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Amplitude, Inc.（AMPL）与合众银行（OSBC）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是Amplitude, Inc.的1.0倍（$93.8M vs $91.4M），合众银行净利率更高（27.3% vs -19.3%，领先46.6%），过去两年合众银行的营收复合增速更高（15.1% vs 12.2%）
Amplitude是一家美国企业，专注于研发数字分析软件，能够帮助企业梳理用户行为数据、优化产品决策与数字化运营体验。该公司于2021年9月28日在纳斯达克交易所挂牌上市，股票代码为AMPL。
合众银行是一家总部位于美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押等金融服务。
AMPL vs OSBC — 直观对比
营收规模更大
OSBC
是对方的1.0倍
$91.4M
净利率更高
OSBC
高出46.6%
-19.3%
两年增速更快
OSBC
近两年复合增速
12.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $91.4M | $93.8M |
| 净利润 | $-17.7M | $25.6M |
| 毛利率 | 74.6% | — |
| 营业利润率 | -18.3% | — |
| 净利率 | -19.3% | 27.3% |
| 营收同比 | 17.0% | — |
| 净利润同比 | 45.8% | 159.2% |
| 每股收益（稀释后） | $-0.13 | $0.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMPLOSBC
| Q1 26 | — | $93.8M | ||
| Q4 25 | $91.4M | $95.2M | ||
| Q3 25 | $88.6M | $95.9M | ||
| Q2 25 | $83.3M | $75.1M | ||
| Q1 25 | $80.0M | $73.1M | ||
| Q4 24 | $78.1M | $73.2M | ||
| Q3 24 | $75.2M | $71.2M | ||
| Q2 24 | $73.3M | $70.8M |
净利润AMPLOSBC
| Q1 26 | — | $25.6M | ||
| Q4 25 | $-17.7M | — | ||
| Q3 25 | $-24.0M | $9.9M | ||
| Q2 25 | $-24.7M | $21.8M | ||
| Q1 25 | $-22.2M | $19.8M | ||
| Q4 24 | $-32.6M | — | ||
| Q3 24 | $-16.9M | $23.0M | ||
| Q2 24 | $-23.4M | $21.9M |
毛利率AMPLOSBC
| Q1 26 | — | — | ||
| Q4 25 | 74.6% | — | ||
| Q3 25 | 73.9% | — | ||
| Q2 25 | 72.6% | — | ||
| Q1 25 | 74.7% | — | ||
| Q4 24 | 74.7% | — | ||
| Q3 24 | 75.1% | — | ||
| Q2 24 | 73.4% | — |
营业利润率AMPLOSBC
| Q1 26 | — | — | ||
| Q4 25 | -18.3% | 41.2% | ||
| Q3 25 | -26.0% | 13.6% | ||
| Q2 25 | -29.0% | 38.9% | ||
| Q1 25 | -26.8% | 35.8% | ||
| Q4 24 | -41.2% | 34.7% | ||
| Q3 24 | -21.4% | 41.9% | ||
| Q2 24 | -31.7% | 41.2% |
净利率AMPLOSBC
| Q1 26 | — | 27.3% | ||
| Q4 25 | -19.3% | — | ||
| Q3 25 | -27.1% | 10.3% | ||
| Q2 25 | -29.6% | 29.0% | ||
| Q1 25 | -27.8% | 27.1% | ||
| Q4 24 | -41.7% | — | ||
| Q3 24 | -22.4% | 32.3% | ||
| Q2 24 | -31.9% | 30.9% |
每股收益（稀释后）AMPLOSBC
| Q1 26 | — | $0.48 | ||
| Q4 25 | $-0.13 | $0.53 | ||
| Q3 25 | $-0.18 | $0.18 | ||
| Q2 25 | $-0.19 | $0.48 | ||
| Q1 25 | $-0.17 | $0.43 | ||
| Q4 24 | $-0.25 | $0.42 | ||
| Q3 24 | $-0.14 | $0.50 | ||
| Q2 24 | $-0.19 | $0.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $192.0M | $115.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $245.3M | $893.3M |
