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AMERISAFE INC（AMSF）与GRID DYNAMICS HOLDINGS, INC.（GDYN）财务数据对比。点击上方公司名可切换其他公司
GRID DYNAMICS HOLDINGS, INC.的季度营收约是AMERISAFE INC的1.3倍（$106.2M vs $80.1M），AMERISAFE INC净利率更高（10.2% vs 0.3%，领先9.9%），AMERISAFE INC同比增速更快（10.3% vs 5.9%），过去两年GRID DYNAMICS HOLDINGS, INC.的营收复合增速更高（15.3% vs 2.8%）
AMERISAFE Inc.是一家专业工伤保险服务商，核心经营市场为美国，覆盖本土49个州，主要为建筑、伐木、货运、制造等高风险行业的中小企业提供定制化工伤险产品及配套风险管理解决方案。
Escape Dynamics Inc.是一家总部位于科罗拉多州的科技企业，活跃于2010年至2015年，核心业务方向是研发可单级入轨、依靠电磁驱动的可重复使用航天飞机，并推动该项目实现商业化落地。
AMSF vs GDYN — 直观对比
营收规模更大
GDYN
是对方的1.3倍
$80.1M
营收增速更快
AMSF
高出4.5%
5.9%
净利率更高
AMSF
高出9.9%
0.3%
两年增速更快
GDYN
近两年复合增速
2.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $80.1M | $106.2M |
| 净利润 | $8.1M | $306.0K |
| 毛利率 | — | 34.0% |
| 营业利润率 | — | 0.5% |
| 净利率 | 10.2% | 0.3% |
| 营收同比 | 10.3% | 5.9% |
| 净利润同比 | -9.0% | -93.2% |
| 每股收益（稀释后） | $0.43 | $0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMSFGDYN
| Q1 26 | $80.1M | — | ||
| Q4 25 | $81.6M | $106.2M | ||
| Q3 25 | $82.0M | $104.2M | ||
| Q2 25 | $81.1M | $101.1M | ||
| Q1 25 | $72.6M | $100.4M | ||
| Q4 24 | $74.0M | $100.3M | ||
| Q3 24 | $78.7M | $87.4M | ||
| Q2 24 | $75.8M | $83.0M |
净利润AMSFGDYN
| Q1 26 | $8.1M | — | ||
| Q4 25 | $10.4M | $306.0K | ||
| Q3 25 | $13.8M | $1.2M | ||
| Q2 25 | $14.0M | $5.3M | ||
| Q1 25 | $8.9M | $2.9M | ||
| Q4 24 | $13.2M | $4.5M | ||
| Q3 24 | $14.3M | $4.3M | ||
| Q2 24 | $11.0M | $-817.0K |
毛利率AMSFGDYN
| Q1 26 | — | — | ||
| Q4 25 | — | 34.0% | ||
| Q3 25 | — | 33.3% | ||
| Q2 25 | — | 34.1% | ||
| Q1 25 | — | 36.8% | ||
| Q4 24 | — | 36.9% | ||
| Q3 24 | — | 37.4% | ||
| Q2 24 | — | 35.6% |
营业利润率AMSFGDYN
| Q1 26 | — | — | ||
| Q4 25 | 15.6% | 0.5% | ||
| Q3 25 | 21.3% | -0.2% | ||
| Q2 25 | 21.5% | -0.1% | ||
| Q1 25 | 15.5% | -2.0% | ||
| Q4 24 | 22.7% | 1.3% | ||
| Q3 24 | 22.6% | 2.4% | ||
| Q2 24 | 18.1% | 0.0% |
净利率AMSFGDYN
| Q1 26 | 10.2% | — | ||
| Q4 25 | 12.8% | 0.3% | ||
| Q3 25 | 16.9% | 1.1% | ||
| Q2 25 | 17.2% | 5.2% | ||
| Q1 25 | 12.3% | 2.9% | ||
| Q4 24 | 17.8% | 4.5% | ||
| Q3 24 | 18.2% | 4.9% | ||
| Q2 24 | 14.5% | -1.0% |
每股收益（稀释后）AMSFGDYN
| Q1 26 | $0.43 | — | ||
| Q4 25 | $0.55 | $0.01 | ||
| Q3 25 | $0.72 | $0.01 | ||
| Q2 25 | $0.73 | $0.06 | ||
| Q1 25 | $0.47 | $0.03 | ||
| Q4 24 | $0.69 | $0.06 | ||
| Q3 24 | $0.75 | $0.05 | ||
| Q2 24 | $0.57 | $-0.01 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $34.2M | $342.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $246.6M | $542.1M |
