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Angel Oak Mortgage REIT, Inc.(AOMR)与RIVERVIEW BANCORP INC(RVSB)财务数据对比。点击上方公司名可切换其他公司
RIVERVIEW BANCORP INC的季度营收约是Angel Oak Mortgage REIT, Inc.的1.3倍($14.0M vs $10.9M),Angel Oak Mortgage REIT, Inc.净利率更高(103.9% vs 9.8%,领先94.1%),Angel Oak Mortgage REIT, Inc.同比增速更快(10.4% vs 10.4%),过去两年RIVERVIEW BANCORP INC的营收复合增速更高(24.6% vs 12.7%)
Angel Oak Mortgage REIT是一家总部位于美国的房地产投资信托公司,专注于投资和管理非机构抵押贷款支持证券、住宅抵押贷款及其他信贷关联不动产金融资产,面向美国机构与零售投资者,旨在提供有竞争力的风险调整后回报,兼顾稳定收益与长期资本增值。
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司,主营个人与商业银行业务,服务覆盖太平洋西北地区,提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品,服务零售客户与本地企业群体。
AOMR vs RVSB — 直观对比
营收规模更大
RVSB
是对方的1.3倍
$10.9M
营收增速更快
AOMR
高出0.1%
10.4%
净利率更高
AOMR
高出94.1%
9.8%
两年增速更快
RVSB
近两年复合增速
12.7%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | ||
|---|---|---|
| 营收 | $10.9M | $14.0M |
| 净利润 | $11.3M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | — | 12.4% |
| 净利率 | 103.9% | 9.8% |
| 营收同比 | 10.4% | 10.4% |
| 净利润同比 | 175.2% | 11.8% |
| 每股收益(稀释后) | $0.44 | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
AOMR
RVSB
| Q4 25 | $10.9M | $14.0M | ||
| Q3 25 | $10.2M | $13.6M | ||
| Q2 25 | $9.9M | $13.3M | ||
| Q1 25 | $10.1M | $12.9M | ||
| Q4 24 | $9.9M | $12.7M | ||
| Q3 24 | $9.0M | $12.8M | ||
| Q2 24 | $9.5M | $12.2M | ||
| Q1 24 | $8.6M | $9.0M |
净利润
AOMR
RVSB
| Q4 25 | $11.3M | $1.4M | ||
| Q3 25 | $11.4M | $1.1M | ||
| Q2 25 | $767.0K | $1.2M | ||
| Q1 25 | $20.5M | $1.1M | ||
| Q4 24 | $-15.1M | $1.2M | ||
| Q3 24 | $31.2M | $1.6M | ||
| Q2 24 | $-273.0K | $966.0K | ||
| Q1 24 | $12.9M | $-3.0M |
营业利润率
AOMR
RVSB
| Q4 25 | — | 12.4% | ||
| Q3 25 | — | 10.2% | ||
| Q2 25 | 7.7% | 11.7% | ||
| Q1 25 | — | 11.3% | ||
| Q4 24 | -152.6% | 12.4% | ||
| Q3 24 | — | 15.5% | ||
| Q2 24 | -1.4% | 10.0% | ||
| Q1 24 | — | -47.5% |
净利率
AOMR
RVSB
| Q4 25 | 103.9% | 9.8% | ||
| Q3 25 | 112.1% | 8.1% | ||
| Q2 25 | 7.7% | 9.2% | ||
| Q1 25 | 203.5% | 8.9% | ||
| Q4 24 | -152.6% | 9.7% | ||
| Q3 24 | 345.9% | 12.2% | ||
| Q2 24 | -2.9% | 7.9% | ||
| Q1 24 | 150.1% | -34.7% |
每股收益(稀释后)
AOMR
RVSB
| Q4 25 | $0.44 | $0.07 | ||
| Q3 25 | $0.46 | $0.05 | ||
| Q2 25 | $0.03 | $0.06 | ||
| Q1 25 | $0.87 | $0.05 | ||
| Q4 24 | $-0.62 | $0.06 | ||
| Q3 24 | $1.29 | $0.07 | ||
| Q2 24 | $-0.01 | $0.05 | ||
| Q1 24 | $0.51 | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $41.6M | $28.6M |
| 总债务越低越好 | $2.3B | — |
| 股东权益账面价值 | $267.5M | $164.2M |
| 总资产 | $2.7B | $1.5B |
| 负债/权益比越低杠杆越低 | 8.51× | — |
8季度趋势,按日历期对齐
现金及短期投资
AOMR
RVSB
| Q4 25 | $41.6M | $28.6M | ||
