vs
Amerant Bancorp Inc.（AMTB）与FIRST HORIZON CORP（FHN）财务数据对比。点击上方公司名可切换其他公司
FIRST HORIZON CORP的季度营收约是Amerant Bancorp Inc.的9.9倍（$888.0M vs $90.2M）。FIRST HORIZON CORP净利率更高（29.4% vs 3.0%，领先26.4%）。FIRST HORIZON CORP同比增速更快（21.8% vs 2.9%）。FIRST HORIZON CORP自由现金流更多（$389.0M vs $31.3M）。过去两年Amerant Bancorp Inc.的营收复合增速更高（7.5% vs 4.1%）
阿梅兰特银行是一家注册于美国佛罗里达州的本土银行，总部坐落于佛罗里达州科勒尔盖布尔斯。目前该行在佛罗里达州共设有19家实体分行，通过自有运营及合作网络可提供超过5.5万台ATM的取款服务。
第一地平线公司（前身为第一田纳西银行）是一家成立于1864年的金融服务企业，总部位于美国田纳西州孟菲斯市。该公司通过旗下子公司第一地平线银行开展业务，网点覆盖美国东南部12个州，是该区域第四大区域性银行。
AMTB vs FHN — 直观对比
营收规模更大
FHN
是对方的9.9倍
$90.2M
营收增速更快
FHN
高出18.9%
2.9%
净利率更高
FHN
高出26.4%
3.0%
自由现金流更多
FHN
多$357.7M
$31.3M
两年增速更快
AMTB
近两年复合增速
4.1%
损益表 — Q4 2025 vs Q4 2025
| 指标 | | |
|---|---|---|
| 营收 | $90.2M | $888.0M |
| 净利润 | $2.7M | $261.0M |
| 毛利率 | — | — |
| 营业利润率 | 2.1% | 38.5% |
| 净利率 | 3.0% | 29.4% |
| 营收同比 | 2.9% | 21.8% |
| 净利润同比 | -84.0% | 57.2% |
| 每股收益（稀释后） | $0.08 | $0.51 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收AMTBFHN
| Q4 25 | $90.2M | $888.0M | ||
| Q3 25 | $94.2M | $889.0M | ||
| Q2 25 | $90.5M | $830.0M | ||
| Q1 25 | $85.9M | $812.0M | ||
| Q4 24 | $87.6M | $729.0M | ||
| Q3 24 | $81.0M | $827.0M | ||
| Q2 24 | $79.4M | $9.0M | ||
| Q1 24 | $78.0M | $819.0M |
净利润AMTBFHN
| Q4 25 | $2.7M | $261.0M | ||
| Q3 25 | $14.8M | $262.0M | ||
| Q2 25 | $23.0M | $241.0M | ||
| Q1 25 | $12.0M | $218.0M | ||
| Q4 24 | $16.9M | $166.0M | ||
| Q3 24 | $-48.2M | $218.0M | ||
| Q2 24 | $5.0M | $199.0M | ||
| Q1 24 | $10.6M | $192.0M |
营业利润率AMTBFHN
| Q4 25 | 2.1% | 38.5% | ||
| Q3 25 | 20.2% | 38.7% | ||
| Q2 25 | 32.9% | 37.2% | ||
| Q1 25 | 18.0% | 35.1% | ||
| Q4 24 | 20.6% | 28.8% | ||
| Q3 24 | -76.4% | 34.0% | ||
| Q2 24 | 8.0% | — | ||
| Q1 24 | 17.3% | 31.0% |
净利率AMTBFHN
| Q4 25 | 3.0% | 29.4% | ||
| Q3 25 | 15.7% | 29.5% | ||
| Q2 25 | 25.4% | 29.0% | ||
| Q1 25 | 13.9% | 26.8% | ||
| Q4 24 | 19.3% | 22.8% | ||
| Q3 24 | -59.5% | 26.4% | ||
| Q2 24 | 6.3% | 2211.1% | ||
| Q1 24 | 13.6% | 23.4% |
每股收益（稀释后）AMTBFHN
| Q4 25 | $0.08 | $0.51 | ||
| Q3 25 | $0.35 | $0.50 | ||
| Q2 25 | $0.55 | $0.45 | ||
| Q1 25 | $0.28 | $0.41 | ||
| Q4 24 | $0.53 | $0.29 | ||
| Q3 24 | $-1.43 | $0.40 | ||
| Q2 24 | $0.15 | $0.34 | ||
| Q1 24 | $0.31 | $0.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $938.8M | $8.8B |
| 总资产 | $9.8B | $83.9B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
股东权益AMTBFHN
