AMGFICO
| Q4 25 | $3.2B | $-1.8B | ||
| Q3 25 | $3.3B | $-1.7B | ||
| Q2 25 | $3.2B | $-1.4B | ||
| Q1 25 | $3.2B | $-1.1B | ||
| Q4 24 | $3.3B | $-1.1B | ||
| Q3 24 | $3.3B | $-962.7M | ||
| Q2 24 | $3.3B | $-829.3M | ||
| Q1 24 | $3.6B | $-735.7M |
总资产AMGFICO
| Q4 25 | $9.2B | $1.9B | ||
| Q3 25 | $8.9B | $1.9B | ||
| Q2 25 | $8.8B | $1.9B | ||
| Q1 25 | $8.7B | $1.8B | ||
| Q4 24 | $8.8B | $1.7B | ||
| Q3 24 | $8.9B | $1.7B | ||
| Q2 24 | $8.8B | $1.7B | ||
| Q1 24 | $9.0B | $1.7B |
负债/权益比AMGFICO
| Q4 25 | 0.83× | — | ||
| Q3 25 | 0.71× | — | ||
| Q2 25 | 0.81× | — | ||
| Q1 25 | 0.82× | — | ||
| Q4 24 | 0.78× | — | ||
| Q3 24 | 0.79× | — | ||
| Q2 24 | 0.76× | — | ||
| Q1 24 | 0.70× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $256.4M | $174.1M |
| 自由现金流经营现金流 - 资本支出 | $254.5M | $173.9M |
| 自由现金流率自由现金流/营收 | 45.7% | 34.0% |
| 资本支出强度资本支出/营收 | 0.3% | 0.0% |
| 现金转化率经营现金流/净利润 | 0.74× | 1.10× |
| 过去12个月自由现金流最近4个季度 | $967.1M | $750.6M |
8季度趋势，按日历期对齐
经营现金流AMGFICO
| Q4 25 | $256.4M | $174.1M | ||
| Q3 25 | $277.1M | $223.7M | ||
| Q2 25 | $230.8M | $286.2M | ||
| Q1 25 | $208.9M | $74.9M | ||
| Q4 24 | $212.5M | $194.0M | ||
| Q3 24 | $265.2M | $226.5M | ||
| Q2 24 | $245.2M | $213.3M | ||
| Q1 24 | $209.2M | $71.0M |
自由现金流AMGFICO
| Q4 25 | $254.5M | $173.9M | ||
| Q3 25 | $275.9M | $219.5M | ||
| Q2 25 | $229.4M | $284.4M | ||
| Q1 25 | $207.3M | $72.8M | ||
| Q4 24 | $211.4M | $193.2M | ||
| Q3 24 | $264.5M | $224.7M | ||
| Q2 24 | $244.6M | $211.6M | ||
| Q1 24 | $208.2M | $67.0M |
自由现金流率AMGFICO
| Q4 25 | 45.7% | 34.0% | ||
| Q3 25 | 52.3% | 42.6% | ||
| Q2 25 | 46.5% | 53.0% | ||
| Q1 25 | 41.7% | 14.6% | ||
| Q4 24 | 40.3% | 43.9% | ||
| Q3 24 | 51.2% | 49.5% | ||
| Q2 24 | 48.9% | 47.2% | ||
| Q1 24 | 41.6% | 15.4% |
资本支出强度AMGFICO
| Q4 25 | 0.3% | 0.0% | ||
| Q3 25 | 0.2% | 0.8% | ||
| Q2 25 | 0.3% | 0.3% | ||
| Q1 25 | 0.3% | 0.4% | ||
| Q4 24 | 0.2% | 0.2% | ||
| Q3 24 | 0.1% | 0.4% | ||
| Q2 24 | 0.1% | 0.4% | ||
| Q1 24 | 0.2% | 0.9% |
现金转化率AMGFICO
| Q4 25 | 0.74× | 1.10× | ||
| Q3 25 | 1.30× | 1.44× | ||
| Q2 25 | 2.74× | 1.57× | ||
| Q1 25 | 2.89× | 0.46× | ||
| Q4 24 | 1.31× | 1.27× | ||
| Q3 24 | 2.15× | 1.67× | ||
| Q2 24 | 3.23× | 1.69× | ||
| Q1 24 | 1.40× | 0.55× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMG
暂无分部数据
FICO
| Business To Business Scores | $248.6M | 49% |
| Saa S Products | $115.7M | 23% |
| Platform Software | $73.9M | 14% |
| Business To Consumer Scores | $55.9M | 11% |
| Technology Service | $19.2M | 4% |