| 总资产 | $420.7M | $6.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AMPLOSBC
| Q1 26 | — | $115.7M | ||
| Q4 25 | $192.0M | $124.0M | ||
| Q3 25 | $189.2M | $116.5M | ||
| Q2 25 | $208.1M | $141.8M | ||
| Q1 25 | $209.0M | $256.1M | ||
| Q4 24 | $241.1M | $99.3M | ||
| Q3 24 | $319.9M | $115.8M | ||
| Q2 24 | $318.3M | $120.9M |
股东权益AMPLOSBC
| Q1 26 | — | $893.3M | ||
| Q4 25 | $245.3M | $896.8M | ||
| Q3 25 | $262.2M | $866.7M | ||
| Q2 25 | $279.5M | $718.6M | ||
| Q1 25 | $289.5M | $694.5M | ||
| Q4 24 | $296.6M | $671.0M | ||
| Q3 24 | $290.0M | $661.4M | ||
| Q2 24 | $287.3M | $619.3M |
总资产AMPLOSBC
| Q1 26 | — | $6.8B | ||
| Q4 25 | $420.7M | $6.9B | ||
| Q3 25 | $438.1M | $7.0B | ||
| Q2 25 | $456.6M | $5.7B | ||
| Q1 25 | $445.8M | $5.7B | ||
| Q4 24 | $445.9M | $5.6B | ||
| Q3 24 | $445.6M | $5.7B | ||
| Q2 24 | $445.4M | $5.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $12.8M | — |
| 自由现金流经营现金流 - 资本支出 | $12.7M | — |
| 自由现金流率自由现金流/营收 | 13.8% | — |
| 资本支出强度资本支出/营收 | 0.2% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $28.2M | — |
8季度趋势，按日历期对齐
经营现金流AMPLOSBC
| Q1 26 | — | — | ||
| Q4 25 | $12.8M | $122.3M | ||
| Q3 25 | $5.0M | $35.9M | ||
| Q2 25 | $20.1M | $24.2M | ||
| Q1 25 | $-8.0M | $17.8M | ||
| Q4 24 | $3.2M | $131.5M | ||
| Q3 24 | $6.2M | $48.5M | ||
| Q2 24 | $9.2M | $11.6M |
自由现金流AMPLOSBC
| Q1 26 | — | — | ||
| Q4 25 | $12.7M | $117.8M | ||
| Q3 25 | $4.5M | $34.7M | ||
| Q2 25 | $19.5M | $23.5M | ||
| Q1 25 | $-8.5M | $16.2M | ||
| Q4 24 | $2.4M | $120.7M | ||
| Q3 24 | $6.2M | $46.2M | ||
| Q2 24 | $8.6M | $8.7M |
自由现金流率AMPLOSBC
| Q1 26 | — | — | ||
| Q4 25 | 13.8% | 123.7% | ||
| Q3 25 | 5.1% | 36.2% | ||
| Q2 25 | 23.4% | 31.2% | ||
| Q1 25 | -10.6% | 22.2% | ||
| Q4 24 | 3.1% | 165.0% | ||
| Q3 24 | 8.2% | 64.9% | ||
| Q2 24 | 11.8% | 12.3% |
资本支出强度AMPLOSBC
| Q1 26 | — | — | ||
| Q4 25 | 0.2% | 4.7% | ||
| Q3 25 | 0.5% | 1.3% | ||
| Q2 25 | 0.6% | 1.1% | ||
| Q1 25 | 0.5% | 2.2% | ||
| Q4 24 | 1.0% | 14.7% | ||
| Q3 24 | 0.0% | 3.3% | ||
| Q2 24 | 0.8% | 4.2% |
现金转化率AMPLOSBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 3.64× | ||
| Q2 25 | — | 1.11× | ||
| Q1 25 | — | 0.90× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.11× | ||
| Q2 24 | — | 0.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMPL
| US | $55.8M | 61% |
| International | $35.7M | 39% |
OSBC
| Net Interest Income | $81.1M | 87% |
| Noninterest Income | $12.6M | 13% |