| 总资产 | — | $612.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资AMSFGDYN
| Q1 26 | $34.2M | — | ||
| Q4 25 | $61.9M | $342.1M | ||
| Q3 25 | $54.7M | $338.6M | ||
| Q2 25 | $48.5M | $336.8M | ||
| Q1 25 | $44.8M | $325.5M | ||
| Q4 24 | $44.1M | $334.7M | ||
| Q3 24 | $63.7M | $231.3M | ||
| Q2 24 | $30.6M | $256.0M |
股东权益AMSFGDYN
| Q1 26 | $246.6M | — | ||
| Q4 25 | $251.6M | $542.1M | ||
| Q3 25 | $274.8M | $537.7M | ||
| Q2 25 | $265.6M | $532.2M | ||
| Q1 25 | $260.8M | $517.4M | ||
| Q4 24 | $257.3M | $517.8M | ||
| Q3 24 | $314.4M | $400.2M | ||
| Q2 24 | $301.0M | $388.4M |
总资产AMSFGDYN
| Q1 26 | — | — | ||
| Q4 25 | $1.1B | $612.9M | ||
| Q3 25 | $1.2B | $613.2M | ||
| Q2 25 | $1.2B | $608.9M | ||
| Q1 25 | $1.2B | $590.9M | ||
| Q4 24 | $1.2B | $592.2M | ||
| Q3 24 | $1.3B | $477.3M | ||
| Q2 24 | $1.2B | $443.6M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $9.9M |
| 自由现金流经营现金流 - 资本支出 | — | $6.1M |
| 自由现金流率自由现金流/营收 | — | 5.7% |
| 资本支出强度资本支出/营收 | — | 3.6% |
| 现金转化率经营现金流/净利润 | — | 32.34× |
| 过去12个月自由现金流最近4个季度 | — | $25.3M |
8季度趋势，按日历期对齐
经营现金流AMSFGDYN
| Q1 26 | — | — | ||
| Q4 25 | $11.1M | $9.9M | ||
| Q3 25 | $10.7M | $7.0M | ||
| Q2 25 | $-8.4M | $14.4M | ||
| Q1 25 | $-1.8M | $9.4M | ||
| Q4 24 | $24.2M | $7.1M | ||
| Q3 24 | $8.4M | $9.2M | ||
| Q2 24 | $-2.6M | $10.7M |
自由现金流AMSFGDYN
| Q1 26 | — | — | ||
| Q4 25 | $8.9M | $6.1M | ||
| Q3 25 | $9.8M | $2.9M | ||
| Q2 25 | $-9.5M | $10.2M | ||
| Q1 25 | $-1.8M | $6.0M | ||
| Q4 24 | $23.4M | $4.4M | ||
| Q3 24 | $8.4M | $5.9M | ||
| Q2 24 | $-2.6M | $8.0M |
自由现金流率AMSFGDYN
| Q1 26 | — | — | ||
| Q4 25 | 10.9% | 5.7% | ||
| Q3 25 | 11.9% | 2.8% | ||
| Q2 25 | -11.7% | 10.1% | ||
| Q1 25 | -2.5% | 6.0% | ||
| Q4 24 | 31.5% | 4.4% | ||
| Q3 24 | 10.7% | 6.8% | ||
| Q2 24 | -3.5% | 9.7% |
资本支出强度AMSFGDYN
| Q1 26 | — | — | ||
| Q4 25 | 2.6% | 3.6% | ||
| Q3 25 | 1.1% | 3.9% | ||
| Q2 25 | 1.3% | 4.1% | ||
| Q1 25 | 0.0% | 3.3% | ||
| Q4 24 | 1.1% | 2.6% | ||
| Q3 24 | 0.0% | 3.7% | ||
| Q2 24 | 0.1% | 3.2% |
现金转化率AMSFGDYN
| Q1 26 | — | — | ||
| Q4 25 | 1.06× | 32.34× | ||
| Q3 25 | 0.77× | 5.92× | ||
| Q2 25 | -0.61× | 2.73× | ||
| Q1 25 | -0.20× | 3.21× | ||
| Q4 24 | 1.83× | 1.56× | ||
| Q3 24 | 0.59× | 2.15× | ||
| Q2 24 | -0.24× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMSF
暂无分部数据
GDYN
| Other | $30.6M | 29% |
| Technology Media And Telecom | $30.1M | 28% |
| Financial Service | $24.3M | 23% |
| Manufactured Product Other | $10.8M | 10% |
| Related Party | $7.6M | 7% |
| Health Care | $2.8M | 3% |