| Q4 25 | $938.8M | $8.8B | ||
| Q3 25 | $944.9M | $8.9B | ||
| Q2 25 | $924.3M | $9.0B | ||
| Q1 25 | $906.3M | $8.7B | ||
| Q4 24 | $890.5M | $8.8B | ||
| Q3 24 | $902.9M | $9.0B | ||
| Q2 24 | $734.3M | $8.7B | ||
| Q1 24 | $738.1M | $8.9B |
总资产AMTBFHN
| Q4 25 | $9.8B | $83.9B | ||
| Q3 25 | $10.4B | $83.2B | ||
| Q2 25 | $10.3B | $82.1B | ||
| Q1 25 | $10.2B | $81.5B | ||
| Q4 24 | $9.9B | $82.2B | ||
| Q3 24 | $10.4B | $82.6B | ||
| Q2 24 | $9.7B | $82.2B | ||
| Q1 24 | $9.8B | $81.8B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $36.5M | $396.0M |
| 自由现金流经营现金流 - 资本支出 | $31.3M | $389.0M |
| 自由现金流率自由现金流/营收 | 34.7% | 43.8% |
| 资本支出强度资本支出/营收 | 5.8% | 0.8% |
| 现金转化率经营现金流/净利润 | 13.51× | 1.52× |
| 过去12个月自由现金流最近4个季度 | $127.2M | $595.0M |
8季度趋势，按日历期对齐
经营现金流AMTBFHN
| Q4 25 | $36.5M | $396.0M | ||
| Q3 25 | $22.7M | $-200.0M | ||
| Q2 25 | $57.6M | $83.0M | ||
| Q1 25 | $20.2M | $349.0M | ||
| Q4 24 | $77.5M | $191.0M | ||
| Q3 24 | $4.2M | $389.0M | ||
| Q2 24 | $-2.3M | $-150.0M | ||
| Q1 24 | $2.8M | $838.0M |
自由现金流AMTBFHN
| Q4 25 | $31.3M | $389.0M | ||
| Q3 25 | $21.7M | $-208.0M | ||
| Q2 25 | $56.3M | $74.0M | ||
| Q1 25 | $18.0M | $340.0M | ||
| Q4 24 | $76.7M | $174.0M | ||
| Q3 24 | $2.6M | $383.0M | ||
| Q2 24 | $-3.9M | $-161.0M | ||
| Q1 24 | $-694.0K | $828.0M |
自由现金流率AMTBFHN
| Q4 25 | 34.7% | 43.8% | ||
| Q3 25 | 23.0% | -23.4% | ||
| Q2 25 | 62.2% | 8.9% | ||
| Q1 25 | 21.0% | 41.9% | ||
| Q4 24 | 87.6% | 23.9% | ||
| Q3 24 | 3.2% | 46.3% | ||
| Q2 24 | -4.9% | -1788.9% | ||
| Q1 24 | -0.9% | 101.1% |
资本支出强度AMTBFHN
| Q4 25 | 5.8% | 0.8% | ||
| Q3 25 | 1.1% | 0.9% | ||
| Q2 25 | 1.5% | 1.1% | ||
| Q1 25 | 2.6% | 1.1% | ||
| Q4 24 | 0.9% | 2.3% | ||
| Q3 24 | 2.0% | 0.7% | ||
| Q2 24 | 1.9% | 122.2% | ||
| Q1 24 | 4.5% | 1.2% |
现金转化率AMTBFHN
| Q4 25 | 13.51× | 1.52× | ||
| Q3 25 | 1.54× | -0.76× | ||
| Q2 25 | 2.50× | 0.34× | ||
| Q1 25 | 1.69× | 1.60× | ||
| Q4 24 | 4.59× | 1.15× | ||
| Q3 24 | — | 1.78× | ||
| Q2 24 | -0.47× | -0.75× | ||
| Q1 24 | 0.26× | 4.36× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AMTB
| Other | $36.0M | 40% |
| Commercial Portfolio Segment | $25.7M | 28% |
| Commercial Real Estate Portfolio Segment | $17.3M | 19% |
| Consumer Portfolio Segment | $11.1M | 12% |
FHN
| Commercial Consumer And Wealth Segment | $776.0M | 87% |
| Other | $88.0M | 10% |
| Corporate | $24.0M | 3% |
