vs
英美资源集团（AMSC）与Repay Holdings Corp（RPAY）财务数据对比。点击上方公司名可切换其他公司
Repay Holdings Corp的季度营收约是英美资源集团的1.1倍（$78.6M vs $74.5M），英美资源集团净利率更高（158.1% vs -178.3%，领先336.4%），英美资源集团同比增速更快（21.4% vs 0.4%），Repay Holdings Corp自由现金流更多（$23.2M vs $2.4M），过去两年英美资源集团的营收复合增速更高（33.2% vs -1.3%）
英美资源集团是一家总部位于英国伦敦的跨国矿业企业，是全球最大的铂金生产商，产量约占全球总产出的40%，同时也是钻石、铜、镍、铁矿石、多卤石、炼焦煤的主要供应商，业务布局覆盖非洲、亚洲、大洋洲、欧洲、南北美洲多个地区。
Repay Holdings Corp是一家聚焦北美市场的支付技术服务商，为零售、医疗、汽车服务、电商等领域的企业提供整合支付处理方案，涵盖银行卡收单、ACH转账、POS系统集成等数字化支付工具，助力客户简化交易流程、提升运营效率。
AMSC vs RPAY — 直观对比
营收规模更大
RPAY
是对方的1.1倍
$74.5M
营收增速更快
AMSC
高出21.0%
0.4%
净利率更高
AMSC
高出336.4%
-178.3%
自由现金流更多
RPAY
多$20.9M
$2.4M
两年增速更快
AMSC
近两年复合增速
-1.3%
损益表 — Q3 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $74.5M | $78.6M |
| 净利润 | $117.8M | $-140.1M |
| 毛利率 | 30.7% | 74.2% |
| 营业利润率 | 4.5% | -182.2% |
| 净利率 | 158.1% | -178.3% |
| 营收同比 | 21.4% | 0.4% |
| 净利润同比 | 4679.1% | -3304.1% |
| 每股收益（稀释后） | $2.62 | $-1.68 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMSCRPAY
| Q4 25 | $74.5M | $78.6M | ||
| Q3 25 | $65.9M | $77.7M | ||
| Q2 25 | $72.4M | $75.6M | ||
| Q1 25 | $66.7M | $77.3M | ||
| Q4 24 | $61.4M | $78.3M | ||
| Q3 24 | $54.5M | $79.1M | ||
| Q2 24 | $40.3M | $74.9M | ||
| Q1 24 | $42.0M | $80.7M |
净利润AMSCRPAY
| Q4 25 | $117.8M | $-140.1M | ||
| Q3 25 | $4.8M | $-6.4M | ||
| Q2 25 | $6.7M | $-102.3M | ||
| Q1 25 | $1.2M | $-7.9M | ||
| Q4 24 | $2.5M | $-4.1M | ||
| Q3 24 | $4.9M | $3.2M | ||
| Q2 24 | $-2.5M | $-4.1M | ||
| Q1 24 | $-1.6M | $-5.2M |
毛利率AMSCRPAY
| Q4 25 | 30.7% | 74.2% | ||
| Q3 25 | 31.0% | 74.4% | ||
| Q2 25 | 33.8% | 75.7% | ||
| Q1 25 | 26.5% | 75.9% | ||
| Q4 24 | 26.6% | 76.3% | ||
| Q3 24 | 28.7% | 77.8% | ||
| Q2 24 | 30.3% | 78.2% | ||
| Q1 24 | 24.8% | 76.2% |
营业利润率AMSCRPAY
| Q4 25 | 4.5% | -182.2% | ||
| Q3 25 | 4.5% | -3.9% | ||
| Q2 25 | 7.8% | -138.7% | ||
| Q1 25 | 2.5% | -4.7% | ||
| Q4 24 | 2.1% | -1.5% | ||
| Q3 24 | -1.4% | -0.9% | ||
| Q2 24 | -8.2% | -4.6% | ||
| Q1 24 | -5.3% | -3.1% |
净利率AMSCRPAY
| Q4 25 | 158.1% | -178.3% | ||
| Q3 25 | 7.2% | -8.3% | ||
| Q2 25 | 9.3% | -135.2% | ||
| Q1 25 | 1.8% | -10.3% | ||
| Q4 24 | 4.0% | -5.3% | ||
| Q3 24 | 9.0% | 4.1% | ||
| Q2 24 | -6.3% | -5.4% | ||
| Q1 24 | -3.8% | -6.5% |
每股收益（稀释后）AMSCRPAY
| Q4 25 | $2.62 | $-1.68 | ||
| Q3 25 | $0.11 | $-0.08 | ||
| Q2 25 | $0.17 | $-1.15 | ||
| Q1 25 | $0.04 | $-0.09 | ||
| Q4 24 | $0.06 | $-0.04 | ||
| Q3 24 | $0.13 | $0.03 | ||
| Q2 24 | $-0.07 | $-0.04 | ||
| Q1 24 | $-0.03 | $-0.06 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $141.1M | $115.7M |
| 总债务越低越好 | — | $280.1M |
| 股东权益账面价值 | $536.8M | $484.4M |
| 总资产 | $719.5M | $1.2B |
| 负债/权益比越低杠杆越低 | — | 0.58× |
8季度趋势，按日历期对齐
现金及短期投资AMSCRPAY
| Q4 25 | $141.1M | $115.7M | ||
| Q3 25 | $212.9M | $95.7M | ||
| Q2 25 | $207.9M | $162.6M | ||
| Q1 25 | $79.5M | $165.5M | ||