| Q3 25 | $51.6M | $32.8M | ||
| Q2 25 | $40.5M | $34.2M | ||
| Q1 25 | $38.7M | $29.4M | ||
| Q4 24 | $40.8M | $25.3M | ||
| Q3 24 | $42.1M | $31.0M | ||
| Q2 24 | $44.0M | $27.8M | ||
| Q1 24 | $39.4M | $23.6M |
总债务
AOMR
RVSB
| Q4 25 | $2.3B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $1.8B | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益
AOMR
RVSB
| Q4 25 | $267.5M | $164.2M | ||
| Q3 25 | $264.2M | $163.5M | ||
| Q2 25 | $246.4M | $162.0M | ||
| Q1 25 | $251.5M | $160.0M | ||
| Q4 24 | $239.0M | $158.3M | ||
| Q3 24 | $265.1M | $160.8M | ||
| Q2 24 | $255.8M | $155.9M | ||
| Q1 24 | $263.3M | $155.6M |
总资产
AOMR
RVSB
| Q4 25 | $2.7B | $1.5B | ||
| Q3 25 | $2.6B | $1.5B | ||
| Q2 25 | $2.6B | $1.5B | ||
| Q1 25 | $2.7B | $1.5B | ||
| Q4 24 | $2.3B | $1.5B | ||
| Q3 24 | $2.3B | $1.5B | ||
| Q2 24 | $2.1B | $1.5B | ||
| Q1 24 | $2.3B | $1.5B |
负债/权益比
AOMR
RVSB
| Q4 25 | 8.51× | — | ||
| Q3 25 | 8.37× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 7.62× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $-407.0M | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | — | $-736.0K |
| 自由现金流率自由现金流/营收 | — | -5.2% |
| 资本支出强度资本支出/营收 | — | 1.6% |
| 现金转化率经营现金流/净利润 | -35.96× | -0.37× |
| 过去12个月自由现金流最近4个季度 | — | $20.4M |
8季度趋势,按日历期对齐
经营现金流
AOMR
RVSB
| Q4 25 | $-407.0M | $-506.0K | ||
| Q3 25 | $-173.4M | $16.8M | ||
| Q2 25 | $20.6M | $-697.0K | ||
| Q1 25 | $-201.7M | $8.3M | ||
| Q4 24 | $-221.5M | $2.2M | ||
| Q3 24 | $-212.4M | $764.0K | ||
| Q2 24 | $-24.2M | $5.4M | ||
| Q1 24 | $40.2M | $12.8M |
自由现金流
AOMR
RVSB
| Q4 25 | — | $-736.0K | ||
| Q3 25 | — | $16.4M | ||
| Q2 25 | — | $-773.0K | ||
| Q1 25 | — | $5.6M | ||
| Q4 24 | — | $1.9M | ||
| Q3 24 | — | $-1.4M | ||
| Q2 24 | — | $5.3M | ||
| Q1 24 | — | $7.1M |
自由现金流率
AOMR
RVSB
| Q4 25 | — | -5.2% | ||
| Q3 25 | — | 120.1% | ||
| Q2 25 | — | -5.8% | ||
| Q1 25 | — | 43.1% | ||
| Q4 24 | — | 15.0% | ||
| Q3 24 | — | -11.3% | ||
| Q2 24 | — | 43.7% | ||
| Q1 24 | — | 79.0% |
资本支出强度
AOMR
RVSB
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 2.9% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 21.0% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | — | 17.3% | ||
| Q2 24 | — | 0.9% | ||
| Q1 24 | — | 62.0% |
现金转化率
AOMR
RVSB
| Q4 25 | -35.96× | -0.37× | ||
| Q3 25 | -15.19× | 15.25× | ||
| Q2 25 | 26.92× | -0.57× | ||
| Q1 25 | -9.83× | 7.20× | ||
| Q4 24 | — | 1.79× | ||
| Q3 24 | -6.81× | 0.49× | ||
| Q2 24 | — | 5.63× | ||
| Q1 24 | 3.12× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
AOMR
| Nonrelated Party | $6.4M | 59% |
| Other | $4.5M | 41% |
RVSB
暂无分部数据