| Q4 24 | $75.2M | $189.5M | ||
| Q3 24 | $72.1M | $168.7M | ||
| Q2 24 | $93.5M | $147.1M | ||
| Q1 24 | $90.5M | $128.3M |
总债务AMSCRPAY
| Q4 25 | — | $280.1M | ||
| Q3 25 | — | $279.5M | ||
| Q2 25 | — | $279.0M | ||
| Q1 25 | — | $497.6M | ||
| Q4 24 | — | $496.8M | ||
| Q3 24 | — | $496.2M | ||
| Q2 24 | — | $435.6M | ||
| Q1 24 | — | $434.9M |
股东权益AMSCRPAY
| Q4 25 | $536.8M | $484.4M | ||
| Q3 25 | $342.2M | $616.9M | ||
| Q2 25 | $333.1M | $633.7M | ||
| Q1 25 | $197.1M | $755.7M | ||
| Q4 24 | $192.7M | $761.3M | ||
| Q3 24 | $187.0M | $754.7M | ||
| Q2 24 | $143.3M | $815.4M | ||
| Q1 24 | $144.6M | $813.8M |
总资产AMSCRPAY
| Q4 25 | $719.5M | $1.2B | ||
| Q3 25 | $445.6M | $1.3B | ||
| Q2 25 | $452.8M | $1.4B | ||
| Q1 25 | $310.5M | $1.5B | ||
| Q4 24 | $310.3M | $1.6B | ||
| Q3 24 | $298.4M | $1.6B | ||
| Q2 24 | $240.1M | $1.5B | ||
| Q1 24 | $232.8M | $1.5B |
负债/权益比AMSCRPAY
| Q4 25 | — | 0.58× | ||
| Q3 25 | — | 0.45× | ||
| Q2 25 | — | 0.44× | ||
| Q1 25 | — | 0.66× | ||
| Q4 24 | — | 0.65× | ||
| Q3 24 | — | 0.66× | ||
| Q2 24 | — | 0.53× | ||
| Q1 24 | — | 0.53× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $3.2M | $23.3M |
| 自由现金流经营现金流 - 资本支出 | $2.4M | $23.2M |
| 自由现金流率自由现金流/营收 | 3.2% | 29.6% |
| 资本支出强度资本支出/营收 | 1.2% | 0.1% |
| 现金转化率经营现金流/净利润 | 0.03× | — |
| 过去12个月自由现金流最近4个季度 | $16.0M | $90.7M |
8季度趋势，按日历期对齐
经营现金流AMSCRPAY
| Q4 25 | $3.2M | $23.3M | ||
| Q3 25 | $6.5M | $32.2M | ||
| Q2 25 | $4.1M | $33.1M | ||
| Q1 25 | $6.3M | $2.5M | ||
| Q4 24 | $5.9M | $34.3M | ||
| Q3 24 | $12.7M | $60.1M | ||
| Q2 24 | $3.4M | $31.0M | ||
| Q1 24 | $2.2M | $24.8M |
自由现金流AMSCRPAY
| Q4 25 | $2.4M | $23.2M | ||
| Q3 25 | $5.1M | $32.1M | ||
| Q2 25 | $3.3M | $33.0M | ||
| Q1 25 | $5.3M | $2.4M | ||
| Q4 24 | $5.3M | $34.0M | ||
| Q3 24 | $12.1M | $59.8M | ||
| Q2 24 | $3.1M | $30.5M | ||
| Q1 24 | $1.9M | $24.7M |
自由现金流率AMSCRPAY
| Q4 25 | 3.2% | 29.6% | ||
| Q3 25 | 7.7% | 41.3% | ||
| Q2 25 | 4.6% | 43.6% | ||
| Q1 25 | 7.9% | 3.0% | ||
| Q4 24 | 8.7% | 43.5% | ||
| Q3 24 | 22.3% | 75.6% | ||
| Q2 24 | 7.8% | 40.7% | ||
| Q1 24 | 4.6% | 30.6% |
资本支出强度AMSCRPAY
| Q4 25 | 1.2% | 0.1% | ||
| Q3 25 | 2.1% | 0.2% | ||
| Q2 25 | 1.1% | 0.1% | ||
| Q1 25 | 1.6% | 0.2% | ||
| Q4 24 | 0.9% | 0.3% | ||
| Q3 24 | 1.1% | 0.3% | ||
| Q2 24 | 0.7% | 0.6% | ||
| Q1 24 | 0.7% | 0.1% |
现金转化率AMSCRPAY
| Q4 25 | 0.03× | — | ||
| Q3 25 | 1.37× | — | ||
| Q2 25 | 0.61× | — | ||
| Q1 25 | 5.22× | — | ||
| Q4 24 | 2.38× | — | ||
| Q3 24 | 2.60× | 18.52× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMSC
| Equipment And Systems | $56.0M | 75% |
| Megatran | $14.1M | 19% |
| Comtrafo Industria De Transformadores Eletricos SA | $4.6M | 6% |
RPAY
| Sales Channel Directly To Consumer | $69.4M | 88% |
| Other | $6.8M | 9% |
| Sales Channel Through Intermediary | $2.3M | 3% |
